About Jason
Proudly serving clients across New York, Florida, Georgia and New Jersey.
I understand that buying or refinancing a home is one of the most significant financial decisions my clients will make. That's why I'm committed to giving my team the knowledge, resources, and support they need to guide borrowers through the mortgage process with confidence and attention to every detail.
With extensive experience across all facets of mortgage lending, I can help my team navigate everything from first-time home purchases to refinancing and complex financing needs. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I stay current on financial and housing-market trends, mortgage guidelines, and state and federal regulations so I can serve as a trusted resource for my team and our clients. My goal is to ensure our clients receive more than just a loan—they receive informed guidance and the most competitive financing solution for their unique needs.
Borrower Testimonials
Wonderful experience! made the home buying experience so smooth and easy to understand
Experience, communication and an easy to use app simplified the process.
Very Smooth Transaction!
Very helpful and understanding working with first time home buyers, from the pre approval to the closing. Will recommend to anyone buying a home.
Every time I had a question it was addressed promptly.I was very happy to do business with you.
The communication throughout the process was great!
Jason Smathers and the AnnieMac Team were wonderful to work with. The attention to detail, assistance every step of the way, prompt responses to questions. My clients have been very happy with the Cash2Keys program. It has helped both families make their purchase of a new home and sale of the existing home a smooth process.
Jason helped us to understand how the program worked and was always available when questions needed to be answered. He is knowledgeable , professional and kind. We appreciate our realtor Angela Penkin connecting us with Jason so that we could have the opportunity to use this program and be provided the excelle...
Jason was always available to me either by phone or text to answer any concerns or questions I had about the mortgage application process. He helped make my first home buying experience less daunting.
Jason was excellent as well as the support team. Jason took the time to explain how program works with both myself, wife and agent at the same time. Jason even did this at our convenience after our work hours. Jason and team kept us informed throughout the entire process from start to finish . For the program itself. It is an outstanding program f...
Professional, answered the phone, got the job done.
This has to about the 6th original mortgage or refinance with Jason and every single one has gone well so there is no reason why we wouldn't return for another one when we need it.
Easy to work with.
Jason is an absolute plmeasure to work with and his experience and knowledge and professional manner exceeds above the industry standard. I know when I refer my clients to Jason, I can rest assure my clients are going to be very pleased and have a wonderful experience.
Mostly because they made it happen. I would only say as a negative that it didnt happen as fast as they said and that there are tons of paperwork. But happy with end result.
Fast and easy closing
Great smooth transactio!
The professionalim and communication were above average and it made the entire process smooth.
Generally easy to work with, wanted more phone call directly instead of emails when there was a problem but ovreally it got done!
Jason Smathers is extremely helpful and has great communication.
Tony is always a pleasure to work with. He is quick, thorough, patient, and knowledgeabl. I always love to work with him.
The constant communication and efficiency!
Jason is a good guy!
Communication, timeliness, and just overall an excellent experience working with Jason Smathers at AnnieMac Home Mortgage.
Faat and professional
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Realtors! Announcing Our: Real Estate Realities Masterminds
On 10/21/2026 at 2:00 pm
In a crowded market, doing great work is not always enough. People also need to understand what makes working with you different. Join me for Real Estate Realities: Jumpstart Your 2027 with Lance Pendleton on October 21 at 2 p.m. ET. Lance will share how to: - Create messaging that cuts through industry noise - Build a business around what clients truly need - Deliver an experience people remember and want to refer See you there!