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I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Rating: 5.0 out of 5.0 from Encompass Everything went smooth JamesTroy, NY May 11
Everything went smooth
Rating: 5.0 out of 5.0 from Encompass I had a fantastic experience working with Phil. He was incredibly efficient from start to finish and kept communication clear, consistent, and proactive throughout the entire transaction. My client always knew exactly where things stood, which made a huge difference in keeping everyone confident and on track. In a business where timing and responsi... Amy Smith -Troy, NY May 08
I had a fantastic experience working with Phil. He was incredibly efficient from start to finish and kept communication clear, consistent, and proactive throughout the entire transaction. My client always knew exactly where things stood, which made a huge difference in keeping everyone confident and on track. In a business where timing and responsi...