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I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Rating: 5.0 out of 5.0 from Encompass Pat was a great officer loan. Sarita JanetSpeedway, IN May 23
Pat was a great officer loan.
Rating: 5.0 out of 5.0 from Encompass "We had an absolutely fantastic experience closing our mortgage with Annie Mac. From start to finish, the team was incredibly professional, highly communicative, and proactive. They made what is usually a stressful process completely seamless and transparent. We closed on time without a single hitch. Highly recommend!" JodeeLas Vegas, NV May 19
"We had an absolutely fantastic experience closing our mortgage with Annie Mac. From start to finish, the team was incredibly professional, highly communicative, and proactive. They made what is usually a stressful process completely seamless and transparent. We closed on time without a single hitch. Highly recommend!"
Rating: 5.0 out of 5.0 from Encompass Smooth and quick process, great communication with staff...extremely happy with process and final outcome! DanielLas Vegas, NV May 19
Smooth and quick process, great communication with staff...extremely happy with process and final outcome!
Rating: 5.0 out of 5.0 from Encompass I have been doing business with Gabe for years, and there is one reason for that, and that reason is trust. Gabe has earned my trust by providing honest, sound and reliable advice when it comes to financing my home. He is efficient, responsive and has an amazing team supporting him. One of those team members I would like to mention, and thank, is E... Robert LPalm Beach Gardens, FL May 06
I have been doing business with Gabe for years, and there is one reason for that, and that reason is trust. Gabe has earned my trust by providing honest, sound and reliable advice when it comes to financing my home. He is efficient, responsive and has an amazing team supporting him. One of those team members I would like to mention, and thank, is E...
Rating: 5.0 out of 5.0 from Encompass Great, clear communication and follow through. SabinaPalm Beach Gardens, FL May 06
Great, clear communication and follow through.
Rating: 5.0 out of 5.0 from Encompass I've worked with Jason Smathers on 2 mortgages and Gabriel's entire team was responsive, communicative and easy to work with. Hector LCave Creek, AZ Apr 22
I've worked with Jason Smathers on 2 mortgages and Gabriel's entire team was responsive, communicative and easy to work with.
Rating: 5.0 out of 5.0 from Encompass Jason Smathers was excellent . Michael WCave Creek, AZ Apr 20
Jason Smathers was excellent .
Rating: 5.0 out of 5.0 from Encompass Very happy, thank so much! MaxRosedale, NY Apr 16
Very happy, thank so much!
Rating: 5.0 out of 5.0 from Encompass it was a great experience based on the professionalism and result. EmilioHUNTINGTON STATION, NY Apr 16
it was a great experience based on the professionalism and result.
Rating: 5.0 out of 5.0 from Encompass Gabriel and his staff were friendly, accommodating and responsiv! Kerrith MurielRALEIGH, NC Apr 13
Gabriel and his staff were friendly, accommodating and responsiv!
Rating: 4.2 out of 5.0 from Encompass It was planned good and I understand everything thanks so much CraigSAINT CLAIR SHORES, MI Apr 01
It was planned good and I understand everything thanks so much
Rating: 5.0 out of 5.0 from Encompass Audrey, Gabriel& Kristin were awesome to work with. They went above and beyond to help make the process smooth as possible. JimmyBay Saint Louis, MS Mar 26
Audrey, Gabriel& Kristin were awesome to work with. They went above and beyond to help make the process smooth as possible.
Rating: 5.0 out of 5.0 from Encompass No complaints, very professional CharlesGEORGETOWN, TN Mar 13
No complaints, very professional
Rating: 5.0 out of 5.0 from Encompass Working with this lending team was truly a GREAT experience. From day one, they were professional, responsive, and incredibly supportive throughout what was a very layered and complex transaction. Our file had multiple moving parts — grant funds, repair credits, assistance programs, timeline adjustments — and they stayed on top of every detail.... JustineRONKONKOMA, NY Mar 13
Working with this lending team was truly a GREAT experience. From day one, they were professional, responsive, and incredibly supportive throughout what was a very layered and complex transaction. Our file had multiple moving parts — grant funds, repair credits, assistance programs, timeline adjustments — and they stayed on top of every detail....
Rating: 5.0 out of 5.0 from Encompass Jennifer Simone, Christine and Gabriel are a pleasure to work with. Thanks! LorraineCHAPIN, SC Mar 09
Jennifer Simone, Christine and Gabriel are a pleasure to work with. Thanks!
Rating: 4.2 out of 5.0 from Encompass Fast and clear communication. Timothy AllenPortland, OR Feb 16
Fast and clear communication.
Rating: 5.0 out of 5.0 from Encompass The professionalism and handles matters in a timely manner . TiffanyMONTGOMERY, AL Feb 02
The professionalism and handles matters in a timely manner .
Rating: 5.0 out of 5.0 from Encompass Nick Muccigrosso is my actual contact, and he could not be nicer, more thorough, more professional or more helpful than he is. Ever time I have spoken to him has been so pleasant, so fruitful. I highly recommend him to anyone who is seeking to work through either an initial mortgage or a refinance process. Sarah E.Winchester, VA Jan 21
Nick Muccigrosso is my actual contact, and he could not be nicer, more thorough, more professional or more helpful than he is. Ever time I have spoken to him has been so pleasant, so fruitful. I highly recommend him to anyone who is seeking to work through either an initial mortgage or a refinance process.
Rating: 5.0 out of 5.0 from Encompass Everything went the way your team said it would go. Anthony JFayetteville, NC Dec 12
Everything went the way your team said it would go.
Rating: 5.0 out of 5.0 from Encompass Pleasure working with AnnieMac team! Everything went smoothly and efficiently . KatyWesterly, RI Dec 03
Pleasure working with AnnieMac team! Everything went smoothly and efficiently .
Rating: 5.0 out of 5.0 from Encompass The entire team made this an effortless experience RobertGeorgetown, MA Nov 13
The entire team made this an effortless experience
Rating: 5.0 out of 5.0 from Encompass This is the second loan I've done with Peter, and without any doubt he will be the only person I will work with on future loans. He is extremely professional, thorough, knowledgeable, kind, compassionate and calm. He makes what can be a very stressful process as pleasant as possible. I am very thankful ... Jennifer LSouth Woodstock, VT Nov 04
This is the second loan I've done with Peter, and without any doubt he will be the only person I will work with on future loans. He is extremely professional, thorough, knowledgeable, kind, compassionate and calm. He makes what can be a very stressful process as pleasant as possible. I am very thankful ...
Rating: 5.0 out of 5.0 from Encompass Great communication, extremely knowledgable and best of all we in less than 30 days. JoseHaverhill, MA Sep 01
Great communication, extremely knowledgable and best of all we in less than 30 days.
Rating: 5.0 out of 5.0 from Encompass Service and level of communication was gentile FariezaFreehold, NJ Aug 19
Service and level of communication was gentile