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Lower your monthly payments or access your home equity with our refinancing options.
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Proudly serving clients across Connecticut, Florida, Massachusetts, New Hampshire and Rhode Island.
I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Rating: 5.0 out of 5.0 from Encompass My experience with this mortgage company was smooth and professional. Communication was clear, the online portal was easy to use, and customer service was helpful when I had questions. Overall, I’m satisfied and would recommend them. MonishwartieWinsted, CT Nov 25
My experience with this mortgage company was smooth and professional. Communication was clear, the online portal was easy to use, and customer service was helpful when I had questions. Overall, I’m satisfied and would recommend them.
Rating: 5.0 out of 5.0 from Encompass Amazing as always! JessicaWaterford, CT Nov 04
Amazing as always!
Rating: 5.0 out of 5.0 from Encompass Ernest is very communicative and knowledgeable when it comes to qualifying a client and explaining programs to them. That is why i feel very confident when referring a client to Ernie. JaneBRISTOL, CT Aug 25
Ernest is very communicative and knowledgeable when it comes to qualifying a client and explaining programs to them. That is why i feel very confident when referring a client to Ernie.
Rating: 5.0 out of 5.0 from Encompass Communication was fantastic. SandraMoosup, CT Aug 22
Communication was fantastic.
Rating: 5.0 out of 5.0 from write_review What a great experience for my first home. Low stress easy to communicate with. Josh Aug 12
What a great experience for my first home. Low stress easy to communicate with.
Rating: 5.0 out of 5.0 from Encompass The whole experience RogerWallingford, CT Jul 29
The whole experience
Rating: 5.0 out of 5.0 from Encompass As a new homeowner who knew nothing about owning a home, Ernie taught me a great deal of valuable information to set me up for success! He made the whole process seamless and answered all of my questions in a timely manner. Buying a home is stressful, but Ernie's confidence helped put me at ease through the process. AshleyWallingford, CT Jul 28
As a new homeowner who knew nothing about owning a home, Ernie taught me a great deal of valuable information to set me up for success! He made the whole process seamless and answered all of my questions in a timely manner. Buying a home is stressful, but Ernie's confidence helped put me at ease through the process.
Rating: 5.0 out of 5.0 from Encompass Easy to work with Adam DIggerPomfret Center, CT May 01
Easy to work with
Rating: 5.0 out of 5.0 from Encompass Ernie is personalable, professional and efficient with eveything he does! We highly recommend him to anyone who needs a Broker! Thank you for all of your help! The Rapos Crystal MWethersfield, CT Jan 31
Ernie is personalable, professional and efficient with eveything he does! We highly recommend him to anyone who needs a Broker! Thank you for all of your help! The Rapos
Rating: 5.0 out of 5.0 from Encompass What made this experience great for me was Ernie! Ernie is the best in the business. Ernie helped me purchase my first home 7 years ago and this year helped my wife and me purchase our forever home. After 7 years I knew who to call again to purchase our family home. Ernie is reliable, knowledgeable, and trustworthy and he is out there to ... EdiWethersfield, CT Jan 31
What made this experience great for me was Ernie! Ernie is the best in the business. Ernie helped me purchase my first home 7 years ago and this year helped my wife and me purchase our forever home. After 7 years I knew who to call again to purchase our family home. Ernie is reliable, knowledgeable, and trustworthy and he is out there to ...
Rating: 5.0 out of 5.0 from Encompass Communication and keeping me updated with changes in the interest rate LaurenRocky Hill, CT Jan 13
Communication and keeping me updated with changes in the interest rate
Rating: 5.0 out of 5.0 from Encompass ERNIE IS A GREAT COMMUNICATOR. HE HAS THE KNACK OF LETTING MY CLIENT CLEARLY UNDERSTAND THE PROCESS. HE ALSO IS VERY DILIGENT IN RETURNING CALLS, ANSWERING ANY QUESTIONS AND CONCERNS, AND STAYS ON TOP OF ANY IMPENDING ISSUES THAT MAY NEED TO BE ADDRESSED. ERNIE LACASSE IS ALWAYS MY FIRST CHOICE WHEN IT COMES TO LOAN OFFICERS. THANK YOU ERNI... Jane HBristol, CT Dec 02
ERNIE IS A GREAT COMMUNICATOR. HE HAS THE KNACK OF LETTING MY CLIENT CLEARLY UNDERSTAND THE PROCESS. HE ALSO IS VERY DILIGENT IN RETURNING CALLS, ANSWERING ANY QUESTIONS AND CONCERNS, AND STAYS ON TOP OF ANY IMPENDING ISSUES THAT MAY NEED TO BE ADDRESSED. ERNIE LACASSE IS ALWAYS MY FIRST CHOICE WHEN IT COMES TO LOAN OFFICERS. THANK YOU ERNI...
Rating: 5.0 out of 5.0 from Encompass Ernie was excellent, helping my favorite clients ever. He took great care of these first time home buyers! PaulUnionville, CT Nov 14
Ernie was excellent, helping my favorite clients ever. He took great care of these first time home buyers!
Rating: 5.0 out of 5.0 from Encompass Fast and comfortable RithyBristol, CT Nov 14
Fast and comfortable
Rating: 5.0 out of 5.0 from Encompass Ernie was so helpful to us. He answered all of our questions with clarity and made it easy to understand as first time homebuyers. AbbyUnionville, CT Oct 18
Ernie was so helpful to us. He answered all of our questions with clarity and made it easy to understand as first time homebuyers.
Rating: 5.0 out of 5.0 from Zillow My husband and I used Ernie for both our original mortgage on your house and a refinancing that we did. He was wonderful to deal with - responsible, professional and the process moved quickly. Ernie explained the process well and checked in to answer any questions that we had. I would highly recommend Ernie and his team. Clarson998West Hartford, CT Sep 25
My husband and I used Ernie for both our original mortgage on your house and a refinancing that we did. He was wonderful to deal with - responsible, professional and the process moved quickly. Ernie explained the process well and checked in to answer any questions that we had. I would highly recommend Ernie and his team.
Rating: 5.0 out of 5.0 from Zillow Ernie helped us out with a refinance of our mortgage. It was really easy, fast and I started saving immediately. Ernie is professional, knowledgeable and is pleasant to work with. I will definitely use him again if I need a new mortgage down the road. Cbdotson2005Glastonbury, CT Sep 25
Ernie helped us out with a refinance of our mortgage. It was really easy, fast and I started saving immediately. Ernie is professional, knowledgeable and is pleasant to work with. I will definitely use him again if I need a new mortgage down the road.
Rating: 5.0 out of 5.0 from Persona migrate verified Mr Enny is very reliable, efficient, supportive, understanding, caring, patient and efficient. He shows empathy You can call him at anytime if you have a question, he never says no. Highly recommend. It was a great pleasure. Thank you very much for being there throughout my journey, TamecaAnsonia, CT Jul 24
Mr Enny is very reliable, efficient, supportive, understanding, caring, patient and efficient. He shows empathy You can call him at anytime if you have a question, he never says no. Highly recommend. It was a great pleasure. Thank you very much for being there throughout my journey,
Rating: 5.0 out of 5.0 from Persona migrate verified Ernest Lacasse made my experience great JennyNewington, CT Jul 07
Ernest Lacasse made my experience great
Rating: 5.0 out of 5.0 from Persona migrate verified Awesome! Whole team KaraBranford, CT Jul 07
Awesome! Whole team
Rating: 4.8 out of 5.0 from Persona migrate verified What make it Great explaining things that we are unsure of & we luv that.... GemritaManchester, CT Jul 03
What make it Great explaining things that we are unsure of & we luv that....
Rating: 5.0 out of 5.0 from Persona migrate verified Ernie and Wendy were always available when I had a question. They were very responsive and always kind. They made this process pleasant. I have bought two houses in the past and it was very stressful and overwhelming. This was the smoothest house buying experience to date. Thank you! JesseniaWethersfield, CT Jul 01
Ernie and Wendy were always available when I had a question. They were very responsive and always kind. They made this process pleasant. I have bought two houses in the past and it was very stressful and overwhelming. This was the smoothest house buying experience to date. Thank you!
Rating: 5.0 out of 5.0 from Persona migrate verified Ernie was always there holding my hand and giving me great instructions and direction step by step. I couldn't of done this without him. Thank you! Frank JRocky Hill, CT Jun 20
Ernie was always there holding my hand and giving me great instructions and direction step by step. I couldn't of done this without him. Thank you!
Rating: 5.0 out of 5.0 from Persona migrate verified The experience was great and smooth. Anytime we had a question or needed help with something he was quick to help and offered great advice. AngelaNorth Palm Beach, FL Jun 06
The experience was great and smooth. Anytime we had a question or needed help with something he was quick to help and offered great advice.