About Pherrin
Proudly serving clients across New Jersey and Colorado.
I understand that buying or refinancing a home is one of the most significant financial decisions my clients will make. That's why I'm committed to giving my team the knowledge, resources, and support they need to guide borrowers through the mortgage process with confidence and attention to every detail.
With extensive experience across all facets of mortgage lending, I can help my team navigate everything from first-time home purchases to refinancing and complex financing needs. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I stay current on financial and housing-market trends, mortgage guidelines, and state and federal regulations so I can serve as a trusted resource for my team and our clients. My goal is to ensure our clients receive more than just a loan—they receive informed guidance and the most competitive financing solution for their unique needs.
Borrower Testimonials
Pherrin and the AnnieMac team were great! We brainstormed going FHA vs Conv to ensure best rates and terms. This team goes above and beyond to deliver great customer service! Pherrin was always just a phone call or text away!
Pherrin was an exceptional lender. She really listened and understood the needs of our family. she was conservative with numbers, which left little room for surprises along the way. She provided us with our full financial picture and the options available- the good, the bad, and the realistic. She was ...
I wish I was told about the total closing costs of $14,000 before the closing. I was not prepared and thought the closing costs would be in with my mortgage. That was a big surprise I was not ready for.
everything, especially your attention to evry detial and information provided at all times.
Pherrin was incredible to work with, easy to communicate with and got loan approved in record time. Followed up throughout and including at closing to ensure everything went smoothly!