Matthew Merrick

Matthew Merrick

Mortgage Loan Originator

NMLS#: 921442

About Matthew

Proudly serving clients across NY, DE, FL, NJ, PA, SC

I understand that buying or refinancing a home is one of the most significant financial decisions my clients will make. That's why I'm committed to giving my team the knowledge, resources, and support they need to guide borrowers through the mortgage process with confidence and attention to every detail.

With extensive experience across all facets of mortgage lending, I can help my team navigate everything from first-time home purchases to refinancing and complex financing needs. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.

I stay current on financial and housing-market trends, mortgage guidelines, and state and federal regulations so I can serve as a trusted resource for my team and our clients. My goal is to ensure our clients receive more than just a loan—they receive informed guidance and the most competitive financing solution for their unique needs.

Borrower Testimonials

Total Experience Score4.94
Rating: 5.0 out of 5.0 from Encompass
Matt is always proactively communicating updates, more than on the ball with his buyers applications and processes so things move along quickly. He's very responsive and just an excellent guy as well!
David R.Scottsville, NY
Rating: 5.0 out of 5.0 from Encompass
Communication and clarity with myself and the clients helps make transactions more pleasant and smooth.
Corey D.Rochester, NY
Rating: 5.0 out of 5.0 from Encompass
Informative and great at communication.
NicoleRochester, NY
Rating: 5.0 out of 5.0 from Encompass
Great communication, transparency and efficienc.
Karen MAlbion, NY
Rating: 4.8 out of 5.0 from Encompass
I appreciated the quick responses and support I received throughout this process. Even when last minute changes occurred, the team was always very good at communicating things to me and making adjustments in a timely fashion.
KaraWebster, NY
Rating: 5.0 out of 5.0 from Encompass
Matt was great to work with. Very responsive and knowledgable . I would highly reccomend Matt to anyone looking for a mortgage lIan.
MarcoPittsford, NY
Rating: 5.0 out of 5.0 from Encompass
The communication
DonnaAlbion, NY
Rating: 5.0 out of 5.0 from Encompass
Matt was very clear on the loan process and always gave me a quick call whenever I had questions or we had papers that needed to be signed and processed. Matt always kept us up to date and was a great helping hand when we needed it.
BenjaminWalworth, NY
Rating: 4.7 out of 5.0 from Encompass
very professional
Nancy EWebster, NY
Rating: 4.8 out of 5.0 from Encompass
The staff was professional, responsive and communicated consistently and thoroughly throughout the process. All customer inquiries were responded to in a timely manner.
Bryan HWebster, NY
Rating: 5.0 out of 5.0 from Encompass
Everything was handled with exceptional care.
MarinaRochester, NY
Rating: 4.0 out of 5.0 from Encompass
quicker completion
Michael WLockport, NY
Rating: 4.5 out of 5.0 from Encompass
Communication and ease of paperwork.
JohnMedina, NY
Rating: 5.0 out of 5.0 from Encompass
Constant communication made everything real smooth!
Reggie A.Rochester, NY
Rating: 4.8 out of 5.0 from Encompass
good communication
KennethSpencerport, NY
Rating: 5.0 out of 5.0 from Encompass
clear communication, quick respose time, professional approach and attitude. Always a joy to work with Matt.
JamesSpencerport, NY
Rating: 5.0 out of 5.0 from Encompass
Great communication and customer service.
TabithaSyracuse, NY
Rating: 4.2 out of 5.0 from Encompass
Service was timely and efficient.
AnnHemlock, NY
Rating: 5.0 out of 5.0 from Encompass
I had an excellent experience with AnnieMac Home Mortgage from start to finish. Matt was incredibly helpful throughout the entire process, always taking the time to answer my questions and making sure everything went as smoothly as possible. Buying a home can be stressful, but Matt and the entire AnnieMac team made it a great experience. Everyone w...
NicholasWebster, NY
Rating: 5.0 out of 5.0 from Encompass
The whole package of teamwork
Noreen AnnRochester, NY
Rating: 5.0 out of 5.0 from Encompass
I am a huge proponent of communication! Matt is always available!!!
Marlene JAlbion, NY
Rating: 5.0 out of 5.0 from Encompass
Excellent communication ,superior knowledge and experience.
Thomas HBluffton, SC
Rating: 5.0 out of 5.0 from Encompass
You where very helpful and if we need clarification on something you would find out the answer for us.
Gerald J.Rochester, NY
Rating: 5.0 out of 5.0 from Encompass
Everyone was easy to work with. Matt was easily accessible to answer any question I had and thorough in his explanation of the entire process. Closing was filled with ease because of the documents I had been sent to review as we worked through the mortgage process. Thank you for making this whole exp...
JenniferAlbion, NY

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