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I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Great team, great communication. Very professional Christopher E Palm Bay, FL February 23 Rating: 4.8 out of 5.0 from Encompass
Great team, great communication. Very professional
Quiero dar mis más grandes agradecimientos a Naiomi Perez por toda la ayuda que me brindó en el proceso de la compra de mi casa, por toda la paciencia. Desde el primer momento fue muy amable y profesional se las recomiendo 100 por ciento.Agradecido de haber contado contigo . Jose Daniel KISSIMMEE, FL February 21 Rating: 5.0 out of 5.0 from Encompass
Quiero dar mis más grandes agradecimientos a Naiomi Perez por toda la ayuda que me brindó en el proceso de la compra de mi casa, por toda la paciencia. Desde el primer momento fue muy amable y profesional se las recomiendo 100 por ciento.Agradecido de haber contado contigo .
Siempre que he trabajado con ella ha sido excellente excelente y responsable Sonia Kissimmee, FL January 28 Rating: 5.0 out of 5.0 from Encompass
Siempre que he trabajado con ella ha sido excellente excelente y responsable
Naiomi has an excellent way of communicating, she responds quickly and helps you understand the process. She also guides you through the entire process. Thank you very much to Naiomi and her team for their service. Myrna Yaniz Kissimmee, FL January 28 Rating: 5.0 out of 5.0 from Encompass
Naiomi has an excellent way of communicating, she responds quickly and helps you understand the process. She also guides you through the entire process. Thank you very much to Naiomi and her team for their service.
How all my questions and concerns we're answered. Norgie KISSIMMEE, FL December 13 Rating: 5.0 out of 5.0 from Encompass
How all my questions and concerns we're answered.
As YourHomeWithGlenn, I had the pleasure of working with Naomi on my client’s recent home purchase, and the experience was excellent from beginning to end. Her communication was clear, consistent, and always timely. She guided the loan process with confidence, professionalism, and genuine care for the buyer—making everything smooth all the way ... Glenn KISSIMMEE, FL December 10 Rating: 5.0 out of 5.0 from Encompass
As YourHomeWithGlenn, I had the pleasure of working with Naomi on my client’s recent home purchase, and the experience was excellent from beginning to end. Her communication was clear, consistent, and always timely. She guided the loan process with confidence, professionalism, and genuine care for the buyer—making everything smooth all the way ...
Naiomi was so noce and help us Reinaldo Jose Haines City, FL September 19 Rating: 4.2 out of 5.0 from Encompass
Naiomi was so noce and help us
What stood out the most was Naiommi’s communication — she was always available, quick to respond, and kept us updated so we never felt in the dark. Her knowledge and dedication made the process smooth and stress-free. Christian Cruz Saint Cloud, FL September 09 Rating: 5.0 out of 5.0 from Encompass
What stood out the most was Naiommi’s communication — she was always available, quick to respond, and kept us updated so we never felt in the dark. Her knowledge and dedication made the process smooth and stress-free.
You Professional Heriberto Saint Cloud, FL September 04 Rating: 5.0 out of 5.0 from Encompass
You Professional
Fast response to my client, and make the feel at ease Carlos Javier Ocala, FL August 07 Rating: 5.0 out of 5.0 from Encompass
Fast response to my client, and make the feel at ease
Los mejores naiomy y su equipo son muy muy profesionales y eficientes yo estoy muy contento con trabajo y el resultado ayudarme hacer este sueño realidad Dariel Haines City, FL July 02 Rating: 5.0 out of 5.0 from Encompass
Los mejores naiomy y su equipo son muy muy profesionales y eficientes yo estoy muy contento con trabajo y el resultado ayudarme hacer este sueño realidad
Working hand in hand with Naiomi was a pleasant experience I had really never met someone like her so kind and helping me to solve every doubt during my process really she is wonderfully charming Thank you Naiomi for your professionalism and help Jimmy Javier Haines City, FL June 08 Rating: 5.0 out of 5.0 from Encompass
Working hand in hand with Naiomi was a pleasant experience I had really never met someone like her so kind and helping me to solve every doubt during my process really she is wonderfully charming Thank you Naiomi for your professionalism and help
On 02/25/2026 at 2:00 pm
Don't miss our Real Estate Realities: Relationships Over Transactions live webinar! Most agents burn out chasing the next deal. But the ones who thrive? They build relationships that keep business coming to them. If you’ve ever felt like your follow-up game needs more follow-through, this one's for you! See you there