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Proudly serving clients across New Jersey, Delaware, Florida, Maryland and Pennsylvania.
Pat Staffa is a Certified Mortgage Planning Specialist (CMPS). He graduated from the New York Institute of Technology in 2001 with a Bachelor’s degree in Computer Science. After graduating college Pat chose to switch career fields to banking and finance. Pat now has over 10 years of experience in production and management, non- conforming and conforming lending, government lending and new construction lending.
Pat contributes his success to providing superior service to all his referral sources and clients. Pat has several mottos that he lives by such as “under promise and over deliver”, “treat them right the first time and they will continue to be loyal” and my “Customer for Life Policy”.
Pat has established many referral sources of business such as Real Estate Agents, Insurance Agents and Investment representatives. The majority of Pat’s business comes from previous clients and referrals from previous clients.
As your mortgage loan originator, you will receive the benefit of Pat’s lending experience and ongoing education to help guide you throughout the entire loan process. You will feel confident that you have discussed all mortgage options available to you and that you are on target to meet your long term goals.
With many years of experience as a mortgage loan originator, Pat is able to navigate through all aspects of today’s ever-changing real estate transactions with ease. You will experience personal communication with Pat throughout the entire loan process to go over every aspect of your loan transaction.
Whether you are looking for your first home, an investment property or a refinancing and existing mortgage, by choosing Pat as your mortgage loan originator, your home financing experience will be one of satisfaction.
I appreciated the prompt communication and knowledge of the team! Samantha Alyse Lakeland, FL April 12 Rating: 4.8 out of 5.0 from Encompass
I appreciated the prompt communication and knowledge of the team!
You guys were detailed and easy to talk to from start to finish. Mark A Sicklerville, NJ April 09 Rating: 4.2 out of 5.0 from Encompass
You guys were detailed and easy to talk to from start to finish.
We have used Annie Mac for multiple purchases now and have always been pleased with the results. No surprises and a fluid process Steven Arthur Lakeland, FL April 09 Rating: 5.0 out of 5.0 from Encompass
We have used Annie Mac for multiple purchases now and have always been pleased with the results. No surprises and a fluid process
Pat and his team are so lovely to work with. They're knowledgeable, friendly, and very prompt with responses. They made the experience nearly stress free. Clare Pennsville, NJ April 06 Rating: 5.0 out of 5.0 from Encompass
Pat and his team are so lovely to work with. They're knowledgeable, friendly, and very prompt with responses. They made the experience nearly stress free.
They were quick to respond to emails & phone calls. They were very informative & helpful! Wendy Williamstown, NJ April 02 Rating: 5.0 out of 5.0 from Encompass
They were quick to respond to emails & phone calls. They were very informative & helpful!
All the information up front and very smooth Ryan Jerrold Franklinville, NJ April 01 Rating: 5.0 out of 5.0 from Encompass
All the information up front and very smooth
On 04/30/2026 at 2:30 pm
Join us for Our Billion Dollar Playbook, a live mastermind designed to help real estate agents win more deals in today’s competitive market. Hear from Wes Costello of AnnieMac Home Mortgage as he breaks down the Cash2Keys suite of products and how to position your buyers like cash. Learn how Cash2Keys can level up your business.