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I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Rating: 5.0 out of 5.0 from Encompass Tim is the BEST!! YvonneWaldorf, MD Jul 31
Tim is the BEST!!
Rating: 5.0 out of 5.0 from Encompass I have worked with Mr. Murphy over the years and he is an excellent Manager and always available to explain or help with the transaction, he never fail to deliver! GlendaBowie, MD Jul 30
I have worked with Mr. Murphy over the years and he is an excellent Manager and always available to explain or help with the transaction, he never fail to deliver!
Rating: 5.0 out of 5.0 from google Larry Tucker was a wonderful resource for 2 people who hadn't bought a house in nearly 50 years. He was always happy to answer our questions and explain things we were unsure about. With his guidance and support, we navigated what has become a very complicated process and made it painless. We feel lucky to have worked with him and grateful for all ... Chris Depkin Jul 27
Larry Tucker was a wonderful resource for 2 people who hadn't bought a house in nearly 50 years. He was always happy to answer our questions and explain things we were unsure about. With his guidance and support, we navigated what has become a very complicated process and made it painless. We feel lucky to have worked with him and grateful for all ...
Rating: 5.0 out of 5.0 from google Sherri, Kayla and all the team are the greatest. They keep you informed, answer all your questions and are the most pleasant people you could ever wish for. Don't hesitate to contact them for all your needs. Delmer Billings Jul 22
Sherri, Kayla and all the team are the greatest. They keep you informed, answer all your questions and are the most pleasant people you could ever wish for. Don't hesitate to contact them for all your needs.
Rating: 5.0 out of 5.0 from Encompass The communication. Best lenders in the business. MichaelFredericksburg, VA Jul 21
The communication. Best lenders in the business.
Rating: 5.0 out of 5.0 from Encompass Tim is a very knowledgeable lender and is responsive to my needs. He's always available to answer my text, email, or phone call. Tim takes good care of my clients and we always have smooth closings. LinhColonial Beach, VA Jul 21
Tim is a very knowledgeable lender and is responsive to my needs. He's always available to answer my text, email, or phone call. Tim takes good care of my clients and we always have smooth closings.
Rating: 5.0 out of 5.0 from Encompass Excellent service. Really appreciated staff explaining the process and constantly being available! Very friendly and supportive! Rebecca KathleenWhite Plains, MD Jul 21
Excellent service. Really appreciated staff explaining the process and constantly being available! Very friendly and supportive!
Rating: 5.0 out of 5.0 from Encompass Tim and his team are true professionals that take a personal interest in their clients. He knows, understands and offers loans and programs most lenders either don't know or choose to not share with their clients. Great service, communication and results. I have used him for many of my clients as well as my personal purchase. Give him a call and y... JamesLa Plata, MD Jul 21
Tim and his team are true professionals that take a personal interest in their clients. He knows, understands and offers loans and programs most lenders either don't know or choose to not share with their clients. Great service, communication and results. I have used him for many of my clients as well as my personal purchase. Give him a call and y...
Rating: 5.0 out of 5.0 from Encompass Tim Murphy and his team was always available and was spot on with the entire process. JackieWhite Plains, MD Jul 21
Tim Murphy and his team was always available and was spot on with the entire process.
Rating: 5.0 out of 5.0 from Encompass Great communication AimeeChurch Hill, MD Jul 21
Great communication
Rating: 5.0 out of 5.0 from Encompass Tim and Haley always made time to answer my questions. They understood when I wasn't okay with a deal. They know how to help first time homebuyers get the best loans. All in all it was a great experience working with them. James GilbertLa Plata, MD Jul 21
Tim and Haley always made time to answer my questions. They understood when I wasn't okay with a deal. They know how to help first time homebuyers get the best loans. All in all it was a great experience working with them.
Rating: 5.0 out of 5.0 from Encompass Tim and his team made our first home buying experience go smoothly. They communicated and responded to our inquiries and requests promptly and effectively. They worked with us closely and helped us with information we need to know. It was truly a pleasure to work with Tim! Jean Marie G.Fairfax, VA Jul 21
Tim and his team made our first home buying experience go smoothly. They communicated and responded to our inquiries and requests promptly and effectively. They worked with us closely and helped us with information we need to know. It was truly a pleasure to work with Tim!
Rating: 5.0 out of 5.0 from Encompass Tim is a wizard when it comes to financing. He and the rest of his team are responsive and just plain nice. Thanks to all of you. Joan M PKing George, VA Jul 21
Tim is a wizard when it comes to financing. He and the rest of his team are responsive and just plain nice. Thanks to all of you.
Rating: 5.0 out of 5.0 from Encompass Tim and his team are the absolute best in the industry! He is available and ready to assist at all times, has a wide range of mortgage options and saves buyers money by guiding them towards their most beneficial loan option. In addition to providing superior service, Tim's knowledge of the mortgage industry enables him to consistently find solutio... LindaHughesville, MD Jul 21
Tim and his team are the absolute best in the industry! He is available and ready to assist at all times, has a wide range of mortgage options and saves buyers money by guiding them towards their most beneficial loan option. In addition to providing superior service, Tim's knowledge of the mortgage industry enables him to consistently find solutio...
Rating: 4.8 out of 5.0 from Encompass Tim was amazing. Always positive and provided great advice. Rodney D.Fairfax, VA Jul 21
Tim was amazing. Always positive and provided great advice.
Rating: 5.0 out of 5.0 from Encompass Tim and his team are amazing all around. Their knowledge and experience with everything involving the market and buying a house made the process a lot easier and less stressful. Anytime I had a question about anything all I had to do was call or email and someone always was there to answer. I have used Tim and his team for two homes now and each ti... Kevin NHollywood, MD Jul 21
Tim and his team are amazing all around. Their knowledge and experience with everything involving the market and buying a house made the process a lot easier and less stressful. Anytime I had a question about anything all I had to do was call or email and someone always was there to answer. I have used Tim and his team for two homes now and each ti...
Rating: 5.0 out of 5.0 from Encompass Tim is Amazing as well as his Team! Made the process for our first house smooth and would answer any questions I had. Got back to me promptly and always provided the information I needed. Would highly recommend! Christopher WalterLusby, MD Jul 21
Tim is Amazing as well as his Team! Made the process for our first house smooth and would answer any questions I had. Got back to me promptly and always provided the information I needed. Would highly recommend!
Rating: 5.0 out of 5.0 from Encompass Easy, professional and efficient. We felt valued and taken care of every step of the process. MollyNewburg, MD Jul 21
Easy, professional and efficient. We felt valued and taken care of every step of the process.
Rating: 5.0 out of 5.0 from Encompass The ease and use of the Annie Mac App. Plus the use of Docucare service, being able to sign many documents on my tablet/ computer. Your staff was excellent. Alexis did a wonderful job keep us informed of issues when documents were missing online. Ronnie LClinton, MD Jul 21
The ease and use of the Annie Mac App. Plus the use of Docucare service, being able to sign many documents on my tablet/ computer. Your staff was excellent. Alexis did a wonderful job keep us informed of issues when documents were missing online.
Rating: 5.0 out of 5.0 from Encompass I cannot thank Tim and Casey enough for helping me to achieve my goal of becoming a homeowner. I not only became a homeowner, I purchased my dream home. Tim and Casey were available via email/phone early in the morning and late at night to answer any questions I had. Although not required they also educated me in financial literacy. Helping me to d... Unique AChesapeake Beach, MD Jul 21
I cannot thank Tim and Casey enough for helping me to achieve my goal of becoming a homeowner. I not only became a homeowner, I purchased my dream home. Tim and Casey were available via email/phone early in the morning and late at night to answer any questions I had. Although not required they also educated me in financial literacy. Helping me to d...
Rating: 5.0 out of 5.0 from Encompass Everyone was so personable. It was a pleasure talking to the staff. Everyone made sure that we understood each phase of the process. Alexis, Thanks for making me feel like there were "No Stupid Questions". Being able to e-sign a lot of forms was good. Taking that Byer's Class was an excellent idea. Yes I would recommend you to others. (As a matter ... Robin GClinton, MD Jul 21
Everyone was so personable. It was a pleasure talking to the staff. Everyone made sure that we understood each phase of the process. Alexis, Thanks for making me feel like there were "No Stupid Questions". Being able to e-sign a lot of forms was good. Taking that Byer's Class was an excellent idea. Yes I would recommend you to others. (As a matter ...
Rating: 5.0 out of 5.0 from Encompass Tim Murphy and his team (including Casey Gray) ensured I understood every step of the process in buying a "short-sale" home, which ironically can be one of the most arduous and longest process in home-buying. They answered all questions I had and were able to also lower my interest rates towards the end. I strongly recommend choosing Tim and his t... CarlosColonial Beach, VA Jul 21
Tim Murphy and his team (including Casey Gray) ensured I understood every step of the process in buying a "short-sale" home, which ironically can be one of the most arduous and longest process in home-buying. They answered all questions I had and were able to also lower my interest rates towards the end. I strongly recommend choosing Tim and his t...