About Steve
Proudly serving clients across New Jersey, Florida, Georgia, Pennsylvania and South Carolina.
Steve Vetter has been providing Mortgage’s for Customers for over 23 years. He prides himself in finding a way to make a loan work for the customer and solve their financial needs.
A lifelong NJ resident, Steve has a firsthand local knowledge of the marketplace and is available to meet with clients in person, and provides invaluable insight to current market conditions by participating in a variety of local real estate events.
Communication and high standards of customer service are the mainstay, as well as offering the very best terms, and solution-based lending products the marketplace has to offer. The loan programs offered includes Conventional, FHA, VA, USDA, 203k renovation, Jumbo, HARP, and more.
Whether you are buying your first home, vacation home or if you are an experienced investor purchasing rental property you will receive honest, direct up-front information and a road map for success with 24/7 access to information when you include us as part of your team. We’ll also help you with refinancing an existing property and provide you with the tools needed to become qualified in today’s market.
Steve resides in Toms River NJ with his wife Denise, son Aidan, and daughter Alexis.
Steve and is wife also own a restaurant in Toms River NJ, Burger 25… Steve handles the marketing, and creative aspects of the business and Denise runs the Show :). The Vetter’s Pride them selves in being active with local charities and youth organizations.
Give Steve a call today and be one of the thousands that have learned to trust him with their biggest asset – their home aka the roof over your family’s heads.
Borrower Testimonials
Working with my lender and his team has been nothing short of an exceptional experience. From the very first conversation, they demonstrated a level of professionalism, knowledge, and genuine care that immediately put me at ease. Buying a home can be stressful, but they made every step feel smooth, transparent, and manageable. What stood out most w...
Steve is a strategic partner in my businesses
Steve and his team were outstanding
Steve and his entire team!
Steve offered great advice and was there for us every step of the way.
Steve was easy to get in contact with to answer questions and the overall customer service was excellent.
It was a pleasure working with your team!
Steve and his team were incredible throughout the entire porcess. Very thankful for all they did in making my wife and my, first home purchase a successful stress free one!
Steve was amazing to work with from start to finish. He has so much knowledge and made sure I understood the process. 100% available and works tirelessly. Forever grateful!
The entire team was professional, quick, and so kind. The process was painless! Thank you all so much.
He was incredibly helpful when I bought my home.
This is second time that he is helping us. thank you very much
Steve and his team are great people! They are literally call/text away. We are first time homebuyers. We expected a complicated process. But this team made it smooth and easy, specially Steve. Will recommend to friends!!
Steve is extremely knowledgeable and professional. him and his team made this process very easy.
Steve Vetter and his entire tean were Phenomenal in every step of the required process from start to finish and made the whole process stress free . I would recommend his company to anyone dealing with the grueling process of getting a loan approved Five stars!
Steve is incredible to deal with! Excellent communication. Always takes the time to explain the process thoroughly. It is quite obvious that Steve genuinely cares about his clients. A++
Steve Vetter was awesome!
It is always great working with Steve - he brings his excellent knowledge and service to my clients and gets us to the closing table!!
Prompt and responsive
Steve and his team are always professional, very experienced and makes the mortgage process seamless! Personal service is Steve's trademark and he and his team never broad-brush clients, but instead customize each client's mortgage, recognizing every person and situation is different. Thanks again Steve (et al), well done!
Entire staff was very helpful, making the entire process and experience as seamless as possible.
Steve is the consummate professional. He is highly knowledgeable and always available to answer questions and support a client.
Steve is on top of his game. Always is solution based and fast to follow up!
Swift transaction. Thank you
More
- View more testimonials on Experience.com & Zillow.com
Realtors! Announcing Our: Real Estate Realities Masterminds
On 10/21/2026 at 2:00 pm
In a crowded market, doing great work is not always enough. People also need to understand what makes working with you different. Join me for Real Estate Realities: Jumpstart Your 2027 with Lance Pendleton on October 21 at 2 p.m. ET. Lance will share how to: - Create messaging that cuts through industry noise - Build a business around what clients truly need - Deliver an experience people remember and want to refer See you there!