Our Originating Team
Choose an originator below to connect with them.
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- April Bareno
- NMLS: 1044137
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- Jeffrey Caine
- NMLS: 65004
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- Brie Crooks
- NMLS: 1636985
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- Matthew Merrick
- NMLS: 921442
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- Brian Ohmann
- NMLS: 1732007
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- Jason Smathers
- NMLS: 68515
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- Tony Srye
- NMLS: 1997059
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- Chet Timsina
- NMLS: 2262951
Borrower Testimonials
Communication and clarity with myself and the clients helps make transactions more pleasant and smooth.
Matt is always proactively communicating updates, more than on the ball with his buyers applications and processes so things move along quickly. He's very responsive and just an excellent guy as well!
Informative and great at communication.
Great communication, transparency and efficienc.
I appreciated the quick responses and support I received throughout this process. Even when last minute changes occurred, the team was always very good at communicating things to me and making adjustments in a timely fashion.
Brian was responsive, helpful, and a great communicator. He made sure we knew everything we needed to be doing and ensured the process moved along smoothly.
Matt was great to work with. Very responsive and knowledgable . I would highly reccomend Matt to anyone looking for a mortgage lIan.
Everyone went above and beyond to get us the home we wanted.
chet was great to work with, always there to answer questions .
The communication
Matt was very clear on the loan process and always gave me a quick call whenever I had questions or we had papers that needed to be signed and processed. Matt always kept us up to date and was a great helping hand when we needed it.
Great communication and fast response time to questions. Very knowledgable and got tasks done in a timely fashion.
April was able to give my client the best opportunity to purchase her home while still selling her current home in another state. Everything was well coordinated and communication was top notch. Would absolutely recommend her!
Very responsiv, Humble and Good service.
April was knowledgeable and great at communicating during the whole process. She made my first home buying experience an enjoyable one!
i have no words to describe about your service. i just say it was so great. I never had any trouble throughout enti process. i would recomend your service is the best. thank you.
very professional
The knowledge and professionalism of the people
April and her team made it possible for me and my family to close on our house in a very easy going low stress way. Because of this program I was able to buy a house after hearing no after no.
The staff was professional, responsive and communicated consistently and thoroughly throughout the process. All customer inquiries were responded to in a timely manner.
Brian helped us understand every part of the refinanceing process.
I had an excellent experience working with Brian Ohmann as my mortgage loan originator. He was professional, knowledgeable, responsive, and incredibly supportive throughout the entire process. He took the time to explain everything clearly, answered all of my questions, and kept me informed every step of the way. His dedication, patience, and atte...
Tony is amazing! Always following up and checking in. Thanks so much for everything Tony!
A little more complication between steps and ensure website updates tasks completed
April Bareno was amazing. She was always available to me and my clients, patient, responsive, and willing to take the time to answer all of our questions with care and thoroughness. I truly appreciate her professionalism and always enjoy working with April. April is always my first choice, and I would gladly recommend her. Unfortunately, once the p...
Everything was handled with exceptional care.
We had an amazing experience working with Brian throughout the entire home-buying process. He was incredibly patient, supportive, and knowledgeable, and he took the time to walk us through every step and explain every detail clearly. As first-time homebuyers, there were many things we didn’t understand, but Brian always made sure we felt informed...
Brain is always available to answer our clients' questions. And mine! He and his team are proactive in communications and lets us know what is happening at each step. Additionally, Brian has a kind, familiar demeanor that is calming and comfortable to nervous buyers.
Tony the Tiger is more than good, he's GREAAATTT
Brian was extremely communicative and helped us make decisions that positively impacted our purchasing decisions
Brian was in constant contact and worked great to keeo keep everyone informed.
quicker completion
Tony had my back even when parts of the sale were difficult
Communication and ease of paperwork.
Wonderful experience! made the home buying experience so smooth and easy to understand
Brother Chet took such good care of us throughout the entire process; it was truly a pleasure working with him. He did an excellent job! We sincerely appreciate all his hard work and support.
Helpful advice and support a lot
thank you so much
Constant communication made everything real smooth!
good communication
Thank you for your excellent service, clear communication, and support throughout the process. You made everything smooth and easy. I truly appreciate your help and dedication.
clear communication, quick respose time, professional approach and attitude. Always a joy to work with Matt.
Good communication, Tony Sryr continued to keep me updated of all documentation that needed to be completed for the whole process including what they meant and how they were being use. Just overall great service. Thanks Annie-Mac
Experience, communication and an easy to use app simplified the process.
Great communication and customer service.
Disregard my first review, I thought it was for someone else!
Very Smooth Transaction!
Very helpful and understanding working with first time home buyers, from the pre approval to the closing. Will recommend to anyone buying a home.
tony is very easy to get ahold of and answers any questions we had
Great Job every questions are answer will do again if i had too thank you.
Service was timely and efficient.
Tony had excellent communication with us and made our state to state buying process and move much easier. We truly appreciate his help and guidance through the process.
Huge state to state move that required help with mortgage loan application. We truly appreciate the services to smooth out this transaction without driving from Michigan to New York. Thank you Cash for Keys team!
Brian was available at any time for any questions. Communication was great, and the app was effective in letting us know whenever we has to do anything!
There seemed to be some confusion on some of the details of this product. I am still a little confused on parts of this. Going through my second one now. I understand it better, but not as confident as I should be.
Very good about answering questions and being available.
I had an excellent experience with AnnieMac Home Mortgage from start to finish. Matt was incredibly helpful throughout the entire process, always taking the time to answer my questions and making sure everything went as smoothly as possible. Buying a home can be stressful, but Matt and the entire AnnieMac team made it a great experience. Everyone w...
Both Tony & Shalene were very easy to wirk with and the information was clear & concise. They were bith very responsive when i had questions.
Tony was very informative and helpful throughout the process
Tony and Michele kept me informed along the journey. Building this new home was a long process and they were with me all the way.
Every time I had a question it was addressed promptly.I was very happy to do business with you.
Brian was able to help a contingent client get into a new home well before they thought that they would be able to! Hands down, Brian is the best!!!
I really appreciated the quick responses to any questions my husband and I had. Brian was very professional,yet friendly and I enjoyed working with him.
Brian did a great job of communicating what steps have been completed and what was on the horizon. I was never left guessing or having to chase.
Brian is super accessible and helpful, making the entire process very smooth and simple. Thank you!
Brian is always looking for the best solution and product for our buyer clients. He is friendly, helpful and very professional. Super nice guy, too! 10/10!
Brian went above and beyond for us. He was very informative throughout the whole process, answered endless questions and made us feel very at ease throughout a very stressful process.
Brian is the BEST! He is always available when I need him and always willing to go above and beyond for my clients! Love working with Brian!
Brian cares a lot about his clients and will do what it takes to get the job done. He notified me how the transaction was going every step of the way.
Brian communicated promptly to be both my client and I throughout the entire process . He was always available for any questions or concerns that our client had.
Chet Timsina proved to be an exceptional loan officer during my recent home purchase. His expertise in navigating the mortgage process was invaluable, and he made the entire experience seamless. Timsina's clear communication, prompt responses, and thorough explanations of complex terms ensured I was well-informed and confident throughout. He worked...
Everything from start to finish my client was also satisfied with the service. Thanks
The process went smoothly and great communication and loan was closed just in couple of weeks. Excellent work done .
Chet is the great communicator and get the job done on time. We recently closed on one file within 30 days from the offer accepted to CTC. Great job Chet. I will highly recommend him for any mortgage needs.
Excellent work skills with client.
Chet was simply awesome. He made the deal go smoothly. I would love to work with him again.
Outstanding Service from Chet Timsina! I had the absolute pleasure of working with Chet Timsina as my loan officer, and I cannot recommend him enough! From the very first interaction, Chet made the entire loan process smooth, transparent, and stress-free. He was incredibly knowledgeable, always willing to explain the finer details, and made sure I...
Chet was highly informative and responsive, providing prompt assistance and presenting various options. He worked within our budget to secure the most favorable terms and was readily available, even outside regular business hours.
I had an excellent experience working with Chet Timsina. He was professional, knowledgeable, and communicated clearly throughout the mortgage process. Chet made everything seamless and stress-free. Highly recommended!
I really appreciate your support you did a great job thank you
Very knowledgeable, and took time to explain the process to alleviate my concerns.
To work with them it’s great
Very smooth flow of transaction, frequent updates on the transaction and buyers are very happy so far.
quick work and i like way of doing
He is so, helpful and kind person he motivated people who need help and support thanks
I had a good experience with everything.
Individual attention and explanations of the process.
Everyone was very responsive and accommodating.
Very easy process made everything quick and simple. Thanks for everything. Pleasure working with you guys.
Let's do it again
My husband and I literally knew NOTHING about the homebuying experience and Tony called us multiple times and really explained the process and why certain documents were needed. It was an amazing experience and we have purchased our first home tha to Tony and his team @ Annie Mac.
Great people to work with.
Tony went above and beyond to communicate with credit agencies to remove errors, so that my client would qualify for their mortgage
The whole package of teamwork
I am a huge proponent of communication! Matt is always available!!!
Excellent communication ,superior knowledge and experience.
You where very helpful and if we need clarification on something you would find out the answer for us.
Everyone was easy to work with. Matt was easily accessible to answer any question I had and thorough in his explanation of the entire process. Closing was filled with ease because of the documents I had been sent to review as we worked through the mortgage process. Thank you for making this whole exp...
The communication throughout the process was great!
Jason Smathers and the AnnieMac Team were wonderful to work with. The attention to detail, assistance every step of the way, prompt responses to questions. My clients have been very happy with the Cash2Keys program. It has helped both families make their purchase of a new home and sale of the existing home a smooth process.
Tony was always avalible to help us and quick to respond to questions and help come up with solutions when needed.
Tony is hands down my favorite lender to work with! His communication is excellent, and he is always available to answer questions and keep everyone informed throughout the process. What really sets Tony apart is his ability to explain everything in simple, easy-to-understand terms, making what can feel like an overwhelming process much less stress...
Very communicative and helped explain the different options for to make better offer.
Follow up during a difficult process was greatly appreciated
Her Excellent Communication Skills!
The process was simple and everyone communicated exactly what I needed and when they needed it. If I had a question, they were easily accessible.
Fantastic communication with myself and my clients!!
Brie was professional I’m very communicative from start to finish during a very difficult transaction with our client. She made it seamless and reassured me every step of the way that she would do whatever it took to make the closing happen…and she did!! Brie is a huge asset and blessing to the first priority Mortgage team!!
Brie was always available to help and explain. She went above and beyond to help us get our mortgage. I can't say enough good things about her!!!
Very professional and a pleasure to work with!
Brie is amazing. Any time we had any questions, she was there to answer them. Heck, I still reach out to her even after I bought my house just to say "hi"
Brie is amazing!! From pre-approval all the way to closing, she is there for you! She is transparent and makes everything as seamless as possible. You will not regret using Brie as your mortgage specialist!
I truly enjoyed working with Brie during my homeownership journey! She was the only one to get me approved for a higher amount for a loan for my home. My family and I have been in our home for about two and a half years now and we couldn't be more blessed. Thank you, Brie, for being a part of our journey and helping us get into our Dream Home!
Good communication!
Excellent communication !
Brie was on it !buyers had lived in Puerto Rico for several years so it was a difficult one for her but she did it!!!!!
Brie was very flexible to me my schedule that did not always align with US business hours and was available basically anytime i need to talk/text.
I can not express enough how much Brie helped me throughout this entire process. She was able to explain everything easily to me and was always there when I had any questions or concerns. She is AMAZING!
Knowledgeable and attentive.
Everyone kept the whole process simple and very informative through the entire process! Thank you!
Brie and Beth made everything flow so smoothly through the loan process!
I appreciate the attention to detail and the communication.
Tony was awesome to work with, I would definitely recommend
Great communication and the dedication for others to achieve there goals.
Tony is one of the best loan originators to work with. Highly recommend him! Thanks Tony!!
I appreciate the open communication
Tony and the ram were quick and diligent on getting things closed.
Ease of communication, never felt like my questions were downplayed, kept in touch.
Jason helped us to understand how the program worked and was always available when questions needed to be answered. He is knowledgeable , professional and kind. We appreciate our realtor Angela Penkin connecting us with Jason so that we could have the opportunity to use this program and be provided the excelle...
Jason was always available to me either by phone or text to answer any concerns or questions I had about the mortgage application process. He helped make my first home buying experience less daunting.
Jason was excellent as well as the support team. Jason took the time to explain how program works with both myself, wife and agent at the same time. Jason even did this at our convenience after our work hours. Jason and team kept us informed throughout the entire process from start to finish . For the program itself. It is an outstanding program f...
What made it great was working with april bareno and her team being. invaluable/indispensable/inspiring making us feel hopeful and encouraged heart of gold/dedicated/devoted and committed to the task or purpose she's working on,goes above and beyond exceeds expectations in helping and that's what made this experience very great.
Professional, answered the phone, got the job done.
April is the best! I always refer my clients to her first! I expecially appreciate how informative she is and the time she takes to explain everything, as well as, answering all my questions. Her genuine care for the clients and expertise alliagns with my companies goals for our clients. I feels she gos above and beyond any other mortgage broker I...
This has to about the 6th original mortgage or refinance with Jason and every single one has gone well so there is no reason why we wouldn't return for another one when we need it.
Easy to work with.
Jason is an absolute plmeasure to work with and his experience and knowledge and professional manner exceeds above the industry standard. I know when I refer my clients to Jason, I can rest assure my clients are going to be very pleased and have a wonderful experience.
Mostly because they made it happen. I would only say as a negative that it didnt happen as fast as they said and that there are tons of paperwork. But happy with end result.
Fast and easy closing
Great smooth transactio!
The professionalim and communication were above average and it made the entire process smooth.
Generally easy to work with, wanted more phone call directly instead of emails when there was a problem but ovreally it got done!
Jason Smathers is extremely helpful and has great communication.
Tony is always a pleasure to work with. He is quick, thorough, patient, and knowledgeabl. I always love to work with him.
April and Michele were both so helpful in facilitating what is, undeniably, a stressful process. They did a great job communicating what was needed and keeping us up to speed on the whole process. We cannot thank them enough for the efforts they went through in helping us secure funding. Thank you, both, so much. We could not have been happ...
April was very responsive, friendly and helped achieved goals of refinancing.
Being kept informed every step along the way!
The constant communication and efficiency!
Jason is a good guy!
Communication, timeliness, and just overall an excellent experience working with Jason Smathers at AnnieMac Home Mortgage.
Faat and professional
April has excellent communication skills. She is always willing to go the extra mile to help get buyers to the finish line in a timely manner.
Clear communication and quick responses along with a true feeling that April was working in our best interest.
Everyone pulled a lot together in a short time period. It got a bit confusing with Vallone, but they did good. You all make a good team, Kudos!! Thank you all, Nancy H.
I love April, she gets the job done and is always a phone call or text away. I have put my trust in her as well as my realtor to do me good. When all is said and done, I will give another review. Love you April!!
April is professional and devoted to what she does. She is wonderful at helping everyone involved in the transaction. I will continue to send her referrals because she is always accessible and takes the time to inform all involved. I have had clients and even myself, reach out to her in the middle of the night, weekends, holidays and even when s...
Realtors! Announcing Our: Real Estate Realities Masterminds
On 10/21/2026 at 2:00 pm
In a crowded market, doing great work is not always enough. People also need to understand what makes working with you different. Join me for Real Estate Realities: Jumpstart Your 2027 with Lance Pendleton on October 21 at 2 p.m. ET. Lance will share how to: - Create messaging that cuts through industry noise - Build a business around what clients truly need - Deliver an experience people remember and want to refer See you there!