Ready to buy your dream home? Start your purchase journey today with competitive rates and expert guidance.
Lower your monthly payments or access your home equity with our refinancing options.
Access calculators, guides, and tools to help you make informed mortgage decisions.
Learn more about our company, explore career opportunities, and discover our impact on the mortgage industry.
Rating: 5.0 out of 5.0 from Encompass Ruth was amazing the whole time. she was always available when we had questions no matter the time of day. AlexaLancaster, NY Ruth Walnick
Ruth was amazing the whole time. she was always available when we had questions no matter the time of day.
Rating: 5.0 out of 5.0 from Encompass It is the whole overall package. Jennifer's knowledge, communication, accessibility and expediting as well as being kind and embracing to all my clients and myself, I will always be referring to Jennifer. Gale Scaglia, Real Estate Sales Agent GaleSAYVILLE, NY Jennifer Simone
It is the whole overall package. Jennifer's knowledge, communication, accessibility and expediting as well as being kind and embracing to all my clients and myself, I will always be referring to Jennifer. Gale Scaglia, Real Estate Sales Agent
Rating: 5.0 out of 5.0 from Encompass Jennifer stayed on top of the transaction and kept us informed every step of the way! DebraHUNTINGTON, NY Jennifer Simone
Jennifer stayed on top of the transaction and kept us informed every step of the way!
Rating: 5.0 out of 5.0 from Encompass Attentive to the clients needs and fears. RonaldWest Babylon, NY Donny Schulze
Attentive to the clients needs and fears.
Rating: 5.0 out of 5.0 from Encompass Jennifer and her team made the mortgage process simple and kept me informed every step of the way. It was the fastest and easiest mortgage I've ever completed. The Best part is she made it personal as if I was part of the family. Thank you Anthony LHUNTINGTON, NY Jennifer Simone
Jennifer and her team made the mortgage process simple and kept me informed every step of the way. It was the fastest and easiest mortgage I've ever completed. The Best part is she made it personal as if I was part of the family. Thank you
Rating: 5.0 out of 5.0 from Encompass The support we received was incredible . We are truly grateful for the assistance and patience each step of the way. Thank you! BiancaEast Islip, NY Donny Schulze
The support we received was incredible . We are truly grateful for the assistance and patience each step of the way. Thank you!
Rating: 5.0 out of 5.0 from Zillow Embrace Home Loans was amazing. We had a long delay due to the sellers and Donny and his team were amazing bringing us to finish. We needed several extension on our closing and Donny made it happen negotiating for our loan right till the final moment. They are the best and I will entrust any other purchases with Embrace Home loans. SiobhanNorthport, NY Donny Schulze
Embrace Home Loans was amazing. We had a long delay due to the sellers and Donny and his team were amazing bringing us to finish. We needed several extension on our closing and Donny made it happen negotiating for our loan right till the final moment. They are the best and I will entrust any other purchases with Embrace Home loans.
Rating: 5.0 out of 5.0 from Encompass Kimberly was critical in getting this deal completed. Her expertise is unmatched! StevenDIX HILLS, NY Kimberly Hope
Kimberly was critical in getting this deal completed. Her expertise is unmatched!
Rating: 5.0 out of 5.0 from Encompass Kimberly and her team were communicative, supportive, and knowledgeable through the whole process of getting the mortgage approved and secured. Kimberly is friendly and l approachable for any and all questions we had. Jacqueline MaryCORAM, NY Kimberly Hope
Kimberly and her team were communicative, supportive, and knowledgeable through the whole process of getting the mortgage approved and secured. Kimberly is friendly and l approachable for any and all questions we had.
Rating: 5.0 out of 5.0 from Encompass Kimberly was extremely professional and insightful in explaining the mortgage process. Kimberly assisted me greatly in understanding it as well. She was able to break it down to me as a new homebuyer and I will recommend her to my friends and acquitances in the future. DanielBROOKLYN, NY Kimberly Hope
Kimberly was extremely professional and insightful in explaining the mortgage process. Kimberly assisted me greatly in understanding it as well. She was able to break it down to me as a new homebuyer and I will recommend her to my friends and acquitances in the future.
Rating: 5.0 out of 5.0 from Encompass GREAT+GREAT= SUPER GREAT JacobMONSEY, NY Simy Wieder
GREAT+GREAT= SUPER GREAT
Rating: 5.0 out of 5.0 from Encompass It was a real smooth sailing experience dealing with Simi. She was always available, efficient, and very on top of things. Her friendly personality, vast knowledge, and patience to explain things even multiple times proved her devotion. We really felt her heart! It was an amazing experience! Thank you, Simi! GittySPRING VALLEY, NY Simy Wieder
It was a real smooth sailing experience dealing with Simi. She was always available, efficient, and very on top of things. Her friendly personality, vast knowledge, and patience to explain things even multiple times proved her devotion. We really felt her heart! It was an amazing experience! Thank you, Simi!
Rating: 5.0 out of 5.0 from Encompass Ruth was great, knowledgeable, and got me closed quickly! FrankNorth Salem, NY Ruth Walnick
Ruth was great, knowledgeable, and got me closed quickly!
Rating: 5.0 out of 5.0 from Encompass You made the process so easy & smooth! Always available, anytime. Thank you!! Chaya EstherNANUET, NY Simy Wieder
You made the process so easy & smooth! Always available, anytime. Thank you!!
Rating: 5.0 out of 5.0 from Encompass Overall very easy experience , communication and very helpful GinaWappingers Falls, NY Ruth Walnick
Overall very easy experience , communication and very helpful
Rating: 5.0 out of 5.0 from Encompass Team is great, easy to work with, the level of professionalism and care they put on every step, the guidance, there are no words enough to show how grateful we are. Khanjan, special thanks to you for the patience and devotion you put to your job and as the great human bein you are, me and my family will always consider you an important pat of us. ... Edison PatricioHILLSIDE, NJ Khanjan Brahmbhatt
Team is great, easy to work with, the level of professionalism and care they put on every step, the guidance, there are no words enough to show how grateful we are. Khanjan, special thanks to you for the patience and devotion you put to your job and as the great human bein you are, me and my family will always consider you an important pat of us. ...
Rating: 5.0 out of 5.0 from Encompass Highly recommende, You were very informative and helpful. Thank you so much! Blanca SusanaHILLSIDE, NJ Khanjan Brahmbhatt
Highly recommende, You were very informative and helpful. Thank you so much!
Rating: 5.0 out of 5.0 from Encompass Todd was on top of things, able to resolve most of our problems and he was very helpful and able to help us out any time of day whether he was off work or on vacation , he is very dedicated in his work and will go out of his way to help . PierreKINGS PARK, NY Todd SanGiovanni
Todd was on top of things, able to resolve most of our problems and he was very helpful and able to help us out any time of day whether he was off work or on vacation , he is very dedicated in his work and will go out of his way to help .
Rating: 5.0 out of 5.0 from Encompass As a real estate agent, I always strive to connect my clients with professionals who will guide them with care, integrity, and expertise and Todd Sangiovanni absolutely delivered. I recommended Todd to my first-time homebuyer clients, and he exceeded all expectations. Todd was incredibly responsive, patient, and thorough throughout the entire mortg... ValerieMASTIC, NY Todd SanGiovanni
As a real estate agent, I always strive to connect my clients with professionals who will guide them with care, integrity, and expertise and Todd Sangiovanni absolutely delivered. I recommended Todd to my first-time homebuyer clients, and he exceeded all expectations. Todd was incredibly responsive, patient, and thorough throughout the entire mortg...
Rating: 5.0 out of 5.0 from Encompass Todd and his team expertly handled everything I needed for purchasing a home. They were very responsive, always answering my questions quickly. Also, their knowledge and expertise about the process was very apparent, helpfully guiding me in the right direction through the purchase. I would definitely recommend Todd and his team to anyone searching ... JesseBayside, NY Todd SanGiovanni
Todd and his team expertly handled everything I needed for purchasing a home. They were very responsive, always answering my questions quickly. Also, their knowledge and expertise about the process was very apparent, helpfully guiding me in the right direction through the purchase. I would definitely recommend Todd and his team to anyone searching ...
Rating: 5.0 out of 5.0 from ManualUpload They guided us through the loan process clearly and made everything easier to understand. Their attention to detail and willingness to answer our questions helped us feel more confident in our decisions. JailynLinden, New Jersey Khanjan Brahmbhatt
They guided us through the loan process clearly and made everything easier to understand. Their attention to detail and willingness to answer our questions helped us feel more confident in our decisions.