Ready to buy your dream home? Start your purchase journey today with competitive rates and expert guidance.
Lower your monthly payments or access your home equity with our refinancing options.
Access calculators, guides, and tools to help you make informed mortgage decisions.
Learn more about our company, explore career opportunities, and discover our impact on the mortgage industry.
Choose an originator below to connect with them.
Rating: 5.0 out of 5.0 from Encompass We just bought our first investment property yesterday thanks to Drew! Our original lender was definitely trying to take advantage of us being new to the process. 2 days before closing we decided that we wouldn't be able to afford the deal and all my research was wrong. Our restore recommended calling Drew. He exceeded all hopes we originally had.... Elena SGloversville, NY Drew Aiello
We just bought our first investment property yesterday thanks to Drew! Our original lender was definitely trying to take advantage of us being new to the process. 2 days before closing we decided that we wouldn't be able to afford the deal and all my research was wrong. Our restore recommended calling Drew. He exceeded all hopes we originally had....
Rating: 5.0 out of 5.0 from Encompass Annie Mac made securing a mortgage incredibly easy and were so fast. I closed on my house in about 45 days! Nathaniel RobertNiskayuna, NY Drew Aiello
Annie Mac made securing a mortgage incredibly easy and were so fast. I closed on my house in about 45 days!
Rating: 5.0 out of 5.0 from Encompass The patience and commucation was top level! I couldn't of asked for better! Jessica NSchenectady, NY Philip Carr
The patience and commucation was top level! I couldn't of asked for better!
Rating: 5.0 out of 5.0 from Encompass Phil Carr was terrific to deal with. John MCaroga Lake, NY Drew Aiello
Phil Carr was terrific to deal with.
Rating: 5.0 out of 5.0 from Encompass Closing was quick, app was easy to use and communication was top notch Jessica RSaratoga Springs, NY Nancy Herrmann
Closing was quick, app was easy to use and communication was top notch
Rating: 5.0 out of 5.0 from Encompass Phil made the entire mortgage process smooth and stress-free. He was incredibly quick to respond, supportive at every step, and always easy to reach whenever I had questions. He explained everything clearly, kept me updated throughout the process, and made sure everything stayed on track. His professionalism, responsiveness, and dedication gave me ... ManishWatervliet, NY Philip Carr
Phil made the entire mortgage process smooth and stress-free. He was incredibly quick to respond, supportive at every step, and always easy to reach whenever I had questions. He explained everything clearly, kept me updated throughout the process, and made sure everything stayed on track. His professionalism, responsiveness, and dedication gave me ...
Rating: 5.0 out of 5.0 from Encompass I have used Phil many times in the past because he is responsive, efficient, and is quite frankly a mortgage magician. This particular buyer had trouble getting approved through another lender and Phil was able to swoop in and get it done. The buyer was clear to close within 3 business days of our target close date. I have and will continue to reco... AmandaColonie, NY Philip Carr
I have used Phil many times in the past because he is responsive, efficient, and is quite frankly a mortgage magician. This particular buyer had trouble getting approved through another lender and Phil was able to swoop in and get it done. The buyer was clear to close within 3 business days of our target close date. I have and will continue to reco...
Rating: 5.0 out of 5.0 from Encompass The responded quickly to my questions and stayed in contact throughout the entire Sasha RFort Edward, NY Nancy Herrmann
The responded quickly to my questions and stayed in contact throughout the entire
Rating: 5.0 out of 5.0 from Encompass Amazing team. Nancy is amazing and has the patience of a saint. I could always text or call her with my concerns; and she’d always answer. Jen was also super helpful. Thankful for everyone ChristinaSchenectady, NY Nancy Herrmann
Amazing team. Nancy is amazing and has the patience of a saint. I could always text or call her with my concerns; and she’d always answer. Jen was also super helpful. Thankful for everyone
Rating: 5.0 out of 5.0 from Encompass Everything! The communication, the staffs Everything was in details. I couldn't ask for better service. SavitreeAlbany, NY Safdar Hussain
Everything! The communication, the staffs Everything was in details. I couldn't ask for better service.
Rating: 5.0 out of 5.0 from Encompass The mortgage officer was very professional, responsive, and helpful throughout the process. They communicated clearly, answered all our questions promptly, and made the mortgage experience smooth and stress-free. We are very grateful for their excellent service. TariqWynantskill, NY Safdar Hussain
The mortgage officer was very professional, responsive, and helpful throughout the process. They communicated clearly, answered all our questions promptly, and made the mortgage experience smooth and stress-free. We are very grateful for their excellent service.
Rating: 5.0 out of 5.0 from Encompass The person is very helpful & love his passion hard working , thanks Muhammad ShabbirSchenectady, NY Safdar Hussain
The person is very helpful & love his passion hard working , thanks