Our Team
Our team of licensed mortgage professionals are always eager to help you achieve your dream.
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- Kimberly Dudley
- NMLS: 1118220
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- Karrie Holman
- NMLS: 414407
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- Betsy Hucks
- NMLS: 867327
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- Emilie Oakes
- NMLS: 1682248
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- Ricky Peacock
- NMLS: 388654
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- Brian Zimmerman
- NMLS: 1614482
Our Branches
Our team can be found in the following branches:
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- NMLS#: 338923
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1445 East Main Street
Bartow, FL 33830
Bartow, FL - HSL
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- NMLS#: 338923
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120 E Pine Street
Lakeland, FL 33801
Lakeland, FL - HSL
Borrower Testimonials
You were there to help us through the long and difficult process to make this VA loan happen.
I’m so grateful for all the help and support throughout the process of purchasing my home. Everything was smooth and easy, and the team was always there to help. Thank you for making this such a wonderful experience! 🙏🏼🏡
Friendly and resolved concerns
Communication was excellent
Overall, communication was great. I appreciated the updates that were given through every step of the way
Thank you for your outstanding support and communication!
Emilie, Yanet and the rest of team made my first time home buying experience a very smooth one and I appreciate them for that.
FROM THE WARM WELCOME FROM THE SALES OFFICE TO THE PATIENCE AND UNDERSTANDING FROM THE MANAGERS AND LENDERS. THIS IS MY FIRST HOUSE PURCHASE AND IT WAS A LITTLE MUCH BUT EVEYONE WAS VERY POSITIVE THROUGHOUT THE PROCESS. THANK YOU SO MUCH!! :)
everything was made easy for us and smooth!
Very responsive!
What a blessing it was to work with every one on our journey. The support and knowledge and personalized care was absolutely phenomenal. Each step of our process was made so very easy that we were extremely grateful to have wonderful professional and the most kind, caring and loving attention shown to us every step of the way through our proces...
We were very very blessed to have been treated so very very well. The entire process was made so easy thanks to Tina Nehr, Karrie Holman and Marissa Fawcett. You all are the best of the best. I could not have done this process without each of you being so thoughtful, caring, knowledgeable and there for me every step of the way. What a great team wo...
Going above and beyond to make the loan work.
Communication and explanation
Regular and thorough communication, explanations, setting expectations.
Great communication!!
Thank you for all your help with our project! you made the process easy and kept us right on schedule.We really appreciate everthing you did.
Easy communication during the entre process although some of the requests seemed to be redundant.
Emilie has been wonderful to deal with she has been able to answer all or questions and has mad herself available for contact any day of the week
Everyone so far has been great Emilee has always been there . She is readily available to help and to answer any questions
Everyone was very responsive and very clear in explaining everything throughout the process.
The entire team was very responsive, knowledgeable, and professional thus allowing for a smooth and seamless process.
Made the process very simple, great communication from the team.
It was a frustrating experience but the quick followup from your made it great.
Emilie made the transaction very smooth. She answered all my questions and was available to speak anytime I needed
Working with Emilie was great she took her time to explain each process
HSL provided a great experience from start to finish. The team was professional, helpful, and made the mortgage process feel smooth and easy to understand. I truly appreciate their guidance, communication, and support throughout the entire process. Highly recommend Emilie Oakes and the staff!
Emilie Oakes went above and beyond to assist us with our loan process. She is very professional, pleasant, and extremely understanding. Our closing process was delayed due to issues with our builder however, Emilie kept us posted every step of the way! We were so fortunate to have worked with her. She is absolutely the BEST!
Efficient ,professional
Great team player and communication with the buyer to bring him to the closing table with no unpleasant surprises.