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I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Rating: 5.0 out of 5.0 from Encompass As a realtor, working with Vikram Patel was a great experience from start to finish. He was extremely professional, communicative, and proactive throughout the entire transaction. Vikram kept everyone updated every step of the way, worked diligently to meet deadlines, and helped ensure a smooth and seamless closing for my clients. His knowledge of ... JeniseOld Bridge, NJ May 26
As a realtor, working with Vikram Patel was a great experience from start to finish. He was extremely professional, communicative, and proactive throughout the entire transaction. Vikram kept everyone updated every step of the way, worked diligently to meet deadlines, and helped ensure a smooth and seamless closing for my clients. His knowledge of ...
Rating: 5.0 out of 5.0 from Encompass Attentive, informative and always available! Very knowledgeable in his craft which is very rare these days. Thank you for taking such care in the refi. GregoryRahway, NJ May 13
Attentive, informative and always available! Very knowledgeable in his craft which is very rare these days. Thank you for taking such care in the refi.
Rating: 5.0 out of 5.0 from Zillow Working with Vikram and his team from AnnieMac was an excellent experience from start to finish. Vik was professional, responsive, and incredibly helpful throughout the entire process. He made everything clear and straightforward, kept communication consistent, and worked hard to make sure the deal moved quickly and smoothly. The level of service a... Bhavesh CIselin, NJ May 12
Working with Vikram and his team from AnnieMac was an excellent experience from start to finish. Vik was professional, responsive, and incredibly helpful throughout the entire process. He made everything clear and straightforward, kept communication consistent, and worked hard to make sure the deal moved quickly and smoothly. The level of service a...
Rating: 5.0 out of 5.0 from Encompass Working with Vik was a great experience from start to finish. They were extremely hardworking, efficient, and always stayed on top of every step in the process. Communication was excellent—they kept us informed, answered all our questions quickly, and made sure we understood everything along the way. Their guidance made what could have been a str... BhaveshIselin, NJ Mar 23
Working with Vik was a great experience from start to finish. They were extremely hardworking, efficient, and always stayed on top of every step in the process. Communication was excellent—they kept us informed, answered all our questions quickly, and made sure we understood everything along the way. Their guidance made what could have been a str...
Rating: 5.0 out of 5.0 from Encompass Vikram is a true go-getter! knowledgeable, supportive, and always guiding you in the right direction. It’s been a pleasure working with him for the second time. Thank you for everything you do to make this process so seamless and trustworthy. SweeneKendall Park, NJ Mar 10
Vikram is a true go-getter! knowledgeable, supportive, and always guiding you in the right direction. It’s been a pleasure working with him for the second time. Thank you for everything you do to make this process so seamless and trustworthy.
Rating: 5.0 out of 5.0 from Zillow Vikram has been great help at every single step of the process. Answered all the questions with great detailed explanations. 100% recommended for mortgage requirements. JayNewtown, PA Mar 02
Vikram has been great help at every single step of the process. Answered all the questions with great detailed explanations. 100% recommended for mortgage requirements.
Rating: 5.0 out of 5.0 from Zillow I was referred to Vikram Patel from my agent about AnnieMac Cash2keys program and let me tell you Vikram was great during the entire process from start to finish. He is very responsive, approachable, knowledgeable, kind and helpful. This is my first single family home purchase and I asked him a lot of questions but he explained them to me very clea... TusharPiscataway, NJ Jan 27
I was referred to Vikram Patel from my agent about AnnieMac Cash2keys program and let me tell you Vikram was great during the entire process from start to finish. He is very responsive, approachable, knowledgeable, kind and helpful. This is my first single family home purchase and I asked him a lot of questions but he explained them to me very clea...
Rating: 5.0 out of 5.0 from Zillow I highly recommend Vikram Patel - As a first time home buyer I had no clue about the home buying process. Vikram was highly responsive ( any time 24/7) , highly knowledgeable ( he went through all the process with me , several times for my better clarity and transparency ) . Vikram's service was above and beyond expectation. AkhileshNorth Brunswick, NJ Jan 10
I highly recommend Vikram Patel - As a first time home buyer I had no clue about the home buying process. Vikram was highly responsive ( any time 24/7) , highly knowledgeable ( he went through all the process with me , several times for my better clarity and transparency ) . Vikram's service was above and beyond expectation.
Rating: 5.0 out of 5.0 from Encompass Professional knowedgable and a great communicator, as always! Pleasure to do business with . GregoryPiscataway, NJ Dec 19
Professional knowedgable and a great communicator, as always! Pleasure to do business with .
Rating: 5.0 out of 5.0 from Zillow Vikram was very professional, always followed up with information I needed to make the process of buying my property very easy. He always was available to talk via text, phone call or email. Terence BrogdonPiscataway, NJ Dec 08
Vikram was very professional, always followed up with information I needed to make the process of buying my property very easy. He always was available to talk via text, phone call or email.
Rating: 5.0 out of 5.0 from Zillow Vikram made my home loan process smooth and easy. Clear, responsive, and helpful at every step. I highly recommend working with him always!!! Thanks. Aakash PatelLawrence Township, NJ Dec 04
Vikram made my home loan process smooth and easy. Clear, responsive, and helpful at every step. I highly recommend working with him always!!! Thanks.
Rating: 5.0 out of 5.0 from Encompass Vik is amazing! CarolFranklin Park, NJ Nov 28
Vik is amazing!
Rating: 5.0 out of 5.0 from Encompass Vik is my go to loan officer! He always delivers an exceptional experience for both buyers snd realtors! Roberta BraunEast Windsor, NJ Nov 14
Vik is my go to loan officer! He always delivers an exceptional experience for both buyers snd realtors!
Rating: 5.0 out of 5.0 from Encompass Very professional service , availability and informative. TerencePiscataway, NJ Nov 07
Very professional service , availability and informative.
Rating: 5.0 out of 5.0 from Encompass Vik was very informative during the entire process which made the experience joyful DonnaPiscataway, NJ Oct 28
Vik was very informative during the entire process which made the experience joyful
Rating: 5.0 out of 5.0 from Encompass All around great communication and service. SharuntaWoodbridge, NJ Oct 27
All around great communication and service.
Rating: 5.0 out of 5.0 from Zillow The process from beginning to the end was excellent. There’ wasn’t any stress along the way and everything was explained in complete detail. Thanks, Ruru30030Woodbridge, NJ Oct 17
The process from beginning to the end was excellent. There’ wasn’t any stress along the way and everything was explained in complete detail. Thanks,
Rating: 5.0 out of 5.0 from Zillow It was my first time going through the process and Vikram and his team took their time to explain and walk me through the process with clarity, and had timely closing Dhaval PCherry Hill, NJ Oct 17
It was my first time going through the process and Vikram and his team took their time to explain and walk me through the process with clarity, and had timely closing
Rating: 5.0 out of 5.0 from Zillow My re-finance transaction would have NEVER closed if any other loan officer was handling it. Vik is simply PHENOMENAL. The condominium I own used to be an affordable housing unit, but was released and categorized as a regular unit several years ago. Apparently, the county records and township records were never updated. Vik worked with the title ... ManojFranklin Park, NJ Oct 10
My re-finance transaction would have NEVER closed if any other loan officer was handling it. Vik is simply PHENOMENAL. The condominium I own used to be an affordable housing unit, but was released and categorized as a regular unit several years ago. Apparently, the county records and township records were never updated. Vik worked with the title ...
Rating: 5.0 out of 5.0 from Zillow Vikram was very easy to work with and explained everything to us in detail. He was very friendly and followed up with us throughout the process. We highly recommend him to all our friends and family. PuneetEdison, NJ Oct 05
Vikram was very easy to work with and explained everything to us in detail. He was very friendly and followed up with us throughout the process. We highly recommend him to all our friends and family.
Rating: 5.0 out of 5.0 from Encompass They help me lots Rajeshkumar BMonroe Township, NJ Sep 26
They help me lots
Rating: 4.8 out of 5.0 from Encompass Great experience YoginiFranklin Park, NJ Sep 11
Great experience
Rating: 4.3 out of 5.0 from Encompass Vik and his team went above and beyond to ensure the loan goes through. They don't give up! SaghiLaurel Springs, NJ Aug 14
Vik and his team went above and beyond to ensure the loan goes through. They don't give up!
Rating: 5.0 out of 5.0 from Encompass It was great help that we received. It was helpful to get us to the closure RohanLaurel Springs, NJ Jul 29
It was great help that we received. It was helpful to get us to the closure