About Joseph
Proudly serving clients across New Jersey.
Joe Funicelli is a dedicated mortgage professional whose focus is on delivering an outstanding loan experience. He supports New Jersey homebuyers and homeowners by offering a wide range of loan solutions to fit their unique needs. Needs that include:
- First-time home purchases
- Second home/investment purchases
- Home renovations
- Federal loan program access (VA, FHA, USDA)
- Loan refinancing
Joe begins each loan process by listening to his clients, discovering their financial goals and then patiently explaining their options. He’s especially adept at walking his clients through the sometimes complex conventional and FHA loan process. This personal approach means that each client gets the attention they deserve. Joe treats them like family, and he works hard to ensure they enjoy a simple, smooth and rewarding loan process.
When Joe isn’t helping his customers secure a loan, he’s spending time with his Wife, Son, Friends and Family. He loves staying fit and puts his free time towards golf, basketball, snowboarding and general exercise. He’s also spent the last five years playing various sports in local charity leagues. Born and raised in NJ, and a current Seaside Heights police Officer, Joe understands the ins and outs of his community and how to help residents reach their goals through better financing.
Contact Joe Funicelli today to put his passion and skill to work for you.
Borrower Testimonials
Joe was a great resource throughout the entire process. He kept in constant communication to outline what to expect and next steps.
Excellent to work with, very helpful and insightful
Joe is the best! He was communicative, thoughtful and creative in order to get us the best rate possible. we cannot recommend him or the underwriting team enough!
Joe is great. Very responsive and informative. I have already recommended him to friends and family.
Joe made purchasing our first home a great experience . Easy and straightforward . I can't recommend him enough !
Joe was great to work with on this purchase. His responsiveness in this fast moving market made The buying process much easie. I would definitely recommend Joe to my friends and family!
Made the process so smooth!
Everything was so easy. The communication and advice was clear and informative.
Joe was excellent in every step of the way. We are glad to have worked with him. He was always available to us and made this process a breeze. We are thankful to Joe for everything he has done for us during this loan process. We highly highly recommend him. He was truly amazing.
- View more testimonials on Zillow.com
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On 10/21/2026 at 2:00 pm
In a crowded market, doing great work is not always enough. People also need to understand what makes working with you different. Join me for Real Estate Realities: Jumpstart Your 2027 with Lance Pendleton on October 21 at 2 p.m. ET. Lance will share how to: - Create messaging that cuts through industry noise - Build a business around what clients truly need - Deliver an experience people remember and want to refer See you there!