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I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Rating: 5.0 out of 5.0 from Encompass Very easy, efficent efficient and answered any necessary questions at an time throughout the process. Dennis EHilton, NY Jun 15
Very easy, efficent efficient and answered any necessary questions at an time throughout the process.
Rating: 5.0 out of 5.0 from Encompass The whole package of teamwork Noreen AnnRochester, NY Jun 15
The whole package of teamwork
Rating: 5.0 out of 5.0 from Encompass Process was smooth and flexible for my clients. Kristin EGreece, NY Jun 15
Process was smooth and flexible for my clients.
Rating: 5.0 out of 5.0 from Encompass I am a huge proponent of communication! Matt is always available!!! Marlene JAlbion, NY Jun 14
I am a huge proponent of communication! Matt is always available!!!
Rating: 5.0 out of 5.0 from Encompass Excellent communication ,superior knowledge and experience. Thomas HBluffton, SC Jun 13
Excellent communication ,superior knowledge and experience.
Rating: 5.0 out of 5.0 from Encompass You where very helpful and if we need clarification on something you would find out the answer for us. Gerald J.Rochester, NY Jun 12
You where very helpful and if we need clarification on something you would find out the answer for us.
Rating: 5.0 out of 5.0 from Encompass Everyone was easy to work with. Matt was easily accessible to answer any question I had and thorough in his explanation of the entire process. Closing was filled with ease because of the documents I had been sent to review as we worked through the mortgage process. Thank you for making this whole exp... JenniferAlbion, NY Jun 11
Everyone was easy to work with. Matt was easily accessible to answer any question I had and thorough in his explanation of the entire process. Closing was filled with ease because of the documents I had been sent to review as we worked through the mortgage process. Thank you for making this whole exp...
Rating: 5.0 out of 5.0 from Encompass Matt Merrick and his whole team made this a very pleasant experience. Matt was always available with any and all questions/concerns and made the process much easier. Thank you for everything!! DonnaBluffton, SC Jun 09
Matt Merrick and his whole team made this a very pleasant experience. Matt was always available with any and all questions/concerns and made the process much easier. Thank you for everything!!
Rating: 4.7 out of 5.0 from Encompass Everything went very smoothly from start to closing. Sheryl LeePenfield, NY May 26
Everything went very smoothly from start to closing.
Rating: 5.0 out of 5.0 from Encompass Another great transaction with Matt. He did an outstanding job throughout the entire process. He is always responsive, knowledgable, and making sure everything stayed on track from start to finish. Our client's had a great experience working with him. Appreciate the hard work as always! JackChurchville, NY May 13
Another great transaction with Matt. He did an outstanding job throughout the entire process. He is always responsive, knowledgable, and making sure everything stayed on track from start to finish. Our client's had a great experience working with him. Appreciate the hard work as always!
Rating: 5.0 out of 5.0 from Encompass Matt was very communicative and helpful throughout the entire process. He always made himself available and went above and beyond to answer all of our questions. We loved working with Matt and would recommend him to anyone! MarcyBrockport, NY May 11
Matt was very communicative and helpful throughout the entire process. He always made himself available and went above and beyond to answer all of our questions. We loved working with Matt and would recommend him to anyone!
Rating: 5.0 out of 5.0 from Encompass able to have my offer on the house a guaranteed cash deal, made all the difference. We looked at several houses and we will be out several times. Working with Matt and setting up our offer as a cash deal. even with 18 offers on the last house, our offer was accepted with Matt. Richard DanielChurchville, NY May 11
able to have my offer on the house a guaranteed cash deal, made all the difference. We looked at several houses and we will be out several times. Working with Matt and setting up our offer as a cash deal. even with 18 offers on the last house, our offer was accepted with Matt.
Rating: 5.0 out of 5.0 from Encompass The people I worked with were friendly, very helpful, explained the process well, Matthew was always available to answer questions, and professional. Terri JeanNorth Chili, NY May 08
The people I worked with were friendly, very helpful, explained the process well, Matthew was always available to answer questions, and professional.
Rating: 5.0 out of 5.0 from Encompass quick responses, and the general personable experience for all Bonnie FNorth Chili, NY May 05
quick responses, and the general personable experience for all
Rating: 5.0 out of 5.0 from Encompass Matthew Merrick and the entire team I worked with was fantastic, professional, and very knowledgeable. They made the entire process smooth and stress free. MatthewBrockport, NY Apr 30
Matthew Merrick and the entire team I worked with was fantastic, professional, and very knowledgeable. They made the entire process smooth and stress free.
Rating: 5.0 out of 5.0 from Encompass good communication and close colaberation JamesBrockport, NY Apr 30
good communication and close colaberation
Rating: 5.0 out of 5.0 from Encompass very helpful step by step, quick and efficient, knowledgeable! Alicia J.Hilton, NY Apr 06
very helpful step by step, quick and efficient, knowledgeable!
Rating: 5.0 out of 5.0 from Encompass Matt made the entire VA IRRRL process smooth and stress-free. He was responsive, clear in his communication, and always took the time to explain everything so we felt confident every step of the way. The process moved quickly and exactly as he outlined. Really appreciate his professionalism and attention to detail. Would definitely recommend workin... ThomasLakewood Ranch, FL Mar 31
Matt made the entire VA IRRRL process smooth and stress-free. He was responsive, clear in his communication, and always took the time to explain everything so we felt confident every step of the way. The process moved quickly and exactly as he outlined. Really appreciate his professionalism and attention to detail. Would definitely recommend workin...
Rating: 5.0 out of 5.0 from Encompass Promp . Professionalism MichaelRochester, NY Mar 13
Promp . Professionalism
Rating: 5.0 out of 5.0 from Encompass Matt is a true professional and cares for each and everyone of his clients making the process simple and rewarding Bradley ScottCape Coral, FL Mar 13
Matt is a true professional and cares for each and everyone of his clients making the process simple and rewarding
Rating: 5.0 out of 5.0 from Encompass Great smooth transaction with Matt. Kristin ERochester, NY Mar 09
Great smooth transaction with Matt.
Rating: 4.8 out of 5.0 from Encompass This was my first home mortage. Everything was explained clearly by Matt, he answered any questions I had, kept in good contact and was quick with all the paperwork. The process was quick and easy. Overall it was a great experiance for my first time buying a home. DeanMedina, NY Feb 23
This was my first home mortage. Everything was explained clearly by Matt, he answered any questions I had, kept in good contact and was quick with all the paperwork. The process was quick and easy. Overall it was a great experiance for my first time buying a home.
Rating: 5.0 out of 5.0 from Encompass Matt is always there to answer questions for both myself and my clients. I am looking forward to our next transaction together! Marlene JMedina, NY Feb 10
Matt is always there to answer questions for both myself and my clients. I am looking forward to our next transaction together!
Rating: 5.0 out of 5.0 from Encompass Matthew could not have been more helpful, kind and considerate throughout the entire process. He always responded quickly to our questions and concerns, often doing so after hours and on weekends amidst his otherwise busy schedule. He explained all of the various steps of the process and offered us multiple options or scenarios to choose from. We w... John R.Rochester, NY Feb 06
Matthew could not have been more helpful, kind and considerate throughout the entire process. He always responded quickly to our questions and concerns, often doing so after hours and on weekends amidst his otherwise busy schedule. He explained all of the various steps of the process and offered us multiple options or scenarios to choose from. We w...
Rating: 5.0 out of 5.0 from Encompass Great personalities from all team members. Was very pleased with communications, and the ease of access ability. SusanMacedon, NY Feb 05
Great personalities from all team members. Was very pleased with communications, and the ease of access ability.