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I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Rating: 5.0 out of 5.0 from Reviews From Previous Organization Virginia has been professional and extremely hard working throughout the entire closing process. She did her best to make sure to that we closed on time even with many obstacles in her way. I have already sent other clients her way because I was so impressed with her work ethic and communication skills. RyanApopka, FL Jul 21
Virginia has been professional and extremely hard working throughout the entire closing process. She did her best to make sure to that we closed on time even with many obstacles in her way. I have already sent other clients her way because I was so impressed with her work ethic and communication skills.
Rating: 5.0 out of 5.0 from Reviews From Previous Organization Virginia was a pleasure to work with in regards to facilitating the purchase of my new home. Her responsiveness is unmatched and her ability to manage my particular/complex situation was truly impressive. I could tell she truly cared and I would feel 100% confident in recommending her to family and friends. David MApopka, FL Jul 21
Virginia was a pleasure to work with in regards to facilitating the purchase of my new home. Her responsiveness is unmatched and her ability to manage my particular/complex situation was truly impressive. I could tell she truly cared and I would feel 100% confident in recommending her to family and friends.
Rating: 5.0 out of 5.0 from Reviews From Previous Organization Virginia always kept me updated on the status of my clients loan. Such a smooth process and got us our clear to close a week and a half before closing! Incredible experience! TessOrlando, FL Jul 21
Virginia always kept me updated on the status of my clients loan. Such a smooth process and got us our clear to close a week and a half before closing! Incredible experience!
Rating: 5.0 out of 5.0 from Reviews From Previous Organization I've actually already recommended some possible perspective homebuyers to EPM. Communication with Virginia has always been quick, friendly, and extremely helpful! As first time homebuyers, Virginia helped us make our closing extremely smooth, explaining every step along the way. I would definitely work with EPM and Virginia again in the future. Ryan MichaelOrlando, FL Jul 21
I've actually already recommended some possible perspective homebuyers to EPM. Communication with Virginia has always been quick, friendly, and extremely helpful! As first time homebuyers, Virginia helped us make our closing extremely smooth, explaining every step along the way. I would definitely work with EPM and Virginia again in the future.
Rating: 5.0 out of 5.0 from Reviews From Previous Organization Virginia is an excellent agent. She is patient, kind and very understanding. She was always looking at for a better on how to resolve some issues that had occurred during our experience. Although the process hectic at some point but I'm glad we had Virginia on our side , otherwise we would have gave up. Now we can't stop talk about about what we ... Nishaldson OApopka, FL Jul 21
Virginia is an excellent agent. She is patient, kind and very understanding. She was always looking at for a better on how to resolve some issues that had occurred during our experience. Although the process hectic at some point but I'm glad we had Virginia on our side , otherwise we would have gave up. Now we can't stop talk about about what we ...
Rating: 5.0 out of 5.0 from Reviews From Previous Organization She was kind, knowledgeable, kept me updated and communicated well the entire process - even when she was away for a few days on vacation. My buyer was very happy with her service. I would highly recommend her and will plan to use her in the future. MelanieSanford, FL Jul 21
She was kind, knowledgeable, kept me updated and communicated well the entire process - even when she was away for a few days on vacation. My buyer was very happy with her service. I would highly recommend her and will plan to use her in the future.
Rating: 5.0 out of 5.0 from Reviews From Previous Organization All the team work and support excellent Nilda AKissimmee, FL Jul 21
All the team work and support excellent
Rating: 5.0 out of 5.0 from Reviews From Previous Organization Virginia called, emailed or text (even after hours) anytime there was an update. I never had to find her or wonder what was happening with the loan for my buyer. Virginia held my buyer's hand through it all and was able to think outside the box when things got tough for the buyer. Most importantly, she got us to the closing table and now we have a ... MichelleKissimmee, FL Jul 21
Virginia called, emailed or text (even after hours) anytime there was an update. I never had to find her or wonder what was happening with the loan for my buyer. Virginia held my buyer's hand through it all and was able to think outside the box when things got tough for the buyer. Most importantly, she got us to the closing table and now we have a ...
Rating: 4.7 out of 5.0 from Reviews From Previous Organization Virginia was very professional and easy to work with. MarcGainesville, FL Jul 21
Virginia was very professional and easy to work with.
Rating: 5.0 out of 5.0 from Reviews From Previous Organization As first-time homebuyers, my partner and I were overwhelmed by the process, but Virginia made it a very pleasant experience. From securing our loan to inspections and appraisals, there were a lot of moving pieces and many things to consider. Virginia was prompt in her communications and kept the process moving at every point. Not only did she commu... Briana JanelGainesville, FL Jul 21
As first-time homebuyers, my partner and I were overwhelmed by the process, but Virginia made it a very pleasant experience. From securing our loan to inspections and appraisals, there were a lot of moving pieces and many things to consider. Virginia was prompt in her communications and kept the process moving at every point. Not only did she commu...
Rating: 5.0 out of 5.0 from Encompass Virginia’s positivity and optimism gave us the hope we needed to make our first home purchase. The whole process was super easy and not once did we feel out of the loop or uncertain of anything. Viriginia was thorough and upfront about any concerns we had. It was the perfect experience for us. I’m already recommending her to everyone I know. Michael WesleyPalm Bay, FL Oct 28
Virginia’s positivity and optimism gave us the hope we needed to make our first home purchase. The whole process was super easy and not once did we feel out of the loop or uncertain of anything. Viriginia was thorough and upfront about any concerns we had. It was the perfect experience for us. I’m already recommending her to everyone I know.