Ready to buy your dream home? Start your purchase journey today with competitive rates and expert guidance.
Lower your monthly payments or access your home equity with our refinancing options.
Access calculators, guides, and tools to help you make informed mortgage decisions.
Learn more about our company, explore career opportunities, and discover our impact on the mortgage industry.
Our Team
Our team of licensed mortgage professionals are always eager to help you achieve your dream.
Additional Staff
Our team can be found in the following branches:
Helped everything run smoothly. Answered any question in a timely manner! They were amazing! Highly recommend! Katherine Fitchburg, MA Sophia Tocci-Bell Rating: 5.0 out of 5.0 from Encompass
Helped everything run smoothly. Answered any question in a timely manner! They were amazing! Highly recommend!
Sophia was so h2lpful during our loan process. she was always available to answer questions and kept us informed along the way. Andrea Leominster, MA Sophia Tocci-Bell Rating: 5.0 out of 5.0 from Encompass
Sophia was so h2lpful during our loan process. she was always available to answer questions and kept us informed along the way.
Sophia was on the ball and answered all of our questions. She made sure we understood what we needed to do and what was happening . Nathan Leominster, MA Sophia Tocci-Bell Rating: 5.0 out of 5.0 from Encompass
Sophia was on the ball and answered all of our questions. She made sure we understood what we needed to do and what was happening .
Jeff was the best lender, I've ever worked with. Going forward I will only be working with him and will recommend him to anyone looking to buy a home! Kenny Warwick, RI Jeff Swiderski Rating: 5.0 out of 5.0 from Encompass
Jeff was the best lender, I've ever worked with. Going forward I will only be working with him and will recommend him to anyone looking to buy a home!
Jeff made it GREAT! He is always willing and able to help! His care and concern for his clients shows every step of the way. James South Kingstown, RI Jeff Swiderski Rating: 5.0 out of 5.0 from Encompass
Jeff made it GREAT! He is always willing and able to help! His care and concern for his clients shows every step of the way.
Jeff was great to work with! Alex South Kingstown, RI Jeff Swiderski Rating: 5.0 out of 5.0 from Encompass
Jeff was great to work with!
From start to finish, Katie walked me through every step of the process, kept me in the loop every step of the way. She was very optimistic, extremely helpful, very transparent as professional as they come. William Fitchburg, MA Katie Weldon Rating: 5.0 out of 5.0 from Encompass
From start to finish, Katie walked me through every step of the process, kept me in the loop every step of the way. She was very optimistic, extremely helpful, very transparent as professional as they come.
Being A first time home buyer and also being self employed there was alot a lot of challenges.Katie and her team worked right along with me answering all my questions As they came up.As the loan process proceeded I started to feel very confident that I chose the right team to be approved for home mortgage.No matter what came alo... Austin Athol, MA Katie Weldon Rating: 5.0 out of 5.0 from Encompass
Being A first time home buyer and also being self employed there was alot a lot of challenges.Katie and her team worked right along with me answering all my questions As they came up.As the loan process proceeded I started to feel very confident that I chose the right team to be approved for home mortgage.No matter what came alo...
Katie always goes above and beyond for her clients throughout the transaction. Excellent communication and transparency from start to finish. Due to the extensive network of professional relationships she's built over the years, she is well respected in our local real estate field which makes a big impression on clients, especially when presentin... Heather Athol, MA Katie Weldon Rating: 5.0 out of 5.0 from Encompass
Katie always goes above and beyond for her clients throughout the transaction. Excellent communication and transparency from start to finish. Due to the extensive network of professional relationships she's built over the years, she is well respected in our local real estate field which makes a big impression on clients, especially when presentin...
Jarred and his team are very efficient and a pleasure to work with. Jarred is very knowledgeable and personable. My clients always thank me for referring them to him and mention how easy he is talk to and how responsive he is to any questions. Brenda North Providence, RI Jarred Polseno Rating: 5.0 out of 5.0 from Encompass
Jarred and his team are very efficient and a pleasure to work with. Jarred is very knowledgeable and personable. My clients always thank me for referring them to him and mention how easy he is talk to and how responsive he is to any questions.
Communication was on point and questions were answered and a very timely manner and very fast. Documents were gone over before signing, easy to follow check list, and user friendly app. The team was also cautious about scams which made us feel secure and having a direct number to Jarred made us feel even safer because if we were unsure of an email ... Karyn J. North Providence, RI Jarred Polseno Rating: 5.0 out of 5.0 from Encompass
Communication was on point and questions were answered and a very timely manner and very fast. Documents were gone over before signing, easy to follow check list, and user friendly app. The team was also cautious about scams which made us feel secure and having a direct number to Jarred made us feel even safer because if we were unsure of an email ...
Fantastic experience! Professional, responsive, and made the loan process smooth and easy. Highly recommend. Dmitry Warwick, RI Jarred Polseno Rating: 5.0 out of 5.0 from Encompass
Fantastic experience! Professional, responsive, and made the loan process smooth and easy. Highly recommend.
Sue and her team has Been really well to work with. They always managed to have answers and guide us through the process in a breeze. Thank yall! Dylan Coventry, RI Sue Pagliarini Rating: 5.0 out of 5.0 from Encompass
Sue and her team has Been really well to work with. They always managed to have answers and guide us through the process in a breeze. Thank yall!
Sue is a pleasure to work with, She is always positive, moves quickly and efficiently to get the deal to the closing table. Staci Coventry, RI Sue Pagliarini Rating: 5.0 out of 5.0 from Encompass
Sue is a pleasure to work with, She is always positive, moves quickly and efficiently to get the deal to the closing table.
Ease and efficiency of communication, agency knowledge and prowess, overall comfort in personal interactions Alec Fall River, MA Sue Pagliarini Rating: 5.0 out of 5.0 from Encompass
Ease and efficiency of communication, agency knowledge and prowess, overall comfort in personal interactions
Bobby is very knowledgeable and helpful. He communicated with me always in a timely manner. He answered all of my questions and really ensured that I had the best experience and options. Taylor Shelton, CT Bobby Kazarian Rating: 5.0 out of 5.0 from Encompass
Bobby is very knowledgeable and helpful. He communicated with me always in a timely manner. He answered all of my questions and really ensured that I had the best experience and options.
Bobby made himself available whenever the client needed it, clear communication, transparency, smooth transaction, happy clients, and grateful Agent. Bobby always delivers great results, would recommend him over and over again. Tiziana Windsor, CT Bobby Kazarian Rating: 5.0 out of 5.0 from Encompass
Bobby made himself available whenever the client needed it, clear communication, transparency, smooth transaction, happy clients, and grateful Agent. Bobby always delivers great results, would recommend him over and over again.
Bobby did an awesome job! He was attentive hard working and always looking out for my best interests. Bobby would answer my calls and or text messages anytime of day night or weekend. Steve M. Uncasville, CT Bobby Kazarian Rating: 5.0 out of 5.0 from Encompass
Bobby did an awesome job! He was attentive hard working and always looking out for my best interests. Bobby would answer my calls and or text messages anytime of day night or weekend.
Great communication very professional overall the best I could've asked for Nicholas L. Ocala, FL Dawn Garrels Rating: 5.0 out of 5.0 from Encompass
Great communication very professional overall the best I could've asked for
Kept me well informed able to text and get answers quickly wish it wasn't going to be sold to another lender Edward Ocala, FL Dawn Garrels Rating: 5.0 out of 5.0 from Encompass
Kept me well informed able to text and get answers quickly wish it wasn't going to be sold to another lender
Dawn was great at communicating every step of the way, we had some hurdles but she overcame the problems quickly! I couldn't be more pleased with the process from start to finish Scott Dunnellon, FL Dawn Garrels Rating: 5.0 out of 5.0 from Encompass
Dawn was great at communicating every step of the way, we had some hurdles but she overcame the problems quickly! I couldn't be more pleased with the process from start to finish
Gaby's constant and clear communication truly settled my nerves. This was my first homebuying experience and going into this I was very overwhelmed. She always kept me in th loop, even when there wasn't an update to share just so I would know things were still moving forward. Her compassion and way of ... Samantha Holliston, MA Gaby Young Rating: 5.0 out of 5.0 from Encompass
Gaby's constant and clear communication truly settled my nerves. This was my first homebuying experience and going into this I was very overwhelmed. She always kept me in th loop, even when there wasn't an update to share just so I would know things were still moving forward. Her compassion and way of ...
Gabby has consistently provided exceptional service to our clients. She continues to be our number one lending referral partner. Steve Holliston, MA Gaby Young Rating: 5.0 out of 5.0 from Encompass
Gabby has consistently provided exceptional service to our clients. She continues to be our number one lending referral partner.
Exceptional communication and Gabrielle always goes above and beyond for both us and our clients. Steven Acton, MA Gaby Young Rating: 5.0 out of 5.0 from Encompass
Exceptional communication and Gabrielle always goes above and beyond for both us and our clients.
Robert Adams is what made it so great !! Very efficient & informative about everything !! Newton D. Lakeland, FL Robert Adams Rating: 5.0 out of 5.0 from Encompass
Robert Adams is what made it so great !! Very efficient & informative about everything !!
Bobby kept me updated the entire time . He also explained every step in very easy terms . He checked on me constantly to make sure I was happy with each step. Very nice guy and very easy to work with! Jenna Lake Wales, FL Robert Adams Rating: 5.0 out of 5.0 from Encompass
Bobby kept me updated the entire time . He also explained every step in very easy terms . He checked on me constantly to make sure I was happy with each step. Very nice guy and very easy to work with!
Thanks Robert! Nicely Done! Christopher Lake Wales, FL Robert Adams Rating: 5.0 out of 5.0 from Encompass
Thanks Robert! Nicely Done!
Tommy is a great communicator. He responds right away and is very pleasant to work with. Debra Punta Gorda, FL Tommy Gainer Rating: 5.0 out of 5.0 from Encompass
Tommy is a great communicator. He responds right away and is very pleasant to work with.
My wife and I had a great experience working with Tommy at Annie Mac. This was our first home purchase and everything went very smoothly. We couldn't be happier with the service we received! Phillip Port Charlotte, FL Tommy Gainer Rating: 5.0 out of 5.0 from Encompass
My wife and I had a great experience working with Tommy at Annie Mac. This was our first home purchase and everything went very smoothly. We couldn't be happier with the service we received!
The communication which keep me informed. Tommy is patience and understanding for new people. Well inform and knowledgeable what works. Mary A. Port Richey, FL Tommy Gainer Rating: 5.0 out of 5.0 from Encompass
The communication which keep me informed. Tommy is patience and understanding for new people. Well inform and knowledgeable what works.
Great and fast and perfect! Chris Springfield, MA Angela Tourville Rating: 5.0 out of 5.0 from Encompass
Great and fast and perfect!
sd this withoutt withoutAngela. I made a friend for life that always hashas my back. i Iwrecrecommendevereveryonei Iever meet to use heboss who knows wveyeverythingand ca make anything hapenhappe. nI literallliterallytrust her with my lofelif. Heather B. Chicopee, MA Angela Tourville Rating: 5.0 out of 5.0 from Encompass
sd this withoutt withoutAngela. I made a friend for life that always hashas my back. i Iwrecrecommendevereveryonei Iever meet to use heboss who knows wveyeverythingand ca make anything hapenhappe. nI literallliterallytrust her with my lofelif.
Everything was straight and up front very transparent and explain to where I understood it Walter Springfield, MA Angela Tourville Rating: 5.0 out of 5.0 from Encompass
Everything was straight and up front very transparent and explain to where I understood it
Marion was great to work with. Melissa Southbury, CT Marion Szarzynski Rating: 5.0 out of 5.0 from Encompass
Marion was great to work with.
Marion is great to work with. She answered all my questions and fast. Thank you for making this process smooth and efficient! Jonathan Prospect, CT Marion Szarzynski Rating: 5.0 out of 5.0 from Encompass
Marion is great to work with. She answered all my questions and fast. Thank you for making this process smooth and efficient!
It was a pleasure working with you guys . You all worked very hard hard to make this happen for me . Im so very grateful for all of you the whole team was amazing thank you so much Ana Waterbury, CT Marion Szarzynski Rating: 5.0 out of 5.0 from Encompass
It was a pleasure working with you guys . You all worked very hard hard to make this happen for me . Im so very grateful for all of you the whole team was amazing thank you so much
Gayle and her Team are superb at explaining the mortgage process to my clients and keeping all parties informed and updated! My client had so many fabulous things to say about Gayle! Lisa Willimantic, CT Gayle Cunningham Rating: 5.0 out of 5.0 from Encompass
Gayle and her Team are superb at explaining the mortgage process to my clients and keeping all parties informed and updated! My client had so many fabulous things to say about Gayle!
This is the second home I have purchased through Gayle. She is incredibly patient, knowledgeable, efficient, personable and able to guide and motivate me through the tricky waters of a closing, while reassuring me all the way. Her and Kyle worked to expedite my closing so I could surprise my children ... Joy E. South Glastonbury, CT Gayle Cunningham Rating: 5.0 out of 5.0 from Encompass
This is the second home I have purchased through Gayle. She is incredibly patient, knowledgeable, efficient, personable and able to guide and motivate me through the tricky waters of a closing, while reassuring me all the way. Her and Kyle worked to expedite my closing so I could surprise my children ...
I really appreciate Gayle support towards the process, she is supportive and dependable. Her professionalism and genuine care for the client truly made a difference. It was a pleasure working with Gayle. Iluminado South Windsor, CT Gayle Cunningham Rating: 5.0 out of 5.0 from Encompass
I really appreciate Gayle support towards the process, she is supportive and dependable. Her professionalism and genuine care for the client truly made a difference. It was a pleasure working with Gayle.
was great to work with. His communication and knowledge made for a smooth transaction , would definitely use him again. Jeffrey Torrington, CT Kevin Wright Rating: 5.0 out of 5.0 from Encompass
was great to work with. His communication and knowledge made for a smooth transaction , would definitely use him again.
Kevin is a wonderful communicator, was always responsive and willing to answer our questions. He is very knowledgeable and was always helpful. Ann E. Bloomfield, CT Kevin Wright Rating: 5.0 out of 5.0 from Encompass
Kevin is a wonderful communicator, was always responsive and willing to answer our questions. He is very knowledgeable and was always helpful.
Kev & Rob went above & beyond to provide us with a loan that fit our family dynamic, not the other way around. Most importantly, they communicated throughout the whole process (which is hard to find) & provided me with peace of mind about where my loan stood. I am grateful for their hard work & will highly recommend them to anyone. Melany C. Seymour, CT Kevin Wright Rating: 5.0 out of 5.0 from Encompass
Kev & Rob went above & beyond to provide us with a loan that fit our family dynamic, not the other way around. Most importantly, they communicated throughout the whole process (which is hard to find) & provided me with peace of mind about where my loan stood. I am grateful for their hard work & will highly recommend them to anyone.
There were not too many points of contact-I dealt with one person the whole time-I appreciate that. communication was clear and concise and when an issue arose contact was made a solution was found quickly to keep our clients moving forward in the process without a hiccup. The matter even closed early. Kristen West Wardsboro, VT Lisa Anderson Rating: 5.0 out of 5.0 from Encompass
There were not too many points of contact-I dealt with one person the whole time-I appreciate that. communication was clear and concise and when an issue arose contact was made a solution was found quickly to keep our clients moving forward in the process without a hiccup. The matter even closed early.
Lisa and her team are amazing to work with! They are always so pleasant, patient and communicative. They made this process a breeze I cannot recommend them enough! Stephanie Newnan, GA Lisa Anderson Rating: 5.0 out of 5.0 from Encompass
Lisa and her team are amazing to work with! They are always so pleasant, patient and communicative. They made this process a breeze I cannot recommend them enough!
I had an outstanding experience working with Lisa Anderson. She was incredibly responsive, clear, and proactive throughout the entire lending process. Every time I had a question or concern, she addressed it with patience, precision, and real expertise. Her guidance made a complex process feel smooth and manageable, and I always felt supported and ... Esteban Charlestown, NH Lisa Anderson Rating: 5.0 out of 5.0 from Encompass
I had an outstanding experience working with Lisa Anderson. She was incredibly responsive, clear, and proactive throughout the entire lending process. Every time I had a question or concern, she addressed it with patience, precision, and real expertise. Her guidance made a complex process feel smooth and manageable, and I always felt supported and ...
informative and responsive Jordan T. Fitchburg, MA Brieanna Kelley Rating: 5.0 out of 5.0 from Encompass
informative and responsive
Brieanna, always got back to me right away, and didn't leave me and my clients hanging. She is very experienced and knowledgeable in her work. It was a pleasure working with her!! Danye Leominster, MA Brieanna Kelley Rating: 5.0 out of 5.0 from Encompass
Brieanna, always got back to me right away, and didn't leave me and my clients hanging. She is very experienced and knowledgeable in her work. It was a pleasure working with her!!
Brieanna was naturally nice not salesy. Thank you Nancy Leominster, MA Brieanna Kelley Rating: 5.0 out of 5.0 from Encompass
Brieanna was naturally nice not salesy. Thank you
lo grato fue encontrar a un grupo tan excelente para poder realizar nuestro sueño Dios los siga bendiciendo y gracias por todo. Julio Warwick, RI David Frankel Rating: 5.0 out of 5.0 from Encompass
lo grato fue encontrar a un grupo tan excelente para poder realizar nuestro sueño Dios los siga bendiciendo y gracias por todo.
Timely and informed responses and his overall charmng disposition. Bryan Woonsocket, RI David Frankel Rating: 5.0 out of 5.0 from Encompass
Timely and informed responses and his overall charmng disposition.