Only Operates as AnnieMac Home Mortgage in the state of New York.

Our Team

Our team of licensed mortgage professionals are always eager to help you achieve your dream.

Borrower Testimonials

Rating: 5.0 out of 5.0 from Encompass
Great communication throughout the process as well as quick responses to all inquiries . I felt I received personal attention and would highly recommend Andrew Virga to anyone looking for home financing
GerardSetauket, NY
Rating: 5.0 out of 5.0 from Encompass
The team was quick to respond to concerns and questions! Kind, helpful and understandin!
AmyCommack, NY
Rating: 5.0 out of 5.0 from Encompass
Frank Virga and his team were super! They answered all our questions immediately and were helpful and understanding of our needs .
StevenCommack, NY
Rating: 5.0 out of 5.0 from Encompass
Frank and his team are amazing professionals. Very helpful and easy to work with.
JessReno, NV
Rating: 5.0 out of 5.0 from Encompass
extremely helpful.
Thomas LOceanside, NY
Rating: 5.0 out of 5.0 from Encompass
Andrew was great to work with
MatthewCoram, NY
Rating: 5.0 out of 5.0 from Encompass
Andrew Virga and his team were constantly in touch with us and quickly moved us to a closing date. Andrew immediately answered any and all questions we may have had and made the whole process from start to finish an easy stress free process.
MaryannSetauket, NY
Rating: 5.0 out of 5.0 from Encompass
Great experience
JoseGreenlawn, NY
Rating: 5.0 out of 5.0 from Encompass
Andrew made buying our first home feel easy and genuinely stress-free. From the first conversation through closing, he was responsive, clear, and calm when we needed him most. He explained every step in plain language, stayed ahead of questions, and never made us feel rushed or lost in the process. As first-time buyers, we expected the mortgage sid...
AngelinaSouth Setauket, NY
Rating: 5.0 out of 5.0 from Encompass
Cant say enough good things about Andrew. He made what could have been a stressful process feel easy from beginning to end. He was always available any time of day for a text, call, or email, no matter what I needed. He found me the best program so my offer stood out, walked me through what to do and what not to do, and there were absolutely no su...
EricSouth Setauket, NY
Rating: 5.0 out of 5.0 from Encompass
Frank and his team were supportive, informative, and thorough. You walked my husband and me through this process with great care and a clear understanding of what our family needed. I truly felt like you had our back from beginning to end.
ShereneManorville, NY
Rating: 5.0 out of 5.0 from Encompass
The communication and knowledge was astounding. Highly recommend
DavidSmithtown, NY
Rating: 5.0 out of 5.0 from Encompass
Frank and his team are truly the best in the business. From start to finish, Frank made the entire process incredibly simple and stress-free. His communication throughout the entire experience was excellent, and everything was handled quickly, efficiently, and flawlessly. I couldn’t recommend Frank and his team enough.
AndrewSaint James, NY
Rating: 5.0 out of 5.0 from Encompass
Communication and clear explanations of every step
TaylorSmithtown, NY
Rating: 5.0 out of 5.0 from Encompass
Smooth experience quick closing
GregBohemia, NY
Rating: 5.0 out of 5.0 from Encompass
As daunting as the process of purchasing a new home can be, AnnieMac and their staff made the experience so much easier. They were always available, supportive, and willing to assist in any way they could. I truly have nothing but good things to say about the entire team. They have been absolutely awesome throughout the whole process, and I’m inc...
ChristineWading River, NY
Rating: 5.0 out of 5.0 from Encompass
Wonderful service, super friendly and professional. Highly recomemded!.
Nelson A.Tomah, WI
Rating: 4.8 out of 5.0 from Encompass
Very approachable, did not pressure us, gave us very good advice. Professional.
AlexandraEast Setauket, NY
Rating: 5.0 out of 5.0 from Encompass
Frank is a knowledgeable resourece. He gave us excellent guidance and financial advice. His team was responisve, organized and pro-active.
NanetteWest Chicago, IL
Rating: 5.0 out of 5.0 from Encompass
We had an incredible experience working with Frank and his team from start to finish. Buying a home can be a stressful process, but their team made everything as smooth and straightforward as possible. They were extremely responsive, knowledgeable, and always took the time to explain what was happening and what we needed to do next. Communication ...
William SalvatoreMerrick, NY