Ready to buy your dream home? Start your purchase journey today with competitive rates and expert guidance.
Lower your monthly payments or access your home equity with our refinancing options.
Access calculators, guides, and tools to help you make informed mortgage decisions.
Learn more about our company, explore career opportunities, and discover our impact on the mortgage industry.
Proudly serving clients across NY, CT, DE, FL, NJ, PA
Soni has completed her graduation in Accounting and Finance at the London School of Economics with full scholarship throughout the 3 years. She then worked for Deutsche Bank, London in 2009 where she worked with high profile clients in the rates and credit department. Her clients loved her for being so hard working, sincere and result oriented.
In 2013 Soni got married and moved to Guangzhou, China and worked with her husband in the Trading business. She managed a team of 8 people and also learnt basic mandarin to run their business with clients all over USA and UK. In 2015 Soni moved from China to New York, and started working as a Loan Processor. She has since closed numerous loans under 40 days with clients and lenders being very impressed by her attention to detail and fast pace in getting the loans closed.
With her strong background in finance and banking she decided to be a Mortgage Loan Officer and got her MLO license. Soni is personable and very knowledgeable. She is committed to working with clients to ensure a smooth process from initial pre-qualification and mortgage evaluation to closing.
Her way of handling her client’s home financing needs are invaluable to her clients. She is beyond committed and is available 24/ 7 for her clients. She brings an extraordinary combination of a strong banking background, leadership skills, hard work ethic and an extremely vibrant personality. Soni’s goal is simple. She wants to offer her customers outstanding service and the best mortgage program to suit their needs.
She is also multi-lingual with the benefit of speaking English, Hindi, and Punjabi. She currently works with Annie Mac Home Mortgage. Annie Mac is known to be amongst the top lenders that can help first time home buyers with Down Payment assistance as well as innovate programs such as Cash2Keys. Annie Mac is a Fannie Mae, Freddie Mac and Ginnie Mae issuer and offers a wide range of mortgage products.
Working with Soni, Mitan, and the team was a fantastic experience- they were responsive, professional, and made the entire mortgage process smooth and stress-free. Ashish Ronkonkoma, NY April 17 Rating: 5.0 out of 5.0 from Encompass
Working with Soni, Mitan, and the team was a fantastic experience- they were responsive, professional, and made the entire mortgage process smooth and stress-free.
Responsiveness, professionalism, transparency and real time updates. Michelle Little Ferry, NJ April 03 Rating: 5.0 out of 5.0 from Encompass
Responsiveness, professionalism, transparency and real time updates.
On 04/30/2026 at 2:30 pm
Join us for Our Billion Dollar Playbook, a live mastermind designed to help real estate agents win more deals in today’s competitive market. Hear from Wes Costello of AnnieMac Home Mortgage as he breaks down the Cash2Keys suite of products and how to position your buyers like cash. Learn how Cash2Keys can level up your business.