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Proudly serving clients across NY, DE, FL, NJ, PA, SC
I understand that buying or refinancing a home is one of the most significant financial decisions my clients will make. That's why I'm committed to giving my team the knowledge, resources, and support they need to guide borrowers through the mortgage process with confidence and attention to every detail.
With extensive experience across all facets of mortgage lending, I can help my team navigate everything from first-time home purchases to refinancing and complex financing needs. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I stay current on financial and housing-market trends, mortgage guidelines, and state and federal regulations so I can serve as a trusted resource for my team and our clients. My goal is to ensure our clients receive more than just a loan—they receive informed guidance and the most competitive financing solution for their unique needs.
Rating: 5.0 out of 5.0 from Encompass Great communication, transparency and efficienc. Karen MAlbion, NY Sep 24
Great communication, transparency and efficienc.
Rating: 5.0 out of 5.0 from Encompass Matt was great to work with. Very responsive and knowledgable . I would highly reccomend Matt to anyone looking for a mortgage lIan. MarcoPittsford, NY Sep 23
Matt was great to work with. Very responsive and knowledgable . I would highly reccomend Matt to anyone looking for a mortgage lIan.
Rating: 5.0 out of 5.0 from Encompass The communication DonnaAlbion, NY Sep 18
The communication
Rating: 5.0 out of 5.0 from Encompass Matt was very clear on the loan process and always gave me a quick call whenever I had questions or we had papers that needed to be signed and processed. Matt always kept us up to date and was a great helping hand when we needed it. BenjaminWalworth, NY Sep 18
Matt was very clear on the loan process and always gave me a quick call whenever I had questions or we had papers that needed to be signed and processed. Matt always kept us up to date and was a great helping hand when we needed it.
Rating: 4.7 out of 5.0 from Encompass very professional Nancy EWebster, NY Sep 14
very professional
Rating: 4.8 out of 5.0 from Encompass The staff was professional, responsive and communicated consistently and thoroughly throughout the process. All customer inquiries were responded to in a timely manner. Bryan HWebster, NY Sep 11
The staff was professional, responsive and communicated consistently and thoroughly throughout the process. All customer inquiries were responded to in a timely manner.
Rating: 5.0 out of 5.0 from Encompass Everything was handled with exceptional care. MarinaRochester, NY Aug 31
Everything was handled with exceptional care.
Rating: 4.0 out of 5.0 from Encompass quicker completion Michael WLockport, NY Aug 25
quicker completion
Rating: 4.5 out of 5.0 from Encompass Communication and ease of paperwork. JohnMedina, NY Aug 21
Communication and ease of paperwork.
Rating: 5.0 out of 5.0 from Encompass Constant communication made everything real smooth! Reggie A.Rochester, NY Aug 17
Constant communication made everything real smooth!
Rating: 4.8 out of 5.0 from Encompass good communication KennethSpencerport, NY Aug 17
good communication
Rating: 5.0 out of 5.0 from Encompass clear communication, quick respose time, professional approach and attitude. Always a joy to work with Matt. JamesSpencerport, NY Aug 14
clear communication, quick respose time, professional approach and attitude. Always a joy to work with Matt.
Rating: 5.0 out of 5.0 from Encompass Great communication and customer service. TabithaSyracuse, NY Aug 12
Great communication and customer service.
Rating: 4.2 out of 5.0 from Encompass Service was timely and efficient. AnnHemlock, NY Jul 30
Service was timely and efficient.
Rating: 5.0 out of 5.0 from Encompass I had an excellent experience with AnnieMac Home Mortgage from start to finish. Matt was incredibly helpful throughout the entire process, always taking the time to answer my questions and making sure everything went as smoothly as possible. Buying a home can be stressful, but Matt and the entire AnnieMac team made it a great experience. Everyone w... NicholasWebster, NY Jul 27
I had an excellent experience with AnnieMac Home Mortgage from start to finish. Matt was incredibly helpful throughout the entire process, always taking the time to answer my questions and making sure everything went as smoothly as possible. Buying a home can be stressful, but Matt and the entire AnnieMac team made it a great experience. Everyone w...
Rating: 5.0 out of 5.0 from Encompass The whole package of teamwork Noreen AnnRochester, NY Jun 25
The whole package of teamwork
Rating: 5.0 out of 5.0 from Encompass I am a huge proponent of communication! Matt is always available!!! Marlene JAlbion, NY Jun 24
I am a huge proponent of communication! Matt is always available!!!
Rating: 5.0 out of 5.0 from Encompass Excellent communication ,superior knowledge and experience. Thomas HBluffton, SC Jun 23
Excellent communication ,superior knowledge and experience.
Rating: 5.0 out of 5.0 from Encompass You where very helpful and if we need clarification on something you would find out the answer for us. Gerald J.Rochester, NY Jun 22
You where very helpful and if we need clarification on something you would find out the answer for us.
Rating: 5.0 out of 5.0 from Encompass Everyone was easy to work with. Matt was easily accessible to answer any question I had and thorough in his explanation of the entire process. Closing was filled with ease because of the documents I had been sent to review as we worked through the mortgage process. Thank you for making this whole exp... JenniferAlbion, NY Jun 22
Everyone was easy to work with. Matt was easily accessible to answer any question I had and thorough in his explanation of the entire process. Closing was filled with ease because of the documents I had been sent to review as we worked through the mortgage process. Thank you for making this whole exp...
Rating: 4.5 out of 5.0 from Encompass Too many emails and all the questions about finances became a bit to much. Elizabeth ARochester, NY Jun 22
Too many emails and all the questions about finances became a bit to much.
Rating: 5.0 out of 5.0 from Encompass Matt Merrick and his whole team made this a very pleasant experience. Matt was always available with any and all questions/concerns and made the process much easier. Thank you for everything!! DonnaBluffton, SC Jun 19
Matt Merrick and his whole team made this a very pleasant experience. Matt was always available with any and all questions/concerns and made the process much easier. Thank you for everything!!
Rating: 5.0 out of 5.0 from Encompass Very easy, efficent efficient and answered any necessary questions at an time throughout the process. Dennis EHilton, NY Jun 15
Very easy, efficent efficient and answered any necessary questions at an time throughout the process.
Rating: 5.0 out of 5.0 from Encompass Process was smooth and flexible for my clients. Kristin EGreece, NY Jun 15
Process was smooth and flexible for my clients.