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Youssef is a Certified Mortgage Planning Specialist (CMPS). He knows that buying or refinancing a home is the biggest financial decision of his clients’ lives. That’s why he makes a point of consulting with his clients throughout the entire loan process, so they are well-educated and active participants in the transaction.
He has an extensive background in all facets of mortgage lending and assisting his clients with many different needs, whether they are a homebuyer looking to purchase a new home or current homeowners looking to benefit from refinancing. His expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
Youssef also makes a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so he can serve as an informed advocate for his clients.
His focus is on not merely getting his clients a loan, but finding the best loan for them.
Rating: 5.0 out of 5.0 from Encompass The entire team. Youssef and his entire staff really made the whole process smooth and organized. I would absolutely recommend him to friends and family ChristopherHackettstown, NJ Jun 09
The entire team. Youssef and his entire staff really made the whole process smooth and organized. I would absolutely recommend him to friends and family
Rating: 5.0 out of 5.0 from Encompass Annie Mac team made the purchase of my first home an easy process for me from the quick response times. The amazing customer service they made my purchase smooth sailing . What could have been a stressful expierence was the exact opposite. Thankyou to Youseff and his team special shout out to Lynda she was ... Justin AAndover, NJ Jun 05
Annie Mac team made the purchase of my first home an easy process for me from the quick response times. The amazing customer service they made my purchase smooth sailing . What could have been a stressful expierence was the exact opposite. Thankyou to Youseff and his team special shout out to Lynda she was ...
Rating: 5.0 out of 5.0 from Encompass Youssef and his team were extremely helpful! They made sure we understood all the paperwork we were reviewing and signing as well as supported us with all the craziness of home buying. Gabriela De LeonMorristown, NJ Jun 05
Youssef and his team were extremely helpful! They made sure we understood all the paperwork we were reviewing and signing as well as supported us with all the craziness of home buying.
Rating: 5.0 out of 5.0 from Encompass Youssef and team were extremely supportive throughout the entire process and made the mortgage process an easy one. Couldn't recommend Youssef and team more! CollinMorristown, NJ Jun 02
Youssef and team were extremely supportive throughout the entire process and made the mortgage process an easy one. Couldn't recommend Youssef and team more!
Rating: 5.0 out of 5.0 from Encompass Buying and selling a home is very stressful .everyone in yourself office were so patient and helpful.. Kristina went far and above for us. . BryanSparta, NJ May 25
Buying and selling a home is very stressful .everyone in yourself office were so patient and helpful.. Kristina went far and above for us. .
Rating: 5.0 out of 5.0 from Encompass From A thru Z, I'd like to use one word to describe this experience for me: SPLENDID. If pryor to entering onto the process, I were to write a script of how I'd like it to, favorably, go for me, I'd have written it the exact same way it happened. There were no set back, there were no bumps on the road, every single participant I encountered along... JoseBrooklyn, NY May 20
From A thru Z, I'd like to use one word to describe this experience for me: SPLENDID. If pryor to entering onto the process, I were to write a script of how I'd like it to, favorably, go for me, I'd have written it the exact same way it happened. There were no set back, there were no bumps on the road, every single participant I encountered along...
Rating: 5.0 out of 5.0 from Encompass What made the experience great was the clear communication and guidance throughout the entire refinancing process. Everything was explained thoroughly, timelines were met, and I felt supported every step of the way. StephanieLafayette, NJ Apr 17
What made the experience great was the clear communication and guidance throughout the entire refinancing process. Everything was explained thoroughly, timelines were met, and I felt supported every step of the way.
Rating: 5.0 out of 5.0 from Encompass Personalized service. Quick responses and smooth process. Overall it was an was an amazing experience ! Thank you for all your hard work Elizabeth MSarasota, FL Apr 06
Personalized service. Quick responses and smooth process. Overall it was an was an amazing experience ! Thank you for all your hard work
Rating: 5.0 out of 5.0 from Encompass The high level of communication and the sense of urgency to close the loan in a timely fashion MicheleWildwood Crest, NJ Apr 06
The high level of communication and the sense of urgency to close the loan in a timely fashion
Rating: 5.0 out of 5.0 from Encompass Yousseff and team were awesome throughout the whole proces! Edward HSarasota, FL Apr 03
Yousseff and team were awesome throughout the whole proces!
Rating: 4.8 out of 5.0 from Encompass The team was very upfront and communicative the entire way through the process. MatthewLanding, NJ Mar 31
The team was very upfront and communicative the entire way through the process.
Rating: 5.0 out of 5.0 from Encompass I never could've imagined the process of buying a house to be easy but Youssef and his team made it super simple and quick. Even while going through a lot in life Youssef still made time for me and helped a lot. Thanks again ! JosephBranchville, NJ Mar 30
I never could've imagined the process of buying a house to be easy but Youssef and his team made it super simple and quick. Even while going through a lot in life Youssef still made time for me and helped a lot. Thanks again !
Rating: 5.0 out of 5.0 from Encompass Great , eductional , provided advice, protection IsabellaMount Holly, NJ Mar 26
Great , eductional , provided advice, protection
Rating: 5.0 out of 5.0 from Encompass I dealt with had a high level of professionalism Sean M.Newton, NJ Mar 26
I dealt with had a high level of professionalism
Rating: 5.0 out of 5.0 from Encompass I always feel confident connecting my clients with Yousef for their mortgage needs. He’s knowledgeable, responsive, and truly takes the time to guide buyers through the process so they feel comfortable and informed every step of the way. Having a lender like Yousef on your team makes the home buying experience that much smoother. AshleyWayne, NJ Mar 26
I always feel confident connecting my clients with Yousef for their mortgage needs. He’s knowledgeable, responsive, and truly takes the time to guide buyers through the process so they feel comfortable and informed every step of the way. Having a lender like Yousef on your team makes the home buying experience that much smoother.
Rating: 5.0 out of 5.0 from Encompass Great job thank you JoeLanding, NJ Mar 19
Great job thank you
Rating: 5.0 out of 5.0 from Encompass Made everything so easy NealStanhope, NJ Mar 17
Made everything so easy
Rating: 5.0 out of 5.0 from Encompass Always there to help and guide us through the process Anthony RRingwood, NJ Mar 02
Always there to help and guide us through the process
Rating: 5.0 out of 5.0 from Encompass Everyone was very helpful, and made the process very as stress free as possible. DanielVernon, NJ Feb 26
Everyone was very helpful, and made the process very as stress free as possible.
Rating: 4.8 out of 5.0 from Encompass The communication was clear, expectations were set properly, and any questions I had were answered quickly and thoroughly. I especially appreciated how the team kept me informed at every step, which made a complex process feel manageable and smooth. Alexandre de SouzaWantage, NJ Feb 23
The communication was clear, expectations were set properly, and any questions I had were answered quickly and thoroughly. I especially appreciated how the team kept me informed at every step, which made a complex process feel manageable and smooth.
Rating: 5.0 out of 5.0 from Encompass Youssef and his team are very knowledgeable and were quick to respond to any questions or concerns. KyleLafayette, NJ Feb 10
Youssef and his team are very knowledgeable and were quick to respond to any questions or concerns.
Rating: 5.0 out of 5.0 from Encompass great communucation. Kristin DLincoln Park, NJ Feb 09
great communucation.
Rating: 5.0 out of 5.0 from Encompass Youssef was absolutely incredible CandaceNewton, NJ Feb 06
Youssef was absolutely incredible
Rating: 5.0 out of 5.0 from Encompass As first time home buyers, we had A LOT of questions. All of them were answered thoroughly and with patience . CarmelinaBlairstown, NJ Feb 03
As first time home buyers, we had A LOT of questions. All of them were answered thoroughly and with patience .