Ready to buy your dream home? Start your purchase journey today with competitive rates and expert guidance.
Lower your monthly payments or access your home equity with our refinancing options.
Access calculators, guides, and tools to help you make informed mortgage decisions.
Learn more about our company, explore career opportunities, and discover our impact on the mortgage industry.
Proudly serving clients across Massachusetts, Connecticut, New Hampshire and Rhode Island.
I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Excelente trabajo Apolinario Methuen, MA April 07 Rating: 5.0 out of 5.0 from Encompass
Excelente trabajo
Good communication, and everything we did during the process turned out exactly as explained to me. Eulogio E Lawrence, MA April 05 Rating: 5.0 out of 5.0 from Encompass
Good communication, and everything we did during the process turned out exactly as explained to me.
Juan is an excellent loan officer. It's always a pleasure to work with him. Thank you Juan! Jose Methuen, MA November 29 Rating: 5.0 out of 5.0 from Encompass
Juan is an excellent loan officer. It's always a pleasure to work with him. Thank you Juan!
En generar todo el trabajo que hizo ππ½π― Luis Angel Springfield, MA November 07 Rating: 4.7 out of 5.0 from Encompass
En generar todo el trabajo que hizo ππ½π―
What gave me the most satisfaction was seeing how Juan Valerio did everything possible to ensure my closing was done on time. Thank you. Elizabeth Lawrence, MA October 22 Rating: 5.0 out of 5.0 from Encompass
What gave me the most satisfaction was seeing how Juan Valerio did everything possible to ensure my closing was done on time. Thank you.
Juan kept great communication with us And updated us with any changes that was going on Gregory Methuen, MA October 21 Rating: 5.0 out of 5.0 from Encompass
Juan kept great communication with us And updated us with any changes that was going on
Excellent and great support Alexander Fitchburg, MA August 12 Rating: 4.8 out of 5.0 from Encompass
Excellent and great support
Muy buena comunicacion ππ» Yeudi Saul Holyoke, MA August 10 Rating: 5.0 out of 5.0 from Encompass
Muy buena comunicacion ππ»
The fact that everyone works together to make thi long presses as comfortable as possible! Thank you guys! Jesus A Lowell, MA August 04 Rating: 5.0 out of 5.0 from Encompass
The fact that everyone works together to make thi long presses as comfortable as possible! Thank you guys!
Lo juan was always reachable, knowledgeable and friendly. I will definitely refer Juan to my Family. Santos North Chelmsford, MA July 31 Rating: 5.0 out of 5.0 from Encompass
Lo juan was always reachable, knowledgeable and friendly. I will definitely refer Juan to my Family.
Juan was informative, helpful and always attentive. I appreciate working with him, it was a very quick and smooth transaction. Michelle Lowell, MA June 13 Rating: 5.0 out of 5.0 from Encompass
Juan was informative, helpful and always attentive. I appreciate working with him, it was a very quick and smooth transaction.
Very knowledgable and worked diligently to the end! Mary Koontz Lawrence, MA May 01 Rating: 5.0 out of 5.0 from Encompass
Very knowledgable and worked diligently to the end!
On 04/30/2026 at 2:30 pm
Join us for Our Billion Dollar Playbook, a live mastermind designed to help real estate agents win more deals in todayβs competitive market. Hear from Wes Costello of AnnieMac Home Mortgage as he breaks down the Cash2Keys suite of products and how to position your buyers like cash. Learn how Cash2Keys can level up your business.