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I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Rating: 5.0 out of 5.0 from Encompass Mr. Chet is very highly qualified hardworking knowledgeable loan officer. He did awesome job. He is very hard working and very intelligent to helps the clients to explain everything accurately. We are so lucky and happy to got his guidance. we really appreciate his hard work and greatness with clients. We are sur... MonikaRochester, NY Apr 28
Mr. Chet is very highly qualified hardworking knowledgeable loan officer. He did awesome job. He is very hard working and very intelligent to helps the clients to explain everything accurately. We are so lucky and happy to got his guidance. we really appreciate his hard work and greatness with clients. We are sur...
Rating: 5.0 out of 5.0 from Encompass Very nice and very friendly with great experience . RupinderRochester, NY Apr 27
Very nice and very friendly with great experience .
Rating: 5.0 out of 5.0 from Encompass I'm happy work with him MonikaRochester, NY Feb 23
I'm happy work with him
Rating: 5.0 out of 5.0 from Encompass thank you for your help we feel very comfortable to work with you Buddha M.Rush, NY Feb 09
thank you for your help we feel very comfortable to work with you
Rating: 4.8 out of 5.0 from Encompass He is great loan officer I ever met . MunaWest Henrietta, NY Jan 12
He is great loan officer I ever met .
Rating: 5.0 out of 5.0 from Encompass Chet was prompt in communicating with the clients and other parties and stayed top on his tasks - very efficient. Chet NRochester, NY Dec 19
Chet was prompt in communicating with the clients and other parties and stayed top on his tasks - very efficient.
Rating: 5.0 out of 5.0 from Encompass It's was happy to work with you. KumariRochester, NY Oct 10
It's was happy to work with you.
Rating: 5.0 out of 5.0 from Encompass frist i like to give big thanks Chet and I get lots of help anyt I have questions he explain with happy moods,politeness and always friendly so again he is the excellent for my family too I am glad that i get help from chet so thank you for your help and in future if I need again then I will choose him an... DipaLiverpool, NY Oct 02
frist i like to give big thanks Chet and I get lots of help anyt I have questions he explain with happy moods,politeness and always friendly so again he is the excellent for my family too I am glad that i get help from chet so thank you for your help and in future if I need again then I will choose him an...
Rating: 5.0 out of 5.0 from Encompass Chet is very good at comminicationa and getting thing done on time. Very smooth deal and closed on time. KhemWest Henrietta, NY Oct 01
Chet is very good at comminicationa and getting thing done on time. Very smooth deal and closed on time.
Rating: 4.2 out of 5.0 from Encompass It went smoothly without having any issues đź‘Ť. DibyaRochester, NY Sep 13
It went smoothly without having any issues đź‘Ť.
Rating: 5.0 out of 5.0 from Encompass The gentleman went above and beyond with customer service. He went out of his way to make sure our process went smoothly as possible. ParbinTonawanda, NY Sep 12
The gentleman went above and beyond with customer service. He went out of his way to make sure our process went smoothly as possible.
Rating: 5.0 out of 5.0 from Encompass As a real estate agent, I appreciate how quickly Chet loan officer responds to questions. They are knowledgeable and always provide clear, accurate information. Working with them makes the financing process much smoother for both me and my clients. PurnaSyracuse, NY Aug 17
As a real estate agent, I appreciate how quickly Chet loan officer responds to questions. They are knowledgeable and always provide clear, accurate information. Working with them makes the financing process much smoother for both me and my clients.
Rating: 5.0 out of 5.0 from Encompass We had an amazing experience working with Chet! He was incredibly knowledgeable, patient, and supportive throughout the entire loan process. He took the time to explain every detail and made sure we felt confident and informed at every step. His professionalism and genuine care made all the difference. We’re so grateful for his help—highly reco... SophiaRochester, NY Jun 21
We had an amazing experience working with Chet! He was incredibly knowledgeable, patient, and supportive throughout the entire loan process. He took the time to explain every detail and made sure we felt confident and informed at every step. His professionalism and genuine care made all the difference. We’re so grateful for his help—highly reco...
Rating: 5.0 out of 5.0 from Encompass It was wonderful woprking with Mr Timsina. He made things so easy, infact I never had to do anything much. As a buyer and you bump upon lots of questions you need instant answers. I am a kind of person who likes to call to get answers. And so did I. I donot remember any of my calls went unresponded. This is a very rare experience. Big SALUTE to Mr ... KinzangRochester, NY May 04
It was wonderful woprking with Mr Timsina. He made things so easy, infact I never had to do anything much. As a buyer and you bump upon lots of questions you need instant answers. I am a kind of person who likes to call to get answers. And so did I. I donot remember any of my calls went unresponded. This is a very rare experience. Big SALUTE to Mr ...
Rating: 5.0 out of 5.0 from Encompass he Is free frankly SureshWest Henrietta, NY Feb 27
he Is free frankly
Rating: 4.8 out of 5.0 from Encompass quick work and i like way of doing Bishnu MWest Henrietta, NY Feb 04
quick work and i like way of doing
Rating: 5.0 out of 5.0 from Encompass I really appreciate your support you did a great job thank you Buddha M.Rush, NY Dec 25
I really appreciate your support you did a great job thank you
Rating: 5.0 out of 5.0 from Encompass I had an excellent experience working with Chet Timsina. He was professional, knowledgeable, and communicated clearly throughout the mortgage process. Chet made everything seamless and stress-free. Highly recommended! JeewanRochester, NY Dec 08
I had an excellent experience working with Chet Timsina. He was professional, knowledgeable, and communicated clearly throughout the mortgage process. Chet made everything seamless and stress-free. Highly recommended!
Rating: 5.0 out of 5.0 from Encompass Chet was highly informative and responsive, providing prompt assistance and presenting various options. He worked within our budget to secure the most favorable terms and was readily available, even outside regular business hours. EhBluMinoa, NY Nov 29
Chet was highly informative and responsive, providing prompt assistance and presenting various options. He worked within our budget to secure the most favorable terms and was readily available, even outside regular business hours.
Rating: 4.8 out of 5.0 from Encompass Very smooth flow of transaction, frequent updates on the transaction and buyers are very happy so far. Chet NRochester, NY Nov 19
Very smooth flow of transaction, frequent updates on the transaction and buyers are very happy so far.
Rating: 5.0 out of 5.0 from Encompass Outstanding Service from Chet Timsina! I had the absolute pleasure of working with Chet Timsina as my loan officer, and I cannot recommend him enough! From the very first interaction, Chet made the entire loan process smooth, transparent, and stress-free. He was incredibly knowledgeable, always willing to explain the finer details, and made sure I... Naba RajRochester, NY Oct 03
Outstanding Service from Chet Timsina! I had the absolute pleasure of working with Chet Timsina as my loan officer, and I cannot recommend him enough! From the very first interaction, Chet made the entire loan process smooth, transparent, and stress-free. He was incredibly knowledgeable, always willing to explain the finer details, and made sure I...
Rating: 5.0 out of 5.0 from Encompass Chet was simply awesome. He made the deal go smoothly. I would love to work with him again. KaziClay, NY Sep 29
Chet was simply awesome. He made the deal go smoothly. I would love to work with him again.
Rating: 5.0 out of 5.0 from Encompass Excellent work skills with client. DukGreece, NY Sep 20
Excellent work skills with client.
Rating: 5.0 out of 5.0 from Encompass The process went smoothly and great communication and loan was closed just in couple of weeks. Excellent work done . Arun KumarWest Henrietta, NY Aug 20
The process went smoothly and great communication and loan was closed just in couple of weeks. Excellent work done .