About Elvis
Proudly serving clients across Massachusetts, New Hampshire, Rhode Island and Wyoming.
I understand that buying or refinancing a home is one of the most significant financial decisions my clients will make. That's why I'm committed to giving my team the knowledge, resources, and support they need to guide borrowers through the mortgage process with confidence and attention to every detail.
With extensive experience across all facets of mortgage lending, I can help my team navigate everything from first-time home purchases to refinancing and complex financing needs. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I stay current on financial and housing-market trends, mortgage guidelines, and state and federal regulations so I can serve as a trusted resource for my team and our clients. My goal is to ensure our clients receive more than just a loan—they receive informed guidance and the most competitive financing solution for their unique needs.
Borrower Testimonials
My husband and i had a great experience buying our first family home. Elvis and Janet were Their every step of the way and went above and beyond . AnnieMac made our dream come true. we Cant thank them enough.
we had a great experience with buying our very first family home. With no knowledge of this process and no experience with buying a home you made the process easy. we can't thank you enough .
todo fue muy facil com la ayuda
The communication. Every time that I had a question Evis gave the answer.
What made my experience great working with Elvis Penalo are many things. The way he targets every angle of the personal and financial situation of his clients. His Superior customer service skills. Elvis Penalo is knowledgeable, punctual and most important always available. I highly recommend Elvis Penalo as one of the best loan officer I have...
Agradecida siempre primero com Dios y luego a elvis por ayudarme a cumplir uno de mi más grande sueño tener mi casa 🏠
Elvis was very patient with me and understanding, he knew what I was looking for and took on the challenge. He helped me when a lot of people were turning me down or not giving me the knowledge I needed. I will recommend Elvis to anyone and is because he goes way and beyond to educate people and give them as much information as the client needs. I ...
Excelente dedicación y rapidez en sus servicios
Excelente servicio y siempre nos ayudó
This team make my expirience very pleasure and quick
Muy buen altecion a clientes
Elvis is always available and willing to help and answer any questions.
He is a friend of his clients, and very very professional
Elvis took his time to guide and explain to my clients their loan process. I will recommend them always.
Elvis is professional, very responsive when you need him and he is very good at communicating with my clients and explaining to them all the steps that they need to take.
Comunicacion y conocimientos
Fast and reliable.
Very Funny and responsible. Great follow skills. Always available for agents and his clients. Have had the pleasure to work various times with Elvis.
Quisiera comenzar diciendo que los sueños si se cumplen cuando confías en Dios y en las personas correctas. Tuve la suerte de encontrar a ( EPM) les dije al señor Elvis Peñalo que yo quería una casa grande, me dijo vamos a evaluar tu caso y ver para cuando tú calificas, inmediatamente el team (EPM) se pusieron a mi disposición y dijeron vamo...
The best of the best! Elvis was always there for us and helped us throughout the whole process. Thank you Elvis!
I’ve had the pleasure of working with Elvis with a few of our mutual clients. I couldn’t be more please with his level of professionalism l, dedication and communication skills. Is always a pleasure working with a loan officer that loves what they do and always responds back on a timely manner. Look forward to many more deals with him!
Muy profesional está contigo durante todo el proceso desde el momento 0 hasta el cierre siempre está disponible y contesta todos tus preguntas, te ayuda con todos.Los recomiendo 100% Elvis si no fuera por ti hoy no tendría mi casa gracias, gracias gracia
Elvis was so patient with me during the process explained everything thoroughly and took his time. Answered any questions I had. I appreciate all his help during the process. It was a pleasure working with you.
- View more testimonials on Experience.com
Realtors! Announcing Our: Real Estate Realities Masterminds
On 10/21/2026 at 2:00 pm
In a crowded market, doing great work is not always enough. People also need to understand what makes working with you different. Join me for Real Estate Realities: Jumpstart Your 2027 with Lance Pendleton on October 21 at 2 p.m. ET. Lance will share how to: - Create messaging that cuts through industry noise - Build a business around what clients truly need - Deliver an experience people remember and want to refer See you there!