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I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
My second time around and if I need the third you can be sure you going to see again!! thank you Luciano S. Parlin, NJ May 04 Rating: 5.0 out of 5.0 from Encompass
My second time around and if I need the third you can be sure you going to see again!! thank you
Working with Fran is a pleasure. He has a unique gift for explaining the mortgage process in a way that is clear and empowering for my clients. They provide excellent rates and even better service. It makes my job so much easier knowing my buyers are in such capable, honest hands. Theodore Brick, NJ March 02 Rating: 5.0 out of 5.0 from Encompass
Working with Fran is a pleasure. He has a unique gift for explaining the mortgage process in a way that is clear and empowering for my clients. They provide excellent rates and even better service. It makes my job so much easier knowing my buyers are in such capable, honest hands.
Fran and his team were amazing! Super helpful, even when we crossed a few challenges; always responsive. They were a great support in helping us by our home. Highly recommend! Toni Ann Toms River, NJ February 19 Rating: 5.0 out of 5.0 from Encompass
Fran and his team were amazing! Super helpful, even when we crossed a few challenges; always responsive. They were a great support in helping us by our home. Highly recommend!
Fran and his entire team were great to work with. We hit some challenges along the way, but Fran and his team always managed to get us through, and ultimately to the finish line. As a personal homebuyer, and as a Realtor, I am happy to refer Fran to anyone looking for an honest and reliable lender! Thank you! Toni Ann Toms River, NJ February 16 Rating: 5.0 out of 5.0 from Encompass
Fran and his entire team were great to work with. We hit some challenges along the way, but Fran and his team always managed to get us through, and ultimately to the finish line. As a personal homebuyer, and as a Realtor, I am happy to refer Fran to anyone looking for an honest and reliable lender! Thank you!
Fran is extremely genuine, and from the very beginning we knew we were in good hands. He took the time to thoroughly answer all of our questions and was always available when we needed him. This was our first time working with Fran, but it certainly won’t be our last. Thank you, Fran and the entire team, for everything! Stephen Brick, NJ January 20 Rating: 5.0 out of 5.0 from Encompass
Fran is extremely genuine, and from the very beginning we knew we were in good hands. He took the time to thoroughly answer all of our questions and was always available when we needed him. This was our first time working with Fran, but it certainly won’t be our last. Thank you, Fran and the entire team, for everything!
This is the 2nd time I have worked with Fran and his team, and it was just as great as the last. Fran is always available to answer any/all questions and made the entire process painless from start to finish. Have already told my friends and family to reach out if they are looking for a mortgage. Thank you again! Nicholas V. Brick, NJ June 28 Rating: 5.0 out of 5.0 from Encompass
This is the 2nd time I have worked with Fran and his team, and it was just as great as the last. Fran is always available to answer any/all questions and made the entire process painless from start to finish. Have already told my friends and family to reach out if they are looking for a mortgage. Thank you again!
everyone's willingness to answer any questions we had and assisting us through the entire process Gabrielle Maia Turnersville, NJ May 14 Rating: 5.0 out of 5.0 from Encompass
everyone's willingness to answer any questions we had and assisting us through the entire process
Fran was always available to answer any questions we had and explained everything to us. We would definitely recommend him to others. Tammy Brick, NJ January 10 Rating: 5.0 out of 5.0 from Encompass
Fran was always available to answer any questions we had and explained everything to us. We would definitely recommend him to others.
Fran, Jennifer and April are extremely responsive and always on top of every aspect of the transaction at all times. Kathleen Scotch Plains, NJ November 10 Rating: 5.0 out of 5.0 from Encompass
Fran, Jennifer and April are extremely responsive and always on top of every aspect of the transaction at all times.
Fran was able to get favorable terms and time-frames negotiated with the sellers Andrew Brick, NJ May 26 Rating: 4.8 out of 5.0 from Encompass
Fran was able to get favorable terms and time-frames negotiated with the sellers
Fran was great to work with! He was always available to answer any questions we had and explained everything to us. We would definitely recommend him to others and would use his services again in the future. Tammy Brick, NJ March 25 Rating: 5.0 out of 5.0 from Encompass
Fran was great to work with! He was always available to answer any questions we had and explained everything to us. We would definitely recommend him to others and would use his services again in the future.