Ready to buy your dream home? Start your purchase journey today with competitive rates and expert guidance.
Lower your monthly payments or access your home equity with our refinancing options.
Access calculators, guides, and tools to help you make informed mortgage decisions.
Learn more about our company, explore career opportunities, and discover our impact on the mortgage industry.
Proudly serving clients across NY, DE, FL, NJ, PA, SC
I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
quick responses, and the general personable experience for all Bonnie F North Chili, NY May 05 Rating: 5.0 out of 5.0 from Encompass
quick responses, and the general personable experience for all
Matt was very communicative and helpful throughout the entire process. He always made himself available and went above and beyond to answer all of our questions. We loved working with Matt and would recommend him to anyone! Marcy Brockport, NY May 01 Rating: 5.0 out of 5.0 from Encompass
Matt was very communicative and helpful throughout the entire process. He always made himself available and went above and beyond to answer all of our questions. We loved working with Matt and would recommend him to anyone!
Matthew Merrick and the entire team I worked with was fantastic, professional, and very knowledgeable. They made the entire process smooth and stress free. Matthew Brockport, NY April 30 Rating: 5.0 out of 5.0 from Encompass
Matthew Merrick and the entire team I worked with was fantastic, professional, and very knowledgeable. They made the entire process smooth and stress free.
good communication and close colaberation James Brockport, NY April 30 Rating: 5.0 out of 5.0 from Encompass
good communication and close colaberation
very helpful step by step, quick and efficient, knowledgeable! Alicia J. Hilton, NY April 06 Rating: 5.0 out of 5.0 from Encompass
very helpful step by step, quick and efficient, knowledgeable!
Matt made the entire VA IRRRL process smooth and stress-free. He was responsive, clear in his communication, and always took the time to explain everything so we felt confident every step of the way. The process moved quickly and exactly as he outlined. Really appreciate his professionalism and attention to detail. Would definitely recommend workin... Thomas Lakewood Ranch, FL March 31 Rating: 5.0 out of 5.0 from Encompass
Matt made the entire VA IRRRL process smooth and stress-free. He was responsive, clear in his communication, and always took the time to explain everything so we felt confident every step of the way. The process moved quickly and exactly as he outlined. Really appreciate his professionalism and attention to detail. Would definitely recommend workin...