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Youssef is a Certified Mortgage Planning Specialist (CMPS). He knows that buying or refinancing a home is the biggest financial decision of his clients’ lives. That’s why he makes a point of consulting with his clients throughout the entire loan process, so they are well-educated and active participants in the transaction.
He has an extensive background in all facets of mortgage lending and assisting his clients with many different needs, whether they are a homebuyer looking to purchase a new home or current homeowners looking to benefit from refinancing. His expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
Youssef also makes a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so he can serve as an informed advocate for his clients.
His focus is on not merely getting his clients a loan, but finding the best loan for them.
Rating: 5.0 out of 5.0 from Encompass Communication, updates, quickness DonnaWayne, NJ Aug 08
Communication, updates, quickness
Rating: 4.8 out of 5.0 from Encompass all our auestions and concerns were answered timely . SabrinaWayne, NJ Aug 08
all our auestions and concerns were answered timely .
Rating: 5.0 out of 5.0 from Encompass Youssef was patient, kind, and knowledgeable everybstep every step of the way. It was a pleasure working with him. PatriciaBlairstown, NJ Aug 06
Youssef was patient, kind, and knowledgeable everybstep every step of the way. It was a pleasure working with him.
Rating: 5.0 out of 5.0 from Encompass Youssef and crew are very knowledgeable and worked with me to make sure we got what I needed to make th e purchase hai happen. Youssef set up multiple calls along the way to keep me informed and make sure I understood my options Ari SSparta, NJ Aug 05
Youssef and crew are very knowledgeable and worked with me to make sure we got what I needed to make th e purchase hai happen. Youssef set up multiple calls along the way to keep me informed and make sure I understood my options
Rating: 5.0 out of 5.0 from Encompass Everything went smoothly. The process was efficient, communication was excellent, and we were very happy with the service. EwelinaFlanders, NJ Aug 05
Everything went smoothly. The process was efficient, communication was excellent, and we were very happy with the service.
Rating: 5.0 out of 5.0 from Encompass Fast response! Fast getting the approval letter over so that I can get an offer in where I was representing both sides and didn't want to lose it. Thanks again! BRENDA LEELincoln Park, NJ Aug 03
Fast response! Fast getting the approval letter over so that I can get an offer in where I was representing both sides and didn't want to lose it. Thanks again!
Rating: 5.0 out of 5.0 from Encompass Youssef and his team are top notch in every way, their programs are fantastic and their serv ice can't be beat! RonaldFranklin Lakes, NJ Jul 29
Youssef and his team are top notch in every way, their programs are fantastic and their serv ice can't be beat!
Rating: 5.0 out of 5.0 from Encompass Youssef was great. Communication was excellent. No notes. Joseph ANewton, NJ Jul 27
Youssef was great. Communication was excellent. No notes.
Rating: 5.0 out of 5.0 from Encompass The staff worked with us to expedite needed items for the document review stage. George JNewton, NJ Jul 23
The staff worked with us to expedite needed items for the document review stage.
Rating: 5.0 out of 5.0 from Encompass Top notch communicaation, especially towards the end of a transacation when things move very quickly. Youssef breaks down the process and costs to clients in terms that they understand. Many are unfamiliar with loans etc and are aprehensive to ask questions and quick to say they understand when they really don't. He and his team take the time neede... RobertDenville, NJ Jul 20
Top notch communicaation, especially towards the end of a transacation when things move very quickly. Youssef breaks down the process and costs to clients in terms that they understand. Many are unfamiliar with loans etc and are aprehensive to ask questions and quick to say they understand when they really don't. He and his team take the time neede...
Rating: 5.0 out of 5.0 from Encompass Youssef and his team made the process of buying a new home simple and stress-free. Kristina LNewton, NJ Jul 20
Youssef and his team made the process of buying a new home simple and stress-free.
Rating: 5.0 out of 5.0 from Encompass When I needed an updated pre-approval Youssef was quick to deliver enabling me to get the offer out for the client on a timely basis. He kept the clients advised on the status of their loan progress. As a realtor, I appreciate what he brought to the table in assisting our clients toward a smooth closing. KristenWest Milford, NJ Jul 06
When I needed an updated pre-approval Youssef was quick to deliver enabling me to get the offer out for the client on a timely basis. He kept the clients advised on the status of their loan progress. As a realtor, I appreciate what he brought to the table in assisting our clients toward a smooth closing.
Rating: 4.2 out of 5.0 from Encompass The communication with the team was the most helpful. I really appreciated Bob taking the time to speak With us and answer any questions we had, everyone was always very responsive vis email, and very engaged during the process. JessicaDenville, NJ Jun 23
The communication with the team was the most helpful. I really appreciated Bob taking the time to speak With us and answer any questions we had, everyone was always very responsive vis email, and very engaged during the process.
Rating: 5.0 out of 5.0 from Encompass The entire team. Youssef and his entire staff really made the whole process smooth and organized. I would absolutely recommend him to friends and family ChristopherHackettstown, NJ Jun 19
The entire team. Youssef and his entire staff really made the whole process smooth and organized. I would absolutely recommend him to friends and family
Rating: 5.0 out of 5.0 from Encompass Annie Mac team made the purchase of my first home an easy process for me from the quick response times. The amazing customer service they made my purchase smooth sailing . What could have been a stressful expierence was the exact opposite. Thankyou to Youseff and his team special shout out to Lynda she was ... Justin AAndover, NJ Jun 15
Annie Mac team made the purchase of my first home an easy process for me from the quick response times. The amazing customer service they made my purchase smooth sailing . What could have been a stressful expierence was the exact opposite. Thankyou to Youseff and his team special shout out to Lynda she was ...
Rating: 5.0 out of 5.0 from Encompass Youssef and his team were extremely helpful! They made sure we understood all the paperwork we were reviewing and signing as well as supported us with all the craziness of home buying. Gabriela De LeonMorristown, NJ Jun 05
Youssef and his team were extremely helpful! They made sure we understood all the paperwork we were reviewing and signing as well as supported us with all the craziness of home buying.
Rating: 5.0 out of 5.0 from Encompass Youssef and team were extremely supportive throughout the entire process and made the mortgage process an easy one. Couldn't recommend Youssef and team more! CollinMorristown, NJ Jun 02
Youssef and team were extremely supportive throughout the entire process and made the mortgage process an easy one. Couldn't recommend Youssef and team more!
Rating: 5.0 out of 5.0 from Encompass Buying and selling a home is very stressful .everyone in yourself office were so patient and helpful.. Kristina went far and above for us. . BryanSparta, NJ May 25
Buying and selling a home is very stressful .everyone in yourself office were so patient and helpful.. Kristina went far and above for us. .
Rating: 5.0 out of 5.0 from Encompass From A thru Z, I'd like to use one word to describe this experience for me: SPLENDID. If pryor to entering onto the process, I were to write a script of how I'd like it to, favorably, go for me, I'd have written it the exact same way it happened. There were no set back, there were no bumps on the road, every single participant I encountered along... JoseBrooklyn, NY May 20
From A thru Z, I'd like to use one word to describe this experience for me: SPLENDID. If pryor to entering onto the process, I were to write a script of how I'd like it to, favorably, go for me, I'd have written it the exact same way it happened. There were no set back, there were no bumps on the road, every single participant I encountered along...
Rating: 5.0 out of 5.0 from Encompass What made the experience great was the clear communication and guidance throughout the entire refinancing process. Everything was explained thoroughly, timelines were met, and I felt supported every step of the way. StephanieLafayette, NJ Apr 17
What made the experience great was the clear communication and guidance throughout the entire refinancing process. Everything was explained thoroughly, timelines were met, and I felt supported every step of the way.
Rating: 5.0 out of 5.0 from Encompass Personalized service. Quick responses and smooth process. Overall it was an was an amazing experience ! Thank you for all your hard work Elizabeth MSarasota, FL Apr 06
Personalized service. Quick responses and smooth process. Overall it was an was an amazing experience ! Thank you for all your hard work
Rating: 5.0 out of 5.0 from Encompass The high level of communication and the sense of urgency to close the loan in a timely fashion MicheleWildwood Crest, NJ Apr 06
The high level of communication and the sense of urgency to close the loan in a timely fashion
Rating: 5.0 out of 5.0 from Encompass Yousseff and team were awesome throughout the whole proces! Edward HSarasota, FL Apr 03
Yousseff and team were awesome throughout the whole proces!