Ready to buy your dream home? Start your purchase journey today with competitive rates and expert guidance.
Lower your monthly payments or access your home equity with our refinancing options.
Access calculators, guides, and tools to help you make informed mortgage decisions.
Learn more about our company, explore career opportunities, and discover our impact on the mortgage industry.
Proudly serving clients across New Jersey, Florida, New York and Pennsylvania.
I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Rating: 5.0 out of 5.0 from Encompass Team was very knowledgeable and patient throughout the process. At time when I was stressed I know they had my back. KyleBedminster, NJ May 22
Team was very knowledgeable and patient throughout the process. At time when I was stressed I know they had my back.
Rating: 5.0 out of 5.0 from Encompass "Thank you, Daniella, for all your help and hard work in processing my mortgage loan. I truly appreciate your professionalism, guidance, and support throughout the entire process."Rodrigo martinez RodrigoCarteret, NJ May 22
"Thank you, Daniella, for all your help and hard work in processing my mortgage loan. I truly appreciate your professionalism, guidance, and support throughout the entire process."Rodrigo martinez
Rating: 5.0 out of 5.0 from Encompass The team was great and very helpful. Whenever I needed something, they walked me through everything step by step to make sure I had the correct information they needed. It was a very smooth transition and communication was great. Janice MBogota, NJ May 22
The team was great and very helpful. Whenever I needed something, they walked me through everything step by step to make sure I had the correct information they needed. It was a very smooth transition and communication was great.
Rating: 5.0 out of 5.0 from Encompass They were fast and accurate with any information we needed also polite and friendly. JeannetteTOBYHANNA, PA May 18
They were fast and accurate with any information we needed also polite and friendly.
Rating: 5.0 out of 5.0 from Encompass everything was easy and well explained JustinHackettstown, NJ May 16
everything was easy and well explained
Rating: 5.0 out of 5.0 from Encompass Eventhough my wife did most of the reading and explaining, I am grateful for your team helping us navigate through this lengthy process. When I did speak to members of Annie Mac, everyone was extremely knowledgeable and helpful. GeorgePlains, PA May 15
Eventhough my wife did most of the reading and explaining, I am grateful for your team helping us navigate through this lengthy process. When I did speak to members of Annie Mac, everyone was extremely knowledgeable and helpful.
Rating: 5.0 out of 5.0 from Encompass I am so glad to had them with the transition at beginning to end everything was clear any questions I needed they answered by email or phone calls, all them works professional I am really appreciated to work them. GuillermoTrenton, NJ May 14
I am so glad to had them with the transition at beginning to end everything was clear any questions I needed they answered by email or phone calls, all them works professional I am really appreciated to work them.
Rating: 5.0 out of 5.0 from Encompass Just to name a few: Daniella the Overseer, Kevin the Loan Officer Extraordinaire, Shannon the Exceptional Loan Administrator, Shalane the Exceptional Assistant, and Shakima the Exceptional Processor and last, but not lease the Researchers and Closers. Nancy DPlains, PA May 12
Just to name a few: Daniella the Overseer, Kevin the Loan Officer Extraordinaire, Shannon the Exceptional Loan Administrator, Shalane the Exceptional Assistant, and Shakima the Exceptional Processor and last, but not lease the Researchers and Closers.
Rating: 5.0 out of 5.0 from Encompass The whole process was seamless. AmandaLanding, NJ May 12
The whole process was seamless.
Rating: 5.0 out of 5.0 from Encompass Great communication and assistance throughout the process . Christopher LeeLedgewood, NJ May 12
Great communication and assistance throughout the process .
Rating: 4.3 out of 5.0 from Encompass Great service and a wonderful experience—above all, very professional and fast. Cristopher GabrielColumbia, NJ May 11
Great service and a wonderful experience—above all, very professional and fast.
Rating: 5.0 out of 5.0 from Encompass Daniella was responsive and quick to explain the process DarrellJersey City, NJ May 11
Daniella was responsive and quick to explain the process
Rating: 5.0 out of 5.0 from Encompass Everything from initial contact to closing went very smoothly. JeffreyFlanders, NJ May 11
Everything from initial contact to closing went very smoothly.
Rating: 5.0 out of 5.0 from Encompass Working with the AnnieMac team was a wonderful experience. They made the entire mortgage process feel seamless and manageable, providing clear communication and support at every step. I really appreciated their professionalism and the way they handled all the details to ensure a smooth closing. I would recommend their services to anyone looking for... ReginaUnion, NJ May 08
Working with the AnnieMac team was a wonderful experience. They made the entire mortgage process feel seamless and manageable, providing clear communication and support at every step. I really appreciated their professionalism and the way they handled all the details to ensure a smooth closing. I would recommend their services to anyone looking for...
Rating: 5.0 out of 5.0 from Encompass They are very quick and pleasant to work with. Gina TRoselle, NJ May 07
They are very quick and pleasant to work with.
Rating: 5.0 out of 5.0 from Encompass Fast responses to questions, overall smooth experience MartinBlackwood, NJ May 04
Fast responses to questions, overall smooth experience
Rating: 5.0 out of 5.0 from Encompass Great experience working with the team. Very easy to communicate and coordinate tasks during the process. VikramRockaway, NJ Apr 27
Great experience working with the team. Very easy to communicate and coordinate tasks during the process.
Rating: 5.0 out of 5.0 from Encompass Great team to work with. They were very fast throughout the entire process, extremely knowledgeable, and always prompt in responding. They made the whole experience much easier. Alexandra PHamilton, NJ Apr 27
Great team to work with. They were very fast throughout the entire process, extremely knowledgeable, and always prompt in responding. They made the whole experience much easier.
Rating: 5.0 out of 5.0 from Encompass The closing was so fast. The customer service was amazing. LydiaAvenel, NJ Apr 20
The closing was so fast. The customer service was amazing.
Rating: 5.0 out of 5.0 from Encompass the entire staff was absolutely wonderful to work with throughout the entire loan process. they made everything feel smooth, quick, and stress-free and clearly guided us through all the paperwork, helped us get pre-approved right away and through underwriting to the final steps. SterlinAvenel, NJ Apr 17
the entire staff was absolutely wonderful to work with throughout the entire loan process. they made everything feel smooth, quick, and stress-free and clearly guided us through all the paperwork, helped us get pre-approved right away and through underwriting to the final steps.
Rating: 5.0 out of 5.0 from Encompass Great communication . Pleasantly impressed ☺️ Kathleen MLords Valley, PA Apr 08
Great communication . Pleasantly impressed ☺️
Rating: 5.0 out of 5.0 from Encompass Thanks and keep up the good work AshrafSicklerville, NJ Apr 06
Thanks and keep up the good work
Rating: 5.0 out of 5.0 from Encompass the team made I very stressful situation very smooth. FranciscoClinton, NJ Apr 03
the team made I very stressful situation very smooth.
Rating: 5.0 out of 5.0 from Encompass service as a whole PabloPlainfield, NJ Apr 03
service as a whole
Rating: 5.0 out of 5.0 from Encompass “Her knowledge, guidance, and customer service were outstanding—truly an excellent experience overall.” DaianaFlemington, NJ Mar 27
“Her knowledge, guidance, and customer service were outstanding—truly an excellent experience overall.”