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I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Caitlin Spatz is one of your greatest assets. She went above and beyond helping me navigate through the loan process. Not only did she talk me down the ledge a couple of times, she always made sure I understood the process. Her professionalism, clear communication and dedication was evident throughout. It was a pleasure working with her. Susan Lakewood, NJ October 09 Rating: 5.0 out of 5.0 from Encompass
Caitlin Spatz is one of your greatest assets. She went above and beyond helping me navigate through the loan process. Not only did she talk me down the ledge a couple of times, she always made sure I understood the process. Her professionalism, clear communication and dedication was evident throughout. It was a pleasure working with her.
Amazing experience great communication Antonietta Lakewood, NJ October 01 Rating: 5.0 out of 5.0 from Encompass
Amazing experience great communication
Working with Caitlin was a great experience from start to finish. She was professional, responsive, and made the entire loan process easy to understand. I highly recommend Caitlin! Let me add she's so so nice!!!!! Melissa Willingboro, NJ June 24 Rating: 5.0 out of 5.0 from Encompass
Working with Caitlin was a great experience from start to finish. She was professional, responsive, and made the entire loan process easy to understand. I highly recommend Caitlin! Let me add she's so so nice!!!!!
Caitlin consistently delivers outstanding service, ensuring my clients are informed l, supported and on track throughout every stage of our transaction She goes above and beyond to keep both my clients and me updated, making our transactions smooth. I can't recommend her enough. 10 out 10 everytime!! Malinda Willingboro, NJ June 14 Rating: 5.0 out of 5.0 from Encompass
Caitlin consistently delivers outstanding service, ensuring my clients are informed l, supported and on track throughout every stage of our transaction She goes above and beyond to keep both my clients and me updated, making our transactions smooth. I can't recommend her enough. 10 out 10 everytime!!
Caitlin is fantastic! She is very knowledgeable, patient, and very communicative. I feel confident in Caitlin and would not hesitate to recommend her in the future. Dave Dunellen, NJ January 16 Rating: 5.0 out of 5.0 from Encompass
Caitlin is fantastic! She is very knowledgeable, patient, and very communicative. I feel confident in Caitlin and would not hesitate to recommend her in the future.
Caitlin has always been very attentive and pleasant to ALL of my client's needs. Constance Hamilton, NJ September 10 Rating: 5.0 out of 5.0 from Encompass
Caitlin has always been very attentive and pleasant to ALL of my client's needs.
Don't miss our Real Estate Realities: Relationships Over Transactions live webinar! Most agents burn out chasing the next deal. But the ones who thrive? They build relationships that keep business coming to them. If you’ve ever felt like your follow-up game needs more follow-through, this one's for you! See you there
02/25/2026
2:00 pm