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I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Rating: 5.0 out of 5.0 from Encompass Thank you very much for all your work, they were very excellent, very good work team, I congratulate you Ana AuroraCape Coral, FL May 21
Thank you very much for all your work, they were very excellent, very good work team, I congratulate you
Rating: 5.0 out of 5.0 from Encompass No tengo quejas de ningún tipo!!! De verdad que hay que decirlo!!! Valió la pena trabajar con ustedes!!! OsnelNORTH FORT MYERS, FL May 20
No tengo quejas de ningún tipo!!! De verdad que hay que decirlo!!! Valió la pena trabajar con ustedes!!!
Rating: 5.0 out of 5.0 from Encompass Excelente trabajo!! Muy profesionales! AmaurySAINT PETERSBURG, FL May 14
Excelente trabajo!! Muy profesionales!
Rating: 5.0 out of 5.0 from Encompass Estoy más que satisfecho con todo el proceso desde el inicio hasta el cierre , un equipo miy profesional y respetuoso y en especial el agradecimiento a José Torres por su entrega y trabajo exelente, gracias por todo , atentamente Yordanys YordanysNORTH FORT MYERS, FL May 13
Estoy más que satisfecho con todo el proceso desde el inicio hasta el cierre , un equipo miy profesional y respetuoso y en especial el agradecimiento a José Torres por su entrega y trabajo exelente, gracias por todo , atentamente Yordanys
Rating: 5.0 out of 5.0 from Encompass Son un magnífico equipo de trabajo Yahaira MDELAND, FL May 07
Son un magnífico equipo de trabajo
Rating: 5.0 out of 5.0 from Encompass Great job. Thank you so much for your help KattiaOrlando, FL May 04
Great job. Thank you so much for your help
Rating: 5.0 out of 5.0 from Encompass Great service and very smooth transaction HerminioSAINT CLOUD, FL Apr 16
Great service and very smooth transaction
Rating: 4.0 out of 5.0 from Encompass On the beging of the process some of our personal infomation was incorrect but everything got fixed and the rest of the process was perfect. MilagrosDunnellon, FL Mar 25
On the beging of the process some of our personal infomation was incorrect but everything got fixed and the rest of the process was perfect.
Rating: 5.0 out of 5.0 from Encompass The communication and the help I received from this office. I would recommend them on a heart beat. Charleen LWinter Haven, FL Mar 09
The communication and the help I received from this office. I would recommend them on a heart beat.
Rating: 5.0 out of 5.0 from Encompass He never gave up YoelWinter Haven, FL Mar 03
He never gave up
Rating: 5.0 out of 5.0 from Encompass is a miracle worker! He's very attentive always comes through for me. Communication with Jose his team is great. DavidTampa, FL Dec 31
is a miracle worker! He's very attentive always comes through for me. Communication with Jose his team is great.
Rating: 4.8 out of 5.0 from Encompass Ok todo bien y con agilidad gracias JorgeSEFFNER, FL Dec 13
Ok todo bien y con agilidad gracias
Rating: 5.0 out of 5.0 from Encompass It was a great experience because I felt heard, supported, and confident throughout the whole process. YenisleydiMiami, FL Dec 08
It was a great experience because I felt heard, supported, and confident throughout the whole process.
Rating: 5.0 out of 5.0 from Encompass Excelente servicio, muy buena comunicación y realmente son el mejor equipo 100% recomendado. ZuleicaHaines City, FL Dec 01
Excelente servicio, muy buena comunicación y realmente son el mejor equipo 100% recomendado.
Rating: 5.0 out of 5.0 from Encompass Trabajar con ellos fue muy fácil AlexisTampa, FL Nov 28
Trabajar con ellos fue muy fácil