About Vikram
Proudly serving clients across New Jersey and Pennsylvania.
I understand that buying or refinancing a home is one of the most significant financial decisions my clients will make. That's why I'm committed to giving my team the knowledge, resources, and support they need to guide borrowers through the mortgage process with confidence and attention to every detail.
With extensive experience across all facets of mortgage lending, I can help my team navigate everything from first-time home purchases to refinancing and complex financing needs. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I stay current on financial and housing-market trends, mortgage guidelines, and state and federal regulations so I can serve as a trusted resource for my team and our clients. My goal is to ensure our clients receive more than just a loan—they receive informed guidance and the most competitive financing solution for their unique needs.
Borrower Testimonials
Vik was great to work with. Is willing to answer any question with a clear and concise answer. He was easy to communicate with and made the refinance simple.
I had worked with couple other mortgage loan officers in the past, but had best experience with Vikram Patel. Vikram explained the process to us with upmost and honest professionalism. He is very organized and thorough and made us feel like we are the only client he was working with. Thank you Vikram Patel for your patience as well as treating us a...
Vik made the process seamless!
Vik was great to work with , patient and informative throughout the process
From start to finish, Vik was knowledgeable, reliable, and an incredible voice of reason throughout our loan process. He took the time to answer our questions and always gave me peace of mind that things would get taken care of- which they were! Vik made the loan process seamless and dealt with any hiccups along the way with the utmost professional...
Vik and his team are professional and dedicated; they helped me navigate the entire home-buying process smoothly. Thank you very much.
As a realtor, working with Vikram Patel was a great experience from start to finish. He was extremely professional, communicative, and proactive throughout the entire transaction. Vikram kept everyone updated every step of the way, worked diligently to meet deadlines, and helped ensure a smooth and seamless closing for my clients. His knowledge of ...
Attentive, informative and always available! Very knowledgeable in his craft which is very rare these days. Thank you for taking such care in the refi.
Working with Vikram and his team from AnnieMac was an excellent experience from start to finish. Vik was professional, responsive, and incredibly helpful throughout the entire process. He made everything clear and straightforward, kept communication consistent, and worked hard to make sure the deal moved quickly and smoothly. The level of service a...
Working with Vik was a great experience from start to finish. They were extremely hardworking, efficient, and always stayed on top of every step in the process. Communication was excellent—they kept us informed, answered all our questions quickly, and made sure we understood everything along the way. Their guidance made what could have been a str...
Vikram is a true go-getter! knowledgeable, supportive, and always guiding you in the right direction. It’s been a pleasure working with him for the second time. Thank you for everything you do to make this process so seamless and trustworthy.
Vikram has been great help at every single step of the process. Answered all the questions with great detailed explanations. 100% recommended for mortgage requirements.
I was referred to Vikram Patel from my agent about AnnieMac Cash2keys program and let me tell you Vikram was great during the entire process from start to finish. He is very responsive, approachable, knowledgeable, kind and helpful. This is my first single family home purchase and I asked him a lot of questions but he explained them to me very clea...
I highly recommend Vikram Patel - As a first time home buyer I had no clue about the home buying process. Vikram was highly responsive ( any time 24/7) , highly knowledgeable ( he went through all the process with me , several times for my better clarity and transparency ) . Vikram's service was above and beyond expectation.
Professional knowedgable and a great communicator, as always! Pleasure to do business with .
Vikram was very professional, always followed up with information I needed to make the process of buying my property very easy. He always was available to talk via text, phone call or email.
Vikram made my home loan process smooth and easy. Clear, responsive, and helpful at every step. I highly recommend working with him always!!! Thanks.
Vik is amazing!
Vik is my go to loan officer! He always delivers an exceptional experience for both buyers snd realtors!
Very professional service , availability and informative.
Vik was very informative during the entire process which made the experience joyful
All around great communication and service.
The process from beginning to the end was excellent. There’ wasn’t any stress along the way and everything was explained in complete detail. Thanks,
It was my first time going through the process and Vikram and his team took their time to explain and walk me through the process with clarity, and had timely closing
- View more testimonials on Experience.com & Zillow.com