Our Originating Team
Choose an originator below to connect with them.
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- Mike Cummings
- NMLS: 46722
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- David Frankel
- NMLS: 2113776
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- Sue Pagliarini
- NMLS: 21510
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- Jarred Polseno
- NMLS: 1949909
Borrower Testimonials
Jarred has been amazing yet again! When starting to have conversations about refinancing he was spot on about concerns of rates rising again. He is extremely knowledgeable about the overall mark! Will seek his assistance on each and every transaction or refinancing in the future!
Jarred answered every question I had and made me feel fully confident throughout the entire process. As a first time home buyer he educated me and helped me make informed decisions. I recommend him to anyone going through the home buying process.
Jarred went above and beyond helping us and was extremely informative and a pleasure to work with throughout the whole process!
Jarred and his team are always so efficient and communicative throughout the entire
otimo atendimento e disponibilidade
The team were very informative and made the process easier.
The dedication, the personal attention, and above all the time spent—regardless of the time or day—David was always there to answer my questions and address my concerns. Thank you.
Im not sure but maybe a checklist from the very beginning to let me know what was going to be needed example bank statements, taxes, w2, pays tubs etc. I feel if I had a list then I would have been more prepared as to what was needed and would have had all of that ready and not have to do it piecemeal. A joke my husband and I had during the process...
All communication and follow-ups were were handled with speed and efficiency. I didn't have to wonder much about evrything being processed in a timely manner.
Worked wirh Sue two years in a row. She knows her stuff! Both times I shopped the rate, as rates today are high. Market rates went up further just after close in fact! Sue got me to close both times and timely because she knows how it works, and how to structure a loan competitively. Both times I...
David and the teams willingness to not take just the easy clients, This one had its challenges and it was a home run. Well done
David was truly incredible from start to finish. Buying a home is stressful enough on its own, and our journey had more twists and turns than we ever could have anticipated - but David never once made us feel like we were asking for too much or that something couldn’t be figured out. He worked with us through two separate transactions, answered ...
siempre estuvo pendiente a contestar cualquier pregunta habla español para mejor comunicación con personas cómo nosotros que no hablamos inglés muy cordial y humano
David was very communicative, efficient, supportive fast and available to answer every question and call.
Sue was awesome very friendly and kind. I felt very comfortable and well informed!!!
the whole staff is willing to go above and beyond to make sure everything is all set!
David made this process so easy. He was on top of all the deadlines. He was willing to answer all my questions. In the future I would work with David again!!!!
David was very professional, responsive, and extremely helpful throughout the whole mortgage process from beginning to end. He went above and beyond to be available at many different hours of the day to make sure my loan process went quickly and smoothly. As a first-time home buyer David was the perfect Loan Officer to have and help guide me throug...
I would recommend David Frankel at Northpointe Bank to anyone trying to buy a home. I appreciate his expertise, ability, and willingness to work with me through every hiccup to help me and my family secure our loan. David dedication and commitment to serving my requirements, coupled with his mortgage expertise, makes him unique in the industry. Mos...
Sue was excellent. Very knowledgable and kept up aprised of the process.
everything is good, thanks you for your attention 🙏
Communication was clear and I was able to get any questions inhad answered quickly.
Fast to respond and easy to work with .
Primero que fue en español y en todo momento estuvieron dispuesto para cualquier inquietud nos ayudaron en todo esté proceso, muchísimas gracias
Excellent lender!
David's the man!!
They worked very hard to get this done for us
The dedication that David had was exceptional, even with the setbacks that happened, David made my negotiation an excellent job, there are no words to thank him.
Fue muy amable y resolvió todos los
The excitement and seeing the whole team make it a reality—committed, truly wonderful, and special people.
Thank you David Frankel and Annie-Mac for aiding our mutual clients in forfilling their dream of home ownership. David you went above and beyond. The song you had written for them really touched them. Thanks again!
Dave is a true professional. He kept his eye on closing and did everything possible to keep my clients calm and get them through a little storm. We were able to close and he provided them with the most amazing beautiful closing song and didn't forget any detail. It was a pleasure.
Knowledgeable, willing to go the extra mile for his client and promptly rsponds to any requests. Will use him again for my next buyer client.
I had a great experience with AnnieMac Home Mortgage. They made the mortgage process simple and stress-free, and were always quick to respond and explain things clearly. My representative, David, was excellent to work with and made sure everything stayed on track. Overall, everything went smoothly and I’d absolutely recommend AnnieMac to anyone b...
David goes above and betond with communication. His direct and procative communication with the lsiting agent helped secure the home for the buyer. I look forward to working with David once again . Highly reccomend.
David was always able to clearly communicate anything confusing or complicated throughout our home-buying process. He made it feel very manageable!
Sue has a complete understanding of how to handle clients that are self employed. Aquiring our mortgage was relatively simple because of her experience.
, product, knowledge, and personality
Sue, made my experience wonderful she was always one call away.
Sue is awesome with her years of experience and knowledge to help get the best mortgage for you
The simple answer is Mike. He is so responsive, knowledgable and genuinely helpful. We've worked with Mike once before this and knew from that experience we had to have him on our team again for our second house. A true professional.
She was always there to answer any questions
We had a wonderful experience working with this mortgage company while purchasing our home. From the beginning Ernieand Sue, were professional, helpful, and patient throughout the entire process. They took the time to explain everything clearly, answered all of our questions, and guided us every step of the way. Buying a home can be stressful, but...
Thanks for everything!
Mike worked very hard to get our mortgage complete in such a short time. He was always willing to answer our questions in a way we could understand and had a lot of patience with us. I would highly recommend Mike to anyone!
Very helpful. very informative
I had an phenomenal first experience with Sue and her team. She was is very informative and still helpful after closing. The process was smooth and her team gets the job done in a timely and fast manner. I definitely will be recommending her to others! Thank you for making my first experience amazing!
Sue is the absolute BEST. She is a wealth of knowledge and always goes above and beyond. She is the essence of COOPERATION and always takes that extra step to make sure all parties are on the same page. She goes the extra mile, and I am so grateful for her.
Mike and his team were fantastic to work with. From the very beginning, Mike was incredibly responsive and always willing to help with any questions we had. We were so grateful to have someone we trusted guiding us through the home-buying process. We truly couldn’t have done it without Mike’s expertise and support. He made the entire process se...
During a very stressful out of State move Sue was made us feel very comfortable and most importantly informed. Great communication all around and I would highly recommend her to my friends and family.
Very easy process and communication was excellent throughout the whole process
Took the time to answer all of our questions. Very helpful and patient
Sue and her team communicated extremely well with regards to the entire process They offered solutions for a smooth closing.
Excellent service, closed 4 days early
Easy and hassle free
It's always a pleasure to work with her, she is always promt, efficient and answers calls no matter time or day.
Mike was proactive and attentive to what was needed in order to accomplish a quick closing timeline.
very professional
Sue went above beyond to help make the deal work. She showed that she genuinely cares about her clients. We always felt like a priority. We would recommend her to anyone looking for a house.
Jarred went above and beyond! He answered every call, every question, and even through the stress and chaos of finding a home, he put us at ease and was very reassuring. It was also incredibly generous of him to join us for the closing/signing and celebrate this next chapter of our lives. Thank you ...
Jarred is a wonderful person to work with. i used to work with another loan officer, but she only works during normal business hours- no evenings and no weekends. Which I respect, but most real estate business happens on nights ans weekends, so I needed someone who would respond the same day, not two d...
Jarred is a pleasure to work with. He explains everything every step of the way in full detail. He is always quick to respond to any questions that I had. This has been a great experience! Thank you Jarred!
Great communication and follow through
Great communication, very thorough and patient with my questions.
Jarred was extremely helpful. He explained everything thoroughly and answered all of my questions in a timely fashion. He made me feel like I was his only client and I definitely could not have gone through this process without him
Fantastic experience! Professional, responsive, and made the loan process smooth and easy. Highly recommend.
We are first time homebuyers so this process was totally new and overwhelming, but thanks to everyone who helped us and explained everything we needed to know it was practically seamless.
Jarred and his team are very efficient and a pleasure to work with. Jarred is very knowledgeable and personable. My clients always thank me for referring them to him and mention how easy he is talk to and how responsive he is to any questions.
Communication was on point and questions were answered and a very timely manner and very fast. Documents were gone over before signing, easy to follow check list, and user friendly app. The team was also cautious about scams which made us feel secure and having a direct number to Jarred made us feel even safer because if we were unsure of an email ...
Jarred was great from start to finish! He was always available and on top of the ball throughout the whole process. He made everything easy to understand and kept us informed every step of the way. His communication, responsiveness, and attention to detail truly set him apart. We felt confident and supported the entire time. I would highly recommen...
Great communication and fast return time on question answered!
Just easy to work with and very quick to respond .
I have worked with Jarred and his team numerous times. They are always a pleasure to work with. They are very communicative towards the client and their realtor partners throughout the transaction.
Jarred was there to answer any all questions day or night. Very knowledgeable always had the answer to whatever I was asking. I would highly recommend anyone looking for a lender to definitely consider him.
The fact that jared, answered all needed forms of communication in a timely manner and successfully closed the loan in 30days
The efficiency and communication between jerad and us. he was very organized.
Excellent customer service, great communication from start to finish, I would definitely recommend to families and Friend, and we look forward to doing more business with them.
Great experience Jarred and his team worked really hard and got the deal done!!
Jarred was very responsive and helpful at all times. He is an awesome professional and a pleasure to work with!
Jared took the time to break everything down and explain everything that we had questions on. He had so much patience answering/explaining all the questions we had. He went above and beyond to make sure everything ran smoothly. I would recommend him to anyone trying to buy a house he smacked it out of the park!
Mike is an amazing loan officer, very knowledgable, professional, detailed oriented, friendly, and responsive. He made our dream come true while few other loan officers at other banks turned us down. Highly recommended and will definitely he will be our go to loan officer in future. Thank you for everything, Mike!
Mike was super helpful and patience during our loan process. He is very thorough , knowledgeable , and supportive. He was always available; iver over the weekend, late at night and even early morning. i already referred him to mu friends. thank you Mike for everything you did for us.
Mike is very knowledgeable and approachable. He kept me informed throughout the process.
Mike is friendly, attentive, and professional. My wife and I had little experience and found the task of mortgaging daunting. Mike was a steady source of wisdom, clarity and security both when we bought our first house and when we refinanced.
Mike is amazing and my go to lrnder! He's always available and provides great service to me and all of my clients. I'm so lucky to have him on my side!!
Realtors! Announcing Our: Real Estate Realities Masterminds
On 10/21/2026 at 2:00 pm
In a crowded market, doing great work is not always enough. People also need to understand what makes working with you different. Join me for Real Estate Realities: Jumpstart Your 2027 with Lance Pendleton on October 21 at 2 p.m. ET. Lance will share how to: - Create messaging that cuts through industry noise - Build a business around what clients truly need - Deliver an experience people remember and want to refer See you there!