Ready to buy your dream home? Start your purchase journey today with competitive rates and expert guidance.
Lower your monthly payments or access your home equity with our refinancing options.
Access calculators, guides, and tools to help you make informed mortgage decisions.
Learn more about our company, explore career opportunities, and discover our impact on the mortgage industry.
Only Operates As The Neighborhood Mortgage Group
Our Team
Our team of licensed mortgage professionals are always eager to help you achieve your dream.
Our team can be found in the following branches:
Rating: 5.0 out of 5.0 from Encompass Thank you for all your assistance and patience JeffreyHewitt, NJ Robert Lepore
Thank you for all your assistance and patience
Rating: 5.0 out of 5.0 from Encompass fast and efficient SaraMorris Plains, NJ Daniella Hurley
fast and efficient
Rating: 5.0 out of 5.0 from Encompass Always available for any questions I had. InesTobyhanna, PA Daniella Hurley
Always available for any questions I had.
Rating: 5.0 out of 5.0 from Encompass Great experience DaianaPhillipsburg, NJ Riyerbin Tineo
Great experience
Rating: 5.0 out of 5.0 from Encompass Kelly went above and beyond for me and getting me a mortgage for the first time and was so helpful through out the whole process! LaurenKeyport, NJ Kelly McHale
Kelly went above and beyond for me and getting me a mortgage for the first time and was so helpful through out the whole process!
Rating: 5.0 out of 5.0 from Encompass ⭐️ 5-Star Review for Kelly Kelly is an incredible loan officer who truly goes above and beyond for her clients. She helped my first-time homebuyer secure a grant, making homeownership possible even with limited funds. I absolutely love working with her—her ability to find solutions, make deals work, and get results is unmatched. If you want s... EddieKeyport, NJ Kelly McHale
⭐️ 5-Star Review for Kelly Kelly is an incredible loan officer who truly goes above and beyond for her clients. She helped my first-time homebuyer secure a grant, making homeownership possible even with limited funds. I absolutely love working with her—her ability to find solutions, make deals work, and get results is unmatched. If you want s...
Rating: 5.0 out of 5.0 from Encompass Youssef and the team made our house buying process as easy as possible. We put in 5 separate offers and we wouldn't have been able to do it without their responsiveness and timely communication! Emilie MarissaWarren, NJ Youssef Abdelhalim
Youssef and the team made our house buying process as easy as possible. We put in 5 separate offers and we wouldn't have been able to do it without their responsiveness and timely communication!
Rating: 5.0 out of 5.0 from Encompass I felt like every step of the process was adaquately explained and everyone was very responsive to communications MichaelHopatcong, NJ Daniella Hurley
I felt like every step of the process was adaquately explained and everyone was very responsive to communications
Rating: 5.0 out of 5.0 from Encompass Kelly was always very responsive any time I had a question and explained everything to me in a way I could understand. Since this was my first time buying a home I was not only nervous but very unfamiliar with terminology and how things worked and Kelly made sure I knew and understood what was going on ... KrupaToms River, NJ Kelly McHale
Kelly was always very responsive any time I had a question and explained everything to me in a way I could understand. Since this was my first time buying a home I was not only nervous but very unfamiliar with terminology and how things worked and Kelly made sure I knew and understood what was going on ...
Rating: 5.0 out of 5.0 from Encompass We had a great experience with Youssef and his team! As first-time homebuyers, the process was new and honestly a little scary, but Youssef made everything smooth and seamless. They worked around the clock, communicated every step clearly, and were always available when we had questions. We also really appreciated receiving many of our closing docu... KendyllStanhope, NJ Youssef Abdelhalim
We had a great experience with Youssef and his team! As first-time homebuyers, the process was new and honestly a little scary, but Youssef made everything smooth and seamless. They worked around the clock, communicated every step clearly, and were always available when we had questions. We also really appreciated receiving many of our closing docu...
Rating: 5.0 out of 5.0 from Encompass Ana was always available to take my questions and phone calls. She was knowledgeable and made me feel supported every step of the way. She took care of everything for me, I couldnt ask for a better experience! SydneyAugusta, NJ AnnMarie Schlaffer
Ana was always available to take my questions and phone calls. She was knowledgeable and made me feel supported every step of the way. She took care of everything for me, I couldnt ask for a better experience!
Rating: 5.0 out of 5.0 from Encompass Youssef is the best of the best! My #1 go to for any mortgage needs! CourtneyStanhope, NJ Youssef Abdelhalim
Youssef is the best of the best! My #1 go to for any mortgage needs!
Rating: 5.0 out of 5.0 from Encompass Kristina was super positive and supportive throughout the entire experience. When I initially connected with Kristina, I had previously experienced poor communication and follow up times with another company. Kristina responded to my email within 24 hours, called me the next day and sent me all required documents to begin the mortgage process withi... JenniferHillsborough, NJ Kristina Johnson
Kristina was super positive and supportive throughout the entire experience. When I initially connected with Kristina, I had previously experienced poor communication and follow up times with another company. Kristina responded to my email within 24 hours, called me the next day and sent me all required documents to begin the mortgage process withi...
Rating: 5.0 out of 5.0 from Encompass I recently had the pleasure of working with Kristina Johnson on a transaction, and she was fantastic from start to finish. She was responsive, knowledgeable, and kept everyone informed throughout the entire process. Whenever I had a question or needed an update, Kristina was quick to respond and always took the time to explain where things stood. ImranHillsborough, NJ Kristina Johnson
I recently had the pleasure of working with Kristina Johnson on a transaction, and she was fantastic from start to finish. She was responsive, knowledgeable, and kept everyone informed throughout the entire process. Whenever I had a question or needed an update, Kristina was quick to respond and always took the time to explain where things stood.
Rating: 5.0 out of 5.0 from Encompass Jacque is always very professional and communicative with all clients we have in common, its always a pleasure working with her. RosalyPaterson, NJ Jacqueline Vargas
Jacque is always very professional and communicative with all clients we have in common, its always a pleasure working with her.
Rating: 5.0 out of 5.0 from Encompass Excellent service and an amazing attitud. Johanna IrenePaterson, NJ Jacqueline Vargas
Excellent service and an amazing attitud.
Rating: 5.0 out of 5.0 from Encompass Our mortgage representative Robert Lapore helped and advised us through every step of this complex process. Nicole was also great! Tobert answered every call, text or question quickly and thoroughl. RinaSparta, NJ Robert Lepore
Our mortgage representative Robert Lapore helped and advised us through every step of this complex process. Nicole was also great! Tobert answered every call, text or question quickly and thoroughl.
Rating: 5.0 out of 5.0 from Encompass AnnMarie is a financing genius and the rest of her support team is of similar quality. She made solving complex interrelated issues seem routine. Without her assistance we couldn't have completed the purchase of our new home. We feel very grateful to have been referred to use her services David C.Dingmans Ferry, PA AnnMarie Schlaffer
AnnMarie is a financing genius and the rest of her support team is of similar quality. She made solving complex interrelated issues seem routine. Without her assistance we couldn't have completed the purchase of our new home. We feel very grateful to have been referred to use her services
Rating: 5.0 out of 5.0 from Encompass Annmarie was an incredible partner from the start. She went above and beyond from the beginning and was consistently responsive and made sure we were kept informed throughout the entire process. AlyssaHackettstown, NJ AnnMarie Schlaffer
Annmarie was an incredible partner from the start. She went above and beyond from the beginning and was consistently responsive and made sure we were kept informed throughout the entire process.
Rating: 5.0 out of 5.0 from Encompass This was my first time getting a mortgage and buying a property so everything is really overwhelming and intimidating but everyone was very patient with me and made the whole process smooth and easy! Kata AnnaPlainsboro, NJ Robert Lepore
This was my first time getting a mortgage and buying a property so everything is really overwhelming and intimidating but everyone was very patient with me and made the whole process smooth and easy!
Rating: 5.0 out of 5.0 from Encompass The whole process went well. Although there were moments of nervousness and a lot to organize, we always received the necessary attention and support. Erika SteffaniaPhillipsburg, NJ Jacqueline Vargas
The whole process went well. Although there were moments of nervousness and a lot to organize, we always received the necessary attention and support.
Rating: 5.0 out of 5.0 from Encompass This transaction had unique challenges and I felt we recieved sound guidance from Kristina. thank you! James JWharton, NJ Kristina Johnson
This transaction had unique challenges and I felt we recieved sound guidance from Kristina. thank you!
Rating: 5.0 out of 5.0 from Encompass Bernard was very responsive to all of my concerns and was on top of every detail. highly recommend. MelanieToms River, NJ Bernard Hartigan
Bernard was very responsive to all of my concerns and was on top of every detail. highly recommend.
Rating: 5.0 out of 5.0 from Encompass Bernie was FANTASTIC ! Honest, straight forward, helpful, patient when it is needed. I would be a lucky man if all my interactions were as smooth as they were with Bernie. Daniel JToms River, NJ Bernard Hartigan
Bernie was FANTASTIC ! Honest, straight forward, helpful, patient when it is needed. I would be a lucky man if all my interactions were as smooth as they were with Bernie.
Rating: 5.0 out of 5.0 from Encompass Bernard is a professional and he was there for us with any questions we wanted answered. He always returned our calls and is a great personality. 💯 LauraToms River, NJ Bernard Hartigan
Bernard is a professional and he was there for us with any questions we wanted answered. He always returned our calls and is a great personality. 💯
Rating: 5.0 out of 5.0 from Encompass Susan has amazng patience and communication skills that helped get me throught this process. TracyFar Hills, NJ Susan Lane
Susan has amazng patience and communication skills that helped get me throught this process.
Rating: 5.0 out of 5.0 from Encompass Susan was communicative and available throughout the entire process. She helped my client figure out her budget and helped her through the whole process. MichelleFar Hills, NJ Susan Lane
Susan was communicative and available throughout the entire process. She helped my client figure out her budget and helped her through the whole process.
Rating: 5.0 out of 5.0 from Encompass Dionna and the entire loan team were absolutely amazing. Every question was answered promptly, every concern was placated . They made the entire process seamless. MelinaRahway, NJ Dionna Vazquez
Dionna and the entire loan team were absolutely amazing. Every question was answered promptly, every concern was placated . They made the entire process seamless.
Rating: 5.0 out of 5.0 from Encompass Dionna was amazing, Thank you so much! DionnaRahway, NJ Dionna Vazquez
Dionna was amazing, Thank you so much!
Rating: 5.0 out of 5.0 from Encompass Susan was amazing every step of the way. answered every question I had! NicholasStewartsville, NJ Susan Lane
Susan was amazing every step of the way. answered every question I had!
Rating: 5.0 out of 5.0 from Encompass The best person that I have ever met, Extremely professional. ClaribelNewark, NJ Riyerbin Tineo
The best person that I have ever met, Extremely professional.
Rating: 4.7 out of 5.0 from Encompass professional with outstanding communication ! NicholasNewark, NJ Riyerbin Tineo
professional with outstanding communication !
Rating: 5.0 out of 5.0 from Encompass I love everything , the process was very fast DaysiRoselle Park, NJ Dionna Vazquez
I love everything , the process was very fast
Rating: 5.0 out of 5.0 from Zillow Kevin and his team was great throughout the entire process they walk me through step by step this was the most greatest experience I have ever had. They went above and beyond to help me buying my home they even help me out in the end with a lenders credit. They all work together and made this a wonder du experience. I recommend them to anyone the a... Shakeena Kevin Dolan
Kevin and his team was great throughout the entire process they walk me through step by step this was the most greatest experience I have ever had. They went above and beyond to help me buying my home they even help me out in the end with a lenders credit. They all work together and made this a wonder du experience. I recommend them to anyone the a...
Rating: 5.0 out of 5.0 from Zillow I had a complicated loan situation, and Kevin and his team went out of their way to get me financed! It was a long process, but in the end they were able to get me into my new home. Dj78 Kevin Dolan
I had a complicated loan situation, and Kevin and his team went out of their way to get me financed! It was a long process, but in the end they were able to get me into my new home.
Rating: 5.0 out of 5.0 from Zillow Kevin was SUPER informative to my oh so many questions. He took the time to explain each one in detail so I was comfortable every step of the way. He made himself and staff accesible and never hesitated to pick up the phone and call if there were questions that took more than 2 emails to answer. In addition, they had video guidance at each level of... Yadira Kevin Dolan
Kevin was SUPER informative to my oh so many questions. He took the time to explain each one in detail so I was comfortable every step of the way. He made himself and staff accesible and never hesitated to pick up the phone and call if there were questions that took more than 2 emails to answer. In addition, they had video guidance at each level of...