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Sarah Ferdinands is a Mortgage Loan Originator at AnnieMac’s East Brunswick branch with six years of experience in the industry. She is deeply committed to making homeownership attainable for all by providing personalized guidance to first-time homebuyers, upsizers, and downsizers, offering expertise tailored to each client’s unique needs.
Licensed in New Jersey, Pennsylvania, and Florida, Sarah specializes in innovative programs like Cash2Keys and Buy Now Sell Later, which set her apart in the market. Her mission is to simplify the home-buying process, offering judgment-free, educational, and supportive experiences for her clients.
Sarah collaborates with clients to identify the ideal financing solution tailored to their unique circumstances. She considers not only their immediate financial goals but also the potential impact of the loan over the next 5, 10, and 15 years, ensuring lasting financial stability. With expertise across all areas of mortgage lending, she offers a variety of options, including Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
Sarah’s extensive background in mortgage lending allows her to provide valuable guidance in any situation, whether it’s a first-time home purchase or a complex refinancing. She also stays updated on the latest financial and industry trends, as well as regulatory requirements, to serve as an informed advocate for her team and clients. Her passion for education and advocacy ensures that clients not only secure a loan but also feel empowered throughout the process.
In addition to helping clients navigate the loan process, Sarah partners with real estate professionals to support their business growth by offering market updates, platform tools, and program resources. Her goal is to foster strong relationships that help both agents and clients succeed.
Sarah is also a proud member of the Empowering Women in Real Estate group, where she collaborates with like-minded professionals to uplift and support women in the industry. Outside of her professional role, Sarah is an active member of the community, serving on the board of directors for the East Brunswick Regional Chamber of Commerce and volunteering for organizations like Habitat for Humanity. She also enjoys empowering the community through initiatives like AnnieMac East Brunswick’s Annual Food Drive, which has collected 4,000 pounds of food for Middlesex County’s REPLENISH program over the past four years.
When she’s not working, Sarah finds fulfillment in giving back to her community, whether by empowering families through homeownership or supporting local initiatives that make a difference.
Not enough space to write what needs to be said here. The time/times taken to help us out with this process was extremely thoughtful. We had a million questions to ask, Sarah did not make us feel as if we should known, we are currently in a home now because of the honest and helpful information. We have found a friend in the process as well. She's ... Maritza L. Nutley, NJ January 05 Rating: 5.0 out of 5.0 from Encompass
Not enough space to write what needs to be said here. The time/times taken to help us out with this process was extremely thoughtful. We had a million questions to ask, Sarah did not make us feel as if we should known, we are currently in a home now because of the honest and helpful information. We have found a friend in the process as well. She's ...
Sarah and her team were professionals and grrat great to work with. James L Monroe Township, NJ November 06 Rating: 5.0 out of 5.0 from Encompass
Sarah and her team were professionals and grrat great to work with.
Sarah and the whole team at Annie Mac is efficient and readily available for any questions or concerns you have. They work around the clock to ensure you are comfortable and happy. Melissa M Monroe Township, NJ October 31 Rating: 5.0 out of 5.0 from Encompass
Sarah and the whole team at Annie Mac is efficient and readily available for any questions or concerns you have. They work around the clock to ensure you are comfortable and happy.
Sarah was extremely supportive and informative through the whole process. She answered all my questions and really took the time with us as new home owners. She is very prodessional and personable which also made the process less stressful. Thankful to have had her as our loan officer! Mabelyn Somerset, NJ October 27 Rating: 5.0 out of 5.0 from Encompass
Sarah was extremely supportive and informative through the whole process. She answered all my questions and really took the time with us as new home owners. She is very prodessional and personable which also made the process less stressful. Thankful to have had her as our loan officer!
Sarah was awesome! Very helpful, very friendly. She made the entire process flow smoothly and answered all my questions promptly. Very much appreciated! Nicole Hazlet, New Jersey October 20 Rating: 5.0 out of 5.0 from ManualUpload
Sarah was awesome! Very helpful, very friendly. She made the entire process flow smoothly and answered all my questions promptly. Very much appreciated!
Sarah is extremely passionate about helping her clients and working with the real estate team to make the transaction seamless. Sarah is very accessible which is important in any transaction and has a command of the mortgage process. I look forard to working with Sarah in the future. Sophia Somerset, NJ October 13 Rating: 5.0 out of 5.0 from Encompass
Sarah is extremely passionate about helping her clients and working with the real estate team to make the transaction seamless. Sarah is very accessible which is important in any transaction and has a command of the mortgage process. I look forard to working with Sarah in the future.
Don't miss our Real Estate Realities: Relationships Over Transactions live webinar! Most agents burn out chasing the next deal. But the ones who thrive? They build relationships that keep business coming to them. If you’ve ever felt like your follow-up game needs more follow-through, this one's for you! See you there
02/25/2026
2:00 pm