About Michael
Proudly serving clients across Massachusetts, Florida and New Hampshire.
I understand that buying or refinancing a home is one of the most significant financial decisions my clients will make. That's why I'm committed to giving my team the knowledge, resources, and support they need to guide borrowers through the mortgage process with confidence and attention to every detail.
With extensive experience across all facets of mortgage lending, I can help my team navigate everything from first-time home purchases to refinancing and complex financing needs. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I stay current on financial and housing-market trends, mortgage guidelines, and state and federal regulations so I can serve as a trusted resource for my team and our clients. My goal is to ensure our clients receive more than just a loan—they receive informed guidance and the most competitive financing solution for their unique needs.
Borrower Testimonials
The patience of waiting almost 3 year, guiding us throug the process.
Michael was helpful, patient, and always available to answer our questions. He explained everything clearly and kept us updated throughout the process, which made buying our home feel less stressful. We really appreciated his support!
Great communication, very knowledgable and always available. Looking forward to working with you again Michael!
I had a great experience from start to finish. Communication was excellent, they kept me updated throughout the entire process, and they took the time to explain everything I didn’t understand. They were professional, patient, and made the whole experience smooth and stress-free. I would definitely recommend them to anyone looking for outstanding...
Very efficient and timely with response, this was my first time purchasing a home and I felt at ease with the process. Would definitely recommend to anyone
Michael went above and beyond on this loan from start to finish. His communication with both buyers and sellers was excellent, and he made sure my first-time homebuyers felt comfortable and informed throughout the entire process. As a real estate agent, I know how valuable a reliable lender is, and Michael consistently delivers professionalism and ...
I had a great experience working with Michael Inoa throughout my home buying process. From the very beginning, he was incredibly patient, responsive, and communicative. As many buyers know, the process doesn’t always go as planned some deals fell through along the way but Michael never once made me feel rushed or like I was an inconvenience whe...
I was delighted to have worked with him; he is very diligent and 100 percent recommendable.
Michael was very professional, always available to answer any questions I might have on the process of how things were going with the loan. He was kind and extremely pleasant person to work with.
I had an excellent experience working with the Michael Inoa Team for my new home financing. From start to finish, they were knowledgeable, professional, and truly dedicated to helping me throughout the entire process. They answered all my questions, kept me informed at every step, and made everything smooth and stress-free. Michael, in particular, ...
En mejor una gran personal bincione 🙏
Michael is professional knows what he's doing work with a great team most important they care, I feel they care for me all the way and my family we forever be grateful. Thank you you.
He was always on point on everything
Michael was very on top of things , I truly appreciate his dedication and knowledge throughout, he kept the buyers well informed and at peace answering all questions.
I enjoyed working with him. He was excellent at communicating and was always one step ahead in everything. I would recommend him 100 percent.
Very professional and patient with our client. He did everything possible to help our client close on time!
This teem is excelente con mucho gusto bolveria a travajar con ellos
Michael provided great communication at all times, every step of the way. Additionally the team also provided great communication and quick responses.
Michael made this transaction perfect from the moment my buyers connected with him. He goes through all the loan numbers with the customer so they are never surprised. The buyer can confidently start looking at homes having an understanding of the process and are fully aware of their buying power and qualifications. I feel extremely confident refer...
From day 1 everything was smooth, all of my questions were answered as well as communication was excellent.
Michael is patient, explains everything thoroughly, and walked us through the entire process without judgement. We don’t think we could’ve gone through it without him. Overall great first time buying experience! Thank you so much helping us become homeowners!
More
- View more testimonials on Experience.com & Zillow.com
Realtors! Announcing Our: Real Estate Realities Masterminds
On 10/21/2026 at 2:00 pm
In a crowded market, doing great work is not always enough. People also need to understand what makes working with you different. Join me for Real Estate Realities: Jumpstart Your 2027 with Lance Pendleton on October 21 at 2 p.m. ET. Lance will share how to: - Create messaging that cuts through industry noise - Build a business around what clients truly need - Deliver an experience people remember and want to refer See you there!