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Proudly serving clients across New York, Ohio and Pennsylvania.
I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Rating: 5.0 out of 5.0 from Encompass Great Job every questions are answer will do again if i had too thank you. Ram NanduW Henrietta, NY Jul 25
Great Job every questions are answer will do again if i had too thank you.
Rating: 4.8 out of 5.0 from Encompass He is so, helpful and kind person he motivated people who need help and support thanks DilFredonia, NY Jul 16
He is so, helpful and kind person he motivated people who need help and support thanks
Rating: 5.0 out of 5.0 from Encompass "Thank you for your prompt assistance and clear communication throughout the loan process. I appreciate your professionalism." SumanBuffalo, NY Jul 16
"Thank you for your prompt assistance and clear communication throughout the loan process. I appreciate your professionalism."
Rating: 5.0 out of 5.0 from Encompass I like your way of communication and your guidence BaljitHenrietta, NY Jul 16
I like your way of communication and your guidence
Rating: 5.0 out of 5.0 from Encompass I am so glad to work with him. He will make sure to close the deal on time. I would definitely work with him in coming day. DukRochester, NY Jul 16
I am so glad to work with him. He will make sure to close the deal on time. I would definitely work with him in coming day.
Rating: 4.2 out of 5.0 from Encompass I would like to thank Chet Timsina for the help and co-operative.thank you for providing we this home . Thanks for whole Annie Mac team. Bam BahadurRochester, NY Jul 16
I would like to thank Chet Timsina for the help and co-operative.thank you for providing we this home . Thanks for whole Annie Mac team.
Rating: 5.0 out of 5.0 from Encompass Fantastic service PabitaWest Henrietta, NY Jul 16
Fantastic service
Rating: 5.0 out of 5.0 from Encompass Chet is such a great guy to work with. He communicates with the clients so well and makes sure clients understand the process. He even work after hour to give best service. Definitely working again with Chet. Thank you Chet for your help. PurnaCicero, NY Jul 16
Chet is such a great guy to work with. He communicates with the clients so well and makes sure clients understand the process. He even work after hour to give best service. Definitely working again with Chet. Thank you Chet for your help.
Rating: 5.0 out of 5.0 from Encompass Chet was very professional, understanding, calm and respectful. YvonneRochester, NY Jul 16
Chet was very professional, understanding, calm and respectful.
Rating: 5.0 out of 5.0 from Encompass On time response, goes above and beyond to help clients!!! RupRochester, NY Jul 16
On time response, goes above and beyond to help clients!!!
Rating: 5.0 out of 5.0 from Encompass Chet Timsina proved to be an exceptional loan officer during my recent home purchase. His expertise in navigating the mortgage process was invaluable, and he made the entire experience seamless. Timsina's clear communication, prompt responses, and thorough explanations of complex terms ensured I was well-informed and confident throughout. He worked... ChandraHenrietta, NY Jul 16
Chet Timsina proved to be an exceptional loan officer during my recent home purchase. His expertise in navigating the mortgage process was invaluable, and he made the entire experience seamless. Timsina's clear communication, prompt responses, and thorough explanations of complex terms ensured I was well-informed and confident throughout. He worked...
Rating: 4.8 out of 5.0 from Encompass To work with them it’s great Damber KumariW. Henrietta, NY Jul 16
To work with them it’s great
Rating: 5.0 out of 5.0 from Encompass Everything from start to finish my client was also satisfied with the service. Thanks MandeepW. Henrietta, NY Jul 16
Everything from start to finish my client was also satisfied with the service. Thanks
Rating: 5.0 out of 5.0 from Encompass The process went smoothly and great communication and loan was closed just in couple of weeks. Excellent work done . Arun KumarWest Henrietta, NY Jul 16
The process went smoothly and great communication and loan was closed just in couple of weeks. Excellent work done .
Rating: 5.0 out of 5.0 from Encompass Chet is the great communicator and get the job done on time. We recently closed on one file within 30 days from the offer accepted to CTC. Great job Chet. I will highly recommend him for any mortgage needs. KhemRush, NY Jul 16
Chet is the great communicator and get the job done on time. We recently closed on one file within 30 days from the offer accepted to CTC. Great job Chet. I will highly recommend him for any mortgage needs.
Rating: 5.0 out of 5.0 from Encompass Excellent work skills with client. DukGreece, NY Jul 16
Excellent work skills with client.
Rating: 5.0 out of 5.0 from Encompass Chet was simply awesome. He made the deal go smoothly. I would love to work with him again. KaziClay, NY Jul 16
Chet was simply awesome. He made the deal go smoothly. I would love to work with him again.
Rating: 5.0 out of 5.0 from Encompass Outstanding Service from Chet Timsina! I had the absolute pleasure of working with Chet Timsina as my loan officer, and I cannot recommend him enough! From the very first interaction, Chet made the entire loan process smooth, transparent, and stress-free. He was incredibly knowledgeable, always willing to explain the finer details, and made sure I... Naba RajRochester, NY Jul 16
Outstanding Service from Chet Timsina! I had the absolute pleasure of working with Chet Timsina as my loan officer, and I cannot recommend him enough! From the very first interaction, Chet made the entire loan process smooth, transparent, and stress-free. He was incredibly knowledgeable, always willing to explain the finer details, and made sure I...
Rating: 4.8 out of 5.0 from Encompass Very smooth flow of transaction, frequent updates on the transaction and buyers are very happy so far. Chet NRochester, NY Jul 16
Very smooth flow of transaction, frequent updates on the transaction and buyers are very happy so far.
Rating: 5.0 out of 5.0 from Encompass Chet was highly informative and responsive, providing prompt assistance and presenting various options. He worked within our budget to secure the most favorable terms and was readily available, even outside regular business hours. EhBluMinoa, NY Jul 16
Chet was highly informative and responsive, providing prompt assistance and presenting various options. He worked within our budget to secure the most favorable terms and was readily available, even outside regular business hours.
Rating: 5.0 out of 5.0 from Encompass Everything is good AamirDillsburg, PA Jul 16
Everything is good
Rating: 5.0 out of 5.0 from Encompass I really appreciate your support you did a great job thank you Buddha M.Rush, NY Jul 16
I really appreciate your support you did a great job thank you
Rating: 4.8 out of 5.0 from Encompass quick work and i like way of doing Bishnu MWest Henrietta, NY Jul 16
quick work and i like way of doing
Rating: 5.0 out of 5.0 from Encompass I had an excellent experience working with Chet Timsina. He was professional, knowledgeable, and communicated clearly throughout the mortgage process. Chet made everything seamless and stress-free. Highly recommended! JeewanRochester, NY Jul 16
I had an excellent experience working with Chet Timsina. He was professional, knowledgeable, and communicated clearly throughout the mortgage process. Chet made everything seamless and stress-free. Highly recommended!