Only Operates as AnnieMac Home Mortgage in the state of New York.
Youssef Abdelhalim

Youssef Abdelhalim

Area Manager

NMLS#: 1033013
Only Operates as AnnieMac Home Mortgage in the state of New York.

About Youssef

Proudly serving clients across New Jersey, California, Florida, New York and Pennsylvania.

Youssef is a Certified Mortgage Planning Specialist (CMPS). He knows that buying or refinancing a home is the biggest financial decision of his clients’ lives. That’s why he makes a point of consulting with his clients throughout the entire loan process, so they are well-educated and active participants in the transaction.

He has an extensive background in all facets of mortgage lending and assisting his clients with many different needs, whether they are a homebuyer looking to purchase a new home or current homeowners looking to benefit from refinancing. His expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.

Youssef also makes a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so he can serve as an informed advocate for his clients.

His focus is on not merely getting his clients a loan, but finding the best loan for them.

Awards

  • Loan Officer Award

Borrower Testimonials

Total Experience Score4.95
Rating: 5.0 out of 5.0 from Encompass
We had a great experience with youssef and his team from start to finish. The entire process was smooth, communication was excellent, and they were always available to answer our questions and keep us updated along the way. Buying a home can be stressful, but they made the mortgage process so much easier. We truly appreciate all of their help and w...
NicoleStanhope, NJ
Rating: 5.0 out of 5.0 from Encompass
Constantly in communication or there to answer questions or concerns, able to text and be confident hes on your side to make sure youre on the right patg
KellyWalden, NY
Rating: 4.7 out of 5.0 from Encompass
Very accessible to answer questions
NancySparta, NJ
Rating: 5.0 out of 5.0 from Encompass
I felt that Youseff and the whole team was dedicated to helping me make sense of everything and make the homebuying process as easy as possible!
Alexandra GVernon, NJ
Rating: 5.0 out of 5.0 from Encompass
As a first time home buyer, I had a lot of questions and Youssef was super helpful throughout the whole process.
KyleSparta, NJ
Rating: 5.0 out of 5.0 from Encompass
Knowledgeable, experienced, and truly solution-oriented throughout the entire process. He was always responsive and worked hard to find solutions whenever needed. My client was very happy with his service. Highly recommended!
GuzinFair Lawn, NJ
Rating: 5.0 out of 5.0 from Encompass
Youssef and his team are amazing! They are patient, responsive, quick, and always so helpful! They make the hardest deals happen. If you are looking for the right lender, you won't be dissapointed with Youssef!
VictoriaBelvidere, NJ
Rating: 5.0 out of 5.0 from Encompass
Communication, Quick to respond, always has the answers!
Sophie AureliaWantage, NJ
Rating: 5.0 out of 5.0 from Encompass
Youssef and the team made our house buying process as easy as possible. We put in 5 separate offers and we wouldn't have been able to do it without their responsiveness and timely communication!
Emilie MarissaWarren, NJ
Rating: 5.0 out of 5.0 from Encompass
We had a great experience with Youssef and his team! As first-time homebuyers, the process was new and honestly a little scary, but Youssef made everything smooth and seamless. They worked around the clock, communicated every step clearly, and were always available when we had questions. We also really appreciated receiving many of our closing docu...
KendyllStanhope, NJ
Rating: 5.0 out of 5.0 from Encompass
Great support all through the process.
Anders GLafayette, NJ
Rating: 5.0 out of 5.0 from Encompass
Youssef is the best of the best! My #1 go to for any mortgage needs!
CourtneyStanhope, NJ
Rating: 5.0 out of 5.0 from Encompass
It's always a pleasure working with Youssef, his communication, knowledge and team are top notch. Never have to worry about getting the job done.
DavidLafayette, NJ
Rating: 4.8 out of 5.0 from Encompass
all our auestions and concerns were answered timely .
SabrinaWayne, NJ
Rating: 5.0 out of 5.0 from Encompass
Communication, updates, quickness
DonnaWayne, NJ
Rating: 5.0 out of 5.0 from Encompass
Youssef was patient, kind, and knowledgeable everybstep every step of the way. It was a pleasure working with him.
PatriciaBlairstown, NJ
Rating: 5.0 out of 5.0 from Encompass
Everything went smoothly. The process was efficient, communication was excellent, and we were very happy with the service.
EwelinaFlanders, NJ
Rating: 5.0 out of 5.0 from Encompass
Youssef and crew are very knowledgeable and worked with me to make sure we got what I needed to make th e purchase hai happen. Youssef set up multiple calls along the way to keep me informed and make sure I understood my options
Ari SSparta, NJ
Rating: 5.0 out of 5.0 from Encompass
Fast response! Fast getting the approval letter over so that I can get an offer in where I was representing both sides and didn't want to lose it. Thanks again!
BRENDA LEELincoln Park, NJ
Rating: 5.0 out of 5.0 from Encompass
Youssef and his team are top notch in every way, their programs are fantastic and their serv ice can't be beat!
RonaldFranklin Lakes, NJ
Rating: 5.0 out of 5.0 from Encompass
Youssef was great. Communication was excellent. No notes.
Joseph ANewton, NJ
Rating: 5.0 out of 5.0 from Encompass
The staff worked with us to expedite needed items for the document review stage.
George JNewton, NJ
Rating: 5.0 out of 5.0 from Encompass
Top notch communicaation, especially towards the end of a transacation when things move very quickly. Youssef breaks down the process and costs to clients in terms that they understand. Many are unfamiliar with loans etc and are aprehensive to ask questions and quick to say they understand when they really don't. He and his team take the time neede...
RobertDenville, NJ
Rating: 5.0 out of 5.0 from Encompass
Youssef and his team made the process of buying a new home simple and stress-free.
Kristina LNewton, NJ

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