Jose Torres

Sales Manager

NMLS#: 1358586

About Jose

Proudly serving clients across Florida.

I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.

I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.

I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.

Borrower Testimonials

Total Experience Score4.93
Rating: 5.0 out of 5.0 from Encompass
Thank you very much for all your work, they were very excellent, very good work team, I congratulate you
Ana AuroraCape Coral, FL
Rating: 5.0 out of 5.0 from Encompass
No tengo quejas de ningún tipo!!! De verdad que hay que decirlo!!! Valió la pena trabajar con ustedes!!!
OsnelNORTH FORT MYERS, FL
Rating: 5.0 out of 5.0 from Encompass
Excelente trabajo!! Muy profesionales!
AmaurySAINT PETERSBURG, FL
Rating: 5.0 out of 5.0 from Encompass
Estoy más que satisfecho con todo el proceso desde el inicio hasta el cierre , un equipo miy profesional y respetuoso y en especial el agradecimiento a José Torres por su entrega y trabajo exelente, gracias por todo , atentamente Yordanys
YordanysNORTH FORT MYERS, FL
Rating: 5.0 out of 5.0 from Encompass
Son un magnífico equipo de trabajo
Yahaira MDELAND, FL
Rating: 5.0 out of 5.0 from Encompass
Great job. Thank you so much for your help
KattiaOrlando, FL
Rating: 5.0 out of 5.0 from Encompass
Great service and very smooth transaction
HerminioSAINT CLOUD, FL
Rating: 4.0 out of 5.0 from Encompass
On the beging of the process some of our personal infomation was incorrect but everything got fixed and the rest of the process was perfect.
MilagrosDunnellon, FL
Rating: 5.0 out of 5.0 from Encompass
The communication and the help I received from this office. I would recommend them on a heart beat.
Charleen LWinter Haven, FL
Rating: 5.0 out of 5.0 from Encompass
He never gave up
YoelWinter Haven, FL
Rating: 5.0 out of 5.0 from Encompass
is a miracle worker! He's very attentive always comes through for me. Communication with Jose his team is great.
DavidTampa, FL
Rating: 4.8 out of 5.0 from Encompass
Ok todo bien y con agilidad gracias
JorgeSEFFNER, FL
Rating: 5.0 out of 5.0 from Encompass
It was a great experience because I felt heard, supported, and confident throughout the whole process.
YenisleydiMiami, FL
Rating: 5.0 out of 5.0 from Encompass
Excelente servicio, muy buena comunicación y realmente son el mejor equipo 100% recomendado.
ZuleicaHaines City, FL
Rating: 5.0 out of 5.0 from Encompass
Trabajar con ellos fue muy fácil
AlexisTampa, FL