Ready to buy your dream home? Start your purchase journey today with competitive rates and expert guidance.
Lower your monthly payments or access your home equity with our refinancing options.
Access calculators, guides, and tools to help you make informed mortgage decisions.
Learn more about our company, explore career opportunities, and discover our impact on the mortgage industry.
Our Team
Our team of licensed mortgage professionals are always eager to help you achieve your dream.
Our team can be found in the following branches:
Great communication and assistance throughout the process . Christopher L. Ledgewood, NJ Daniella Hurley Rating: 5.0 out of 5.0 from Encompass
Great communication and assistance throughout the process .
Daniella was responsive and quick to explain the process Darrell Jersey City, NJ Daniella Hurley Rating: 5.0 out of 5.0 from Encompass
Daniella was responsive and quick to explain the process
Everything from initial contact to closing went very smoothly. Jeffrey Flanders, NJ Daniella Hurley Rating: 5.0 out of 5.0 from Encompass
Everything from initial contact to closing went very smoothly.
Bob Lepore is truly an amazing lender! He is patient and so kind! When clients dont have the docs they need, he follows up until it gets done. I'm constantly updated and know where everything is in the process and I'm so thankful to have found such an amazing lender! Bob is my go-to guy! Catherine Byram Township, NJ Robert Lepore Rating: 5.0 out of 5.0 from Encompass
Bob Lepore is truly an amazing lender! He is patient and so kind! When clients dont have the docs they need, he follows up until it gets done. I'm constantly updated and know where everything is in the process and I'm so thankful to have found such an amazing lender! Bob is my go-to guy!
Bob was responsive every time we call. Always informative and helpful. We greatly appreciate all he did to make our home purchase a successful experience. Corbett K. Byram Township, NJ Robert Lepore Rating: 5.0 out of 5.0 from Encompass
Bob was responsive every time we call. Always informative and helpful. We greatly appreciate all he did to make our home purchase a successful experience.
Communication was great! Everything was clear wuth with the process. Daisy G. Hopatcong, NJ Robert Lepore Rating: 5.0 out of 5.0 from Encompass
Communication was great! Everything was clear wuth with the process.
AnnMarie makes whats normally a "stressful experience" with buying a home; a smooth , seamless and exciting experience. Not only did AnnMarie and her team make this effortless, their personalities made it enjoyable. From extremely knowledgeable to very personable - getting the mortgage done for our home was ... Kenneth Sparta, NJ AnnMarie Schlaffer Rating: 5.0 out of 5.0 from Encompass
AnnMarie makes whats normally a "stressful experience" with buying a home; a smooth , seamless and exciting experience. Not only did AnnMarie and her team make this effortless, their personalities made it enjoyable. From extremely knowledgeable to very personable - getting the mortgage done for our home was ...
Everyone at AnnieMac was nothing but helpful, kind, and willing to go the extra mile to make sure our experience as first time home buyers went smoothly. AnnMarie is truly an angel, and was always prepared to answer our calls and any questions we had along the way. We could not recommend anyone better... Margaret M. Newton, NJ AnnMarie Schlaffer Rating: 5.0 out of 5.0 from Encompass
Everyone at AnnieMac was nothing but helpful, kind, and willing to go the extra mile to make sure our experience as first time home buyers went smoothly. AnnMarie is truly an angel, and was always prepared to answer our calls and any questions we had along the way. We could not recommend anyone better...
We feel so incredibly blessed to have had AnnMarie guiding us through this journey. Everything happened so fast, yet she made sure we felt confident and supported every step of the way. She went above and beyond, always checking in and making herself available whenever we needed her. This experience wouldn’t have been the same without her. We are... Bryan Sparta, NJ AnnMarie Schlaffer Rating: 5.0 out of 5.0 from Encompass
We feel so incredibly blessed to have had AnnMarie guiding us through this journey. Everything happened so fast, yet she made sure we felt confident and supported every step of the way. She went above and beyond, always checking in and making herself available whenever we needed her. This experience wouldn’t have been the same without her. We are...
Hasan took great care of us. He did a wonderful job. My family and I are grateful to him. Mehmet Sound Beach, NY Hasan Gunduz Rating: 5.0 out of 5.0 from Encompass
Hasan took great care of us. He did a wonderful job. My family and I are grateful to him.
Very profesyonel and very helpful when ever we had to ask questions he was answering with kindly. Nurjan Moriches, NY Hasan Gunduz Rating: 5.0 out of 5.0 from Encompass
Very profesyonel and very helpful when ever we had to ask questions he was answering with kindly.
Hasan is an intelligent problem solver. He was able to deliver the work as promised. There was a mistake in the application (mostly on my part :)). He was fast and efficient solving that problem. Also, his natural high energy, quick response and availability characteristics motivated me to respond his document and signature demands much quicker tha... Atahan Norwood, NJ Hasan Gunduz Rating: 5.0 out of 5.0 from Zillow
Hasan is an intelligent problem solver. He was able to deliver the work as promised. There was a mistake in the application (mostly on my part :)). He was fast and efficient solving that problem. Also, his natural high energy, quick response and availability characteristics motivated me to respond his document and signature demands much quicker tha...
Kelly is absolutely amazing to work with! She consistently puts my clients at ease and makes the entire lending process feel smooth and stress-free. Her communication, professionalism, and attention to detail truly set her apart. I always know my clients are in great hands with her! Deidre Beachwood, NJ Kelly McHale Rating: 5.0 out of 5.0 from Encompass
Kelly is absolutely amazing to work with! She consistently puts my clients at ease and makes the entire lending process feel smooth and stress-free. Her communication, professionalism, and attention to detail truly set her apart. I always know my clients are in great hands with her!
Kelly was so helpful and wonderful . We appreciate her so much Michelle Toms River, NJ Kelly McHale Rating: 5.0 out of 5.0 from Encompass
Kelly was so helpful and wonderful . We appreciate her so much
I had a great experience with Kelly and the rest of the team. They're all pleasant and very helpful in everything that I needed during this process from the start til the end. I will highly recommend you to all my friends. Thank you so much and I appreciate you all! Allan Beachwood, NJ Kelly McHale Rating: 5.0 out of 5.0 from Encompass
I had a great experience with Kelly and the rest of the team. They're all pleasant and very helpful in everything that I needed during this process from the start til the end. I will highly recommend you to all my friends. Thank you so much and I appreciate you all!
What made the experience great was the clear communication and guidance throughout the entire refinancing process. Everything was explained thoroughly, timelines were met, and I felt supported every step of the way. Stephanie Lafayette, NJ Youssef Abdelhalim Rating: 5.0 out of 5.0 from Encompass
What made the experience great was the clear communication and guidance throughout the entire refinancing process. Everything was explained thoroughly, timelines were met, and I felt supported every step of the way.
Personalized service. Quick responses and smooth process. Overall it was an was an amazing experience ! Thank you for all your hard work Elizabeth M. Sarasota, FL Youssef Abdelhalim Rating: 5.0 out of 5.0 from Encompass
Personalized service. Quick responses and smooth process. Overall it was an was an amazing experience ! Thank you for all your hard work
The high level of communication and the sense of urgency to close the loan in a timely fashion Michele Wildwood Crest, NJ Youssef Abdelhalim Rating: 5.0 out of 5.0 from Encompass
The high level of communication and the sense of urgency to close the loan in a timely fashion
Communication and a cohesive team Matthew Sussex, NJ Susan Lane Rating: 5.0 out of 5.0 from Encompass
Communication and a cohesive team
Susan Lane is extremely professional and guided me through the whole process, making everything appear effortless. Susan Lane is certainly an asset to AnnieMac. Thank you, Susan, and thank you, AnnieMac. Meita Ledgewood, NJ Susan Lane Rating: 5.0 out of 5.0 from Encompass
Susan Lane is extremely professional and guided me through the whole process, making everything appear effortless. Susan Lane is certainly an asset to AnnieMac. Thank you, Susan, and thank you, AnnieMac.
Susan was very responsive and knowledgable. She was more than willing to educate and guide me on a mortgage product I was not familiar with. I highly recommend Susan. Mindy Hopatcong, NJ Susan Lane Rating: 5.0 out of 5.0 from Encompass
Susan was very responsive and knowledgable. She was more than willing to educate and guide me on a mortgage product I was not familiar with. I highly recommend Susan.
Kristina was a pleasure to work with through the whole process of securing my mortgage. From the beginning stages through closing, Kristina was available to answer all questions and work with me through my schedule. I will certainly recommended her to anybody that I know and will definitely be using her again for my next purchase. Thank You! Derek Hillsdale, NJ Kristina Johnson Rating: 5.0 out of 5.0 from Zillow
Kristina was a pleasure to work with through the whole process of securing my mortgage. From the beginning stages through closing, Kristina was available to answer all questions and work with me through my schedule. I will certainly recommended her to anybody that I know and will definitely be using her again for my next purchase. Thank You!
Kristina guides you through the exciting and challenging journey of purchasing a new home with ease. As a first time homebuyer, the process seemed daunting, but with Kristina's extentsive knowledge and experience, she helped me to close on my first condo! Throughout the process she is always there to answer questions (day and night) and is willing... Emayer2011 Hackettstown, NJ Kristina Johnson Rating: 5.0 out of 5.0 from Zillow
Kristina guides you through the exciting and challenging journey of purchasing a new home with ease. As a first time homebuyer, the process seemed daunting, but with Kristina's extentsive knowledge and experience, she helped me to close on my first condo! Throughout the process she is always there to answer questions (day and night) and is willing...
Kristina was there for us 24/7. She was always polite and helpful and a joy to have behind us during a very stressful time. I feel extremely lucky to have had her with us during the mortgage process. Ellorial Dingmans Ferry, PA Kristina Johnson Rating: 5.0 out of 5.0 from Zillow
Kristina was there for us 24/7. She was always polite and helpful and a joy to have behind us during a very stressful time. I feel extremely lucky to have had her with us during the mortgage process.
Bernie immade himself available to us any time of day, weekday and weekends. He answered all.our questions and worked with us for years! Carson Annandale, NJ Bernard Hartigan Rating: 5.0 out of 5.0 from Encompass
Bernie immade himself available to us any time of day, weekday and weekends. He answered all.our questions and worked with us for years!
Great experience Stavroula Hasbrouck Heights, NJ Bernard Hartigan Rating: 5.0 out of 5.0 from Encompass
Great experience
Bernard was very professional and easy to work with. He made things go as smoothlly as possible and everyone know getting a mortgage is not that easy. You are in good hands with Mr. Bernard Hartigan. James Morristown, NJ Bernard Hartigan Rating: 5.0 out of 5.0 from Encompass
Bernard was very professional and easy to work with. He made things go as smoothlly as possible and everyone know getting a mortgage is not that easy. You are in good hands with Mr. Bernard Hartigan.
Very helpful and understanding throughout the whole process Armando A. Jersey City, NJ Jacqueline Vargas Rating: 5.0 out of 5.0 from Encompass
Very helpful and understanding throughout the whole process
Thank you for the accompaniment and for helping me in everything. Your support made everything much easier and you did it Yennifer Wallington, NJ Jacqueline Vargas Rating: 5.0 out of 5.0 from Encompass
Thank you for the accompaniment and for helping me in everything. Your support made everything much easier and you did it
Very professional, great communication, and creative David Newark, NJ Jacqueline Vargas Rating: 5.0 out of 5.0 from Encompass
Very professional, great communication, and creative
I love everything , the process was very fast Daysi Roselle Park, NJ Dionna Vazquez Rating: 5.0 out of 5.0 from Encompass
I love everything , the process was very fast
Dionna and the entire loan team were absolutely amazing. Every question was answered promptly, every concern was placated . They made the entire process seamless. Melina Rahway, NJ Dionna Vazquez Rating: 5.0 out of 5.0 from Encompass
Dionna and the entire loan team were absolutely amazing. Every question was answered promptly, every concern was placated . They made the entire process seamless.
Dionna was amazing, Thank you so much! Dionna Rahway, NJ Dionna Vazquez Rating: 5.0 out of 5.0 from Encompass
Dionna was amazing, Thank you so much!