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Emilie Oakes is a seasoned Mortgage Loan Originator with a decade of experience in the mortgage industry and more than 10 years in sales prior to that. Her dedication and expertise have helped countless individuals achieve their dream of homeownership. Emilie brings a unique blend of financial insight and customer-focused service to every transaction, making her a trusted advisor for both first-time homebuyers and seasoned investors. She is known for her thoughtful guidance, clear communication, and ability to simplify complex lending processes, ensuring a smooth and empowering experience for every client. Outside of her professional role, Emilie is a devoted mom, a creative spirit who enjoys crafting, and a passionate animal lover—especially when it comes to large dogs and farm animals. Her heart lies in agriculture, where she actively mentors youth as a committed 4H Leader. Emilie finds deep fulfillment in inspiring the next generation to grow, lead, and thrive in the agricultural world.
Emilie Oakes went above and beyond to assist us with our loan process. She is very professional, pleasant, and extremely understanding. Our closing process was delayed due to issues with our builder however, Emilie kept us posted every step of the way! We were so fortunate to have worked with her. She is absolutely the BEST! Serena Wimauma, FL April 26 Rating: 5.0 out of 5.0 from Encompass
Emilie Oakes went above and beyond to assist us with our loan process. She is very professional, pleasant, and extremely understanding. Our closing process was delayed due to issues with our builder however, Emilie kept us posted every step of the way! We were so fortunate to have worked with her. She is absolutely the BEST!
Emilie was a delight to work with Joyce Ann Saint Cloud, FL April 20 Rating: 4.8 out of 5.0 from Encompass
Emilie was a delight to work with
Great team player and communication with the buyer to bring him to the closing table with no unpleasant surprises. Jose B. Trejos Lakeland, FL April 06 Rating: 5.0 out of 5.0 from Encompass
Great team player and communication with the buyer to bring him to the closing table with no unpleasant surprises.
I was very informed about the whole process everything went like it was expected Yanet was very good answering the phone and explaining everything Tina as well im I'm very satisfied thanks Yosbany Lakeland, FL April 02 Rating: 5.0 out of 5.0 from Encompass
I was very informed about the whole process everything went like it was expected Yanet was very good answering the phone and explaining everything Tina as well im I'm very satisfied thanks
Better communication and faster work. Orlando Javier Auburndale, FL April 01 Rating: 4.3 out of 5.0 from Encompass
Better communication and faster work.
Marissa was very pari with me and ALL three million of my calls to her. I had a hard time understanding this process at certain times and she explai and broke down what was needed each time. Emilie was also available rather it was text and or phone call. Thank you ladies sincerely with all of my heart and understand... ShiQwanda Jewelene Lakeland, FL March 30 Rating: 5.0 out of 5.0 from Encompass
Marissa was very pari with me and ALL three million of my calls to her. I had a hard time understanding this process at certain times and she explai and broke down what was needed each time. Emilie was also available rather it was text and or phone call. Thank you ladies sincerely with all of my heart and understand...
I was well cared for. All my questions and needs were met Roland Davenport, FL March 27 Rating: 5.0 out of 5.0 from Encompass
I was well cared for. All my questions and needs were met
If you’re looking for a lender who truly cares... Emilie is it. She goes above and beyond to keep everyone informed, answers every question with patience, and brings so much knowledge to the table. She made this entire process smoother not just for the client, but for me as well. As a newer agent, I learned so much from her and I’m incredibl... Shelby Lakeland, FL March 27 Rating: 5.0 out of 5.0 from Encompass
If you’re looking for a lender who truly cares... Emilie is it. She goes above and beyond to keep everyone informed, answers every question with patience, and brings so much knowledge to the table. She made this entire process smoother not just for the client, but for me as well. As a newer agent, I learned so much from her and I’m incredibl...
We appreciated that Emilie remained on top of things throughout the loan process as there were a few hiccups that we feel slowed things down. Emilie was kind, professional and always took the time to give us a call and answer any and all of our questions in a timely manner and we appreciated that as ... Richard Scott Auburndale, FL March 20 Rating: 5.0 out of 5.0 from Encompass
We appreciated that Emilie remained on top of things throughout the loan process as there were a few hiccups that we feel slowed things down. Emilie was kind, professional and always took the time to give us a call and answer any and all of our questions in a timely manner and we appreciated that as ...
Everyone was very helpful and answered my question and helped me when I had problems with things. David Wayne Winter Haven, FL March 14 Rating: 5.0 out of 5.0 from Encompass
Everyone was very helpful and answered my question and helped me when I had problems with things.
Emilie You were always on top of everthing.Very profesninal.and always avaiable to answer all of our questions Thanks Kevin Lee Winter Haven, FL March 07 Rating: 5.0 out of 5.0 from Encompass
Emilie You were always on top of everthing.Very profesninal.and always avaiable to answer all of our questions Thanks
Better communication Michael Fitzgerald Wimauma, FL March 02 Rating: 4.5 out of 5.0 from Encompass
Better communication
On 04/30/2026 at 2:30 pm
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