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Rating: 5.0 out of 5.0 from Encompass We were updated every step of the process. He was very professional and thorough. Thank you! Mariana VHackettstown, NJ Eric Hutton
We were updated every step of the process. He was very professional and thorough. Thank you!
Rating: 5.0 out of 5.0 from Encompass Eric is very helpful and understanding that we did not know a lot about buying our first house. He would explain everything to us and help us make good decisions. RyanHamilton, NJ Eric Hutton
Eric is very helpful and understanding that we did not know a lot about buying our first house. He would explain everything to us and help us make good decisions.
Rating: 5.0 out of 5.0 from Encompass I highly recommend Chuck Tegano, Loan Officer at AnnieMac Home Mortgage. Chuck provides terrific customer service and brings an exceptional level of knowledge and experience to every transaction. One of Chuck’s greatest strengths is his ability to clearly articulate the mortgage process and explain information in a way that clients can easily und... MitchellPiscataway, NJ Chuck Tegano
I highly recommend Chuck Tegano, Loan Officer at AnnieMac Home Mortgage. Chuck provides terrific customer service and brings an exceptional level of knowledge and experience to every transaction. One of Chuck’s greatest strengths is his ability to clearly articulate the mortgage process and explain information in a way that clients can easily und...
Rating: 5.0 out of 5.0 from Encompass Working with my mortgage loan officer was an incredible experience. He was extremely responsive and took the time to explain everything clearly. Whenever I had a question, he would make time to talk. He kept me consistently on track with helpful follow-ups via email, text message, and phone calls, which was a lifesaver given my hectic work and pers... Cariba AOcean Gate, NJ Chuck Tegano
Working with my mortgage loan officer was an incredible experience. He was extremely responsive and took the time to explain everything clearly. Whenever I had a question, he would make time to talk. He kept me consistently on track with helpful follow-ups via email, text message, and phone calls, which was a lifesaver given my hectic work and pers...
Rating: 5.0 out of 5.0 from Encompass Chuck is very knowledgeable and answered all my questions in a way that is easy to understand. He was very responsive and would always make sure I knew what the next step was. Extra props for making sure things went smoothly and warning me about things that could cause issues and delays. He also gave me advice and looked out for my best interest wh... Helen JEast Brunswick, NJ Chuck Tegano
Chuck is very knowledgeable and answered all my questions in a way that is easy to understand. He was very responsive and would always make sure I knew what the next step was. Extra props for making sure things went smoothly and warning me about things that could cause issues and delays. He also gave me advice and looked out for my best interest wh...
Rating: 5.0 out of 5.0 from Encompass Lonn and staff were there throughout the process making certain that we were comfortabe from beginning to the Successful closure of the loan. Nicole , Mike and Lonn make a great team. MatthewMonroe, NJ Lonn Vreeland
Lonn and staff were there throughout the process making certain that we were comfortabe from beginning to the Successful closure of the loan. Nicole , Mike and Lonn make a great team.
Rating: 5.0 out of 5.0 from Encompass Lonn and his employees are very pleasant and professional. MicheleMonroe, NJ Lonn Vreeland
Lonn and his employees are very pleasant and professional.
Rating: 5.0 out of 5.0 from Encompass Eric was one of the most patient kind understanding men that I have worked with throughout this process? He made sure he explained everything so that I understood it being it was my first home purchase. 10 out of 10 would recommend him to anyone I know for they're buying experience DanielleToms River, NJ Eric Hutton
Eric was one of the most patient kind understanding men that I have worked with throughout this process? He made sure he explained everything so that I understood it being it was my first home purchase. 10 out of 10 would recommend him to anyone I know for they're buying experience
Rating: 5.0 out of 5.0 from Encompass Paul was responsive and able to answer every questions I had. MatthewBarnegat, NJ Paul Pernicone
Paul was responsive and able to answer every questions I had.
Rating: 5.0 out of 5.0 from Encompass I’ve been trying to buy a home for about six years now, and this journey has been one of the hardest things my family and I have ever gone through. I got out of the Marine Corps in 2020, and since then, life has changed a lot. I got married, we had two children, and like so many other families, we’ve been trying to build a stable life and a pla... JosephToms River, NJ Lonn Vreeland
I’ve been trying to buy a home for about six years now, and this journey has been one of the hardest things my family and I have ever gone through. I got out of the Marine Corps in 2020, and since then, life has changed a lot. I got married, we had two children, and like so many other families, we’ve been trying to build a stable life and a pla...
Rating: 5.0 out of 5.0 from Zillow Vik was great to work with. Is willing to answer any question with a clear and concise answer. He was easy to communicate with and made the refinance simple. Fbiank14Washington Township, NJ Vikram Patel
Vik was great to work with. Is willing to answer any question with a clear and concise answer. He was easy to communicate with and made the refinance simple.
Rating: 5.0 out of 5.0 from Zillow I had worked with couple other mortgage loan officers in the past, but had best experience with Vikram Patel. Vikram explained the process to us with upmost and honest professionalism. He is very organized and thorough and made us feel like we are the only client he was working with. Thank you Vikram Patel for your patience as well as treating us a... TusharEvesham Township, NJ Vikram Patel
I had worked with couple other mortgage loan officers in the past, but had best experience with Vikram Patel. Vikram explained the process to us with upmost and honest professionalism. He is very organized and thorough and made us feel like we are the only client he was working with. Thank you Vikram Patel for your patience as well as treating us a...
Rating: 5.0 out of 5.0 from Encompass When applying for First Time HomeBuyers benefits through NJHMFA in March of 2026, Paul was one of about a dozen participating lenders to contact me. Paul was the only person to actually call me & leave me a voicemail that wasn't a recording. The others either called me with pre-recordings or emailed me with auto generated templates. I have already ... AdrienneHamilton, NJ Paul Pernicone
When applying for First Time HomeBuyers benefits through NJHMFA in March of 2026, Paul was one of about a dozen participating lenders to contact me. Paul was the only person to actually call me & leave me a voicemail that wasn't a recording. The others either called me with pre-recordings or emailed me with auto generated templates. I have already ...
Rating: 5.0 out of 5.0 from Encompass Vik made the process seamless! Amy LeeMedford Lakes, NJ Vikram Patel
Vik made the process seamless!
Rating: 5.0 out of 5.0 from Encompass Paul was very responsive and patient in answering all of my questions througj the proces. Brandon MSouth Amboy, NJ Paul Pernicone
Paul was very responsive and patient in answering all of my questions througj the proces.
Rating: 5.0 out of 5.0 from Encompass Caitlin was awesome and a huge help! Always there for us when we needed help. Justin J.Browns Mills, NJ Caitlin Spatz
Caitlin was awesome and a huge help! Always there for us when we needed help.
Rating: 5.0 out of 5.0 from Encompass Caitlin’s energy is amazing! She is extremely knowledgeable and truly well-versed in her profession. Her consistent follow-up and attention to detail make you feel like you’re her only client—even though you know she’s successfully managing many others. She’s always on top of every aspect of the deal, which gives you total confidence and ... SharonBrowns Mills, NJ Caitlin Spatz
Caitlin’s energy is amazing! She is extremely knowledgeable and truly well-versed in her profession. Her consistent follow-up and attention to detail make you feel like you’re her only client—even though you know she’s successfully managing many others. She’s always on top of every aspect of the deal, which gives you total confidence and ...
Rating: 5.0 out of 5.0 from Encompass Caitlin Spatz is one of your greatest assets. She went above and beyond helping me navigate through the loan process. Not only did she talk me down the ledge a couple of times, she always made sure I understood the process. Her professionalism, clear communication and dedication was evident throughout. It was a pleasure working with her. SusanLakewood, NJ Caitlin Spatz
Caitlin Spatz is one of your greatest assets. She went above and beyond helping me navigate through the loan process. Not only did she talk me down the ledge a couple of times, she always made sure I understood the process. Her professionalism, clear communication and dedication was evident throughout. It was a pleasure working with her.