Ready to buy your dream home? Start your purchase journey today with competitive rates and expert guidance.
Lower your monthly payments or access your home equity with our refinancing options.
Access calculators, guides, and tools to help you make informed mortgage decisions.
Learn more about our company, explore career opportunities, and discover our impact on the mortgage industry.
Our Team
Our team of licensed mortgage professionals are always eager to help you achieve your dream.
Our team can be found in the following branches:
Rating: 5.0 out of 5.0 from Encompass Fast response! Fast getting the approval letter over so that I can get an offer in where I was representing both sides and didn't want to lose it. Thanks again! BRENDA LEELincoln Park, NJ Youssef Abdelhalim
Fast response! Fast getting the approval letter over so that I can get an offer in where I was representing both sides and didn't want to lose it. Thanks again!
Rating: 5.0 out of 5.0 from Encompass This team has been hands down the best. Very supportive, comunnicative, and positive. My husband and I we are able to feel at ease through the whole process. We love this team and would reccomend it to anyone 100% JenniferSouth River, NJ Daniella Hurley
This team has been hands down the best. Very supportive, comunnicative, and positive. My husband and I we are able to feel at ease through the whole process. We love this team and would reccomend it to anyone 100%
Rating: 5.0 out of 5.0 from Encompass Bob made it great!!! His caring patience and understanding helped us the whole way through!!!! Joseph D.Highland Lakes, NJ Robert Lepore
Bob made it great!!! His caring patience and understanding helped us the whole way through!!!!
Rating: 5.0 out of 5.0 from Encompass Annmarie was absolutely amazing and a pleasure to work with. ShariWallkill, NY AnnMarie Schlaffer
Annmarie was absolutely amazing and a pleasure to work with.
Rating: 5.0 out of 5.0 from Encompass The overall experience !! From start to finish this team made it amazing and helped us out so much NelsonSouth River, NJ Daniella Hurley
The overall experience !! From start to finish this team made it amazing and helped us out so much
Rating: 5.0 out of 5.0 from Encompass Youssef and his team are top notch in every way, their programs are fantastic and their serv ice can't be beat! RonaldFranklin Lakes, NJ Youssef Abdelhalim
Youssef and his team are top notch in every way, their programs are fantastic and their serv ice can't be beat!
Rating: 5.0 out of 5.0 from Encompass We cannot thank AnnMarie enough for everything she did throughout our home-buying journey. As first-time homebuyers, we had so many questions, worries, and moments where we felt overwhelmed. AnnMarie was there every step of the way with patience, kindness, and professionalism. She always took the time to explain things in a way we could understand... Tanner LucasOgdensburg, NY AnnMarie Schlaffer
We cannot thank AnnMarie enough for everything she did throughout our home-buying journey. As first-time homebuyers, we had so many questions, worries, and moments where we felt overwhelmed. AnnMarie was there every step of the way with patience, kindness, and professionalism. She always took the time to explain things in a way we could understand...
Rating: 5.0 out of 5.0 from Encompass Prompt response time from start to finish. LaurenceMiddlesex, NJ Daniella Hurley
Prompt response time from start to finish.
Rating: 5.0 out of 5.0 from Encompass Top notch communicaation, especially towards the end of a transacation when things move very quickly. Youssef breaks down the process and costs to clients in terms that they understand. Many are unfamiliar with loans etc and are aprehensive to ask questions and quick to say they understand when they really don't. He and his team take the time neede... RobertDenville, NJ Youssef Abdelhalim
Top notch communicaation, especially towards the end of a transacation when things move very quickly. Youssef breaks down the process and costs to clients in terms that they understand. Many are unfamiliar with loans etc and are aprehensive to ask questions and quick to say they understand when they really don't. He and his team take the time neede...
Rating: 5.0 out of 5.0 from Encompass Susan was communicative and available throughout the entire process. She helped my client figure out her budget and helped her through the whole process. MichelleFar Hills, NJ Susan Lane
Susan was communicative and available throughout the entire process. She helped my client figure out her budget and helped her through the whole process.
Rating: 5.0 out of 5.0 from Encompass Susan has amazng patience and communication skills that helped get me throught this process. TracyFar Hills, NJ Susan Lane
Susan has amazng patience and communication skills that helped get me throught this process.
Rating: 5.0 out of 5.0 from Encompass Herşey için çok teşekkür ederiz sonuç olarak kısa zamanda bitirebilmemiz ilk tecrübemizde sizlerle çalışmak büyük bir şanstı bizim için OmerTrumbull, CT Hasan Gunduz
Herşey için çok teşekkür ederiz sonuç olarak kısa zamanda bitirebilmemiz ilk tecrübemizde sizlerle çalışmak büyük bir şanstı bizim için
Rating: 5.0 out of 5.0 from Encompass Bob was always there when I needed him! EdHighland Lakes, NJ Robert Lepore
Bob was always there when I needed him!
Rating: 5.0 out of 5.0 from Encompass AnnMarie is the absolute BEST, at what she does! She is professional, knowledgeable, patient, and just an amazing person to work with! She responded to every text, email, and phone call, quickly! She was able to answer all of our questions, and put our minds at ease, every time! I would give her 10 stars if I could, and I highly recommend her!!! AntoniettaBlairstown, NJ AnnMarie Schlaffer
AnnMarie is the absolute BEST, at what she does! She is professional, knowledgeable, patient, and just an amazing person to work with! She responded to every text, email, and phone call, quickly! She was able to answer all of our questions, and put our minds at ease, every time! I would give her 10 stars if I could, and I highly recommend her!!!
Rating: 5.0 out of 5.0 from Encompass Fue una hermosa experiencia ya que Jacqueline y su equipo se mantuvo en constante comunicacion, explicandonos y asistiendonos en cada paso. Hizo que el proceso fuera fluido, rapido y claro. Brenda MNorth Arlington, NJ Jacqueline Vargas
Fue una hermosa experiencia ya que Jacqueline y su equipo se mantuvo en constante comunicacion, explicandonos y asistiendonos en cada paso. Hizo que el proceso fuera fluido, rapido y claro.
Rating: 5.0 out of 5.0 from Encompass Amazing experience SandeepLong Branch, NJ Kelly McHale
Amazing experience
Rating: 5.0 out of 5.0 from Encompass Kelly is absolutely amazing to work with! She is responsive, quick and very knowledgeable. She makes understanding the process and different programs offered to different clients seemless. TiffanyBurlington, NJ Kelly McHale
Kelly is absolutely amazing to work with! She is responsive, quick and very knowledgeable. She makes understanding the process and different programs offered to different clients seemless.
Rating: 5.0 out of 5.0 from Encompass Dionna and the entire loan team were absolutely amazing. Every question was answered promptly, every concern was placated . They made the entire process seamless. MelinaRahway, NJ Dionna Vazquez
Dionna and the entire loan team were absolutely amazing. Every question was answered promptly, every concern was placated . They made the entire process seamless.
Rating: 5.0 out of 5.0 from Encompass Dionna was amazing, Thank you so much! DionnaRahway, NJ Dionna Vazquez
Dionna was amazing, Thank you so much!
Rating: 5.0 out of 5.0 from Encompass They explained the process well and it went smoothly. I prefer less complicated works. YavuzPiscataway, NJ Hasan Gunduz
They explained the process well and it went smoothly. I prefer less complicated works.
Rating: 5.0 out of 5.0 from Encompass Kristina was suoer attentive from day one. She was always available to answer my questions or concerns. She made the process very smooth. I would definitely reccommend her services to family and friends. Your the best Kristina! LaShondaRahway, NJ Kristina Johnson
Kristina was suoer attentive from day one. She was always available to answer my questions or concerns. She made the process very smooth. I would definitely reccommend her services to family and friends. Your the best Kristina!
Rating: 5.0 out of 5.0 from Encompass Kelly is great, very responsive, very thorough with explanations and dealing with the countless questions I have had! NicholasToms River, NJ Kelly McHale
Kelly is great, very responsive, very thorough with explanations and dealing with the countless questions I have had!
Rating: 5.0 out of 5.0 from Encompass Very helpful and honest always had my best interests in mind EricVernon, NJ Robert Lepore
Very helpful and honest always had my best interests in mind
Rating: 5.0 out of 5.0 from Encompass Susan was amazing every step of the way. answered every question I had! NicholasStewartsville, NJ Susan Lane
Susan was amazing every step of the way. answered every question I had!
Rating: 5.0 out of 5.0 from Encompass Bernie was very informative and transparent throughout the process. He was available whenever we needed and, as first time home buyers, he showed that he had our best interest at heart. AlexisVerona, NJ Bernard Hartigan
Bernie was very informative and transparent throughout the process. He was available whenever we needed and, as first time home buyers, he showed that he had our best interest at heart.
Rating: 5.0 out of 5.0 from Encompass Bernie helped explain everything as a first time homebuyer. It was a pleasure working with him Robert AaronVerona, NJ Bernard Hartigan
Bernie helped explain everything as a first time homebuyer. It was a pleasure working with him
Rating: 5.0 out of 5.0 from Encompass Mr Hasan is a great guy and he knows what he's doing.he did great job.thanks to him he did our dream come true.10/10 SerkanMattituck, NY Hasan Gunduz
Mr Hasan is a great guy and he knows what he's doing.he did great job.thanks to him he did our dream come true.10/10
Rating: 5.0 out of 5.0 from Encompass The best person that I have ever met, Extremely professional. ClaribelNewark, NJ Riyerbin Tineo
The best person that I have ever met, Extremely professional.
Rating: 4.7 out of 5.0 from Encompass professional with outstanding communication ! NicholasNewark, NJ Riyerbin Tineo
professional with outstanding communication !
Rating: 5.0 out of 5.0 from Encompass Jaquee is an excellent credit officer. She doesn't just assist you financially; she becomes a source of support and comfort during moments when it feels like everything is going wrong, helping you reach your goal. She never abandons you during the process; on the contrary, she encourages and assists you every step of the way. She is an outstanding ... CharitoPaterson, NJ Jacqueline Vargas
Jaquee is an excellent credit officer. She doesn't just assist you financially; she becomes a source of support and comfort during moments when it feels like everything is going wrong, helping you reach your goal. She never abandons you during the process; on the contrary, she encourages and assists you every step of the way. She is an outstanding ...
Rating: 5.0 out of 5.0 from Encompass In general every process was great . We love how jaqueline handle everything. Thank for everything JanselClifton, NJ Jacqueline Vargas
In general every process was great . We love how jaqueline handle everything. Thank for everything
Rating: 5.0 out of 5.0 from write_review Kristina was fantastic to work with. From the start she took time to answer any all of my (many) questions. She kept me updated on where we were in the process regularly, and I always knew what to expect. Kristina always responded quickly to any messages I sent via text or email, and made the whole process as easy as possible. You are in good hands... Terri Kristina Johnson
Kristina was fantastic to work with. From the start she took time to answer any all of my (many) questions. She kept me updated on where we were in the process regularly, and I always knew what to expect. Kristina always responded quickly to any messages I sent via text or email, and made the whole process as easy as possible. You are in good hands...
Rating: 5.0 out of 5.0 from write_review During this entire process, Kristina Johnson was magnificent. Extraordinarily knowledgeable of the task she was facing from a professional stand point. And at every stop we hit a road block, her words of encouragement were the difference in accomplishing the objective. Whether it Friday night, Saturday morning, or Midday Sunday, Kristina Johnson ... Jose Kristina Johnson
During this entire process, Kristina Johnson was magnificent. Extraordinarily knowledgeable of the task she was facing from a professional stand point. And at every stop we hit a road block, her words of encouragement were the difference in accomplishing the objective. Whether it Friday night, Saturday morning, or Midday Sunday, Kristina Johnson ...
Rating: 5.0 out of 5.0 from Encompass Bernie immade himself available to us any time of day, weekday and weekends. He answered all.our questions and worked with us for years! CarsonAnnandale, NJ Bernard Hartigan
Bernie immade himself available to us any time of day, weekday and weekends. He answered all.our questions and worked with us for years!
Rating: 5.0 out of 5.0 from Encompass I love everything , the process was very fast DaysiRoselle Park, NJ Dionna Vazquez
I love everything , the process was very fast
Rating: 5.0 out of 5.0 from Zillow Kevin and his team was great throughout the entire process they walk me through step by step this was the most greatest experience I have ever had. They went above and beyond to help me buying my home they even help me out in the end with a lenders credit. They all work together and made this a wonder du experience. I recommend them to anyone the a... Shakeena Kevin Dolan
Kevin and his team was great throughout the entire process they walk me through step by step this was the most greatest experience I have ever had. They went above and beyond to help me buying my home they even help me out in the end with a lenders credit. They all work together and made this a wonder du experience. I recommend them to anyone the a...
Rating: 5.0 out of 5.0 from Zillow I had a complicated loan situation, and Kevin and his team went out of their way to get me financed! It was a long process, but in the end they were able to get me into my new home. Dj78 Kevin Dolan
I had a complicated loan situation, and Kevin and his team went out of their way to get me financed! It was a long process, but in the end they were able to get me into my new home.
Rating: 5.0 out of 5.0 from Zillow Kevin was SUPER informative to my oh so many questions. He took the time to explain each one in detail so I was comfortable every step of the way. He made himself and staff accesible and never hesitated to pick up the phone and call if there were questions that took more than 2 emails to answer. In addition, they had video guidance at each level of... Yadira Kevin Dolan
Kevin was SUPER informative to my oh so many questions. He took the time to explain each one in detail so I was comfortable every step of the way. He made himself and staff accesible and never hesitated to pick up the phone and call if there were questions that took more than 2 emails to answer. In addition, they had video guidance at each level of...