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The way they treat customers—the kindness, patience, and charisma. Lismarie Saint Cloud, FL Naiomi Perez Rating: 5.0 out of 5.0 from Encompass
The way they treat customers—the kindness, patience, and charisma.
She is the Best Elizabeth Orlando, FL Naiomi Perez Rating: 5.0 out of 5.0 from Encompass
She is the Best
I had the pleasure of working with Naiomi Perez as the loan officer for my client, and I couldn’t be more satisfied with the experience. Naiomi demonstrated exceptional professionalism, clear communication, and a deep understanding of the lending process from start to finish. She kept everyone informed at every stage, handled challenges efficient... Christian E. Eustis, FL Naiomi Perez Rating: 5.0 out of 5.0 from Encompass
I had the pleasure of working with Naiomi Perez as the loan officer for my client, and I couldn’t be more satisfied with the experience. Naiomi demonstrated exceptional professionalism, clear communication, and a deep understanding of the lending process from start to finish. She kept everyone informed at every stage, handled challenges efficient...
Communication the whole time was awesome Audrey N. Orlando, FL Joshua Anderson Rating: 5.0 out of 5.0 from Encompass
Communication the whole time was awesome
Josh was incredible to work with not only is he knowledgeable about his craft He takes tremendous pride in helping people my wife and I both had some financial obstacles to overcome and he stood by us both all the way through the process . William M. Hudson, FL Joshua Anderson Rating: 5.0 out of 5.0 from Encompass
Josh was incredible to work with not only is he knowledgeable about his craft He takes tremendous pride in helping people my wife and I both had some financial obstacles to overcome and he stood by us both all the way through the process .
Josh was great and transparent throught the entire process! Tyler R. The Villages, FL Joshua Anderson Rating: 5.0 out of 5.0 from Encompass
Josh was great and transparent throught the entire process!
Great job. Thank you so much for your help Kattia Orlando, FL Jose Torres Rating: 5.0 out of 5.0 from Encompass
Great job. Thank you so much for your help
Great service and very smooth transaction Herminio Saint Cloud, FL Jose Torres Rating: 5.0 out of 5.0 from Encompass
Great service and very smooth transaction
The communication and the help I received from this office. I would recommend them on a heart beat. Charleen L. Winter Haven, FL Jose Torres Rating: 5.0 out of 5.0 from Encompass
The communication and the help I received from this office. I would recommend them on a heart beat.
Kenny is a great communicator Evan Naples, FL Kenny Roche Rating: 5.0 out of 5.0 from Encompass
Kenny is a great communicator
It went smooth and fast Christopher W. Cape Coral, FL Kenny Roche Rating: 5.0 out of 5.0 from Encompass
It went smooth and fast
Kenny is an exceptional professional. He has the knowledge and the ability to get things done while equipped with amazing tools. It was a pleasure working with him. Highly recommended! Emil Mount Dora, FL Kenny Roche Rating: 5.0 out of 5.0 from Encompass
Kenny is an exceptional professional. He has the knowledge and the ability to get things done while equipped with amazing tools. It was a pleasure working with him. Highly recommended!
her anticipation and proactivity at every step of the process Maria E. Orlando, FL Manuela Ibanez Rating: 5.0 out of 5.0 from Encompass
her anticipation and proactivity at every step of the process
We had help the entire way and any questions were promptly answered, overall ot was great! Antonio L. Saint Cloud, FL Manuela Ibanez Rating: 5.0 out of 5.0 from Encompass
We had help the entire way and any questions were promptly answered, overall ot was great!
Great service, very easy to work with and very knowledgeable. Alba C. Saint Cloud, FL Manuela Ibanez Rating: 5.0 out of 5.0 from Encompass
Great service, very easy to work with and very knowledgeable.
The communication & closing time (3 weeks)! Lizzette Cape Coral, FL Emily Lopez Rivera Rating: 5.0 out of 5.0 from Encompass
The communication & closing time (3 weeks)!
Neither ink, paper or any modern electronic device is worthy to express or demonstrate my satisfaction. Thank you team! Lesly Cape Coral, FL Emily Lopez Rivera Rating: 5.0 out of 5.0 from Encompass
Neither ink, paper or any modern electronic device is worthy to express or demonstrate my satisfaction. Thank you team!
Emily has been a pleasure to work with, she is very knowledgeable , responsive and quick to return calls/emails. She explained the process clearly and kept the ball rolling; the process was completed in the time frame expected. She did an excellent job with us! Raisel A. Fort Myers, FL Emily Lopez Rivera Rating: 5.0 out of 5.0 from Zillow
Emily has been a pleasure to work with, she is very knowledgeable , responsive and quick to return calls/emails. She explained the process clearly and kept the ball rolling; the process was completed in the time frame expected. She did an excellent job with us!
Nick went abive and beyond to help us through the entire process. We are so lucky and blessed to have him guiding us until the very end. Gustavo A. Clermont, FL Nicholas Muccigrosso Rating: 5.0 out of 5.0 from Encompass
Nick went abive and beyond to help us through the entire process. We are so lucky and blessed to have him guiding us until the very end.
The support of your team to get to the finish line! Monica Debary, FL Nicholas Muccigrosso Rating: 5.0 out of 5.0 from Encompass
The support of your team to get to the finish line!
Great guy. Highly recommend. Kevin M. Tavares, FL Nicholas Muccigrosso Rating: 5.0 out of 5.0 from Encompass
Great guy. Highly recommend.
Melina was super attentive and patient with us! She was amazing support and guidance throughout the process of buying our first home. Would definitely recommend! Sherlyn C. Winter Haven, FL Melina Trinidad Rating: 5.0 out of 5.0 from Encompass
Melina was super attentive and patient with us! She was amazing support and guidance throughout the process of buying our first home. Would definitely recommend!
In an industry that lacks communication, I am very grateful I work with a lender that have the discipline to communicate and the patience to communicate absolutely everything. I always look forward to work with Melina! Oscar Inverness, FL Melina Trinidad Rating: 5.0 out of 5.0 from Encompass
In an industry that lacks communication, I am very grateful I work with a lender that have the discipline to communicate and the patience to communicate absolutely everything. I always look forward to work with Melina!
From the moment we met Melina, we felt and knew we were in good hands. Prior to being introduced to her, it wasn't easy speaking to someone from AnnieMac, but that changed completely when she came into the picture. She was very was charasmatic, professional, understanding and extremely helpful. She educated us the whole way through on the process a... Alejandro Miami, FL Melina Trinidad Rating: 5.0 out of 5.0 from Encompass
From the moment we met Melina, we felt and knew we were in good hands. Prior to being introduced to her, it wasn't easy speaking to someone from AnnieMac, but that changed completely when she came into the picture. She was very was charasmatic, professional, understanding and extremely helpful. She educated us the whole way through on the process a...
La comunicacion y tiempo para explicar los paso a tomar, siento que eso hace una gran diferencai Jesus A. Davenport, FL Diego Bisbal Rating: 5.0 out of 5.0 from Encompass
La comunicacion y tiempo para explicar los paso a tomar, siento que eso hace una gran diferencai
My experience was great , all processes was clear and understandable Alex Y. Lake Wales, FL Diego Bisbal Rating: 5.0 out of 5.0 from Encompass
My experience was great , all processes was clear and understandable
Thanks to this person and their great team, buying a house seems like a quick and easy process. Thank you so much for helping me achieve this goal of owning my first home. Luis M. Davenport, FL Diego Bisbal Rating: 5.0 out of 5.0 from Encompass
Thanks to this person and their great team, buying a house seems like a quick and easy process. Thank you so much for helping me achieve this goal of owning my first home.
Everybody was so welcoming and diligent and helpful . Annika C. Orange City, FL Janell Wooldridge Rating: 5.0 out of 5.0 from Encompass
Everybody was so welcoming and diligent and helpful .
Janell is truly amazing and was always there when I had a question Jennifer Deltona, FL Janell Wooldridge Rating: 5.0 out of 5.0 from Encompass
Janell is truly amazing and was always there when I had a question
Janell made this mortgage loan experience truly exceptional. As a Mortgage Loan Originator, she was everything you'd hope for—professional, pleasant, and incredibly knowledgeable. From our first conversation, she made the process feel approachable and stress-free. She clearly explained every step, answered all my questions with patience, and made... Mo'nique C. Orlando, FL Janell Wooldridge Rating: 5.0 out of 5.0 from Encompass
Janell made this mortgage loan experience truly exceptional. As a Mortgage Loan Originator, she was everything you'd hope for—professional, pleasant, and incredibly knowledgeable. From our first conversation, she made the process feel approachable and stress-free. She clearly explained every step, answered all my questions with patience, and made...
Friendly and dedicated on getting the job done.......... Martin Winter Park, FL Onil Cruz Rating: 5.0 out of 5.0 from Encompass
Friendly and dedicated on getting the job done..........
Never giving up and always going the extra miles for you with a smile...... Delvis M. Winter Park, FL Onil Cruz Rating: 5.0 out of 5.0 from Encompass
Never giving up and always going the extra miles for you with a smile......
Because you guys are the best. And thank you for everything Etienne Poinciana, FL Onil Cruz Rating: 5.0 out of 5.0 from Encompass
Because you guys are the best. And thank you for everything
This was a challenging process coupled with the government shutdown it became a very stressful situation. Rasheeda Saint Petersburg, FL Amber Renner Rating: 5.0 out of 5.0 from Encompass
This was a challenging process coupled with the government shutdown it became a very stressful situation.
Even though the task of getting a home is not an easy one but working with the team have been amazing and encouraging, the heights of professionalism and communication was immaculate, Everything was explained in detail and every misunderstanding was addressed.. Thank you again for this amazing experience. Sedgwic... Sedgwick Atlanta, GA Amber Renner Rating: 5.0 out of 5.0 from Encompass
Even though the task of getting a home is not an easy one but working with the team have been amazing and encouraging, the heights of professionalism and communication was immaculate, Everything was explained in detail and every misunderstanding was addressed.. Thank you again for this amazing experience. Sedgwic...
Communication was good - if I didn't understand something they explained it to me. Lauren Acworth, GA Amber Renner Rating: 5.0 out of 5.0 from Encompass
Communication was good - if I didn't understand something they explained it to me.
From Start to finis, Marie was so good about communicatin. Her systems in place kept all parties updated. Thank you Marie for your top notch knowledge, service and for taking time to educate and communicate. Whether a first time buyer or seasoned investor, my confidence is with you to provide an ... Kelly Longwood, FL Marie Rushing Rating: 5.0 out of 5.0 from Encompass
From Start to finis, Marie was so good about communicatin. Her systems in place kept all parties updated. Thank you Marie for your top notch knowledge, service and for taking time to educate and communicate. Whether a first time buyer or seasoned investor, my confidence is with you to provide an ...
Marie was amazing and so helpful throughout the entire process on purchasing my home . extremely friendly and knowledgeabl, highly recommende. thank you Marie Anibal R. Winter Springs, FL Marie Rushing Rating: 5.0 out of 5.0 from Encompass
Marie was amazing and so helpful throughout the entire process on purchasing my home . extremely friendly and knowledgeabl, highly recommende. thank you Marie
Marie and the rest of the team at Family First were very supportive and communicative, always prompt and thorough when answering our questions. They handled the homebuying process for us in a smooth and relatively pain-free manner. They did a great job and we're happy to have chosen them as our mortgage lender! Yaser Clermont, FL Marie Rushing Rating: 5.0 out of 5.0 from Encompass
Marie and the rest of the team at Family First were very supportive and communicative, always prompt and thorough when answering our questions. They handled the homebuying process for us in a smooth and relatively pain-free manner. They did a great job and we're happy to have chosen them as our mortgage lender!
Chris and his team member, Lori, were on top of EVERYTHING to make our transaction happen. I would HIGHLY recommend them! Kathleen W. Windermere, FL Chris Schrysen Rating: 5.0 out of 5.0 from Encompass
Chris and his team member, Lori, were on top of EVERYTHING to make our transaction happen. I would HIGHLY recommend them!
We closed in less than a month! This was all thanks to Chris' efforts to ensure that we had everything we needed to close the deal. His attention to detail, excellent customer service, and above all his patience and understanding with all of our questions/concerns made this the smoothest and quickest refinance that we have ever experinced. Witho... Thomas Ocoee, FL Chris Schrysen Rating: 5.0 out of 5.0 from Encompass
We closed in less than a month! This was all thanks to Chris' efforts to ensure that we had everything we needed to close the deal. His attention to detail, excellent customer service, and above all his patience and understanding with all of our questions/concerns made this the smoothest and quickest refinance that we have ever experinced. Witho...
Chris has been great to work with over the years. He's helped many of my clients. Richelle Longwood, FL Chris Schrysen Rating: 5.0 out of 5.0 from Encompass
Chris has been great to work with over the years. He's helped many of my clients.
It was a great experience from start to finish. The process was smooth, professional, and I always felt well-informed and supported. Maria Saint Cloud, FL Leniel Sierra Rating: 5.0 out of 5.0 from Encompass
It was a great experience from start to finish. The process was smooth, professional, and I always felt well-informed and supported.
Very smooth transaction as always! Thank you!!! Karia Ocala, FL Leniel Sierra Rating: 5.0 out of 5.0 from Encompass
Very smooth transaction as always! Thank you!!!
everything. 🙂 Sandy M. Sorrento, FL Leniel Sierra Rating: 5.0 out of 5.0 from Encompass
everything. 🙂
It is always a pleasure colaborating with Dani Padovano. Her prompt attention to deadlines is one of her best attributes along with a great personality. Claudia Stuart, Florida Danielle Padovano Rating: 5.0 out of 5.0 from ManualUpload
It is always a pleasure colaborating with Dani Padovano. Her prompt attention to deadlines is one of her best attributes along with a great personality.
Dani was great to work with. Always communicating and following up to make sure we stayed on schedule. Amanda Port St Lucie, Florida Danielle Padovano Rating: 5.0 out of 5.0 from ManualUpload
Dani was great to work with. Always communicating and following up to make sure we stayed on schedule.
Dani was very helpful and attentive, the whole process went very smoothly James P. Port Saint Lucie, FL Danielle Padovano Rating: 5.0 out of 5.0 from Encompass
Dani was very helpful and attentive, the whole process went very smoothly
The whole Team is amazing . Thank you for always delivering such a great job with my consumers. Your hard work is always appreciated Linda M. Kissimmee, FL Israel Cappelletti Rating: 5.0 out of 5.0 from Encompass
The whole Team is amazing . Thank you for always delivering such a great job with my consumers. Your hard work is always appreciated
Virginia’s positivity and optimism gave us the hope we needed to make our first home purchase. The whole process was super easy and not once did we feel out of the loop or uncertain of anything. Viriginia was thorough and upfront about any concerns we had. It was the perfect experience for us. I’m already recommending her to everyone I know. Michael W. Palm Bay, FL Virginia Vlassick Rating: 5.0 out of 5.0 from Encompass
Virginia’s positivity and optimism gave us the hope we needed to make our first home purchase. The whole process was super easy and not once did we feel out of the loop or uncertain of anything. Viriginia was thorough and upfront about any concerns we had. It was the perfect experience for us. I’m already recommending her to everyone I know.
On 04/30/2026 at 2:30 pm
Join us for Our Billion Dollar Playbook, a live mastermind designed to help real estate agents win more deals in today’s competitive market. Hear from Wes Costello of AnnieMac Home Mortgage as he breaks down the Cash2Keys suite of products and how to position your buyers like cash. Learn how Cash2Keys can level up your business.