Onil Cruz

Mortgage Loan Originator

NMLS#: 2525788

About Onil

Proudly serving clients across Florida.

I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.

I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.

I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.

Borrower Testimonials

Total Experience Score5.00
Rating: 5.0 out of 5.0 from Encompass
Friendly and dedicated on getting the job done..........
MartinWinter Park, FL
Rating: 5.0 out of 5.0 from Encompass
Never giving up and always going the extra miles for you with a smile......
Delvis MartinWinter Park, FL
Rating: 5.0 out of 5.0 from Encompass
Because you guys are the best. And thank you for everything
EtiennePoinciana, FL