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Proudly serving clients across New Jersey and Pennsylvania.
I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Vikram has been great help at every single step of the process. Answered all the questions with great detailed explanations. 100% recommended for mortgage requirements. Jay Newtown, PA March 02 Rating: 5.0 out of 5.0 from Zillow
Vikram has been great help at every single step of the process. Answered all the questions with great detailed explanations. 100% recommended for mortgage requirements.
Vikram is a true go-getter! knowledgeable, supportive, and always guiding you in the right direction. It’s been a pleasure working with him for the second time. Thank you for everything you do to make this process so seamless and trustworthy. Sweene Kendall Park, NJ February 28 Rating: 5.0 out of 5.0 from Encompass
Vikram is a true go-getter! knowledgeable, supportive, and always guiding you in the right direction. It’s been a pleasure working with him for the second time. Thank you for everything you do to make this process so seamless and trustworthy.
I was referred to Vikram Patel from my agent about AnnieMac Cash2keys program and let me tell you Vikram was great during the entire process from start to finish. He is very responsive, approachable, knowledgeable, kind and helpful. This is my first single family home purchase and I asked him a lot of questions but he explained them to me very clea... Tushar Piscataway, NJ January 27 Rating: 5.0 out of 5.0 from Zillow
I was referred to Vikram Patel from my agent about AnnieMac Cash2keys program and let me tell you Vikram was great during the entire process from start to finish. He is very responsive, approachable, knowledgeable, kind and helpful. This is my first single family home purchase and I asked him a lot of questions but he explained them to me very clea...
I highly recommend Vikram Patel - As a first time home buyer I had no clue about the home buying process. Vikram was highly responsive ( any time 24/7) , highly knowledgeable ( he went through all the process with me , several times for my better clarity and transparency ) . Vikram's service was above and beyond expectation. Akhilesh North Brunswick, NJ January 10 Rating: 5.0 out of 5.0 from Zillow
I highly recommend Vikram Patel - As a first time home buyer I had no clue about the home buying process. Vikram was highly responsive ( any time 24/7) , highly knowledgeable ( he went through all the process with me , several times for my better clarity and transparency ) . Vikram's service was above and beyond expectation.
Professional knowedgable and a great communicator, as always! Pleasure to do business with . Gregory Piscataway, NJ December 19 Rating: 5.0 out of 5.0 from Encompass
Professional knowedgable and a great communicator, as always! Pleasure to do business with .
Vikram was very professional, always followed up with information I needed to make the process of buying my property very easy. He always was available to talk via text, phone call or email. Terence Brogdon Piscataway, NJ December 08 Rating: 5.0 out of 5.0 from Zillow
Vikram was very professional, always followed up with information I needed to make the process of buying my property very easy. He always was available to talk via text, phone call or email.
Vikram made my home loan process smooth and easy. Clear, responsive, and helpful at every step. I highly recommend working with him always!!! Thanks. Aakash Patel Lawrence Township, NJ December 04 Rating: 5.0 out of 5.0 from Zillow
Vikram made my home loan process smooth and easy. Clear, responsive, and helpful at every step. I highly recommend working with him always!!! Thanks.
Vik is amazing! Carol Franklin Park, NJ November 28 Rating: 5.0 out of 5.0 from Encompass
Vik is amazing!
Vik is my go to loan officer! He always delivers an exceptional experience for both buyers snd realtors! Roberta Braun East Windsor, NJ November 14 Rating: 5.0 out of 5.0 from Encompass
Vik is my go to loan officer! He always delivers an exceptional experience for both buyers snd realtors!
Very professional service , availability and informative. Terence Piscataway, NJ November 07 Rating: 5.0 out of 5.0 from Encompass
Very professional service , availability and informative.
Vik was very informative during the entire process which made the experience joyful Donna Piscataway, NJ October 28 Rating: 5.0 out of 5.0 from Encompass
Vik was very informative during the entire process which made the experience joyful
All around great communication and service. Sharunta Woodbridge, NJ October 27 Rating: 5.0 out of 5.0 from Encompass
All around great communication and service.