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Proudly serving clients across New Jersey.
This Is Who I Am:
I love strategizing with my referral partners and clients to help them meet their goals. With more than 20 years in the mortgage industry and almost 36 in the financial industry in general, my goal is to make the home buying experience easy and stress-free for my clients.
I am also a Certified Mortgage Planner.
What is a Certified Mortgage Planner?
Mortgage Planning is the process of helping clients improve their lives by using the right mortgage strategies.
The right strategy for one client may be completely wrong for another client. That’s why mortgage planning should be conducted with a certified professional who is trained in the five CMPS skill sets:
Who Do I Help:
While my lender can do business in many states and growing all the time, I do 90 % of my business in my home state of New Jersey.
I help all real estate owners and buyers who want the best rates, superior service and a knowledgeable adviser to help them navigate their home financing.
I help New Jersey Real Estate professionals who want to grow their business and showcase their properties with the latest marketing and technology available to the real estate market.
This Is How I Help Home Owners and Buyers:
My team works with each client to determine the best finance package for every scenario taking into account not only the impact of the loan on their finances today, but 5, 10, and 15 years down the line.
Covering all facets of mortgage lending, we can handle just about any situation out there. From purchase money loans for 1-4 family homes, second homes, investment properties, Jumbo loans, 203K loans, VA purchase money loans, VRRRL refinance loans, cash out refinance loans, even reverse mortgages for seniors! I can also help with credit repair until we can per-qualify our borrower.
This Is How We Help Real Estate Professionals:
Our team loves working with Realtors to help them build their business with video marketing, advanced listing presentations, and social media training just to mention a few. My goal is to create more closings, more satisfied buyers, and more referrals for all!
Specialties:
Chuck and his team make this process easy, quick and stress free. The amazing communication and quick responses to our questions were so helpful. We recommend Chuck to all of our family and friends! Kira P Point Pleasant, NJ April 14 Rating: 5.0 out of 5.0 from Encompass
Chuck and his team make this process easy, quick and stress free. The amazing communication and quick responses to our questions were so helpful. We recommend Chuck to all of our family and friends!
Chuck's service and attention to detail are top notch!! Highly recommend!! Patrick D Point Pleasant, NJ April 14 Rating: 5.0 out of 5.0 from Encompass
Chuck's service and attention to detail are top notch!! Highly recommend!!
What could possibly make the service any better? Chuck is the only person I'll ever trust with my mortgage. There was no other connection than a referral 16 years ago. Didn't even know a mortgage guy. He has always been extra extraordinary with service to my wife and I. He is without a doubt t... Jonathan Freehold, NJ April 14 Rating: 5.0 out of 5.0 from Encompass
What could possibly make the service any better? Chuck is the only person I'll ever trust with my mortgage. There was no other connection than a referral 16 years ago. Didn't even know a mortgage guy. He has always been extra extraordinary with service to my wife and I. He is without a doubt t...
Chuck made the entire loan process incredibly smooth and easy. He was always quick to respond, explained everything clearly, and kept things moving without any stress. I truly appreciated his professionalism and support throughout. Anitha Annandale, NJ March 31 Rating: 5.0 out of 5.0 from Encompass
Chuck made the entire loan process incredibly smooth and easy. He was always quick to respond, explained everything clearly, and kept things moving without any stress. I truly appreciated his professionalism and support throughout.
Chuck was excellent from start to finish. He communicated clearly, stayed on top of every detail, and made the process feel easy and well organized. He ensured everything stayed on track and that the closing went seamlessly. I’m very grateful for his help. Venkat Annandale, NJ March 31 Rating: 5.0 out of 5.0 from Encompass
Chuck was excellent from start to finish. He communicated clearly, stayed on top of every detail, and made the process feel easy and well organized. He ensured everything stayed on track and that the closing went seamlessly. I’m very grateful for his help.
Chuck is always so easy to work with and does a great job communicating with everyone in the transaction! Nancy Toms River, NJ March 03 Rating: 5.0 out of 5.0 from Encompass
Chuck is always so easy to work with and does a great job communicating with everyone in the transaction!
On 04/30/2026 at 2:30 pm
Join us for Our Billion Dollar Playbook, a live mastermind designed to help real estate agents win more deals in today’s competitive market. Hear from Wes Costello of AnnieMac Home Mortgage as he breaks down the Cash2Keys suite of products and how to position your buyers like cash. Learn how Cash2Keys can level up your business.