Ready to buy your dream home? Start your purchase journey today with competitive rates and expert guidance.
Lower your monthly payments or access your home equity with our refinancing options.
Access calculators, guides, and tools to help you make informed mortgage decisions.
Learn more about our company, explore career opportunities, and discover our impact on the mortgage industry.
Call or text anytime - available 24/7 for client needs!
Proudly serving clients across MA, CT, FL, GA, ME, NH, RI, SC, VT
With 25+ years of experience in mortgage lending, I understand that buying or refinancing a home is one of the biggest financial decisions my clients will ever make. That’s why I work hard to ensure my team has the resources, training, and expertise to guide borrowers through the loan process smoothly — with every detail handled the right way.
My background spans all facets of mortgage lending, allowing me to support my team in any scenario, from first‑time home purchases to complex refinances. I specialize in Conventional, Jumbo, FHA, VA, USDA, MassHousing, and Renovation loans, giving clients access to a full range of programs designed to meet their financial goals and long‑term plans.
Coming from a current and prior military family, I have a strong connection to veteran communities and proudly help many veterans navigate their home financing options. My commitment to public service runs deep — I previously served as an EMT, which shaped the way I show up for people in moments that matter.
I stay current on market trends, financial shifts, and state and federal regulatory requirements so I can serve as an informed advocate for both my team and our clients. My commitment is simple: we don’t just secure a loan — we secure the most competitive loan available for each borrower.
I’m deeply rooted in the community, raising six kids right here in the area, and I’m honored to have been named North Central Massachusetts Association of REALTORS® Business Partner of the Year three times. I also proudly serve on the Board of Directors for Habitat for Humanity, helping support housing access for families across the region.
Giving back is part of who I am. My team and I actively provide food during school breaks for Leominster elementary schools, and I’ve participated in numerous local initiatives including Fill‑A‑Cruiser food pantry drives, school supply drives, and winter coat drives.
Outside of work, you’ll find me camping, reading, playing softball, and spending time with my family — the things that keep me grounded, grateful, and connected to the community I serve.
Rating: 5.0 out of 5.0 from Encompass Brieanna was professional and put her experience to work for us . She was always friendly and supportive throughout the entire transaction and to herbits not just a transactional relationship it's building trust and a relationship. It's so we would feel comfortable asking any question and not feel like it's silly or somethi... Diane LGardner, MA Aug 29
Brieanna was professional and put her experience to work for us . She was always friendly and supportive throughout the entire transaction and to herbits not just a transactional relationship it's building trust and a relationship. It's so we would feel comfortable asking any question and not feel like it's silly or somethi...
Rating: 5.0 out of 5.0 from Encompass Bri was absolutely top tier best person to have in outcorner she made every step seamless and helped us the whole way! 10/10 Would recommend you work with her! MichaelAthol, MA Aug 28
Bri was absolutely top tier best person to have in outcorner she made every step seamless and helped us the whole way! 10/10 Would recommend you work with her!
Rating: 5.0 out of 5.0 from Encompass We always recommend Brie to our clients because she is honest and knows her business to the highest level. If she says they are qualified to purchase something, it will happen. She will also help them if there is something they need to fix first, with great advise. You can't go wrong when you use Brieanna for all your mortgage needs! JudyAthol, MA Aug 28
We always recommend Brie to our clients because she is honest and knows her business to the highest level. If she says they are qualified to purchase something, it will happen. She will also help them if there is something they need to fix first, with great advise. You can't go wrong when you use Brieanna for all your mortgage needs!
Rating: 5.0 out of 5.0 from Encompass Brieanna made it great. Professional and personal all rolled into one. Timely responses to our questions without further explanation. Our transaction was smooth and efficient. Her job didn't stop at five o'clock. Thank you for a pleasant experience. Stephen FGardner, MA Aug 28
Brieanna made it great. Professional and personal all rolled into one. Timely responses to our questions without further explanation. Our transaction was smooth and efficient. Her job didn't stop at five o'clock. Thank you for a pleasant experience.
Rating: 5.0 out of 5.0 from Encompass Brieanna was always available to offer assistance and support. All of our questions were answered in a timely manner and she made an already stressful process much easier! Shelby KathleeneHubbardston, MA Aug 28
Brieanna was always available to offer assistance and support. All of our questions were answered in a timely manner and she made an already stressful process much easier!
Rating: 5.0 out of 5.0 from Encompass Communication, explaining the process and understanding AlmiraJefferson, MA Aug 28
Communication, explaining the process and understanding
Rating: 5.0 out of 5.0 from Encompass Brie was amazing, super helpful and always available to answer questions, making the buying experience very pleasant Riley RobertHubbardston, MA Aug 28
Brie was amazing, super helpful and always available to answer questions, making the buying experience very pleasant
Rating: 5.0 out of 5.0 from Encompass Response time and efficiency. Always had answers for everything. DylanNewton, NH Aug 27
Response time and efficiency. Always had answers for everything.
Rating: 5.0 out of 5.0 from Encompass Brieanna was incredible! As first time homebuyers she really made the process easy! She explained every step and was very responsive which eased alot a lot of unknowns! Thanks again Brieanna! ShawnaNewton, NH Aug 27
Brieanna was incredible! As first time homebuyers she really made the process easy! She explained every step and was very responsive which eased alot a lot of unknowns! Thanks again Brieanna!
Rating: 5.0 out of 5.0 from google 10/10 experience to work with Bri and the team! They helped us every step of the way and made everything feel seamless from pre approval to closing! She made sure to fill any missing gaps of info that usually leaves buyers guessing or wondering what’s next! If you’re trying to buy your first home or your 7th speak to the team here and you will ... Michael Stuart Aug 27
10/10 experience to work with Bri and the team! They helped us every step of the way and made everything feel seamless from pre approval to closing! She made sure to fill any missing gaps of info that usually leaves buyers guessing or wondering what’s next! If you’re trying to buy your first home or your 7th speak to the team here and you will ...
Rating: 5.0 out of 5.0 from Encompass Brieanna Kelley always goes above and beyond for her clients. She is a true consummate professional and an absolute rock star when it comes to all things financing. Her knowledge, dedication, and commitment to her clients are unmatched. I highly recommend Brieanna to anyone looking for an exceptional lending experience! TraciSterling, MA Aug 26
Brieanna Kelley always goes above and beyond for her clients. She is a true consummate professional and an absolute rock star when it comes to all things financing. Her knowledge, dedication, and commitment to her clients are unmatched. I highly recommend Brieanna to anyone looking for an exceptional lending experience!
Rating: 5.0 out of 5.0 from google Brieanna was incredible! As a first time homebuyer she really explained every step and was always so responsive! We couldn’t have done it without her! Highly recommend! S Packard Aug 26
Brieanna was incredible! As a first time homebuyer she really explained every step and was always so responsive! We couldn’t have done it without her! Highly recommend!
Rating: 5.0 out of 5.0 from google Brienna is super nice and knew exactly what to do in every situation in order to get us our dream house. Would highly recommend her to anyone. Dylan Elliott Aug 26
Brienna is super nice and knew exactly what to do in every situation in order to get us our dream house. Would highly recommend her to anyone.
Rating: 5.0 out of 5.0 from google Brieanna Kelley always goes above and beyond for her clients. She is a true consummate professional and an absolute rock star when it comes to all things financing. Her knowledge, dedication, and commitment to her clients are unmatched. I highly recommend Brieanna to anyone looking for an exceptional lending experience! Traci LaVanway Aug 25
Rating: 5.0 out of 5.0 from Encompass With all of the properties I own and as complicated that my mortgages can be sometimes Brieanna went above and beyond working night and day to help me secure my loans. She has even contacted me sometimes at nine or 10 o'clock at night working to get my loan finalized. She is the best. :) RickySterling, MA Aug 23
With all of the properties I own and as complicated that my mortgages can be sometimes Brieanna went above and beyond working night and day to help me secure my loans. She has even contacted me sometimes at nine or 10 o'clock at night working to get my loan finalized. She is the best. :)
Rating: 5.0 out of 5.0 from google Brieanna was very kind and personable to us when we met in person. As first time home buyers, she answered all of our questions clearly and made sure we were always up to date on our documents so we were never hung up waiting. Communicating with her was very easy. We appreciate all her help! Kelci Lento Aug 22
Brieanna was very kind and personable to us when we met in person. As first time home buyers, she answered all of our questions clearly and made sure we were always up to date on our documents so we were never hung up waiting. Communicating with her was very easy. We appreciate all her help!
Rating: 5.0 out of 5.0 from facebook Brieanna is fantastic to work with. She is among the most knowledgeable in the industry. She truly listens to her clients needs and recommends the best product for them. I have worked with Brieanna on several occasions and she is definitely my “go to” Mortgage lender. Five stars for sure Kelly McCarthy Kurtz Aug 20
Brieanna is fantastic to work with. She is among the most knowledgeable in the industry. She truly listens to her clients needs and recommends the best product for them. I have worked with Brieanna on several occasions and she is definitely my “go to” Mortgage lender. Five stars for sure
Rating: 5.0 out of 5.0 from facebook I recommend Brieanna Kelley because she is the most dedicated and efficient person in work and anything she has to confront in her daily life. Brieanna is the Best. Terri Doyon Aug 20
I recommend Brieanna Kelley because she is the most dedicated and efficient person in work and anything she has to confront in her daily life. Brieanna is the Best.
Rating: 5.0 out of 5.0 from facebook From the beginning of searching for our first home over a year ago to closing on our dream home a few months ago, my husband and I were continually blown away by Brieanna Kelley and her team. As first-time homebuyers, we had a million questions, and Brieanna patiently answered all of them and eased our fears. Brieanna helped us to figure out how mu... Bryana Boudreau Sacino Aug 20
From the beginning of searching for our first home over a year ago to closing on our dream home a few months ago, my husband and I were continually blown away by Brieanna Kelley and her team. As first-time homebuyers, we had a million questions, and Brieanna patiently answered all of them and eased our fears. Brieanna helped us to figure out how mu...
Rating: 5.0 out of 5.0 from facebook Brieanna is absolutely incredible. She is so easy to talk with and gets things completed in a timely manner. This is my 3rd time working with her and I recommend anyone and everyone to use her and her team ! Meghan Marie Aug 20
Brieanna is absolutely incredible. She is so easy to talk with and gets things completed in a timely manner. This is my 3rd time working with her and I recommend anyone and everyone to use her and her team !
Rating: 5.0 out of 5.0 from Encompass Pleasant to work with amd kept us well informe. MiguelWorcester, MA Aug 14
Pleasant to work with amd kept us well informe.
Rating: 5.0 out of 5.0 from Encompass The entire process was explained thoroughly and I never had any doubts along the way about what we were doing or what we were committing to. As a first time homebuyer I couldn't have asked for more. AndrewGardner, MA Aug 13
The entire process was explained thoroughly and I never had any doubts along the way about what we were doing or what we were committing to. As a first time homebuyer I couldn't have asked for more.
Rating: 5.0 out of 5.0 from google As a first-time homebuyer I was very nervous (and pretty clueless) about the entire home buying process. Brieanna made everything mortgage-related an absolute breeze. She was responsive and knowledgeable and was able to help me feel confident that I was getting a great rate. I needed multiple updated pre-approval letters and she was able to provide... Kellie Wheeler Aug 12
As a first-time homebuyer I was very nervous (and pretty clueless) about the entire home buying process. Brieanna made everything mortgage-related an absolute breeze. She was responsive and knowledgeable and was able to help me feel confident that I was getting a great rate. I needed multiple updated pre-approval letters and she was able to provide...
Rating: 5.0 out of 5.0 from google I was beyond stressed out about buying a home and the whole Mortgage process. But Brienna made this SUPER easy. She kept us fully informed on the process and set realistic expectations. She is just a wonderful person, and VERY easy to talk to. This was our first home purchase and if the time ever comes to move and buy another home, you can bet that... michael ernst Aug 12
I was beyond stressed out about buying a home and the whole Mortgage process. But Brienna made this SUPER easy. She kept us fully informed on the process and set realistic expectations. She is just a wonderful person, and VERY easy to talk to. This was our first home purchase and if the time ever comes to move and buy another home, you can bet that...