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Proudly serving clients across New Jersey, Delaware, Florida, Maryland and Pennsylvania.
Pat Staffa is a Certified Mortgage Planning Specialist (CMPS). He graduated from the New York Institute of Technology in 2001 with a Bachelor’s degree in Computer Science. After graduating college Pat chose to switch career fields to banking and finance. Pat now has over 10 years of experience in production and management, non- conforming and conforming lending, government lending and new construction lending.
Pat contributes his success to providing superior service to all his referral sources and clients. Pat has several mottos that he lives by such as “under promise and over deliver”, “treat them right the first time and they will continue to be loyal” and my “Customer for Life Policy”.
Pat has established many referral sources of business such as Real Estate Agents, Insurance Agents and Investment representatives. The majority of Pat’s business comes from previous clients and referrals from previous clients.
As your mortgage loan originator, you will receive the benefit of Pat’s lending experience and ongoing education to help guide you throughout the entire loan process. You will feel confident that you have discussed all mortgage options available to you and that you are on target to meet your long term goals.
With many years of experience as a mortgage loan originator, Pat is able to navigate through all aspects of today’s ever-changing real estate transactions with ease. You will experience personal communication with Pat throughout the entire loan process to go over every aspect of your loan transaction.
Whether you are looking for your first home, an investment property or a refinancing and existing mortgage, by choosing Pat as your mortgage loan originator, your home financing experience will be one of satisfaction.
Rating: 5.0 out of 5.0 from Encompass Everything overall there was not ine specific thing as it was everything was quick and easy. Nazareno RTurnersville, NJ Jul 08
Everything overall there was not ine specific thing as it was everything was quick and easy.
Rating: 5.0 out of 5.0 from Encompass I love all of the different programs you offer , it makes buying when you have to sell so much easier . Thank you for such a smoothe transaction! HeatherElizabethtown, PA Jul 07
I love all of the different programs you offer , it makes buying when you have to sell so much easier . Thank you for such a smoothe transaction!
Rating: 5.0 out of 5.0 from Encompass Pat is the man! Made the entire process smooth and easy! NicholasWilliamstown, NJ Jul 06
Pat is the man! Made the entire process smooth and easy!
Rating: 5.0 out of 5.0 from Encompass Pat Staffa and his team are a pleasure to work with! Prompt, efficient, friendly, respectful....just all around an amazing team. I have worked with Pat over the years and his standards never change - always on point. Highly reccommend AnnieMac, Pat Staffa and his entire team! Always a great experience, and especially 1st time homeowners - all qu... Lisa SantelliTurnersville, NJ Jul 01
Pat Staffa and his team are a pleasure to work with! Prompt, efficient, friendly, respectful....just all around an amazing team. I have worked with Pat over the years and his standards never change - always on point. Highly reccommend AnnieMac, Pat Staffa and his entire team! Always a great experience, and especially 1st time homeowners - all qu...
Rating: 5.0 out of 5.0 from Encompass Working with Pat was an outstanding experience from start to finish. He was knowledgeable, responsive, and kept everyone informed throughout the entire transaction. He worked diligently to ensure my buyer's loan was funded on time, making the closing process smooth and stress-free. His professionalism, attention to detail, and commitment to excelle... StephanieLanghorne, PA Jun 30
Working with Pat was an outstanding experience from start to finish. He was knowledgeable, responsive, and kept everyone informed throughout the entire transaction. He worked diligently to ensure my buyer's loan was funded on time, making the closing process smooth and stress-free. His professionalism, attention to detail, and commitment to excelle...
Rating: 5.0 out of 5.0 from Encompass Pat always keeps everyone informed throughout the entire process. Makes things easy on all parties involved and makes sure the clients understand everything they are signing and getting. Looking forward to closing more transactions with him! JessicaWilliamstown, NJ Jun 27
Pat always keeps everyone informed throughout the entire process. Makes things easy on all parties involved and makes sure the clients understand everything they are signing and getting. Looking forward to closing more transactions with him!
Rating: 5.0 out of 5.0 from Zillow Pat was wonderful. As a first time home buyer he answered all of my questions and made sure I was comfortable. Excellent communication and quick response time. I would use his services again in a heartbeat! AmandaSwedesboro, NJ Jun 26
Pat was wonderful. As a first time home buyer he answered all of my questions and made sure I was comfortable. Excellent communication and quick response time. I would use his services again in a heartbeat!
Rating: 5.0 out of 5.0 from Encompass Very easy process great communication Dawn MarieSicklerville, NJ Jun 24
Very easy process great communication
Rating: 5.0 out of 5.0 from Encompass Pat was availabe to answer all of our questions and concerns regarding the loan process. His team is very kind and knowledgable! Sydney ABridgeton, NJ Jun 08
Pat was availabe to answer all of our questions and concerns regarding the loan process. His team is very kind and knowledgable!
Rating: 5.0 out of 5.0 from Zillow Pat is not only professional, but he is knowledgeable and kind. My situation was a very difficult one from the start and there were many bumps. However, Pat stuck in there with me giving me hope and making sure to update me on all information necessary. When it appeared that one way was not going as smoothly as possible he would make sure to go ... User6639485Vernon, CT Jun 02
Pat is not only professional, but he is knowledgeable and kind. My situation was a very difficult one from the start and there were many bumps. However, Pat stuck in there with me giving me hope and making sure to update me on all information necessary. When it appeared that one way was not going as smoothly as possible he would make sure to go ...
Rating: 5.0 out of 5.0 from Encompass Friendly, professional, knowledgeable, great communication Christopher MMantua, NJ May 30
Friendly, professional, knowledgeable, great communication
Rating: 5.0 out of 5.0 from Encompass Pat and his team were absolutely amazing throughout the entire process. Anytime I had a question, they responded quickly and explained everything thoroughly so I always felt informed and comfortable. Pat was available whenever I needed him and took the time to walk me through every step along the way. He genuinely cares about the people he works wi... MirandaWest Deptford, NJ May 25
Pat and his team were absolutely amazing throughout the entire process. Anytime I had a question, they responded quickly and explained everything thoroughly so I always felt informed and comfortable. Pat was available whenever I needed him and took the time to walk me through every step along the way. He genuinely cares about the people he works wi...
Rating: 5.0 out of 5.0 from Encompass We recently closed on our historic home and had a great experience throughout the loan process. Communication was clear from start to finish, and every question we had was answered quickly and thoroughly. Buying an older historic home came with extra details and paperwork, but the team made the process feel smooth and manageable. MadisonMullica Hill, NJ May 22
We recently closed on our historic home and had a great experience throughout the loan process. Communication was clear from start to finish, and every question we had was answered quickly and thoroughly. Buying an older historic home came with extra details and paperwork, but the team made the process feel smooth and manageable.
Rating: 5.0 out of 5.0 from Encompass Lots of options considered and lots of communication, patience and advice. Extremely knowledgeable and always available to answer questions. Great experience. SherylSalem, NJ May 08
Lots of options considered and lots of communication, patience and advice. Extremely knowledgeable and always available to answer questions. Great experience.
Rating: 5.0 out of 5.0 from Zillow Had my wife and i approved in less then 24 hours had great contact when we had questions. We were able to close on the house 4 days earlier and closing was cheaper then expected Made Closing very easy and simple highly recommend JosephCarneys Point, NJ Apr 25
Had my wife and i approved in less then 24 hours had great contact when we had questions. We were able to close on the house 4 days earlier and closing was cheaper then expected Made Closing very easy and simple highly recommend
Rating: 4.8 out of 5.0 from Encompass Everything went Good Kyle PaulMauricetown, NJ Apr 20
Everything went Good
Rating: 4.8 out of 5.0 from Encompass I appreciated the prompt communication and knowledge of the team! Samantha AlyseLakeland, FL Apr 12
I appreciated the prompt communication and knowledge of the team!
Rating: 4.2 out of 5.0 from Encompass You guys were detailed and easy to talk to from start to finish. Mark ASicklerville, NJ Apr 09
You guys were detailed and easy to talk to from start to finish.
Rating: 5.0 out of 5.0 from Encompass We have used Annie Mac for multiple purchases now and have always been pleased with the results. No surprises and a fluid process Steven ArthurLakeland, FL Apr 09
We have used Annie Mac for multiple purchases now and have always been pleased with the results. No surprises and a fluid process
Rating: 5.0 out of 5.0 from Encompass Pat and his team are so lovely to work with. They're knowledgeable, friendly, and very prompt with responses. They made the experience nearly stress free. ClarePennsville, NJ Apr 06
Pat and his team are so lovely to work with. They're knowledgeable, friendly, and very prompt with responses. They made the experience nearly stress free.
Rating: 5.0 out of 5.0 from Encompass They were quick to respond to emails & phone calls. They were very informative & helpful! WendyWilliamstown, NJ Apr 02
They were quick to respond to emails & phone calls. They were very informative & helpful!
Rating: 5.0 out of 5.0 from Encompass All the information up front and very smooth Ryan JerroldFranklinville, NJ Apr 01
All the information up front and very smooth
Rating: 5.0 out of 5.0 from Encompass Pat was always positive, communicative/responsive, and very polite. I would work with him and his team again in the future! JessicaSicklerville, NJ Apr 01
Pat was always positive, communicative/responsive, and very polite. I would work with him and his team again in the future!
Rating: 5.0 out of 5.0 from Encompass Pat made th process quick and easy to understan. BrianPennsville, NJ Mar 31
Pat made th process quick and easy to understan.
Rating: 5.0 out of 5.0 from Encompass Pat is very knowledgeable and helped make the transaction a very smooth one for us. Timothy JWoodbury, NJ Mar 20
Pat is very knowledgeable and helped make the transaction a very smooth one for us.