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I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Rating: 5.0 out of 5.0 from Encompass Very efficient and timely with response, this was my first time purchasing a home and I felt at ease with the process. Would definitely recommend to anyone Akeem AnthonyAmesbury, MA Apr 27
Very efficient and timely with response, this was my first time purchasing a home and I felt at ease with the process. Would definitely recommend to anyone
Rating: 5.0 out of 5.0 from Encompass Michael went above and beyond on this loan from start to finish. His communication with both buyers and sellers was excellent, and he made sure my first-time homebuyers felt comfortable and informed throughout the entire process. As a real estate agent, I know how valuable a reliable lender is, and Michael consistently delivers professionalism and ... FrancisAmesbury, MA Apr 27
Michael went above and beyond on this loan from start to finish. His communication with both buyers and sellers was excellent, and he made sure my first-time homebuyers felt comfortable and informed throughout the entire process. As a real estate agent, I know how valuable a reliable lender is, and Michael consistently delivers professionalism and ...
Rating: 5.0 out of 5.0 from Encompass I had a great experience working with Michael Inoa throughout my home buying process. From the very beginning, he was incredibly patient, responsive, and communicative. As many buyers know, the process doesn’t always go as planned some deals fell through along the way but Michael never once made me feel rushed or like I was an inconvenience whe... Iliana MercedesPembroke Pines, FL Apr 14
I had a great experience working with Michael Inoa throughout my home buying process. From the very beginning, he was incredibly patient, responsive, and communicative. As many buyers know, the process doesn’t always go as planned some deals fell through along the way but Michael never once made me feel rushed or like I was an inconvenience whe...
Rating: 5.0 out of 5.0 from Encompass I was delighted to have worked with him; he is very diligent and 100 percent recommendable. HilarioLeominster, MA Dec 16
I was delighted to have worked with him; he is very diligent and 100 percent recommendable.
Rating: 5.0 out of 5.0 from Encompass Michael was very professional, always available to answer any questions I might have on the process of how things were going with the loan. He was kind and extremely pleasant person to work with. GloriaDorchester, MA Dec 11
Michael was very professional, always available to answer any questions I might have on the process of how things were going with the loan. He was kind and extremely pleasant person to work with.
Rating: 5.0 out of 5.0 from Encompass I had an excellent experience working with the Michael Inoa Team for my new home financing. From start to finish, they were knowledgeable, professional, and truly dedicated to helping me throughout the entire process. They answered all my questions, kept me informed at every step, and made everything smooth and stress-free. Michael, in particular, ... Luis JoseMethuen, MA Dec 09
I had an excellent experience working with the Michael Inoa Team for my new home financing. From start to finish, they were knowledgeable, professional, and truly dedicated to helping me throughout the entire process. They answered all my questions, kept me informed at every step, and made everything smooth and stress-free. Michael, in particular, ...
Rating: 5.0 out of 5.0 from Encompass En mejor una gran personal bincione 🙏 Elvin JoseTaunton, MA Nov 18
En mejor una gran personal bincione 🙏
Rating: 5.0 out of 5.0 from Encompass Michael is professional knows what he's doing work with a great team most important they care, I feel they care for me all the way and my family we forever be grateful. Thank you you. Julieta MarinaMethuen, MA Aug 24
Michael is professional knows what he's doing work with a great team most important they care, I feel they care for me all the way and my family we forever be grateful. Thank you you.
Rating: 5.0 out of 5.0 from Encompass He was always on point on everything AlexanderMethuen, MA Aug 16
He was always on point on everything
Rating: 5.0 out of 5.0 from Encompass Michael was very on top of things , I truly appreciate his dedication and knowledge throughout, he kept the buyers well informed and at peace answering all questions. ReyLowell, MA Aug 05
Michael was very on top of things , I truly appreciate his dedication and knowledge throughout, he kept the buyers well informed and at peace answering all questions.
Rating: 5.0 out of 5.0 from Encompass I enjoyed working with him. He was excellent at communicating and was always one step ahead in everything. I would recommend him 100 percent. HilarioSpringfield, MA May 12
I enjoyed working with him. He was excellent at communicating and was always one step ahead in everything. I would recommend him 100 percent.
Rating: 5.0 out of 5.0 from Encompass Very professional and patient with our client. He did everything possible to help our client close on time! YannerysHaverhill, MA Feb 14
Very professional and patient with our client. He did everything possible to help our client close on time!
Rating: 5.0 out of 5.0 from Encompass This teem is excelente con mucho gusto bolveria a travajar con ellos Jose FedericoManchester, NH Dec 03
This teem is excelente con mucho gusto bolveria a travajar con ellos
Rating: 5.0 out of 5.0 from Encompass Michael provided great communication at all times, every step of the way. Additionally the team also provided great communication and quick responses. Alyssa MMethuen, MA Oct 30
Michael provided great communication at all times, every step of the way. Additionally the team also provided great communication and quick responses.
Rating: 5.0 out of 5.0 from Encompass Michael made this transaction perfect from the moment my buyers connected with him. He goes through all the loan numbers with the customer so they are never surprised. The buyer can confidently start looking at homes having an understanding of the process and are fully aware of their buying power and qualifications. I feel extremely confident refer... YvonneMethuen, MA Oct 22
Michael made this transaction perfect from the moment my buyers connected with him. He goes through all the loan numbers with the customer so they are never surprised. The buyer can confidently start looking at homes having an understanding of the process and are fully aware of their buying power and qualifications. I feel extremely confident refer...
Rating: 5.0 out of 5.0 from Encompass From day 1 everything was smooth, all of my questions were answered as well as communication was excellent. Mayra JMethuen, MA Oct 15
From day 1 everything was smooth, all of my questions were answered as well as communication was excellent.
Rating: 5.0 out of 5.0 from Encompass Michael is patient, explains everything thoroughly, and walked us through the entire process without judgement. We don’t think we could’ve gone through it without him. Overall great first time buying experience! Thank you so much helping us become homeowners! MarkoMargate, FL Jun 02
Michael is patient, explains everything thoroughly, and walked us through the entire process without judgement. We don’t think we could’ve gone through it without him. Overall great first time buying experience! Thank you so much helping us become homeowners!