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I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Rating: 4.7 out of 5.0 from Encompass Everything went very smoothly from start to closing. Sheryl LeePenfield, NY May 26
Everything went very smoothly from start to closing.
Rating: 5.0 out of 5.0 from Encompass Another great transaction with Matt. He did an outstanding job throughout the entire process. He is always responsive, knowledgable, and making sure everything stayed on track from start to finish. Our client's had a great experience working with him. Appreciate the hard work as always! JackChurchville, NY May 13
Another great transaction with Matt. He did an outstanding job throughout the entire process. He is always responsive, knowledgable, and making sure everything stayed on track from start to finish. Our client's had a great experience working with him. Appreciate the hard work as always!
Rating: 5.0 out of 5.0 from Encompass Matt was very communicative and helpful throughout the entire process. He always made himself available and went above and beyond to answer all of our questions. We loved working with Matt and would recommend him to anyone! MarcyBrockport, NY May 11
Matt was very communicative and helpful throughout the entire process. He always made himself available and went above and beyond to answer all of our questions. We loved working with Matt and would recommend him to anyone!
Rating: 5.0 out of 5.0 from Encompass able to have my offer on the house a guaranteed cash deal, made all the difference. We looked at several houses and we will be out several times. Working with Matt and setting up our offer as a cash deal. even with 18 offers on the last house, our offer was accepted with Matt. Richard DanielChurchville, NY May 11
able to have my offer on the house a guaranteed cash deal, made all the difference. We looked at several houses and we will be out several times. Working with Matt and setting up our offer as a cash deal. even with 18 offers on the last house, our offer was accepted with Matt.
Rating: 5.0 out of 5.0 from Encompass The people I worked with were friendly, very helpful, explained the process well, Matthew was always available to answer questions, and professional. Terri JeanNorth Chili, NY May 08
The people I worked with were friendly, very helpful, explained the process well, Matthew was always available to answer questions, and professional.
Rating: 5.0 out of 5.0 from Encompass quick responses, and the general personable experience for all Bonnie FNorth Chili, NY May 05
quick responses, and the general personable experience for all
Rating: 5.0 out of 5.0 from Encompass Matthew Merrick and the entire team I worked with was fantastic, professional, and very knowledgeable. They made the entire process smooth and stress free. MatthewBrockport, NY Apr 30
Matthew Merrick and the entire team I worked with was fantastic, professional, and very knowledgeable. They made the entire process smooth and stress free.
Rating: 5.0 out of 5.0 from Encompass good communication and close colaberation JamesBrockport, NY Apr 30
good communication and close colaberation
Rating: 5.0 out of 5.0 from Encompass very helpful step by step, quick and efficient, knowledgeable! Alicia J.Hilton, NY Apr 06
very helpful step by step, quick and efficient, knowledgeable!
Rating: 5.0 out of 5.0 from Encompass Matt made the entire VA IRRRL process smooth and stress-free. He was responsive, clear in his communication, and always took the time to explain everything so we felt confident every step of the way. The process moved quickly and exactly as he outlined. Really appreciate his professionalism and attention to detail. Would definitely recommend workin... ThomasLakewood Ranch, FL Mar 31
Matt made the entire VA IRRRL process smooth and stress-free. He was responsive, clear in his communication, and always took the time to explain everything so we felt confident every step of the way. The process moved quickly and exactly as he outlined. Really appreciate his professionalism and attention to detail. Would definitely recommend workin...
Rating: 5.0 out of 5.0 from Encompass Promp . Professionalism MichaelRochester, NY Mar 13
Promp . Professionalism
Rating: 5.0 out of 5.0 from Encompass Matt is a true professional and cares for each and everyone of his clients making the process simple and rewarding Bradley ScottCape Coral, FL Mar 13
Matt is a true professional and cares for each and everyone of his clients making the process simple and rewarding
Rating: 5.0 out of 5.0 from Encompass Great smooth transaction with Matt. Kristin ERochester, NY Mar 09
Great smooth transaction with Matt.
Rating: 4.8 out of 5.0 from Encompass This was my first home mortage. Everything was explained clearly by Matt, he answered any questions I had, kept in good contact and was quick with all the paperwork. The process was quick and easy. Overall it was a great experiance for my first time buying a home. DeanMedina, NY Feb 23
This was my first home mortage. Everything was explained clearly by Matt, he answered any questions I had, kept in good contact and was quick with all the paperwork. The process was quick and easy. Overall it was a great experiance for my first time buying a home.
Rating: 5.0 out of 5.0 from Encompass Matt is always there to answer questions for both myself and my clients. I am looking forward to our next transaction together! Marlene JMedina, NY Feb 10
Matt is always there to answer questions for both myself and my clients. I am looking forward to our next transaction together!
Rating: 5.0 out of 5.0 from Encompass Matthew could not have been more helpful, kind and considerate throughout the entire process. He always responded quickly to our questions and concerns, often doing so after hours and on weekends amidst his otherwise busy schedule. He explained all of the various steps of the process and offered us multiple options or scenarios to choose from. We w... John R.Rochester, NY Feb 06
Matthew could not have been more helpful, kind and considerate throughout the entire process. He always responded quickly to our questions and concerns, often doing so after hours and on weekends amidst his otherwise busy schedule. He explained all of the various steps of the process and offered us multiple options or scenarios to choose from. We w...
Rating: 5.0 out of 5.0 from Encompass Great personalities from all team members. Was very pleased with communications, and the ease of access ability. SusanMacedon, NY Feb 05
Great personalities from all team members. Was very pleased with communications, and the ease of access ability.
Rating: 5.0 out of 5.0 from Encompass Matthew went above and beyond for me and my husband. Always there to answer questions in a timely manner. Knowledgeable, and friendly. Bert JayRochester, NY Feb 04
Matthew went above and beyond for me and my husband. Always there to answer questions in a timely manner. Knowledgeable, and friendly.
Rating: 4.8 out of 5.0 from Encompass Matt makes the process easy. FletcherWebster, NY Jan 26
Matt makes the process easy.
Rating: 4.7 out of 5.0 from Encompass As a first time homebuyer I had alot a lot of questions so I called quite a bit and they answered all my questions Thando SRochester, NY Jan 15
As a first time homebuyer I had alot a lot of questions so I called quite a bit and they answered all my questions
Rating: 4.7 out of 5.0 from Encompass Matt was very informative and answered any questions I had. The response time was very quick. CherishGaines, NY Jan 14
Matt was very informative and answered any questions I had. The response time was very quick.
Rating: 5.0 out of 5.0 from Encompass The communication from Matthew as well as his explanations when we had questions. Communication was timely. We also enjoyed the ease of the app KimberlyMiddleport, NY Nov 28
The communication from Matthew as well as his explanations when we had questions. Communication was timely. We also enjoyed the ease of the app
Rating: 5.0 out of 5.0 from Encompass Through the entire process Matt responded to my questions quickly and accurately. He checked in through the process regularly to ensure we understood and felt comfortable. KatieAlbion, NY Nov 10
Through the entire process Matt responded to my questions quickly and accurately. He checked in through the process regularly to ensure we understood and felt comfortable.
Rating: 5.0 out of 5.0 from Encompass Matt is great. Highly recommen. this was my 5th close with him as a buyer. RobertNorth Chili, NY Oct 29
Matt is great. Highly recommen. this was my 5th close with him as a buyer.
Rating: 5.0 out of 5.0 from Encompass Matt and his team are absolutely AMAZING!!! I felt completly as ease working with him. Communication was top knoch, wether it was a phone call, text or email, I always heard right back. Any questions I had were explained and he is an all around great guy to talk to. I would not trust anyone else when it comes to such an important decision with ... SusanAkron, NY Oct 27
Matt and his team are absolutely AMAZING!!! I felt completly as ease working with him. Communication was top knoch, wether it was a phone call, text or email, I always heard right back. Any questions I had were explained and he is an all around great guy to talk to. I would not trust anyone else when it comes to such an important decision with ...