About Andrew
Proudly serving clients across New York, Florida, Georgia and South Carolina.
I understand that buying or refinancing a home is one of the most significant financial decisions my clients will make. That's why I'm committed to giving my team the knowledge, resources, and support they need to guide borrowers through the mortgage process with confidence and attention to every detail.
With extensive experience across all facets of mortgage lending, I can help my team navigate everything from first-time home purchases to refinancing and complex financing needs. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I stay current on financial and housing-market trends, mortgage guidelines, and state and federal regulations so I can serve as a trusted resource for my team and our clients. My goal is to ensure our clients receive more than just a loan—they receive informed guidance and the most competitive financing solution for their unique needs.
Borrower Testimonials
Cant say enough good things about Andrew. He made what could have been a stressful process feel easy from beginning to end. He was always available any time of day for a text, call, or email, no matter what I needed. He found me the best program so my offer stood out, walked me through what to do and what not to do, and there were absolutely no su...
Andrew made buying our first home feel easy and genuinely stress-free. From the first conversation through closing, he was responsive, clear, and calm when we needed him most. He explained every step in plain language, stayed ahead of questions, and never made us feel rushed or lost in the process. As first-time buyers, we expected the mortgage sid...
The communication and knowledge was astounding. Highly recommend
Communication and clear explanations of every step
Very approachable, did not pressure us, gave us very good advice. Professional.
Andrew was great in every aspect of generating this loan and we got it done super fast. Super nice guy and super professional. I've already recommended him to a real estate broker. I won't hesitate to recommend him to friends in the future
Andrew is always available to answer any question needed at any time on any day. Very knowledgeabl, explains everything in detail so. Made this process very easy and seamless
Very easy to contact and get a hold of very knowledgeable
Andrew was very informative and help[ed walked us through the entire process and helping to choose the best rate for us.
Andrew and team are the best - highly recommend .
We cannot say enough great things about Andrew Virga! From the very beginning of our home buying journey, Andrew was knowledgeable, responsive, and incredibly patient. He took the time to explain every detail, answer every question, and guide us through what can often be a stressful and overwhelming process. Andrew made everything feel seamless. He...
Great communication, questions answered quickly and concisely.
As always Andrew pulled through! I recommend him to all my clients and will continue to do so!
Andrew made everything easy, understandable, and seemless
Always so responsive and super helpful Very educated and knowledgable
Great communication and guidance
Andrew was awesome. He was on top of my loan applications and helped me get an amazing rate. He was also very responsive and always available when I needed him. Anyone that I know looking for a morgate I am going to send them Andrew's way.
Andrew is very easy to talk to and gets the information you need as soon as you ask .
Andrew made getting our mortgage as easy of a process as possible. He is responsive, courteous, and well informed. I highly recommend his services!
Andrew was very responsive to every question that we had. He was always available to assist us.
Andrew was extremely informative throughout the entire process. He was very attentive f from a swing emails and returning phone calls in na very short time. I would definitely recommend him to any one looking for a mortgage.
Andrew you were awesome to work with! Thank you again for getting us to the finishing line. I Look forward to working with you in the future.
Impeccable service Andrew would answer my calls any day or time
First time home buyers Andrew made it easy. Few hiccups along the way Andrew was able to take care of them with out batting an eye. 10/10
Andrew made mortage Process easy and was always available for my questions or concerns.
- View more testimonials on Experience.com & Zillow.com
Realtors! Announcing Our: Real Estate Realities Masterminds
On 10/21/2026 at 2:00 pm
In a crowded market, doing great work is not always enough. People also need to understand what makes working with you different. Join me for Real Estate Realities: Jumpstart Your 2027 with Lance Pendleton on October 21 at 2 p.m. ET. Lance will share how to: - Create messaging that cuts through industry noise - Build a business around what clients truly need - Deliver an experience people remember and want to refer See you there!