Featured Products
Discover our extensive library of mortgage options, featuring our standout products tailored to meet your needs.
AnnieMac Cash2Keys
Cash Offer™ and Buy Now, Sell Later™
With our Cash Offer program, even the odds and get your offers accepted, all with the power of cash. With Buy Now, Sell Later, current homeowners can comfortably sell their old home all while securing a new one.
OneUP
Get OneUP On Your Homebuying Journey!
AnnieMac Home Mortgage’s OneUP program provides homebuyers the option to make a minimal 1% down payment to secure a home, while we provide an additional 2% or $2000 lender grant towards their down payment.
Appraisal Assurance
Waive the Appraisal Contingency With Confidence
Appraisal concerns are one of the most common reasons deals stall or fall apart. Appraisal Assurance helps buyers waive the appraisal contingency by certifying the offer price before the offer goes out. The result is a cleaner, stronger offer that gives sellers confidence and helps everyone get to closing.
Rate Relief
Sell your home faster and for top dollar.
In a market where timing is everything, a rate buydown can significantly lower the monthly mortgage payments for a future homeowner. By reducing the mortgage rate with Rate Relief, you're effectively lowering the cost of owning your home.
Temporary Buydown
Don't wait for a lower rate!
A temporary mortgage interest rate buydown is a home financing strategy that home buyers can use to temporarily lower their interest rate to make their monthly mortgage payments more affordable.
Design it. Build it. Finance it. All in One Loan.
Build your home and finance it all in one step.
Finance your land purchase, construction costs, and permanent mortgage with a single loan and just one closing. By locking in your financing before construction begins, you'll know what to expect throughout the building process.
Purchase Loans
- Conventional Purchase
Ideal for borrowers with solid credit, steady income, moderate‑to‑large down payments seeking competitive rates and cancellable private‑mortgage‑insurance options.
- VA Purchase
Ideal for eligible veterans, active‑duty service members, and surviving spouses seeking zero‑down financing, flexible credit, and no monthly mortgage insurance.
- USDA Purchase
Great for low‑to‑moderate income households purchasing primary residences in USDA‑eligible rural areas, needing zero down payment and affordable monthly insurance.
- FHA Purchase
Perfect for first‑time buyers or borrowers needing low down payment options, lenient credit standards, assumable low‑rate financing options, affordable terms.