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Our Team
Our team of licensed mortgage professionals are always eager to help you achieve your dream.
Our team can be found in the following branches:
Josh was great and transparent throught the entire process! Tyler R. The Villages, FL Joshua Anderson Rating: 5.0 out of 5.0 from Encompass
Josh was great and transparent throught the entire process!
Great communication throughout Shayne Orlando, FL Joshua Anderson Rating: 5.0 out of 5.0 from Encompass
Great communication throughout
Communication was very timely and frequent Renae G. Minneola, FL Joshua Anderson Rating: 5.0 out of 5.0 from Encompass
Communication was very timely and frequent
It went smooth and fast Christopher W. Cape Coral, FL Kenny Roche Rating: 5.0 out of 5.0 from Encompass
It went smooth and fast
Kenny is an exceptional professional. He has the knowledge and the ability to get things done while equipped with amazing tools. It was a pleasure working with him. Highly recommended! Emil Mount Dora, FL Kenny Roche Rating: 5.0 out of 5.0 from Encompass
Kenny is an exceptional professional. He has the knowledge and the ability to get things done while equipped with amazing tools. It was a pleasure working with him. Highly recommended!
Kenny was very good He responded timely to my calls and questions George Riviera Beach, FL Kenny Roche Rating: 5.0 out of 5.0 from Encompass
Kenny was very good He responded timely to my calls and questions
Working with Donna is always a seamless experience. She consistently meets deadlines, communicates clearly and proactively, and makes the entire process feel effortless. Her knowledge of the grant process is exceptional and truly sets her apart. My clients feel confident and well-informed every step of the way, and I can always rely on her to keep ... Diane Sussex, NJ Donna Marshall Rating: 5.0 out of 5.0 from Encompass
Working with Donna is always a seamless experience. She consistently meets deadlines, communicates clearly and proactively, and makes the entire process feel effortless. Her knowledge of the grant process is exceptional and truly sets her apart. My clients feel confident and well-informed every step of the way, and I can always rely on her to keep ...
Donna and her team went above and beyond their job. I will highly recommend her to any and everyone Tony Willingboro, NJ Donna Marshall Rating: 5.0 out of 5.0 from Encompass
Donna and her team went above and beyond their job. I will highly recommend her to any and everyone
Communication was great. They worled with me from start to finish making sure I got a home! Very resourceful and helpful. Myriam Irvington, NJ Donna Marshall Rating: 5.0 out of 5.0 from Encompass
Communication was great. They worled with me from start to finish making sure I got a home! Very resourceful and helpful.
Embrace Home Loans was amazing. We had a long delay due to the sellers and Donny and his team were amazing bringing us to finish. We needed several extension on our closing and Donny made it happen negotiating for our loan right till the final moment. They are the best and I will entrust any other purchases with Embrace Home loans. Siobhan Northport, NY Donny Schulze Rating: 5.0 out of 5.0 from Zillow
Embrace Home Loans was amazing. We had a long delay due to the sellers and Donny and his team were amazing bringing us to finish. We needed several extension on our closing and Donny made it happen negotiating for our loan right till the final moment. They are the best and I will entrust any other purchases with Embrace Home loans.
The support we received was incredible . We are truly grateful for the assistance and patience each step of the way. Thank you! Bianca East Islip, NY Donny Schulze Rating: 5.0 out of 5.0 from Encompass
The support we received was incredible . We are truly grateful for the assistance and patience each step of the way. Thank you!
Donny and his team were all incredibly knowledgeable, and always happy to answer any questions I had. They made me feel comfortable throughout the entire process, and were great with clear and consisten communication. Shannon Selden, NY Donny Schulze Rating: 5.0 out of 5.0 from Encompass
Donny and his team were all incredibly knowledgeable, and always happy to answer any questions I had. They made me feel comfortable throughout the entire process, and were great with clear and consisten communication.
Great service, very easy to work with and very knowledgeable. Alba C. Saint Cloud, FL Manuela Ibanez Rating: 5.0 out of 5.0 from Encompass
Great service, very easy to work with and very knowledgeable.
Communication was clear and quick throughout the process. Everyone was very knowledgable and helpful beyond the questions we had during. Jonathan C. Kissimmee, FL Manuela Ibanez Rating: 5.0 out of 5.0 from Encompass
Communication was clear and quick throughout the process. Everyone was very knowledgable and helpful beyond the questions we had during.
I can't express how grateful I am for the incredible support we received from Manuela during our home-buying journey. From the very first meeting, she was more than just a broker; she became a trusted partner. Her dedication to answering every question we had, no matter how small, made us feel valued and informed throughout the entire process. Wh... Cristina Pembroke Pines, FL Manuela Ibanez Rating: 5.0 out of 5.0 from Encompass
I can't express how grateful I am for the incredible support we received from Manuela during our home-buying journey. From the very first meeting, she was more than just a broker; she became a trusted partner. Her dedication to answering every question we had, no matter how small, made us feel valued and informed throughout the entire process. Wh...
Gabriel and his staff were friendly, accommodating and responsiv! Kerrith M. Raleigh, NC Gabriel Gillen Rating: 5.0 out of 5.0 from Encompass
Gabriel and his staff were friendly, accommodating and responsiv!
Audrey, Gabriel& Kristin were awesome to work with. They went above and beyond to help make the process smooth as possible. Jimmy Bay Saint Louis, MS Gabriel Gillen Rating: 5.0 out of 5.0 from Encompass
Audrey, Gabriel& Kristin were awesome to work with. They went above and beyond to help make the process smooth as possible.
No complaints, very professional Charles Georgetown, TN Gabriel Gillen Rating: 5.0 out of 5.0 from Encompass
No complaints, very professional
Mike was amazing! Shawn S. Newark, DE Jeffrey Andress Rating: 5.0 out of 5.0 from Encompass
Mike was amazing!
Thank you so much Sandra L. Philadelphia, PA Jeffrey Andress Rating: 5.0 out of 5.0 from Encompass
Thank you so much
The support and communication Quasim Philadelphia, PA Jeffrey Andress Rating: 5.0 out of 5.0 from Encompass
The support and communication
Nick went abive and beyond to help us through the entire process. We are so lucky and blessed to have him guiding us until the very end. Gustavo A. Clermont, FL Nicholas Muccigrosso Rating: 5.0 out of 5.0 from Encompass
Nick went abive and beyond to help us through the entire process. We are so lucky and blessed to have him guiding us until the very end.
The support of your team to get to the finish line! Monica Debary, FL Nicholas Muccigrosso Rating: 5.0 out of 5.0 from Encompass
The support of your team to get to the finish line!
Great guy. Highly recommend. Kevin M. Tavares, FL Nicholas Muccigrosso Rating: 5.0 out of 5.0 from Encompass
Great guy. Highly recommend.
Melina was super attentive and patient with us! She was amazing support and guidance throughout the process of buying our first home. Would definitely recommend! Sherlyn C. Winter Haven, FL Melina Trinidad Rating: 5.0 out of 5.0 from Encompass
Melina was super attentive and patient with us! She was amazing support and guidance throughout the process of buying our first home. Would definitely recommend!
In an industry that lacks communication, I am very grateful I work with a lender that have the discipline to communicate and the patience to communicate absolutely everything. I always look forward to work with Melina! Oscar Inverness, FL Melina Trinidad Rating: 5.0 out of 5.0 from Encompass
In an industry that lacks communication, I am very grateful I work with a lender that have the discipline to communicate and the patience to communicate absolutely everything. I always look forward to work with Melina!
From the moment we met Melina, we felt and knew we were in good hands. Prior to being introduced to her, it wasn't easy speaking to someone from AnnieMac, but that changed completely when she came into the picture. She was very was charasmatic, professional, understanding and extremely helpful. She educated us the whole way through on the process a... Alejandro Miami, FL Melina Trinidad Rating: 5.0 out of 5.0 from Encompass
From the moment we met Melina, we felt and knew we were in good hands. Prior to being introduced to her, it wasn't easy speaking to someone from AnnieMac, but that changed completely when she came into the picture. She was very was charasmatic, professional, understanding and extremely helpful. She educated us the whole way through on the process a...
La comunicacion y tiempo para explicar los paso a tomar, siento que eso hace una gran diferencai Jesus A. Davenport, FL Diego Bisbal Rating: 5.0 out of 5.0 from Encompass
La comunicacion y tiempo para explicar los paso a tomar, siento que eso hace una gran diferencai
My experience was great , all processes was clear and understandable Alex Y. Lake Wales, FL Diego Bisbal Rating: 5.0 out of 5.0 from Encompass
My experience was great , all processes was clear and understandable
Thanks to this person and their great team, buying a house seems like a quick and easy process. Thank you so much for helping me achieve this goal of owning my first home. Luis M. Davenport, FL Diego Bisbal Rating: 5.0 out of 5.0 from Encompass
Thanks to this person and their great team, buying a house seems like a quick and easy process. Thank you so much for helping me achieve this goal of owning my first home.
Kimberly was critical in getting this deal completed. Her expertise is unmatched! Steven Dix Hills, NY Kimberly Hope Rating: 5.0 out of 5.0 from Encompass
Kimberly was critical in getting this deal completed. Her expertise is unmatched!
Kimberly and her team were communicative, supportive, and knowledgeable through the whole process of getting the mortgage approved and secured. Kimberly is friendly and l approachable for any and all questions we had. Jacqueline M. Coram, NY Kimberly Hope Rating: 5.0 out of 5.0 from Encompass
Kimberly and her team were communicative, supportive, and knowledgeable through the whole process of getting the mortgage approved and secured. Kimberly is friendly and l approachable for any and all questions we had.
Kimberly was extremely professional and insightful in explaining the mortgage process. Kimberly assisted me greatly in understanding it as well. She was able to break it down to me as a new homebuyer and I will recommend her to my friends and acquitances in the future. Daniel Brooklyn, NY Kimberly Hope Rating: 5.0 out of 5.0 from Encompass
Kimberly was extremely professional and insightful in explaining the mortgage process. Kimberly assisted me greatly in understanding it as well. She was able to break it down to me as a new homebuyer and I will recommend her to my friends and acquitances in the future.
I had the pleasure of working with Naiomi Perez as the loan officer for my client, and I couldn’t be more satisfied with the experience. Naiomi demonstrated exceptional professionalism, clear communication, and a deep understanding of the lending process from start to finish. She kept everyone informed at every stage, handled challenges efficient... Christian E. Eustis, FL Naiomi Perez Rating: 5.0 out of 5.0 from Encompass
I had the pleasure of working with Naiomi Perez as the loan officer for my client, and I couldn’t be more satisfied with the experience. Naiomi demonstrated exceptional professionalism, clear communication, and a deep understanding of the lending process from start to finish. She kept everyone informed at every stage, handled challenges efficient...
Great communication and service to my client. Christian E. Kissimmee, FL Naiomi Perez Rating: 5.0 out of 5.0 from Encompass
Great communication and service to my client.
I had an outstanding experience working with my mortgage loan officer Naomi Perez . From start to finish, the entire process was handled with professionalism, transparency, and genuine care. They took the time to clearly explain every step, answered all of my questions promptly, and made what could have been a stressful process feel smooth and mana... Destinie Saint Cloud, FL Naiomi Perez Rating: 5.0 out of 5.0 from Encompass
I had an outstanding experience working with my mortgage loan officer Naomi Perez . From start to finish, the entire process was handled with professionalism, transparency, and genuine care. They took the time to clearly explain every step, answered all of my questions promptly, and made what could have been a stressful process feel smooth and mana...
John was absolutely fantastic throughout the entire process eleminating the pressure of uncertainty. He ferverently reassured me that the loan would be excuted and we would attain our dream home. One of the nicest men you ever could meet, professional, detail oriented. I can not say enough kind words about his company and himself. I have many busin... Douglas S. Harding, NJ John Straccamore Rating: 5.0 out of 5.0 from Encompass
John was absolutely fantastic throughout the entire process eleminating the pressure of uncertainty. He ferverently reassured me that the loan would be excuted and we would attain our dream home. One of the nicest men you ever could meet, professional, detail oriented. I can not say enough kind words about his company and himself. I have many busin...
If you look up the word angel in the dictionary you’ll see a picture of John. That man is a blessing. It took longer than I’ll ever admit to get financing due to some unforeseen issues but John had a solution for EVERY bump in the road. Very well informed and great at explaining things if you don’t understand. Sincere and passionate about wha... Lorenzo Worcester, MA John Straccamore Rating: 5.0 out of 5.0 from Encompass
If you look up the word angel in the dictionary you’ll see a picture of John. That man is a blessing. It took longer than I’ll ever admit to get financing due to some unforeseen issues but John had a solution for EVERY bump in the road. Very well informed and great at explaining things if you don’t understand. Sincere and passionate about wha...
Everything.. the communication the trust , seemed like he really cared for the best out come Francis Haverhill, MA John Straccamore Rating: 5.0 out of 5.0 from Encompass
Everything.. the communication the trust , seemed like he really cared for the best out come
Excelente trabajo Apolinario Methuen, MA Juan Valerio Rating: 5.0 out of 5.0 from Encompass
Excelente trabajo
Juan is an excellent loan officer. It's always a pleasure to work with him. Thank you Juan! Jose Methuen, MA Juan Valerio Rating: 5.0 out of 5.0 from Encompass
Juan is an excellent loan officer. It's always a pleasure to work with him. Thank you Juan!
What gave me the most satisfaction was seeing how Juan Valerio did everything possible to ensure my closing was done on time. Thank you. Elizabeth Lawrence, MA Juan Valerio Rating: 5.0 out of 5.0 from Encompass
What gave me the most satisfaction was seeing how Juan Valerio did everything possible to ensure my closing was done on time. Thank you.
They provide constant communication and guidance—they are excellent at their work. Lina M. Saint Cloud, FL Kristian Ortiz Rating: 5.0 out of 5.0 from Encompass
They provide constant communication and guidance—they are excellent at their work.
la experience que he tenido super recomendado Sandra Orlando, FL Kristian Ortiz Rating: 5.0 out of 5.0 from Encompass
la experience que he tenido super recomendado
This is my third year doing business with Kristian Ortiz, and each experience has been excellent. He is professional, knowledgeable, and always provides clear guidance and valuable advice. I truly appreciate his consistent support and outstanding service, may the lord bless him always. Alfredo A. Eagle Lake, FL Kristian Ortiz Rating: 5.0 out of 5.0 from Encompass
This is my third year doing business with Kristian Ortiz, and each experience has been excellent. He is professional, knowledgeable, and always provides clear guidance and valuable advice. I truly appreciate his consistent support and outstanding service, may the lord bless him always.
He did a closing on my home in Delaware. Extremely Efficient, VERY Knowledgeable and Helped me to get the necessary paper work in order and not at the Last minute. I would recommend him to anyone looking for someone that can make your life EASIER when it comes to closing on a home. Great Job and Thank you, Dennis & Patricia Mansour Dennis Smyrna, DE Gregory Clark Rating: 5.0 out of 5.0 from Zillow
He did a closing on my home in Delaware. Extremely Efficient, VERY Knowledgeable and Helped me to get the necessary paper work in order and not at the Last minute. I would recommend him to anyone looking for someone that can make your life EASIER when it comes to closing on a home. Great Job and Thank you, Dennis & Patricia Mansour
Greg , Stephen and staff were Right on it. Super Efficient, Prompt in getting back to you and a Fantastic Interest Rate. I had several mortgage companies over the years and NONE comes close to This one. They had everything prepared before closing and the closing went so Smooth. We Highly Recommend them. Dennis Jackson, NJ Gregory Clark Rating: 5.0 out of 5.0 from Zillow
Greg , Stephen and staff were Right on it. Super Efficient, Prompt in getting back to you and a Fantastic Interest Rate. I had several mortgage companies over the years and NONE comes close to This one. They had everything prepared before closing and the closing went so Smooth. We Highly Recommend them.
Greg and his team were simply fantastic! We just bought our first home in Florida, even though his team is 1000+ miles away we felt as if they were right next door every step of the way. The entire process was easier then we could have ever expected. Greg's professionalism and expertise was the catalyst for a great home buying experience. We cannot... Wmnash152 Tampa, FL Gregory Clark Rating: 5.0 out of 5.0 from Zillow
Greg and his team were simply fantastic! We just bought our first home in Florida, even though his team is 1000+ miles away we felt as if they were right next door every step of the way. The entire process was easier then we could have ever expected. Greg's professionalism and expertise was the catalyst for a great home buying experience. We cannot...
It was great working with you!! Miguel A. Haverhill, MA Jennie Guillermo Rating: 5.0 out of 5.0 from Encompass
It was great working with you!!
Very easy to work with and clear communication. Thanks for the support given to my client. Daynner Lawrence, MA Jennie Guillermo Rating: 5.0 out of 5.0 from Encompass
Very easy to work with and clear communication. Thanks for the support given to my client.