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I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Rating: 5.0 out of 5.0 from Encompass Melina was super attentive and patient with us! She was amazing support and guidance throughout the process of buying our first home. Would definitely recommend! Sherlyn ClaribelWinter Haven, FL Apr 13
Melina was super attentive and patient with us! She was amazing support and guidance throughout the process of buying our first home. Would definitely recommend!
Rating: 4.8 out of 5.0 from Encompass Meli was always available to answers questions and was great at guiding us as to what would be our best options. She also did everything possible to allow our closing to happen in a short period of time Paola SolanoMiami, FL Mar 19
Meli was always available to answers questions and was great at guiding us as to what would be our best options. She also did everything possible to allow our closing to happen in a short period of time
Rating: 5.0 out of 5.0 from Encompass In an industry that lacks communication, I am very grateful I work with a lender that have the discipline to communicate and the patience to communicate absolutely everything. I always look forward to work with Melina! OscarInverness, FL Mar 13
In an industry that lacks communication, I am very grateful I work with a lender that have the discipline to communicate and the patience to communicate absolutely everything. I always look forward to work with Melina!
Rating: 5.0 out of 5.0 from Encompass From the moment we met Melina, we felt and knew we were in good hands. Prior to being introduced to her, it wasn't easy speaking to someone from AnnieMac, but that changed completely when she came into the picture. She was very was charasmatic, professional, understanding and extremely helpful. She educated us the whole way through on the process a... AlejandroMiami, FL Mar 06
From the moment we met Melina, we felt and knew we were in good hands. Prior to being introduced to her, it wasn't easy speaking to someone from AnnieMac, but that changed completely when she came into the picture. She was very was charasmatic, professional, understanding and extremely helpful. She educated us the whole way through on the process a...
Rating: 4.3 out of 5.0 from Encompass Communication must be better between all parties. Especially with you and the title company. This way you can relay the information with the client. If I hadn't gone with a local bank from there for the closing cost things wouldn't had gone how I had planned. The closing would had been a total disaster or may had not taken place on the date that i... TomasKISSIMMEE, FL Dec 27
Communication must be better between all parties. Especially with you and the title company. This way you can relay the information with the client. If I hadn't gone with a local bank from there for the closing cost things wouldn't had gone how I had planned. The closing would had been a total disaster or may had not taken place on the date that i...
Rating: 5.0 out of 5.0 from Encompass Everyone was awesome, and the process was quick and easy. Couldn’t have asked for a better experience! KiaraSaint Cloud, FL Oct 31
Everyone was awesome, and the process was quick and easy. Couldn’t have asked for a better experience!
Rating: 4.8 out of 5.0 from Encompass Very kind, and helpful thought the entire process. Patience L.Davenport, FL Sep 10
Very kind, and helpful thought the entire process.
Rating: 5.0 out of 5.0 from Encompass Exceeding my expectations!!! The Best Team!!! DenisePoinciana, FL Aug 03
Exceeding my expectations!!! The Best Team!!!
Rating: 5.0 out of 5.0 from Encompass Melina gave us timely updates and always ensured the buyer and us (buyers' agents) understood where we were in the process. She did an awesome job keeping the buyer calm and navigatin through a tricky transaction. Would highly recommend her and do business with her again!! LynneWinter Haven, FL May 13
Melina gave us timely updates and always ensured the buyer and us (buyers' agents) understood where we were in the process. She did an awesome job keeping the buyer calm and navigatin through a tricky transaction. Would highly recommend her and do business with her again!!