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I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Rating: 5.0 out of 5.0 from Encompass Caitlin was awesome and a huge help! Always there for us when we needed help. Justin J.Browns Mills, NJ Apr 13
Caitlin was awesome and a huge help! Always there for us when we needed help.
Rating: 5.0 out of 5.0 from Encompass Caitlin’s energy is amazing! She is extremely knowledgeable and truly well-versed in her profession. Her consistent follow-up and attention to detail make you feel like you’re her only client—even though you know she’s successfully managing many others. She’s always on top of every aspect of the deal, which gives you total confidence and ... SharonBrowns Mills, NJ Mar 09
Caitlin’s energy is amazing! She is extremely knowledgeable and truly well-versed in her profession. Her consistent follow-up and attention to detail make you feel like you’re her only client—even though you know she’s successfully managing many others. She’s always on top of every aspect of the deal, which gives you total confidence and ...
Rating: 5.0 out of 5.0 from Encompass Caitlin Spatz is one of your greatest assets. She went above and beyond helping me navigate through the loan process. Not only did she talk me down the ledge a couple of times, she always made sure I understood the process. Her professionalism, clear communication and dedication was evident throughout. It was a pleasure working with her. SusanLakewood, NJ Oct 09
Caitlin Spatz is one of your greatest assets. She went above and beyond helping me navigate through the loan process. Not only did she talk me down the ledge a couple of times, she always made sure I understood the process. Her professionalism, clear communication and dedication was evident throughout. It was a pleasure working with her.
Rating: 5.0 out of 5.0 from Encompass Amazing experience great communication AntoniettaLakewood, NJ Oct 01
Amazing experience great communication
Rating: 5.0 out of 5.0 from Encompass Working with Caitlin was a great experience from start to finish. She was professional, responsive, and made the entire loan process easy to understand. I highly recommend Caitlin! Let me add she's so so nice!!!!! MelissaWillingboro, NJ Jun 24
Working with Caitlin was a great experience from start to finish. She was professional, responsive, and made the entire loan process easy to understand. I highly recommend Caitlin! Let me add she's so so nice!!!!!
Rating: 5.0 out of 5.0 from Encompass Caitlin consistently delivers outstanding service, ensuring my clients are informed l, supported and on track throughout every stage of our transaction She goes above and beyond to keep both my clients and me updated, making our transactions smooth. I can't recommend her enough. 10 out 10 everytime!! MalindaWillingboro, NJ Jun 14
Caitlin consistently delivers outstanding service, ensuring my clients are informed l, supported and on track throughout every stage of our transaction She goes above and beyond to keep both my clients and me updated, making our transactions smooth. I can't recommend her enough. 10 out 10 everytime!!
Rating: 5.0 out of 5.0 from Encompass Caitlin is fantastic! She is very knowledgeable, patient, and very communicative. I feel confident in Caitlin and would not hesitate to recommend her in the future. DaveDunellen, NJ Jan 16
Caitlin is fantastic! She is very knowledgeable, patient, and very communicative. I feel confident in Caitlin and would not hesitate to recommend her in the future.
Rating: 5.0 out of 5.0 from Encompass Caitlin has always been very attentive and pleasant to ALL of my client's needs. ConstanceHamilton, NJ Sep 10
Caitlin has always been very attentive and pleasant to ALL of my client's needs.
Rating: 5.0 out of 5.0 from Encompass Caitlin made this experience so much better! Buying a home is very stressful but Caitlin went out of her way to make sure we understood everything, all documents were taken care of and all questions were answered. She went above and beyond, even driving over to our house so we could make sure signed documents were properly filed. I highly recommend... Scott MSewell, NJ May 10
Caitlin made this experience so much better! Buying a home is very stressful but Caitlin went out of her way to make sure we understood everything, all documents were taken care of and all questions were answered. She went above and beyond, even driving over to our house so we could make sure signed documents were properly filed. I highly recommend...