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Proudly serving clients across New Jersey.
This Is Who I Am:
I love strategizing with my referral partners and clients to help them meet their goals. With more than 20 years in the mortgage industry and almost 36 in the financial industry in general, my goal is to make the home buying experience easy and stress-free for my clients.
I am a proud member the Nationwide Multistate Licensing System & Registry, as well as being a Certified Mortgage Advisor.
My achievements include:
I am also a Certified Mortgage Planner.
What is a Certified Mortgage Planner?
Mortgage Planning is the process of helping clients improve their lives by using the right mortgage strategies.
The right strategy for one client may be completely wrong for another client. That’s why mortgage planning should be conducted with a certified professional who is trained in the five CMPS skill sets:
Who Do I Help:
While my lender can do business in many states and growing all the time, I do 90 % of my business in my home state of New Jersey.
I help all real estate owners and buyers who want the best rates, superior service and a knowledgeable adviser to help them navigate their home financing.
I help New Jersey Real Estate professionals who want to grow their business and showcase their properties with the latest marketing and technology available to the real estate market.
This Is How I Help Home Owners and Buyers:
My team works with each client to determine the best finance package for every scenario taking into account not only the impact of the loan on their finances today, but 5, 10, and 15 years down the line.
Covering all facets of mortgage lending, we can handle just about any situation out there. From purchase money loans for 1-4 family homes, second homes, investment properties, Jumbo loans, 203K loans, VA purchase money loans, VRRRL refinance loans, cash out refinance loans, even reverse mortgages for seniors! I can also help with credit repair until we can per-qualify our borrower.
This Is How We Help Real Estate Professionals:
Our team loves working with Realtors to help them build their business with video marketing, advanced listing presentations, and social media training just to mention a few. My goal is to create more closings, more satisfied buyers, and more referrals for all!
Specialties:
I share my life with my wonderful, kind, and beautiful wife, Joanie. Together, we love to travel and immerse ourselves in new places, cultures, and cuisines. Connecting with people around the world has shown us that, at our core, we’re all striving for the same things—just through different lived experiences.
We’re especially drawn to history—walking old-world streets, exploring museums, and imagining the lives of those who came before us. We also enjoy discovering natural wonders, from untouched landscapes to breathtaking water features that have existed for millennia.
Art is another passion of ours. We enjoy collecting pieces from artists like Peter Max, Michael Godard, Jeff Vermeeren, and Matt Beyer—each with unique stories that make every piece more meaningful.
At home, we love cooking gourmet meals together, often inspired by our travels. With cooking classes, new recipes, and a great bottle of wine, dinner becomes an experience. We also enjoy landscaping, gardening, and home projects—turning our space into a personal sanctuary where we spend many weekends creating something new.
Rating: 5.0 out of 5.0 from Encompass Chuck made this simple ,easy and relaxed . A great person to work with. if you are lucky enough to work with Chuck, you'll know what I mean he's the best Brandon MBarnegat, NJ May 14
Chuck made this simple ,easy and relaxed . A great person to work with. if you are lucky enough to work with Chuck, you'll know what I mean he's the best
Rating: 5.0 out of 5.0 from Zillow If you are refinancing, Chuck is who you want to work with! He is extremely knowledgeable, helpful and quick to answer all of our questions. We've used Chuck and his expertise for a few different instances now and he is just as attentive as when we did our first home purchase. We recommend Chuck to all our family and friends as he is simply the be... KiraPoint Pleasant, NJ May 06
If you are refinancing, Chuck is who you want to work with! He is extremely knowledgeable, helpful and quick to answer all of our questions. We've used Chuck and his expertise for a few different instances now and he is just as attentive as when we did our first home purchase. We recommend Chuck to all our family and friends as he is simply the be...
Rating: 5.0 out of 5.0 from Zillow Thank you thank you thank you to Chuck! We most recently used Chuck to refi our current mortgage. This meant zero hassle. I would recommend Chuck to anyone that wants a friendly, knowledgeable and hassle free mortgage broker! Megan SFreehold, NJ May 06
Thank you thank you thank you to Chuck! We most recently used Chuck to refi our current mortgage. This meant zero hassle. I would recommend Chuck to anyone that wants a friendly, knowledgeable and hassle free mortgage broker!
Rating: 5.0 out of 5.0 from Zillow Working with Chuck Tegano was a fantastic experience from start to finish. He was knowledgeable, responsive, and made the entire process smooth and stress free. He kept us informed every step of the way and worked hard to secure great terms for us.We are very happy with the outcome and would highly recommend him to anyone looking for a reliable and... Venkat ErasaniAnnandale, NJ Apr 25
Working with Chuck Tegano was a fantastic experience from start to finish. He was knowledgeable, responsive, and made the entire process smooth and stress free. He kept us informed every step of the way and worked hard to secure great terms for us.We are very happy with the outcome and would highly recommend him to anyone looking for a reliable and...
Rating: 5.0 out of 5.0 from Encompass Chuck was very helpful I highly recommend him too others. Stacey SueEast Brunswick, NJ Apr 23
Chuck was very helpful I highly recommend him too others.
Rating: 5.0 out of 5.0 from Encompass Chuck walked us through every process and explained any questions that we had in a very timely manner. Very pleasant experience. Anna M.East Brunswick, NJ Apr 23
Chuck walked us through every process and explained any questions that we had in a very timely manner. Very pleasant experience.
Rating: 5.0 out of 5.0 from Encompass Such a great experience and communicatio. Really helpful when it came to buy our 1st house and help us true the proces. Carmelo LBeachwood, NJ Apr 23
Such a great experience and communicatio. Really helpful when it came to buy our 1st house and help us true the proces.
Rating: 5.0 out of 5.0 from Encompass Chuck went to infinity and beyond; Chuck made every step of the process stress free. Chuck and his team frequently checked in with me and were continuosly available for support/assistance at all hours of the day. I can't speak highly enough of Chuck -- from start to finish I knew I was in great hands! VeronicaNorth Brunswick, NJ Apr 18
Chuck went to infinity and beyond; Chuck made every step of the process stress free. Chuck and his team frequently checked in with me and were continuosly available for support/assistance at all hours of the day. I can't speak highly enough of Chuck -- from start to finish I knew I was in great hands!
Rating: 5.0 out of 5.0 from Encompass My loan officer, Chuck Tegano, is simply the BEST! He offers my clients a high level of knowledge and expertise, he always has his finger on the pulse and knows exactly what is happening in the industry. Chuck is extremely responsive and is either available to take calls or gets back to my clients in a timely manner. Lastly, he is terrific with peo... MitchellNorth Brunswick, NJ Apr 16
My loan officer, Chuck Tegano, is simply the BEST! He offers my clients a high level of knowledge and expertise, he always has his finger on the pulse and knows exactly what is happening in the industry. Chuck is extremely responsive and is either available to take calls or gets back to my clients in a timely manner. Lastly, he is terrific with peo...
Rating: 5.0 out of 5.0 from Encompass Chuck and his team make this process easy, quick and stress free. The amazing communication and quick responses to our questions were so helpful. We recommend Chuck to all of our family and friends! Kira PPoint Pleasant, NJ Apr 14
Chuck and his team make this process easy, quick and stress free. The amazing communication and quick responses to our questions were so helpful. We recommend Chuck to all of our family and friends!
Rating: 5.0 out of 5.0 from Encompass Chuck's service and attention to detail are top notch!! Highly recommend!! Patrick DPoint Pleasant, NJ Apr 14
Chuck's service and attention to detail are top notch!! Highly recommend!!
Rating: 5.0 out of 5.0 from Encompass What could possibly make the service any better? Chuck is the only person I'll ever trust with my mortgage. There was no other connection than a referral 16 years ago. Didn't even know a mortgage guy. He has always been extra extraordinary with service to my wife and I. He is without a doubt t... JonathanFreehold, NJ Apr 14
What could possibly make the service any better? Chuck is the only person I'll ever trust with my mortgage. There was no other connection than a referral 16 years ago. Didn't even know a mortgage guy. He has always been extra extraordinary with service to my wife and I. He is without a doubt t...
Rating: 5.0 out of 5.0 from Encompass Chuck made the entire loan process incredibly smooth and easy. He was always quick to respond, explained everything clearly, and kept things moving without any stress. I truly appreciated his professionalism and support throughout. AnithaAnnandale, NJ Mar 31
Chuck made the entire loan process incredibly smooth and easy. He was always quick to respond, explained everything clearly, and kept things moving without any stress. I truly appreciated his professionalism and support throughout.
Rating: 5.0 out of 5.0 from Encompass Chuck was excellent from start to finish. He communicated clearly, stayed on top of every detail, and made the process feel easy and well organized. He ensured everything stayed on track and that the closing went seamlessly. I’m very grateful for his help. VenkatAnnandale, NJ Mar 31
Chuck was excellent from start to finish. He communicated clearly, stayed on top of every detail, and made the process feel easy and well organized. He ensured everything stayed on track and that the closing went seamlessly. I’m very grateful for his help.
Rating: 5.0 out of 5.0 from Encompass Chuck is always so easy to work with and does a great job communicating with everyone in the transaction! NancyToms River, NJ Mar 03
Chuck is always so easy to work with and does a great job communicating with everyone in the transaction!
Rating: 5.0 out of 5.0 from Encompass Chuck was Very knowledgeable and helped us with the whole process to make it seamless. Daryl LToms River, NJ Mar 01
Chuck was Very knowledgeable and helped us with the whole process to make it seamless.
Rating: 5.0 out of 5.0 from Zillow I'm a first time home buyer and Chuck was recommended by my realtor and from day one I felt that I was working with a thorough professional. He is very detail oriented, very responsive, patient, and an excellent human being. I tried to work with other mortgage companies but eventually decided to work with Chuck because of the trustworthiness and tr... KarthikeyanNorth Brunswick, NJ Feb 24
I'm a first time home buyer and Chuck was recommended by my realtor and from day one I felt that I was working with a thorough professional. He is very detail oriented, very responsive, patient, and an excellent human being. I tried to work with other mortgage companies but eventually decided to work with Chuck because of the trustworthiness and tr...
Rating: 5.0 out of 5.0 from Encompass Good communication and easy to work with Christopher WilliamLeonardo, NJ Feb 14
Good communication and easy to work with
Rating: 5.0 out of 5.0 from Encompass Chuck Tegano AAAA++++ If it were not for Chuck , I would have walked away many times ..... Chuck turned my home buying horrible experiences into a happy happy ending !! Chuck supported me through 2 unbelieveiable home buying experiences . We finally did it THANK YOU for going ABOVE and BEYOND , always answering an email, text or phone call o... Andrea RWhiting, NJ Feb 01
Chuck Tegano AAAA++++ If it were not for Chuck , I would have walked away many times ..... Chuck turned my home buying horrible experiences into a happy happy ending !! Chuck supported me through 2 unbelieveiable home buying experiences . We finally did it THANK YOU for going ABOVE and BEYOND , always answering an email, text or phone call o...
Rating: 5.0 out of 5.0 from Encompass This was not an easy deal for personal reasons on both buyer and sellers side. But Chuck, and he's team got it done. Thank Goodness. Great job JoanneWhiting, NJ Jan 29
This was not an easy deal for personal reasons on both buyer and sellers side. But Chuck, and he's team got it done. Thank Goodness. Great job
Rating: 5.0 out of 5.0 from Encompass Chuck is always so responsive and if he cant answer the phone, he will get back to you very shortly. He is so knowledgeable about the banking side (loans, interests, etc...) and much more. Most importantly for me, I always had so much to do and he always helped me get things done fast and with zero stress. Marco MNorth Brunswick, NJ Jan 29
Chuck is always so responsive and if he cant answer the phone, he will get back to you very shortly. He is so knowledgeable about the banking side (loans, interests, etc...) and much more. Most importantly for me, I always had so much to do and he always helped me get things done fast and with zero stress.
Rating: 5.0 out of 5.0 from google Chuck and the entire team are the best! I will recommend Chuck and his team to anyone who asks, is buying a home, is refinancing a mortgage, or needs any assistance in this arena. Chuck is simply the man, I consider him family at this point, and his team is phenomenal in all respects! Highly recommend without reservation. Herb Peluzzo Jan 29
Chuck and the entire team are the best! I will recommend Chuck and his team to anyone who asks, is buying a home, is refinancing a mortgage, or needs any assistance in this arena. Chuck is simply the man, I consider him family at this point, and his team is phenomenal in all respects! Highly recommend without reservation.
Rating: 5.0 out of 5.0 from google Very excellent Team for home mortgage and refinance Arun Lathia Jan 29
Very excellent Team for home mortgage and refinance
Rating: 5.0 out of 5.0 from google I highly recommend Vikram Patel and AnnieMac Home Mortgage. My home buying process was smooth and transparent from beginning to end. Vik 's valuable advice and recommendations have helped us immensely. Thanks Vik! Wasala Bandara Jan 29
I highly recommend Vikram Patel and AnnieMac Home Mortgage. My home buying process was smooth and transparent from beginning to end. Vik 's valuable advice and recommendations have helped us immensely. Thanks Vik!