Only Operates as AnnieMac Home Mortgage in the state of New York.

Our Team

Our team of licensed mortgage professionals are always eager to help you achieve your dream.

Borrower Testimonials

Rating: 5.0 out of 5.0 from Encompass
Cant say enough good things about Andrew. He made what could have been a stressful process feel easy from beginning to end. He was always available any time of day for a text, call, or email, no matter what I needed. He found me the best program so my offer stood out, walked me through what to do and what not to do, and there were absolutely no su...
EricSouth Setauket, NY
Rating: 5.0 out of 5.0 from Encompass
extremely helpful.
Thomas LOceanside, NY
Rating: 5.0 out of 5.0 from Encompass
Great experience
JoseGreenlawn, NY
Rating: 5.0 out of 5.0 from Encompass
Andrew made buying our first home feel easy and genuinely stress-free. From the first conversation through closing, he was responsive, clear, and calm when we needed him most. He explained every step in plain language, stayed ahead of questions, and never made us feel rushed or lost in the process. As first-time buyers, we expected the mortgage sid...
AngelinaSouth Setauket, NY
Rating: 5.0 out of 5.0 from Encompass
Frank and his team were supportive, informative, and thorough. You walked my husband and me through this process with great care and a clear understanding of what our family needed. I truly felt like you had our back from beginning to end.
ShereneManorville, NY
Rating: 5.0 out of 5.0 from Encompass
The communication and knowledge was astounding. Highly recommend
DavidSmithtown, NY
Rating: 5.0 out of 5.0 from Encompass
Frank and his team are truly the best in the business. From start to finish, Frank made the entire process incredibly simple and stress-free. His communication throughout the entire experience was excellent, and everything was handled quickly, efficiently, and flawlessly. I couldn’t recommend Frank and his team enough.
AndrewSaint James, NY
Rating: 5.0 out of 5.0 from Encompass
Communication and clear explanations of every step
TaylorSmithtown, NY
Rating: 5.0 out of 5.0 from Encompass
Smooth experience quick closing
GregBohemia, NY
Rating: 5.0 out of 5.0 from Encompass
As daunting as the process of purchasing a new home can be, AnnieMac and their staff made the experience so much easier. They were always available, supportive, and willing to assist in any way they could. I truly have nothing but good things to say about the entire team. They have been absolutely awesome throughout the whole process, and I’m inc...
ChristineWading River, NY
Rating: 5.0 out of 5.0 from Encompass
Wonderful service, super friendly and professional. Highly recomemded!.
Nelson A.Tomah, WI
Rating: 4.8 out of 5.0 from Encompass
Very approachable, did not pressure us, gave us very good advice. Professional.
AlexandraEast Setauket, NY
Rating: 5.0 out of 5.0 from Encompass
Frank is a knowledgeable resourece. He gave us excellent guidance and financial advice. His team was responisve, organized and pro-active.
NanetteWest Chicago, IL
Rating: 5.0 out of 5.0 from Encompass
We had an incredible experience working with Frank and his team from start to finish. Buying a home can be a stressful process, but their team made everything as smooth and straightforward as possible. They were extremely responsive, knowledgeable, and always took the time to explain what was happening and what we needed to do next. Communication ...
William SalvatoreMerrick, NY
Rating: 5.0 out of 5.0 from Encompass
Frank and Erin were great . i also appreciated Sophia!
MichaelWesthampton, NY
Rating: 5.0 out of 5.0 from Encompass
Knowledgable, positive, the team puts you at ease
Robert W.Stony Brook, NY
Rating: 5.0 out of 5.0 from Encompass
Frank and Erin are amazing . They explained everything and I knew I was in good hands from the first meeting . They shopped the rates and kept me informed from start to finish . Frank and Erin can Always be reached. They call back quickly and always respond to emails . I closed on my condo yesterday and I couldn't h...
JodiEast Northport, NY
Rating: 5.0 out of 5.0 from Encompass
Excellent Communication skills with client and gets the job done everytime.
Michael J.Saint James, NY
Rating: 5.0 out of 5.0 from Encompass
Frank is honest, easy to work with , has many great programs and very quick in getting houses close I highly recommend him!
GinaSaint James, NY
Rating: 5.0 out of 5.0 from Encompass
Communication and transparency
JosephSaint James, NY
Rating: 5.0 out of 5.0 from Encompass
Andrew was great in every aspect of generating this loan and we got it done super fast. Super nice guy and super professional. I've already recommended him to a real estate broker. I won't hesitate to recommend him to friends in the future
NeilHuntington, NY
Rating: 5.0 out of 5.0 from Encompass
Andrew is always available to answer any question needed at any time on any day. Very knowledgeabl, explains everything in detail so. Made this process very easy and seamless
Dina A.Punta Gorda, FL
Rating: 4.8 out of 5.0 from Encompass
Very easy to contact and get a hold of very knowledgeable
JustinCentereach, NY
Rating: 5.0 out of 5.0 from Encompass
⭐⭐⭐⭐⭐ 5-Star Review I had an excellent experience working with AnnieMac Mortgage throughout the process of buying my new home. From start to finish, the team was professional, responsive, and always willing to answer my questions. A special thank you to Frank, Julianne, and Sophia for all of their hard work, patience, and support. They gu...
Gene Nico Gonzalo EFreeport, NY
Rating: 5.0 out of 5.0 from Encompass
Frank Virga and his team were exceptional!! I was so overwhelmed and the walked through it with me step by step. When I had a question or concern, they were on top of it! I HIGHLY recommend Frank and his team at AnnieMac!
Christine M.Coram, NY
Rating: 5.0 out of 5.0 from Encompass
frank is very professional and helpful in explaining the process thank you
ArkadiuszEast Rockaway, NY
Rating: 5.0 out of 5.0 from Encompass
I have been working with Frank and his team for a while. The experience was top notch. They were very patient with my buyer. Answering every question and making him as comfortable. Annie Mac's products and service are a 10. Can't wait to work on the next transaction with this team.
JIM L.East Rockaway, NY
Rating: 5.0 out of 5.0 from Encompass
Team was very knowledgeable and attentive to out our needs in a timemy manner
JohnMassapequa, NY
Rating: 5.0 out of 5.0 from Encompass
Working with Juliana and the AnnieMac team was an outstanding experience from start to finish. Juliana was always responsive, knowledgeable, and patient, taking the time to explain every step of the mortgage process and answer all of our questions. She made what could have been a stressful experience feel smooth and straightforward. Her professiona...
Gian Carlo EFreeport, NY
Rating: 5.0 out of 5.0 from Encompass
Seamless process from beginning to end with Frank Virga and the entire AnnieMac team. They communicated every step of the way and I would highly recommend them.
KimberlyWantagh, NY
Rating: 4.8 out of 5.0 from Encompass
Frank was professional, responsive, and very helpful throughout the process. He made everything easy and stress free.
PedroBethlehem, PA
Rating: 4.8 out of 5.0 from Encompass
Andrew was very informative and help[ed walked us through the entire process and helping to choose the best rate for us.
Jonathan CDix Hills, NY
Rating: 5.0 out of 5.0 from Encompass
Andrew and team are the best - highly recommend .
RyanEast Northport, NY
Rating: 5.0 out of 5.0 from Encompass
We cannot say enough great things about Andrew Virga! From the very beginning of our home buying journey, Andrew was knowledgeable, responsive, and incredibly patient. He took the time to explain every detail, answer every question, and guide us through what can often be a stressful and overwhelming process. Andrew made everything feel seamless. He...
JacquelineEast Northport, NY
Rating: 4.8 out of 5.0 from Encompass
Great communication, questions answered quickly and concisely.
ZacharyBellport, NY
Rating: 5.0 out of 5.0 from Encompass
As always Andrew pulled through! I recommend him to all my clients and will continue to do so!
David JBellport, NY
Rating: 5.0 out of 5.0 from Encompass
Andrew made everything easy, understandable, and seemless
Philip RobertBellport, NY
Rating: 5.0 out of 5.0 from Encompass
Always so responsive and super helpful Very educated and knowledgable
KrystinaFarmingville, NY
Rating: 5.0 out of 5.0 from Encompass
Great communication and guidance
Daniel JosephAmityville, NY
Rating: 5.0 out of 5.0 from Encompass
Andrew was awesome. He was on top of my loan applications and helped me get an amazing rate. He was also very responsive and always available when I needed him. Anyone that I know looking for a morgate I am going to send them Andrew's way.
Calogero AWantagh, NY
Rating: 5.0 out of 5.0 from Encompass
Andrew is very easy to talk to and gets the information you need as soon as you ask .
TrevorManorville, NY
Rating: 5.0 out of 5.0 from Encompass
Andrew made getting our mortgage as easy of a process as possible. He is responsive, courteous, and well informed. I highly recommend his services!
AriannaHuntington, NY
Rating: 5.0 out of 5.0 from Encompass
Andrew was very responsive to every question that we had. He was always available to assist us.
AndrewHuntington, NY
Rating: 5.0 out of 5.0 from Encompass
Andrew was extremely informative throughout the entire process. He was very attentive f from a swing emails and returning phone calls in na very short time. I would definitely recommend him to any one looking for a mortgage.
JamesPalm Coast, FL
Rating: 5.0 out of 5.0 from Encompass
Andrew you were awesome to work with! Thank you again for getting us to the finishing line. I Look forward to working with you in the future.
TamaraPalm Coast, FL
Rating: 5.0 out of 5.0 from Encompass
Impeccable service Andrew would answer my calls any day or time
Anthony MichaelHoltsville, NY
Rating: 5.0 out of 5.0 from Encompass
First time home buyers Andrew made it easy. Few hiccups along the way Andrew was able to take care of them with out batting an eye. 10/10
William TSmithtown, NY
Rating: 5.0 out of 5.0 from Encompass
Andrew made mortage Process easy and was always available for my questions or concerns.
MichaelMiller Place, NY