Ready to buy your dream home? Start your purchase journey today with competitive rates and expert guidance.
Lower your monthly payments or access your home equity with our refinancing options.
Access calculators, guides, and tools to help you make informed mortgage decisions.
Learn more about our company, explore career opportunities, and discover our impact on the mortgage industry.
Proudly serving clients across New Jersey, Florida and Pennsylvania.
I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Rating: 5.0 out of 5.0 from Encompass Eric was very kind and patient with me, even called at night to answer my many questions. Janet SLawrence Township, NJ Jul 21
Eric was very kind and patient with me, even called at night to answer my many questions.
Rating: 5.0 out of 5.0 from Encompass Great transaction! MichaelBangor, PA Jul 21
Great transaction!
Rating: 4.8 out of 5.0 from Encompass Still astonished that the deal closed after all the difficulties AnnFrenchtown, NJ Jul 19
Still astonished that the deal closed after all the difficulties
Rating: 5.0 out of 5.0 from Encompass The process was overall lengthy. However the communication exceeded expectations. Eric, Mike and Nicole constantly kept Khadija and I in the loop and Eric responded to all of our questions in a timely manner. Great job, we appreciate your services. BernardCarteret, NJ Jul 17
The process was overall lengthy. However the communication exceeded expectations. Eric, Mike and Nicole constantly kept Khadija and I in the loop and Eric responded to all of our questions in a timely manner. Great job, we appreciate your services.
Rating: 5.0 out of 5.0 from Encompass Eric got an extremely difficult property across the finish line! It would not have been possible without him!!!! StacyFrenchtown, NJ Jul 16
Eric got an extremely difficult property across the finish line! It would not have been possible without him!!!!
Rating: 5.0 out of 5.0 from Encompass Our first transaction with Eric and his team was great! We look forward to working together again in the future! ChristinaLinden, NJ Jul 16
Our first transaction with Eric and his team was great! We look forward to working together again in the future!
Rating: 5.0 out of 5.0 from Encompass As first time home buyers, we were nervous about the whole process, not sure of what we needed or what to expect. Eric Hutton was recommended to us and he was hands down the best loan officer we could have asked for. He was very professional, responsive, kind, thorough and oftentimes answered our questions outside of his working hours. We are extr... LuisManville, NJ Jul 16
As first time home buyers, we were nervous about the whole process, not sure of what we needed or what to expect. Eric Hutton was recommended to us and he was hands down the best loan officer we could have asked for. He was very professional, responsive, kind, thorough and oftentimes answered our questions outside of his working hours. We are extr...
Rating: 5.0 out of 5.0 from Encompass i cannot say enough great things about my time spent w/Eric Hutton. When i started looking for a house everyone warned me that it would be a roller coaster, they were not lying, BUT working on this with Eric has made the whole experience smooth, yes we did hit some bumps (who doesn't?) but Eric was kind, patient & very understanding to our situatio... MichelleManville, NJ Jul 16
i cannot say enough great things about my time spent w/Eric Hutton. When i started looking for a house everyone warned me that it would be a roller coaster, they were not lying, BUT working on this with Eric has made the whole experience smooth, yes we did hit some bumps (who doesn't?) but Eric was kind, patient & very understanding to our situatio...
Rating: 5.0 out of 5.0 from Encompass Eric is very knowledgeable and helpful! JorgeHackettstown, NJ Jul 16
Eric is very knowledgeable and helpful!
Rating: 4.8 out of 5.0 from Encompass Eric communicated options available for us and how they benefit us short term and long term. He understood our needs and answered every question we had to put us at ease. I'm happy to know that if I had a question late Friday afternoon, I did not need to wait until Monday morning for an answer. Happy to work with Eric and will work with Eric again.... DorieKendall Park, NJ Jul 16
Eric communicated options available for us and how they benefit us short term and long term. He understood our needs and answered every question we had to put us at ease. I'm happy to know that if I had a question late Friday afternoon, I did not need to wait until Monday morning for an answer. Happy to work with Eric and will work with Eric again....
Rating: 5.0 out of 5.0 from Encompass Eric was amazing to work with , helped me get my first home after struggling to find a home for awhile he also is informative and never hesitates to answer any question TanveerCarteret, NJ Jul 16
Eric was amazing to work with , helped me get my first home after struggling to find a home for awhile he also is informative and never hesitates to answer any question
Rating: 5.0 out of 5.0 from Encompass Eric was great! He answered all my questions, introduced me to his team, and made my home buying process very simple... I will definitely recommend Eric and his team to anyone... Thanx again Eric JacquesEwing, NJ Jul 16
Eric was great! He answered all my questions, introduced me to his team, and made my home buying process very simple... I will definitely recommend Eric and his team to anyone... Thanx again Eric
Rating: 5.0 out of 5.0 from Encompass It was a good experience and I am very satisfied with the result. BelkysCarteret, NJ Jul 16
It was a good experience and I am very satisfied with the result.
Rating: 4.7 out of 5.0 from Encompass Eric is responsive and always willing to answer questions when you need him to! CynthiaWest Orange, NJ Jul 16
Eric is responsive and always willing to answer questions when you need him to!
Rating: 5.0 out of 5.0 from Encompass Eric was amazing. He was there whenever I needed advice and was always available when the underwriter was not. He stepped in and got us through the last hurdle for the final steps of our mortgage application. I highly recommend him. MariaWest Orange, NJ Jul 16
Eric was amazing. He was there whenever I needed advice and was always available when the underwriter was not. He stepped in and got us through the last hurdle for the final steps of our mortgage application. I highly recommend him.
Rating: 5.0 out of 5.0 from Zillow When I began searching for a home I had already been pre approved by another lender and had submitted a couple of offers with no luck. My children and I were living with family at the time and were in a desperate need to move out. I had the means to rent an apartment but refused to let go of my goal of owning my own home. My lender at the time was ... Sugeilly payano Jul 16
When I began searching for a home I had already been pre approved by another lender and had submitted a couple of offers with no luck. My children and I were living with family at the time and were in a desperate need to move out. I had the means to rent an apartment but refused to let go of my goal of owning my own home. My lender at the time was ...
Rating: 5.0 out of 5.0 from Zillow Eric was with us throughout the process of buying our home. He was extremely patient amd helpful with my million questions. I would highly recommend him as he is a pleasure to work with. Very reliable and fast to answer me. I would work with him again in the future for sure. Leslie Narvaez Jul 16
Eric was with us throughout the process of buying our home. He was extremely patient amd helpful with my million questions. I would highly recommend him as he is a pleasure to work with. Very reliable and fast to answer me. I would work with him again in the future for sure.
Rating: 5.0 out of 5.0 from Zillow Closed with a good rate for my investment property. Covid rules are tough but we got through it. Happy with the end product and should help my rental be more successful. davidlbock Jul 16
Closed with a good rate for my investment property. Covid rules are tough but we got through it. Happy with the end product and should help my rental be more successful.
Rating: 5.0 out of 5.0 from Zillow As first-time buyers, it was critical for us to find a lender that we could trust. Eric guided us through the five month lending process. He quickly got us preaaproved, wrote letters advocating on our behalf to sellers as we made offers, and stepped us through the mortgage process once our offer was accepted. No question was too small for him. We ... erikafinchen Jul 16
As first-time buyers, it was critical for us to find a lender that we could trust. Eric guided us through the five month lending process. He quickly got us preaaproved, wrote letters advocating on our behalf to sellers as we made offers, and stepped us through the mortgage process once our offer was accepted. No question was too small for him. We ...
Rating: 5.0 out of 5.0 from Zillow He stood by us from start to finish, week days to weekend, i walked away from this experience w/a lot of knowledge thanks to Eric and his team. He helped me get my dream home when i didn't think it was possible. michellehosein30 Jul 16
He stood by us from start to finish, week days to weekend, i walked away from this experience w/a lot of knowledge thanks to Eric and his team. He helped me get my dream home when i didn't think it was possible.
Rating: 5.0 out of 5.0 from Zillow As first time homebuyers, we had no idea what we were getting in to, but Eric made the whole process as seamless as possible. He was direct, always responded no matter the time or day, and went out of his way to get everything done quickly and efficiently. We highly recommend using his services! Jen Lyp Jul 16
As first time homebuyers, we had no idea what we were getting in to, but Eric made the whole process as seamless as possible. He was direct, always responded no matter the time or day, and went out of his way to get everything done quickly and efficiently. We highly recommend using his services!
Rating: 5.0 out of 5.0 from Zillow We were first-time home buyers, and we had gone through two other finance companies but they were not true on their words to provide the financing we needed nor were they thorough. Eric was very patient with us, moving us through every process and explaining everything very well. From our first conversation he explained each and every option that w... Ike and Katherine Go Jul 16
We were first-time home buyers, and we had gone through two other finance companies but they were not true on their words to provide the financing we needed nor were they thorough. Eric was very patient with us, moving us through every process and explaining everything very well. From our first conversation he explained each and every option that w...
Rating: 5.0 out of 5.0 from Zillow I was in the middle of refinancing my mortgage with another lender who assured me I was getting the "best rate". I saw a facebook post that Eric commented on and immediately reached out. We started communicating via chat and I decided to have him run my figures, low and behold he he was able to get .5 point lower than original lender. I was skepti... LindsayFriedman Jul 16
I was in the middle of refinancing my mortgage with another lender who assured me I was getting the "best rate". I saw a facebook post that Eric commented on and immediately reached out. We started communicating via chat and I decided to have him run my figures, low and behold he he was able to get .5 point lower than original lender. I was skepti...
Rating: 5.0 out of 5.0 from Zillow As first time home buyers, we were nervous about the whole process, not sure of what we needed or what to expect. Eric Hutton was recommended to us and he was hands down the best loan officer we could have asked for. He was very professional, responsive, kind, thorough and oftentimes answered our questions outside of his working hours. We are extr... Luis Cabrera Jul 16
Rating: 5.0 out of 5.0 from Zillow Eric was fantastic. Throughout our entire home buying process, he kept us updated on that was needed, he was extremely responsive, knowledgeable and he made sure we had everything we needed to have a smooth process. I would gladly recommend Eric to anyone who is on the market for a home. If you want a stress-free process, he’s your guy!! c j johnson3 Jul 16
Eric was fantastic. Throughout our entire home buying process, he kept us updated on that was needed, he was extremely responsive, knowledgeable and he made sure we had everything we needed to have a smooth process. I would gladly recommend Eric to anyone who is on the market for a home. If you want a stress-free process, he’s your guy!!