About Francis
Proudly serving clients across New Jersey.
I understand that buying or refinancing a home is one of the most significant financial decisions my clients will make. That's why I'm committed to giving my team the knowledge, resources, and support they need to guide borrowers through the mortgage process with confidence and attention to every detail.
With extensive experience across all facets of mortgage lending, I can help my team navigate everything from first-time home purchases to refinancing and complex financing needs. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I stay current on financial and housing-market trends, mortgage guidelines, and state and federal regulations so I can serve as a trusted resource for my team and our clients. My goal is to ensure our clients receive more than just a loan—they receive informed guidance and the most competitive financing solution for their unique needs.
Borrower Testimonials
Fran was very communicative and transparent from day one. Both my buyers and I always knew where they were in the process and were provided with updates at every step. It was great to work with Fran thorughout this deal -- it gave me one less thing to worry about at the Closing table. Highly recommended!
Everybody was very helpful and nice
The AnnieMac team was very professional, helpful, responsive and there for me every step of the way.
Fran and his team were first and foremost, extremely transparent as we moved through our clients' buying process. I received notifications at every step of their loan process which was useful in helping us track to the buyers' contractual deadlines. Fran was always accessible, whether to provide pre-approval letters for a quick offer submission, o...
Fran is great to work with honest , knowledgeable, and patient to guide you in your home buying process. Will definitely be working with him in the future. Highly recommending him to friends and family.
My second time around and if I need the third you can be sure you going to see again!! thank you
This is my second time around and it’s been extremely delightful work with Fran, he is professional, knowledgeable and he’s always available to answer any questions . I would definitely recommend him to everyone! Thank you
Working with Fran is a pleasure. He has a unique gift for explaining the mortgage process in a way that is clear and empowering for my clients. They provide excellent rates and even better service. It makes my job so much easier knowing my buyers are in such capable, honest hands.
Fran and his team were amazing! Super helpful, even when we crossed a few challenges; always responsive. They were a great support in helping us by our home. Highly recommend!
Fran and his entire team were great to work with. We hit some challenges along the way, but Fran and his team always managed to get us through, and ultimately to the finish line. As a personal homebuyer, and as a Realtor, I am happy to refer Fran to anyone looking for an honest and reliable lender! Thank you!
Fran is extremely genuine, and from the very beginning we knew we were in good hands. He took the time to thoroughly answer all of our questions and was always available when we needed him. This was our first time working with Fran, but it certainly won’t be our last. Thank you, Fran and the entire team, for everything!
This is the 2nd time I have worked with Fran and his team, and it was just as great as the last. Fran is always available to answer any/all questions and made the entire process painless from start to finish. Have already told my friends and family to reach out if they are looking for a mortgage. Thank you again!
everyone's willingness to answer any questions we had and assisting us through the entire process
Fran was always available to answer any questions we had and explained everything to us. We would definitely recommend him to others.
Fran, Jennifer and April are extremely responsive and always on top of every aspect of the transaction at all times.
Fran was able to get favorable terms and time-frames negotiated with the sellers
Fran was great to work with! He was always available to answer any questions we had and explained everything to us. We would definitely recommend him to others and would use his services again in the future.
It was easy. Whenever we had questions you always answered.
Fran is great at communication and takes great care of our clients. He is a pleasure to work with and makes the transaction so smooth.
Fran was excellent to work from the beginning to the very end. Great communication between us. Fran explained the entire process and answered all my questions including off hours. Would recommend Fran to any of my friends.
Brian does a great job of explaining the entire mortgage process from start to finish. He is honest with you throughout the entire process so there no surprises at the end. He is responsive, cares for his clients, and is passionate about helping people.
Brian was very pleasant to work with. As a first-time homebuyer, he made put all of my worries at ease and helped walk me through the entire process. He was available to work around my schedule and made sure the process was completed on time. I am very happy with my decision to work with AnnieMac.
Brian Haake was recommended to us by our real estate agent, and we were extremely satisfied with the service he provided. Brian was happy to answer every question we had throughout the mortgage loan process. He and his team were always available, even if we had a question outside of office hours. Through Brian, we were able to secure a very low rat...
Brian has made such a difficult confusing process so smooth and simple for me. He always checks in to make sure all my questions are answered and always lets me know what I need completed. This is my third time using Brian for buying/ refinancing my home. That is because he is amazing at his job! I would recommend Brian to anyone who is even thinki...
Honest. Truthful. Helpful. Fran is always quick to respond with questions and concerns and helps to put the mind at ease.