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Proudly serving clients across New Jersey and Pennsylvania.
I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Rating: 5.0 out of 5.0 from Encompass Another seamless transactio! StephaniePennsville, NJ May 28
Another seamless transactio!
Rating: 5.0 out of 5.0 from Encompass Very fast and super easy very friendly people AndrewPennsville, NJ May 28
Very fast and super easy very friendly people
Rating: 5.0 out of 5.0 from Encompass Andy and Rachel were quick communicators, able to answer all of my questions. I never felt like I was bothering them. Unbelievably good experience for me! JacobWenonah, NJ May 26
Andy and Rachel were quick communicators, able to answer all of my questions. I never felt like I was bothering them. Unbelievably good experience for me!
Rating: 4.8 out of 5.0 from Encompass Helped to get our offer accepted and worked the numbers to help make the financing happen! KevinStratford, NJ May 18
Helped to get our offer accepted and worked the numbers to help make the financing happen!
Rating: 5.0 out of 5.0 from Encompass Andy helped navigate challenging circumstances and got us to the closing table! We couldn't have done it without him! JohnVineland, NJ May 15
Andy helped navigate challenging circumstances and got us to the closing table! We couldn't have done it without him!
Rating: 5.0 out of 5.0 from Encompass Communication and advice during the process was very helpful and easy to understand. Jane AnneCoatesville, PA Apr 28
Communication and advice during the process was very helpful and easy to understand.
Rating: 5.0 out of 5.0 from Encompass cash to Keys would have been a good choice for us however everything worked out and we were able to close simultaneously on both homes process was very easy Thomas ScottCoatesville, PA Apr 27
cash to Keys would have been a good choice for us however everything worked out and we were able to close simultaneously on both homes process was very easy
Rating: 5.0 out of 5.0 from Encompass Andy and bus team were extremely helpful, professional, and knowledgeable about every stop of this process. Buying a home is stressful , but Andy and his team took a lot of that stress off by being ready to answer any question we had and give us clear guidance on what each next step was. I will be refer... SeanWest Deptford, NJ Apr 13
Andy and bus team were extremely helpful, professional, and knowledgeable about every stop of this process. Buying a home is stressful , but Andy and his team took a lot of that stress off by being ready to answer any question we had and give us clear guidance on what each next step was. I will be refer...
Rating: 5.0 out of 5.0 from Encompass All members of the team were helpful and answered any questions we had in a timely manner . Paige R.Ocean City, NJ Mar 16
All members of the team were helpful and answered any questions we had in a timely manner .
Rating: 5.0 out of 5.0 from Encompass Andy and Sam guided us through this detailed process and were very responsive. Ronald C.Ocean City, NJ Mar 16
Andy and Sam guided us through this detailed process and were very responsive.
Rating: 5.0 out of 5.0 from Encompass Andy and his team made the process painless! They answered every question promptly and made the paperwork quick and easy! Cant wait to work with him again in the future! Mary KathrynMullica Hill, NJ Mar 13
Andy and his team made the process painless! They answered every question promptly and made the paperwork quick and easy! Cant wait to work with him again in the future!
Rating: 5.0 out of 5.0 from Encompass Andy and his team were wonderful to work with! StephenOcean City, NJ Mar 10
Andy and his team were wonderful to work with!
Rating: 5.0 out of 5.0 from Encompass Communication, guidance, and availability -- Andy was great Matthew JPitman, NJ Mar 03
Communication, guidance, and availability -- Andy was great
Rating: 5.0 out of 5.0 from Encompass Andy was fantastic and really made buying a house as easy as possible. He was always available and did everything he could to make sure the terms of my loan worked for me. Nothing shady, very upfront and honest. Andy will put you in the best situation thats available to you, someone you can trust. RobertWilliamstown, NJ Feb 27
Andy was fantastic and really made buying a house as easy as possible. He was always available and did everything he could to make sure the terms of my loan worked for me. Nothing shady, very upfront and honest. Andy will put you in the best situation thats available to you, someone you can trust.
Rating: 4.7 out of 5.0 from Encompass figuring out best option for us to accomplish our goal Donald MChristiana, PA Feb 23
figuring out best option for us to accomplish our goal
Rating: 5.0 out of 5.0 from Encompass lrocess From beginning to end! Andy and his team were great and knowledgeable. GabrielleFranklinville, NJ Jan 09
lrocess From beginning to end! Andy and his team were great and knowledgeable.
Rating: 5.0 out of 5.0 from Encompass Andy and his team were amazing to work with! JessicaOcean View, NJ Dec 22
Andy and his team were amazing to work with!
Rating: 5.0 out of 5.0 from Encompass Andy and his team were great! They communicated with us throughout the entire housing process and they made sure that we were always kept up to date with everything. I really appreciate him and his team and I couldn't have been more satisifed. Thank you Andy!!! I appreciate you and we are so happy with ... MarielenaMagnolia, NJ Dec 15
Andy and his team were great! They communicated with us throughout the entire housing process and they made sure that we were always kept up to date with everything. I really appreciate him and his team and I couldn't have been more satisifed. Thank you Andy!!! I appreciate you and we are so happy with ...
Rating: 5.0 out of 5.0 from Encompass This was my second time working with Andy and his team, and as soon as we began our home search, we knew we wanted him handling our mortgage again. Andy was transparent, knowledgeable, and on top of every market fluctuation, ultimately locking us into the best rate possible. While the daily emails were plenty, we genuinely appreciated the consisten... GinaPitman, NJ Nov 18
This was my second time working with Andy and his team, and as soon as we began our home search, we knew we wanted him handling our mortgage again. Andy was transparent, knowledgeable, and on top of every market fluctuation, ultimately locking us into the best rate possible. While the daily emails were plenty, we genuinely appreciated the consisten...
Rating: 5.0 out of 5.0 from Encompass Working with Andy was hands-down one of the best decisions we made during our home-buying process. From start to finish, he made everything easy, clear, and stress-free. Andy took the time to explain every option, answered all of our questions with patience, and made sure we always felt informed and confident in each step. He moved quickly, commun... JonathanPitman, NJ Nov 18
Working with Andy was hands-down one of the best decisions we made during our home-buying process. From start to finish, he made everything easy, clear, and stress-free. Andy took the time to explain every option, answered all of our questions with patience, and made sure we always felt informed and confident in each step. He moved quickly, commun...
Rating: 5.0 out of 5.0 from Encompass It was great working with Andy and the rest of the team at Annie Mac, they made the process of buying a home go so smoothly! Brittany MSewell, NJ Nov 17
It was great working with Andy and the rest of the team at Annie Mac, they made the process of buying a home go so smoothly!
Rating: 5.0 out of 5.0 from Encompass They were very efficient and gave good communication whenever we had questions regarding documentation and such. All individuals we worked with were kind and friendly, they provided great service. We will definitely recommend to those looking to purchase a mortgage RobertaSicklerville, NJ Nov 07
They were very efficient and gave good communication whenever we had questions regarding documentation and such. All individuals we worked with were kind and friendly, they provided great service. We will definitely recommend to those looking to purchase a mortgage
Rating: 5.0 out of 5.0 from Encompass The team was incredibly helpful throughout the whole process. Tyler AMantua, NJ Nov 07
The team was incredibly helpful throughout the whole process.
Rating: 5.0 out of 5.0 from Encompass everyone was very kind, knowledgeable and answered all of our questions in a very timely manner James AFranklinville, NJ Nov 03
everyone was very kind, knowledgeable and answered all of our questions in a very timely manner
Rating: 5.0 out of 5.0 from Encompass the entire process was very efficient and easy to manage. John JWildwood Crest, NJ Oct 28
the entire process was very efficient and easy to manage.