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Our Team
Our team of licensed mortgage professionals are always eager to help you achieve your dream.
Our team can be found in the following branches:
i am not comfo with computer technology & their team was very patient & helpful getting me thru the process... much appreciated! Thomas Brick, NJ Gregory Morga Rating: 5.0 out of 5.0 from Encompass
i am not comfo with computer technology & their team was very patient & helpful getting me thru the process... much appreciated!
Greg and the entire team were professional and super friendly. They stayed in constant communication by emails and made the entire refinancing process easy. If it wasn't for Greg calling me about the idea I woudlnt have thought about refinancing at this time. Thanks again Greg! Darin P. Estero, FL Gregory Morga Rating: 5.0 out of 5.0 from Encompass
Greg and the entire team were professional and super friendly. They stayed in constant communication by emails and made the entire refinancing process easy. If it wasn't for Greg calling me about the idea I woudlnt have thought about refinancing at this time. Thanks again Greg!
great communication! Charles Manalapan, NJ Gregory Morga Rating: 5.0 out of 5.0 from Encompass
great communication!
Communication was great and always on top of everything . Francis Williamstown, NJ Anthony Bueti Rating: 5.0 out of 5.0 from Encompass
Communication was great and always on top of everything .
Anthony, Steve and Lisa always took the time to answer my calls and help with all my loan needs. Annie Mac is an excellent Mortgage company! Jennifer Jackson, NJ Anthony Bueti Rating: 5.0 out of 5.0 from Encompass
Anthony, Steve and Lisa always took the time to answer my calls and help with all my loan needs. Annie Mac is an excellent Mortgage company!
Everyone was exceptionally helpful and communicative throughout the entire process. Anthony Berkeley, NJ Anthony Bueti Rating: 5.0 out of 5.0 from Encompass
Everyone was exceptionally helpful and communicative throughout the entire process.
This was our second time working with Ashley, and once again she delivered an exceptional experience. Her professionalism, communication, and attention to detail made the entire process seamless from start to finish. We truly appreciate her dedication and would highly recommend her to anyone in need of a top-tier mortgage lender. Jerry Little Egg Harbor Twp, NJ Ashley Bulwin Rating: 5.0 out of 5.0 from Encompass
This was our second time working with Ashley, and once again she delivered an exceptional experience. Her professionalism, communication, and attention to detail made the entire process seamless from start to finish. We truly appreciate her dedication and would highly recommend her to anyone in need of a top-tier mortgage lender.
Ashley Bulwin was great from start to finish Joseph Forked River, NJ Ashley Bulwin Rating: 5.0 out of 5.0 from Encompass
Ashley Bulwin was great from start to finish
She was very professional and this is our 2nd time dealing with her. Everything went smoothly. She contacted us immediately, if any more documents were required, and we were able to provide any documents required to close as soon as possible. Mission accomplished! Thank you Ashley and staff! Jeffrey Island Heights, NJ Ashley Bulwin Rating: 5.0 out of 5.0 from Encompass
She was very professional and this is our 2nd time dealing with her. Everything went smoothly. She contacted us immediately, if any more documents were required, and we were able to provide any documents required to close as soon as possible. Mission accomplished! Thank you Ashley and staff!
Kenny is a great communicator Evan Naples, FL Kenny Roche Rating: 5.0 out of 5.0 from Encompass
Kenny is a great communicator
It went smooth and fast Christopher W. Cape Coral, FL Kenny Roche Rating: 5.0 out of 5.0 from Encompass
It went smooth and fast
Kenny is an exceptional professional. He has the knowledge and the ability to get things done while equipped with amazing tools. It was a pleasure working with him. Highly recommended! Emil Mount Dora, FL Kenny Roche Rating: 5.0 out of 5.0 from Encompass
Kenny is an exceptional professional. He has the knowledge and the ability to get things done while equipped with amazing tools. It was a pleasure working with him. Highly recommended!
My second time around and if I need the third you can be sure you going to see again!! thank you Luciano S. Parlin, NJ Francis Cunningham Rating: 5.0 out of 5.0 from Encompass
My second time around and if I need the third you can be sure you going to see again!! thank you
Working with Fran is a pleasure. He has a unique gift for explaining the mortgage process in a way that is clear and empowering for my clients. They provide excellent rates and even better service. It makes my job so much easier knowing my buyers are in such capable, honest hands. Theodore Brick, NJ Francis Cunningham Rating: 5.0 out of 5.0 from Encompass
Working with Fran is a pleasure. He has a unique gift for explaining the mortgage process in a way that is clear and empowering for my clients. They provide excellent rates and even better service. It makes my job so much easier knowing my buyers are in such capable, honest hands.
Fran and his team were amazing! Super helpful, even when we crossed a few challenges; always responsive. They were a great support in helping us by our home. Highly recommend! Toni A. Toms River, NJ Francis Cunningham Rating: 5.0 out of 5.0 from Encompass
Fran and his team were amazing! Super helpful, even when we crossed a few challenges; always responsive. They were a great support in helping us by our home. Highly recommend!
Brian was great to work with. He answered all our questions and was quick to communicate. He made this process easier. Morganne Collegeville, PA Brian Lavan Rating: 5.0 out of 5.0 from Encompass
Brian was great to work with. He answered all our questions and was quick to communicate. He made this process easier.
Brian was extremely helpful and communicative every step of the process. He would text, call, email, whatever we needed to ensure we felt comfortable the whole time. I have already recommended him to others buying homes, and will continue to recommend him! Nicole Hamilton, NJ Brian Lavan Rating: 5.0 out of 5.0 from Encompass
Brian was extremely helpful and communicative every step of the process. He would text, call, email, whatever we needed to ensure we felt comfortable the whole time. I have already recommended him to others buying homes, and will continue to recommend him!
As a real estate professional, I truly appreciate working with lenders who communicate and deliver - and Brian Lavan does both! He solves challenges quickly, and ensured the loan closed on time. Our clients were very happy. Carol Hamilton, NJ Brian Lavan Rating: 5.0 out of 5.0 from Encompass
As a real estate professional, I truly appreciate working with lenders who communicate and deliver - and Brian Lavan does both! He solves challenges quickly, and ensured the loan closed on time. Our clients were very happy.
Very fast closing very happy Vicki Toms River, NJ Robert Hoffman Rating: 5.0 out of 5.0 from Encompass
Very fast closing very happy
Rob was terrific and very professional. Stayed on top of file from start to closing. Thank Maria Forked River, NJ Robert Hoffman Rating: 5.0 out of 5.0 from Encompass
Rob was terrific and very professional. Stayed on top of file from start to closing. Thank
It was a very simple process from begining to end and Robert kept us informed every step of the way. Jorge M. Howell, NJ Robert Hoffman Rating: 5.0 out of 5.0 from Encompass
It was a very simple process from begining to end and Robert kept us informed every step of the way.
Dominic was very personable made us feel very special. He was very professional and made this a smooth transition Kelly M. Little Egg Harbor Twp, NJ Dominick Guido Rating: 5.0 out of 5.0 from Encompass
Dominic was very personable made us feel very special. He was very professional and made this a smooth transition
Very helpful with their guidance Cameron R. Little Egg Harbor Twp, NJ Dominick Guido Rating: 5.0 out of 5.0 from Encompass
Very helpful with their guidance
Dom and his team of professionals really made this whole transaction so seemless. They answered all our questions and always made time for my wife and I through this whole process. John D. Brick, NJ Dominick Guido Rating: 5.0 out of 5.0 from Encompass
Dom and his team of professionals really made this whole transaction so seemless. They answered all our questions and always made time for my wife and I through this whole process.
Very easy experience Samantha Forked River, NJ Bailey Griffin Rating: 5.0 out of 5.0 from Encompass
Very easy experience
Bailey made it great! Frank A. Forked River, NJ Bailey Griffin Rating: 5.0 out of 5.0 from Encompass
Bailey made it great!
Knowing my original loan's interest rate, Bailey kept an eye out for me and contacted us when the rates dropped and looked into several ways of getting our interest lower. Very appreciated - refinance even smoother than the original process Rachael J. Beachwood, NJ Bailey Griffin Rating: 5.0 out of 5.0 from Encompass
Knowing my original loan's interest rate, Bailey kept an eye out for me and contacted us when the rates dropped and looked into several ways of getting our interest lower. Very appreciated - refinance even smoother than the original process
Joe is the best! He was communicative, thoughtful and creative in order to get us the best rate possible. we cannot recommend him or the underwriting team enough! April Bayville, NJ Joseph Funicelli Rating: 5.0 out of 5.0 from Encompass
Joe is the best! He was communicative, thoughtful and creative in order to get us the best rate possible. we cannot recommend him or the underwriting team enough!
Joe is great. Very responsive and informative. I have already recommended him to friends and family. Brad C. Bayville, NJ Joseph Funicelli Rating: 5.0 out of 5.0 from Encompass
Joe is great. Very responsive and informative. I have already recommended him to friends and family.
Joe made purchasing our first home a great experience . Easy and straightforward . I can't recommend him enough ! Rocco Forked River, NJ Joseph Funicelli Rating: 5.0 out of 5.0 from Encompass
Joe made purchasing our first home a great experience . Easy and straightforward . I can't recommend him enough !
Working with my lender and his team has been nothing short of an exceptional experience. From the very first conversation, they demonstrated a level of professionalism, knowledge, and genuine care that immediately put me at ease. Buying a home can be stressful, but they made every step feel smooth, transparent, and manageable. What stood out most w... Cali Hudson, FL Steve Vetter Rating: 5.0 out of 5.0 from Encompass
Working with my lender and his team has been nothing short of an exceptional experience. From the very first conversation, they demonstrated a level of professionalism, knowledge, and genuine care that immediately put me at ease. Buying a home can be stressful, but they made every step feel smooth, transparent, and manageable. What stood out most w...
Steve is a strategic partner in my businesses Bruce Manahawkin, NJ Steve Vetter Rating: 5.0 out of 5.0 from Encompass
Steve is a strategic partner in my businesses
Steve and his team were outstanding Shaun P. Stuart, FL Steve Vetter Rating: 5.0 out of 5.0 from Encompass
Steve and his team were outstanding
everything, especially your attention to evry detial and information provided at all times. Rafael A. Toms River, NJ Pherrin Strain Rating: 5.0 out of 5.0 from Encompass
everything, especially your attention to evry detial and information provided at all times.
Pherrin was incredible to work with, easy to communicate with and got loan approved in record time. Followed up throughout and including at closing to ensure everything went smoothly! Paul Somerville, NJ Pherrin Strain Rating: 5.0 out of 5.0 from Encompass
Pherrin was incredible to work with, easy to communicate with and got loan approved in record time. Followed up throughout and including at closing to ensure everything went smoothly!
I wish I was told about the total closing costs of $14,000 before the closing. I was not prepared and thought the closing costs would be in with my mortgage. That was a big surprise I was not ready for. Mary C. Lakewood, NJ Pherrin Strain Rating: 4.5 out of 5.0 from Encompass
I wish I was told about the total closing costs of $14,000 before the closing. I was not prepared and thought the closing costs would be in with my mortgage. That was a big surprise I was not ready for.