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I'm a first time home buyer and Chuck was recommended by my realtor and from day one I felt that I was working with a thorough professional. He is very detail oriented, very responsive, patient, and an excellent human being. I tried to work with other mortgage companies but eventually decided to work with Chuck because of the trustworthiness and tr... Karthikeyan North Brunswick, NJ Chuck Tegano Rating: 5.0 out of 5.0 from Zillow
I'm a first time home buyer and Chuck was recommended by my realtor and from day one I felt that I was working with a thorough professional. He is very detail oriented, very responsive, patient, and an excellent human being. I tried to work with other mortgage companies but eventually decided to work with Chuck because of the trustworthiness and tr...
Good communication and easy to work with Christopher W. Leonardo, NJ Chuck Tegano Rating: 5.0 out of 5.0 from Encompass
Good communication and easy to work with
Chuck Tegano AAAA++++ If it were not for Chuck , I would have walked away many times ..... Chuck turned my home buying horrible experiences into a happy happy ending !! Chuck supported me through 2 unbelieveiable home buying experiences . We finally did it THANK YOU for going ABOVE and BEYOND , always answering an email, text or phone call o... Andrea R. Whiting, NJ Chuck Tegano Rating: 5.0 out of 5.0 from Encompass
Chuck Tegano AAAA++++ If it were not for Chuck , I would have walked away many times ..... Chuck turned my home buying horrible experiences into a happy happy ending !! Chuck supported me through 2 unbelieveiable home buying experiences . We finally did it THANK YOU for going ABOVE and BEYOND , always answering an email, text or phone call o...
They were super supportive and was able to answer all of my questions and concerns. Michael R. Monroe Township, NJ Eric Hutton Rating: 5.0 out of 5.0 from Encompass
They were super supportive and was able to answer all of my questions and concerns.
This is my second time working with Eric and Annie Mac. He's a wealth of knowledge, always makes himself available, gives you the information you need to know and offers his advice when asked. There are many companies you can work your mortgage or refinance through, but the people you lean on for things above the X's and O's really make the differe... Vincent C. Pemberton, NJ Eric Hutton Rating: 5.0 out of 5.0 from Encompass
This is my second time working with Eric and Annie Mac. He's a wealth of knowledge, always makes himself available, gives you the information you need to know and offers his advice when asked. There are many companies you can work your mortgage or refinance through, but the people you lean on for things above the X's and O's really make the differe...
Eric was very transparent, alwa available to ans any questions have . worked with us with our need. Gurdeep Freehold, NJ Eric Hutton Rating: 5.0 out of 5.0 from Encompass
Eric was very transparent, alwa available to ans any questions have . worked with us with our need.
Easy. Fast moving. Met deadlines. Always got back to me. Na Jackson, NJ Lonn Vreeland Rating: 5.0 out of 5.0 from Encompass
Easy. Fast moving. Met deadlines. Always got back to me.
Lonn carried us through the whole process. We put our complete trust in him and he didn't disappoint. He was always willing to explain, help and guide us through hard questions or decisions. We are truly thankful for Lonns hard work and dedication to help us toward buying our first home. Thank you Lonn... Daniella East Brunswick, NJ Lonn Vreeland Rating: 5.0 out of 5.0 from Encompass
Lonn carried us through the whole process. We put our complete trust in him and he didn't disappoint. He was always willing to explain, help and guide us through hard questions or decisions. We are truly thankful for Lonns hard work and dedication to help us toward buying our first home. Thank you Lonn...
Lonn is the very best! His communication, accessibility and overall knowledge have been beyond expectations. Will highly recommend! Nancy Jackson, NJ Lonn Vreeland Rating: 5.0 out of 5.0 from Encompass
Lonn is the very best! His communication, accessibility and overall knowledge have been beyond expectations. Will highly recommend!
I was referred to Vikram Patel from my agent about AnnieMac Cash2keys program and let me tell you Vikram was great during the entire process from start to finish. He is very responsive, approachable, knowledgeable, kind and helpful. This is my first single family home purchase and I asked him a lot of questions but he explained them to me very clea... Tushar Piscataway, NJ Vikram Patel Rating: 5.0 out of 5.0 from Zillow
I was referred to Vikram Patel from my agent about AnnieMac Cash2keys program and let me tell you Vikram was great during the entire process from start to finish. He is very responsive, approachable, knowledgeable, kind and helpful. This is my first single family home purchase and I asked him a lot of questions but he explained them to me very clea...
I highly recommend Vikram Patel - As a first time home buyer I had no clue about the home buying process. Vikram was highly responsive ( any time 24/7) , highly knowledgeable ( he went through all the process with me , several times for my better clarity and transparency ) . Vikram's service was above and beyond expectation. Akhilesh North Brunswick, NJ Vikram Patel Rating: 5.0 out of 5.0 from Zillow
I highly recommend Vikram Patel - As a first time home buyer I had no clue about the home buying process. Vikram was highly responsive ( any time 24/7) , highly knowledgeable ( he went through all the process with me , several times for my better clarity and transparency ) . Vikram's service was above and beyond expectation.
Professional knowedgable and a great communicator, as always! Pleasure to do business with . Gregory Piscataway, NJ Vikram Patel Rating: 5.0 out of 5.0 from Encompass
Professional knowedgable and a great communicator, as always! Pleasure to do business with .
Not enough space to write what needs to be said here. The time/times taken to help us out with this process was extremely thoughtful. We had a million questions to ask, Sarah did not make us feel as if we should known, we are currently in a home now because of the honest and helpful information. We have found a friend in the process as well. She's ... Maritza L. Nutley, NJ Sarah Ferdinands Rating: 5.0 out of 5.0 from Encompass
Not enough space to write what needs to be said here. The time/times taken to help us out with this process was extremely thoughtful. We had a million questions to ask, Sarah did not make us feel as if we should known, we are currently in a home now because of the honest and helpful information. We have found a friend in the process as well. She's ...
Sarah and her team were professionals and grrat great to work with. James L. Monroe Township, NJ Sarah Ferdinands Rating: 5.0 out of 5.0 from Encompass
Sarah and her team were professionals and grrat great to work with.
Sarah and the whole team at Annie Mac is efficient and readily available for any questions or concerns you have. They work around the clock to ensure you are comfortable and happy. Melissa M. Monroe Township, NJ Sarah Ferdinands Rating: 5.0 out of 5.0 from Encompass
Sarah and the whole team at Annie Mac is efficient and readily available for any questions or concerns you have. They work around the clock to ensure you are comfortable and happy.
Paul was involved from the very beginning and maintained excellent communication throughout the process. Thanks to his guidance, everything proceeded smoothly, and we were able to close quickly. Thank you, Paul! Diana South Amboy, NJ Paul Pernicone Rating: 5.0 out of 5.0 from Encompass
Paul was involved from the very beginning and maintained excellent communication throughout the process. Thanks to his guidance, everything proceeded smoothly, and we were able to close quickly. Thank you, Paul!
Very pleasant and diligent to work with in this industry Rosemarie Beachwood, NJ Paul Pernicone Rating: 5.0 out of 5.0 from Encompass
Very pleasant and diligent to work with in this industry
Paul and his team were always available to answer any questions i had. Anthony Hamilton, NJ Paul Pernicone Rating: 5.0 out of 5.0 from Encompass
Paul and his team were always available to answer any questions i had.
Caitlin Spatz is one of your greatest assets. She went above and beyond helping me navigate through the loan process. Not only did she talk me down the ledge a couple of times, she always made sure I understood the process. Her professionalism, clear communication and dedication was evident throughout. It was a pleasure working with her. Susan Lakewood, NJ Caitlin Spatz Rating: 5.0 out of 5.0 from Encompass
Caitlin Spatz is one of your greatest assets. She went above and beyond helping me navigate through the loan process. Not only did she talk me down the ledge a couple of times, she always made sure I understood the process. Her professionalism, clear communication and dedication was evident throughout. It was a pleasure working with her.
Amazing experience great communication Antonietta Lakewood, NJ Caitlin Spatz Rating: 5.0 out of 5.0 from Encompass
Amazing experience great communication
Working with Caitlin was a great experience from start to finish. She was professional, responsive, and made the entire loan process easy to understand. I highly recommend Caitlin! Let me add she's so so nice!!!!! Melissa Willingboro, NJ Caitlin Spatz Rating: 5.0 out of 5.0 from Encompass
Working with Caitlin was a great experience from start to finish. She was professional, responsive, and made the entire loan process easy to understand. I highly recommend Caitlin! Let me add she's so so nice!!!!!
On 02/25/2026 at 2:00 pm
Don't miss our Real Estate Realities: Relationships Over Transactions live webinar! Most agents burn out chasing the next deal. But the ones who thrive? They build relationships that keep business coming to them. If you’ve ever felt like your follow-up game needs more follow-through, this one's for you! See you there