Our Team
Our team of licensed mortgage professionals are always eager to help you achieve your dream.
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- Thomas Bickett
- NMLS: 116937
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- Ziyadah Birthwright
- NMLS: 277565
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- Andy Craig
- NMLS: 239091
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- Pat Staffa
- NMLS: 197800
Our Branches
Our team can be found in the following branches:
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- NMLS#: 338923
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421 Hurffville-Cross Keys Rd.
Sewell, NJ 08080
Sewell, NJ - Cross Keys
Borrower Testimonials
That Ziyadah help me with every thing through the process she is a great person to work with.
Ziyadah worked very fast at getting my client approved and kept us informed throughout the whole process.
Everybody in the process was so helpful and responsive with any questions or concerns that I had. They made the process a lot simpler and easier than if I did it by myself.
Pat is always available, informative, & professional.
Ziyadah has been in the mortgage business for many years she has the experience, the knowledge which makes the process much simpler. It's nice to know she has the answers when you have a question. And she knows how to get things done I would highly recommend her for all your financing needs. She will definitely steer you in the right direction and ...
The process was smooth from beginning to end. Pat was great!
Pat has all the answers! He always makes sure my clients understand what they are signing and always solves problems as they arise.
Pat and the AnnieMac team were absolutely fantastic. Pat was very personable and informative throughout the entire process of buying a home. My wife and I knew we were in good hands, as we made one of the biggest choices in our life. 10/10
Professional, attentive and thorough!
Ziyadah was always available to help throughout the entire homebuying process. I strongly recommend.
Always there to answer questions at anytime.
Ziyadah was up for the challenge!!
Pat and his team were very informative and knowledgable. Very pleasant and easy to work with.
the Team we worked with were amazing and very responsive and helpful
I had a great experience with Andy and his team! They were professional, responsive, and incredibly helpful throughout my first home purchase. They made the process smooth and stress-free, and I truly appreciate all their help and support. I highly recommend them!
easy to work with
Tom was phenomenal, knowledgeable, and extremely helpful every step of the way. We knew we were in good hands headed to closing because we had complete faith that if anything arose , he'd take care of it.
Tom and his team are such a pleasure to work with. As knowledgeable as they get, and they have your intnlyI could buy more houses from them!
Tom and his Team were highly communicative and made the transaction seamless and stress free. Highly reccommend!
Tom and Rachel went above and beyond it make sure I understood things every step of the process. They came up with a way for me to get my house for the price I wanted with money left in the bank.
Andy was very thorough
Reliable, Knowledgeable, and Professional
Attention to details, communication and overall efforts to help make owning a home a reality were beyond human expectations.
Thomas played a vital role in our financial goal. His expertise and dedication will make a big difference in us achieving our goal.
All of your work and care!!!
From the get-go, communicating to Andy and team, whether planned or last minute, was extremely easy. Being able to ask questions and trust that the explanations would be straight forward and easy to understand made the experience of buying our first house far less stressful than what we were expecting
Always available to answer questions
Ziyadah made the entire mortgage process smooth and stress-free. Communication was excellent, every question was answered promptly, and everything was explained clearly. Ziyadah was transparent about costs, kept us updated throughout the process, and ensured we closed on time. We always felt informed and supported, which made the experience exce...
Andy and his team were so responsive and worked with a sense of urgency. They helped me to understand wvery every step of the process!
He made the whole process simple, easy, and stress-free. absolutely fantastic
Everything was quick and painless! Everyone we worked with was super friendly and helpful.
You made everything easy and smooth for my closing. You helped me out with everything and had no problems. Thanks so much for all your help!!
answered all questions and concerns
Pat is the best communicator in the LO game! He checks in frequently and helps the clients stay calm through rough times during the transaction. Love having him apart of my team!
My wife and I had an amazing experience. Ziyadah answered all of our questions and made sure we understood every step. During closing our title company wanted us to bring a $5k check and Ziyadah ensured us that she'll let us know the correct amount to bring -- ended up being about $1200. That is a huge difference. She explained every document befor...
Pat went above and beyond to ensure everything stayed on track. He was always available to answer questions, communicated proactively, and made what can often be a stressful process feel easy. His expertise, patience, and genuine care for my client's experience was outstanding. I would highly recommend Pat to anyone looking for a knowledgeable and ...
Pat and his team were very helpful! They were always available whenever I had an issue or question and were always professional even through my most strssful moments. Very grateful for them and their expertise.
I had a great experience recently working with Ziyadah. Not only is she professional and attentive but she is kind and helpful. She made a difficult transaction (no fault of hers) easier by being communicative and transparent. I am looking forward to working with her again.
Always a pleasure
Pat was awesome! He is very professional, and Like family. He keeps it real with what is required and what to expect through the whole loan process. I recommend him to work with anyone close to me, because he made the loan process super easy… thanks again Pat. My mom still can’t believe she owns her first home.
Very organized and the communication was great.
Very smooth process and all questions answered immediately. Rachel and Tom were easy to work with and was very responsive.
Tom and team were outstanding. We were first time home buyers requiring a fast close and Tom's team made it their mission made it their mission to do so. They ensured we were educated on our decision, walking us through each step of the experience without being pushy, leading to a great overall experience. I would recommend the team to anyone. Than...
Communications were always prompt and informative.
Great communication
Tom is always responsive and makes sure my clients are comfortable!!
Tom was excellent communicator and was great at explaining all of our options and figure out what was best for us. Samantha also made organizing and sending in documents super easy
Tom and his team were great! They explained everything in great detail and were able to answer all of my questions professionally and quickly. I am very thankful for their guidance during a very stressful process .
Everything overall there was not ine specific thing as it was everything was quick and easy.
I love all of the different programs you offer , it makes buying when you have to sell so much easier . Thank you for such a smoothe transaction!
Pat is the man! Made the entire process smooth and easy!
Clearly explained documents, answered all questions we had
Pat Staffa and his team are a pleasure to work with! Prompt, efficient, friendly, respectful....just all around an amazing team. I have worked with Pat over the years and his standards never change - always on point. Highly reccommend AnnieMac, Pat Staffa and his entire team! Always a great experience, and especially 1st time homeowners - all qu...
Working with Pat was an outstanding experience from start to finish. He was knowledgeable, responsive, and kept everyone informed throughout the entire transaction. He worked diligently to ensure my buyer's loan was funded on time, making the closing process smooth and stress-free. His professionalism, attention to detail, and commitment to excelle...
Tom was amazing and explained everything to me. he answered every questions i had
Pat always keeps everyone informed throughout the entire process. Makes things easy on all parties involved and makes sure the clients understand everything they are signing and getting. Looking forward to closing more transactions with him!
Pat was wonderful. As a first time home buyer he answered all of my questions and made sure I was comfortable. Excellent communication and quick response time. I would use his services again in a heartbeat!
Andy was a true professional . Always willing to listen and help where he could. It was an absolute pleasure working with him and his office. I would not hesitate to recommend him to my clients
Very easy process great communication
They explained everything and nade made nevfeel me feel comfortable with my decision
Great communication and very helpful from start to finish!
We were first time home buyers and Tom was very hands on. He offered a lot of assistance, guidance, and reassurance during the process.
Pat was availabe to answer all of our questions and concerns regarding the loan process. His team is very kind and knowledgable!
Andy and Rachel were quick communicators, able to answer all of my questions. I never felt like I was bothering them. Unbelievably good experience for me!
Pat is not only professional, but he is knowledgeable and kind. My situation was a very difficult one from the start and there were many bumps. However, Pat stuck in there with me giving me hope and making sure to update me on all information necessary. When it appeared that one way was not going as smoothly as possible he would make sure to go ...
Friendly, professional, knowledgeable, great communication
Another seamless transactio!
Very fast and super easy very friendly people
I cannot recommend Tom Bickett and everyone on his team highly enough! They were incredibly responsive to every email and call. They completely removed the stress from the home buying experience. They explained every step clearly and made sure we understood our options from start to finish.
Buying a house can be one of the biggest and most stressful decisions, but Tom made the entire experience smooth, stress-free, and exciting from start to finish. His knowledge, patience, and dedication truly stood out every step of the way. He was always available to answer questions, guide us through the process, and made sure we felt confident in...
Pat and his team were absolutely amazing throughout the entire process. Anytime I had a question, they responded quickly and explained everything thoroughly so I always felt informed and comfortable. Pat was available whenever I needed him and took the time to walk me through every step along the way. He genuinely cares about the people he works wi...
We recently closed on our historic home and had a great experience throughout the loan process. Communication was clear from start to finish, and every question we had was answered quickly and thoroughly. Buying an older historic home came with extra details and paperwork, but the team made the process feel smooth and manageable.
Helped to get our offer accepted and worked the numbers to help make the financing happen!
Andy helped navigate challenging circumstances and got us to the closing table! We couldn't have done it without him!
Ms Birthwright proved that she was knowledgeable about the whole process. I was introduced to her last November and she was able to provide guidance up until the date of settlement. She was always a call or text away . I am truly satisfied and grateful. I just shared her contact information with seve...
Keep up the great work
Communication and advice during the process was very helpful and easy to understand.
cash to Keys would have been a good choice for us however everything worked out and we were able to close simultaneously on both homes process was very easy
Andy and bus team were extremely helpful, professional, and knowledgeable about every stop of this process. Buying a home is stressful , but Andy and his team took a lot of that stress off by being ready to answer any question we had and give us clear guidance on what each next step was. I will be refer...
All members of the team were helpful and answered any questions we had in a timely manner .
Andy and Sam guided us through this detailed process and were very responsive.
Andy and his team made the process painless! They answered every question promptly and made the paperwork quick and easy! Cant wait to work with him again in the future!
Andy and his team were wonderful to work with!
Communication, guidance, and availability -- Andy was great
Andy was fantastic and really made buying a house as easy as possible. He was always available and did everything he could to make sure the terms of my loan worked for me. Nothing shady, very upfront and honest. Andy will put you in the best situation thats available to you, someone you can trust.
figuring out best option for us to accomplish our goal
lrocess From beginning to end! Andy and his team were great and knowledgeable.
Ziyadah was very helpful throughout the process. She really cares about the client and really puts their interest first.
would never use anyone else for home financing, Ziyadah is the best, how can you beat that? I bought 3 homes in my 65 years, the last 2 where with Ziyadah by my side, about 13 years apart and they by far went absolutely smooth and stress free compared to my first mortgaging experience. She has a work ethic beyond reproach, she is timely, informatio...
Ziyadah. Simply she made everything go so well. She was so knowledgable and good at what she does that we could have documents in and finished before they were even needed so things could keep moving forward quickly with no or few issues. She was also able to help releve stress with our constant communication on what was happening and if we ever ha...
I can't say enough positive things about Ziyadah. Despite challenges she never makes you feel unworthy or fails to respond to any question in a timely manmor. This is my second time using her, after12-13 years I Iocated her and offered her my business all over again. I'll never forget her helping me the process the first time and have no intrest ...
Ziyadah was very helpful evey step of the way. She kept the lines of communication open to me and was very transparen.
Ziyadah made things simple which is great because I had about a million questions. You can tell she really cared about what was best for my children and I. I am beyond grateful for all of your time and dedication to this process.
Ziyadah was very communicative and supportive throughout the whole process. She took her time and explained every step of the process and it was so helpful to my first time homebuyer. Highly recommend!!
Ziyadah was easy to communicate with, effective and transparent. I will definitely be referring clients to her
Ziyadah went above and beyond in every way. I really appreciate it her help throughout this process. I would highly recommend her to others.
Ziyadah was very professional and made us aware of where we were in the process....she made sure that we knew every thing that she was doing...she was able to help us close a chapter that we had been trying to close for several years...so grateful for her expertise that has given us "new beginnings"...I would readily refer her to family and frie...
Very timely and communicative, made the process smooth and easy.
Everything was clear and all my questions were answered in a timely manner.
Ziyadah is an exceptional Mortgage Loan Originator who ensures that clients are well-informed about product availability and options. I enjoy working with her because she always ensures that we reach the closing table.